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Dieter
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Dieter
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Joined: Jul 23, 2014
October 13th, 2024 at 12:18:52 PM permalink
Quote: EvenBob

Quote: Dieter


That's pretty good.
Is that running much more than the furnace?
What kind of generator and size, if you don't mind?
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Like I said a couple of posts ago 4,000 watts 3500 watts of usable electricity.
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I don't know if you're on city gas or LP delivery, but if it was LP, I'd look hard at plumbing in one of those dual fuel generators.
Obviously what you have is working, but I find comfort in only being reliant on one fuel type.
May the cards fall in your favor.
tuttigym
tuttigym
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October 13th, 2024 at 1:22:05 PM permalink
Quote: DRich

Quote: tuttigym

Quote: billryan

Most people learn right from wrong at an early age.
Praying for a lightning strike is acceptable. Suggesting insurance fraud is not.
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Praying is fine, but insurance companies commit fraud a lot and/or just deny claims until they can't which could be almost forever. Kinda like protecting your family from an unarmed assailant by killing him.

tuttigym
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If they are committing fraud take them to court and punish them. A jury will always reward you handsomely against a insurance company this is committing fraud.
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First, do you have any idea how long it would take to even get it trial? And your cost? Answer: Years and lots of $$$. I will quote the article: "...hurricane victims in Florida - even those with insurance- face a challenging recovery. ...."reforms enacted in Florida to encourage insurance companies to re-enter the state market have ended up leaving victims with little legal recourse to challenge claim decisions."

I know you have seen the damage and destruction both in FL and NC. The majority of those affected do not have the proper coverage or if they do, they still will have their claims highly eroded or not paid at all. Time is not on their side and the insurance companies don't care.

Your attitude is admirable but short sighted. A fire claim is clean and leaves no doubt as to a covered peril.

tuttigym
EvenBob
EvenBob
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October 13th, 2024 at 3:04:17 PM permalink
Quote: DRich

Quote: tuttigym

Quote: billryan

Most people learn right from wrong at an early age.
Praying for a lightning strike is acceptable. Suggesting insurance fraud is not.
link to original post


Praying is fine, but insurance companies commit fraud a lot and/or just deny claims until they can't which could be almost forever. Kinda like protecting your family from an unarmed assailant by killing him.

tuttigym
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If they are committing fraud take them to court and punish them. A jury will always reward you handsomely against a insurance company this is committing fraud.
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But they don't commit fraud in a way where you can sue them. My wife's nephew is an adjuster for a major Insurance Company and his entire job is to make sure you get as little as possible when you make a claim. He gets rewarded when he screws you. He will have every excuse you ever heard for not paying you and all you can do to win is wait him out. He will eventually give up and give you something close to what you deserve but that takes a while and most people don't have a whole lot of time. It takes a special kind of person to do this job. This guy was a huge bully in high school and he's a giant all-around prick in real life. He enjoys his work.
"It's not called gambling if the math is on your side."
ChumpChange
ChumpChange
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Joined: Jun 15, 2018
October 13th, 2024 at 5:03:00 PM permalink
Florida's Citizens Insurance (the insurance of last resort, is sloughing off plans to the private market during hurricane season):
600,000 Homeowners Policies Canceled After Hurricane Milton!
Don't expect the transition to go well as Citizens is now insolvent and the companies getting these new policies haven't been getting any premiums and can't pay the claims.
EvenBob
EvenBob
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Joined: Jul 18, 2010
October 13th, 2024 at 5:07:22 PM permalink
Quote: ChumpChange

Florida's Citizens Insurance (the insurance of last resort, is sloughing off plans to the private market during hurricane season):
600,000 Homeowners Policies Canceled After Hurricane Milton!

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And this happens after every major hurricane and everybody is just so shocked. What would you do if you own an insurance company just keep insuring the uninsurable? If you don't like it don't live in Florida. It's like people who live on floodplains and then piss and moan every time there's a flood. What did they think was going to happen.
"It's not called gambling if the math is on your side."
DRich
DRich
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Joined: Jul 6, 2012
October 13th, 2024 at 6:16:42 PM permalink
Quote: tuttigym



I know you have seen the damage and destruction both in FL and NC. The majority of those affected do not have the proper coverage or if they do, they still will have their claims highly eroded or not paid at all. Time is not on their side and the insurance companies don't care.



I am in Florida, I have seen it up close. My mother and my sister each lost their houses to a hurricane two years ago. I watched and participated in dealing with the insurance companies for my mother, unfortunately she is no longer capable at age 87. The family now has power of attorney. It was a long painful process but surprisingly the insurance companies they had were very fair and timely. The construction companies on the other hand were not.

I understand you are reading stories that contradict mine and I don't dispute that they exist. From my perspective as having lived it with my family and my friends and neighbors, the majority seemed to be treated fairly.
At my age, a "Life In Prison" sentence is not much of a deterrent.
ChumpChange
ChumpChange
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Joined: Jun 15, 2018
October 13th, 2024 at 9:22:48 PM permalink
“Early Saturday afternoon FEMA advised all federal responders in Rutherford County, NC, to stand down and evacuate the county immediately.” The message stated that National Guard troops 'had come across 2 trucks of armed militia saying they were out hunting FEMA"


Florida insurance carriers used altered hurricane damage reports, whistleblowers say - 60 Minutes
Last edited by: ChumpChange on Oct 13, 2024
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