Quote: DRichQuote: AlanMendelsonQuote: DRichQuote: AlanMendelsonDid you learn anything about flood insurance?
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I did not, but I just got my renewal notice for my insurance and my cost went from $3800 to $8200 in one year.
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Is that homeowners or flood or both?
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Just Homeowners.
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Does FL have a high risk insurance pool, where uninsurable properties are covered under a state-run plan?
Gene
Quote: GenoDRPh
Does FL have a high risk insurance pool, where uninsurable properties are covered under a state-run plan?
Gene
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I have no idea.
Quote: DRichQuote: GenoDRPh
Does FL have a high risk insurance pool, where uninsurable properties are covered under a state-run plan?
Gene
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I have no idea.
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Florida has a state run insurance program for all of the homeowners who can't get private insurance.
Craziest thing I've seen in ten years. The previous winner? Hurricane Sandy, ten years ago last week. I was in one of the ten houses in a square mile that never lost power. Wild time.
Quote: EvenBobWho on this forum will be affected by the new CAT5 hurricane. I heard it's going to reach Tampa.
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Me
Quote: DRichQuote: EvenBobWho on this forum will be affected by the new CAT5 hurricane. I heard it's going to reach Tampa.
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Me
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And you don't care if you die or not so it's probably not that big a deal to you
Quote: EvenBobQuote: DRichQuote: EvenBobWho on this forum will be affected by the new CAT5 hurricane. I heard it's going to reach Tampa.
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Me
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And you don't care if you die or not so it's probably not that big a deal to you
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The big deal is if the roof gets blown off or the house floods. At least if I die I don't have to deal with the insurance companies.
TV says Florida will not do contraflow on the interstates but if the interstate speeds are below 40 mph they'll open up the shoulders as an extra lane. Gas Buddy says gas stations running out of gas in the Tampa area are going up and expected to skyrocket shortly, currently around 15% and rising fast. FEMA and the state are working to resupply gas stations right now.
BREAKING: 70% of stations in Fort Myers are out of gas according to GasBuddy data.
Quote: ChumpChangeNot sure the insurance companies are going to deal with any of this, they'll just leave Florida flat and nobody will be insured in the future. It could be the most expensive hurricane in Florida history and it hasn't even arrived yet. There's supposed to be a $150 billion relief package on the way for Hurricane Helene, but only 2% of most property owners affected are covered by insurance from flooding because these weren't coastal communities getting a foot of rain or more far inland.
TV says Florida will not do contraflow on the interstates but if the interstate speeds are below 40 mph they'll open up the shoulders as an extra lane. Gas Buddy says gas stations running out of gas in the Tampa area are going up and expected to skyrocket shortly, currently around 15% and rising fast. FEMA and the state are working to resupply gas stations right now.
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They can leave Florida but they still have to pay the active policies. I am fortunate my house is at an elevation of 8ft above sea level which is not considered a major flood zone. Most of the gas stations here are dry and I am 130 miles south of Tampa.
Quote: ChumpChangeNot sure the insurance companies are going to deal with any of this, they'll just leave Florida flat and nobody will be insured in the future. It could be the most expensive hurricane in Florida history and it hasn't even arrived yet. There's supposed to be a $150 billion relief package on the way for Hurricane Helene, but only 2% of most property owners affected are covered by insurance from flooding because these weren't coastal communities getting a foot of rain or more far inland.
TV says Florida will not do contraflow on the interstates but if the interstate speeds are below 40 mph they'll open up the shoulders as an extra lane. Gas Buddy says gas stations running out of gas in the Tampa area are going up and expected to skyrocket shortly, currently around 15% and rising fast. FEMA and the state are working to resupply gas stations right now.
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The federal flood insurance program/policies have relatively low limits, i.e., $250,000 on home/building and $100,000 on contents. I am not sure what building cost are today but at $200/sq ft one would be hard pressed to rebuild a1200 sq ft home. Thats if wants to rebuild, re-mortgage, and re-insure. Tough call.
tuttigym
Quote: DRichQuote: EvenBobQuote: DRichQuote: EvenBobWho on this forum will be affected by the new CAT5 hurricane. I heard it's going to reach Tampa.
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Me
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And you don't care if you die or not so it's probably not that big a deal to you
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The big deal is if the roof gets blown off or the house floods. At least if I die I don't have to deal with the insurance companies.
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I like your never-ending positive attitude
Quote: DRichQuote: ChumpChangeNot sure the insurance companies are going to deal with any of this, they'll just leave Florida flat and nobody will be insured in the future. It could be the most expensive hurricane in Florida history and it hasn't even arrived yet. There's supposed to be a $150 billion relief package on the way for Hurricane Helene, but only 2% of most property owners affected are covered by insurance from flooding because these weren't coastal communities getting a foot of rain or more far inland.
TV says Florida will not do contraflow on the interstates but if the interstate speeds are below 40 mph they'll open up the shoulders as an extra lane. Gas Buddy says gas stations running out of gas in the Tampa area are going up and expected to skyrocket shortly, currently around 15% and rising fast. FEMA and the state are working to resupply gas stations right now.
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They can leave Florida but they still have to pay the active policies. I am fortunate my house is at an elevation of 8ft above sea level which is not considered a major flood zone. Most of the gas stations here are dry and I am 130 miles south of Tampa.
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I just heard of it doesn't hit Tampa it's going to hit south of Tampa. You lead such an exciting life
.. The damage to the roads in NC and the Southeast has greatly reduced the capacity to travel east (or west) and cross the Appalachian Mtns -either north or south of the Great Smokey Mountains. So the usual heavy eastbound traffic on Interstate 40 and other east/west highways has largely been diverting to I-75 south down to Atlanta where it then turns east (or further South to Macon and then east on I-16).
The problem is that Atlanta hasn't the capacity to handle its own normal traffic and the extra traffic load is now a nightmare. I went through Atlanta on Saturday and the southbound traffic was 'stop and go' or at a standstill for 50 miles! Delays must have been at least 3-4 hours. I have never seen it that bad in Atlanta. What will it be like on weekdays? During rush hour?
Gas stations in affected areas (NC,SC,GA) are running low on gasoline supplies. Hotel vacancies are nearly impossible to find because so many displaced people from NC, Tenn, SC and GA are staying in hotel rooms. It's a mess.
Quote: EvenBob
I just heard of it doesn't hit Tampa it's going to hit south of Tampa. You lead such an exciting life
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Yes, they have already started ordering mandatory evacuation to some neighborhoods in my city and I am 130miles south of Tampa.
My boss lost everything in their house in Helene flooding, and now Milton looks like it could be a direct hit as well. Yeesh.
Quote: ams288There are thousands of reasons not to live in Florida, but the constant threat of devastating hurricanes is #1 for me.
My boss lost everything in their house in Helene flooding, and now Milton looks like it could be a direct hit as well. Yeesh.
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I have found the key to be not to possess anything you care about. Other than my wife and animals I do not have a single possession that would bother me if I lost it.
Quote: gordonm888
The problem is that Atlanta hasn't the capacity to handle its own normal traffic and the extra traffic load is now a nightmare. I went through Atlanta on Saturday and the southbound traffic was 'stop and go' or at a standstill for 50 miles! Delays must have been at least 3-4 hours. I have never seen it that bad in Atlanta. What will it be like on weekdays? During rush hour?
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(snip)
It was pretty awful last week. I lost at least 3 hours Wednesday; a 2 hour absolute standstill between Chattanooga and Atlanta, plus increased traffic delays. As this keeps up, more and more locals are going to get familiar with the routes "through the woods", and get off I-75 onto state routes over toward I-85. Those state routes aren't "better", unless the Interstates are jammed up.
I'm going to be absolutely disgusted if the new ideal route from Nashville to Atlanta is through Birmingham instead of Chattanooga.
(The rant is ended. Go in peace.)
Quote: DRichQuote: ams288There are thousands of reasons not to live in Florida, but the constant threat of devastating hurricanes is #1 for me.
My boss lost everything in their house in Helene flooding, and now Milton looks like it could be a direct hit as well. Yeesh.
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I have found the key to be not to possess anything you care about. Other than my wife and animals I do not have a single possession that would bother me if I lost it.
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It would annoy me to configure new computers and phones to my liking, as it always does. I would prefer not to have to restock the library; some of those books and DVD's were hard to find. Trying to replace my prescriptions on short notice will definitely be a bad few days.
I can certainly live without most of it, as long as the folks are ok.
Everything gets dirty, wet, and broken. It's an annoyance to deal with, but life goes on.
Quote: DieterQuote: DRichQuote: ams288There are thousands of reasons not to live in Florida, but the constant threat of devastating hurricanes is #1 for me.
My boss lost everything in their house in Helene flooding, and now Milton looks like it could be a direct hit as well. Yeesh.
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I have found the key to be not to possess anything you care about. Other than my wife and animals I do not have a single possession that would bother me if I lost it.
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It would annoy me to configure new computers and phones to my liking, as it always does. I would prefer not to have to restock the library; some of those books and DVD's were hard to find. Trying to replace my prescriptions on short notice will definitely be a bad few days.
I can certainly live without most of it, as long as the folks are ok.
Everything gets dirty, wet, and broken. It's an annoyance to deal with, but life goes on.
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I would hate to lose my books. I have hundreds and hundreds of books that I've read over the last 50 years. Luckily I live 900 ft above sea level and I live on a hill so the chance of flooding is zero.
Quote: EvenBobQuote: DieterQuote: DRichQuote: ams288There are thousands of reasons not to live in Florida, but the constant threat of devastating hurricanes is #1 for me.
My boss lost everything in their house in Helene flooding, and now Milton looks like it could be a direct hit as well. Yeesh.
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I have found the key to be not to possess anything you care about. Other than my wife and animals I do not have a single possession that would bother me if I lost it.
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It would annoy me to configure new computers and phones to my liking, as it always does. I would prefer not to have to restock the library; some of those books and DVD's were hard to find. Trying to replace my prescriptions on short notice will definitely be a bad few days.
I can certainly live without most of it, as long as the folks are ok.
Everything gets dirty, wet, and broken. It's an annoyance to deal with, but life goes on.
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I would hate to lose my books. I have hundreds and hundreds of books that I've read over the last 50 years. Luckily I live 900 ft above sea level and I live on a hill so the chance of flooding is zero.
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I'm at a similar elevation at the house.
If the surf is up in Iowa, then we have much bigger problems.
I downsized quite aggressively about 10 years back, due to a divorce. I'm much more selective now about what I want to keep, and what I want to discard.
The new family just doesn't understand why I want almost nothing, and refuse most gifts.
It's just a thing, and I probably don't need it.
I turned eight crates of possessions to one crate I'm keeping and seven I'll eventually sell.
Downsizing at work.
Quote: Dieter
If the surf is up in Iowa, then we have much bigger problems.
I did not realize you were in Iowa. I spent 5.5 years in Iowa City and still have some former friends in Des Moines.
Quote: DRichQuote: Dieter
If the surf is up in Iowa, then we have much bigger problems.
I did not realize you were in Iowa. I spent 5.5 years in Iowa City and still have some former friends in Des Moines.
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I'm not. ;)
"Wisconsin" is "home", although I've been travelling pretty constantly for about a decade. (With a few minor exceptions.)
Quote: JoemanCurrently sitting on the edge of the cone on the east coast. Ironically, today is a beautiful day -- 60's at dawn, not a cloud in the sky. Friday is forecast much the same, but with temps and humidity a bit lower. The 2 days in between, though... not so much!
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Good luck to you!
Quote: EvenBobTampa Bay hasn’t been hit directly by a major hurricane since 1921. Milton may be the one. I think Milton is going directly after DRich. It's a personal thing..
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I welcome the challenge. Right now it is tracking just south of Tampa which is the best case for Tampa. If it hits just north the devastation will be horrific. South there will be a lot less flooding. The winds don't look like they are going to be bad and the rain levels are on the low side. The flooding will determine if this is just another hurricane or if we have a New Orleans type scenario.
Quote: DRichQuote: EvenBobTampa Bay hasn’t been hit directly by a major hurricane since 1921. Milton may be the one. I think Milton is going directly after DRich. It's a personal thing..
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I welcome the challenge. Right now it is tracking just south of Tampa which is the best case for Tampa. If it hits just north the devastation will be horrific. South there will be a lot less flooding. The winds don't look like they are going to be bad and the rain levels are on the low side. The flooding will determine if this is just another hurricane or if we have a New Orleans type scenario.
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Time to stock up on jerky, Cheerios, Cheetos, Oreos, you know, all the primary food groups.
Quote: EvenBob
Time to stock up on jerky, Cheerios, Cheetos, Oreos, you know, all the primary food groups.
I still have about 5 lbs of jerky and one box of Cheerios.
Quote: DRichQuote: EvenBob
Time to stock up on jerky, Cheerios, Cheetos, Oreos, you know, all the primary food groups.
I still have about 5 lbs of jerky and one box of Cheerios.
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Also emergency lanterns with LEDs powered by batteries. I have four of these. Also a portable generator that you charge from the wall. I can run three LED lights and charge my electronics for 48 hours without having to recharge it. It's called a generator because you can charge the battery in an emergency with the pull cord on the side. Takes a while but it works.
Quote: DRichQuote: EvenBob
Time to stock up on jerky, Cheerios, Cheetos, Oreos, you know, all the primary food groups.
I still have about 5 lbs of jerky and one box of Cheerios.
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Anything in a can*, can be eaten cold. But you need a hand can opener or a pop top can, or your teeth if no electricity.
*if it is food. Well, that’s what I’ve heard. Is there squid in a can?
You might be able to net some fresh fish during storm surge.
*
Quote: rxwineQuote: DRichQuote: EvenBob
Time to stock up on jerky, Cheerios, Cheetos, Oreos, you know, all the primary food groups.
I still have about 5 lbs of jerky and one box of Cheerios.
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Anything in a can*, can be eaten cold. But you need a hand can opener or a pop top can, or your teeth if no electricity.
*if it is food. Well, that’s what I’ve heard. Is there squid in a can?
You might be able to net some fresh fish during storm surge.
*
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I've only seen squid in cans with integral openers.
Quote: EvenBobQuote: DRichQuote: EvenBob
Time to stock up on jerky, Cheerios, Cheetos, Oreos, you know, all the primary food groups.
I still have about 5 lbs of jerky and one box of Cheerios.
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Also emergency lanterns with LEDs powered by batteries. I have four of these. Also a portable generator that you charge from the wall. I can run three LED lights and charge my electronics for 48 hours without having to recharge it. It's called a generator because you can charge the battery in an emergency with the pull cord on the side. Takes a while but it works.
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We do have a little solar power charger for phones but it doesnt work very well. Two years ago when Ian hit here we were without power for 10 days. Sadly, the phone batteries went dead before cell phone service started working again about three days later.
We have plenty of battery operated lanterns and flashlights. I also bought one of these after Ian. it runs on gas or propane.
Quote: DRichQuote: EvenBobQuote: DRichQuote: EvenBob
Time to stock up on jerky, Cheerios, Cheetos, Oreos, you know, all the primary food groups.
I still have about 5 lbs of jerky and one box of Cheerios.
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Also emergency lanterns with LEDs powered by batteries. I have four of these. Also a portable generator that you charge from the wall. I can run three LED lights and charge my electronics for 48 hours without having to recharge it. It's called a generator because you can charge the battery in an emergency with the pull cord on the side. Takes a while but it works.
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We do have a little solar power charger for phones but it doesnt work very well. Two years ago when Ian hit here we were without power for 10 days. Sadly, the phone batteries went dead before cell phone service started working again about three days later.
We have plenty of battery operated lanterns and flashlights. I also bought one of these after Ian. it runs on gas or propane.
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Gas is hard to get after a hurricane. You're better off having several tanks of propane on hand before the storm starts. At least 3 days worth. Or more. Propane doesn't go bad and it keeps forever. Look at it as a future investment.
Quote: EvenBobQuote: DRichQuote: EvenBobQuote: DRichQuote: EvenBob
Time to stock up on jerky, Cheerios, Cheetos, Oreos, you know, all the primary food groups.
I still have about 5 lbs of jerky and one box of Cheerios.
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Also emergency lanterns with LEDs powered by batteries. I have four of these. Also a portable generator that you charge from the wall. I can run three LED lights and charge my electronics for 48 hours without having to recharge it. It's called a generator because you can charge the battery in an emergency with the pull cord on the side. Takes a while but it works.
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We do have a little solar power charger for phones but it doesnt work very well. Two years ago when Ian hit here we were without power for 10 days. Sadly, the phone batteries went dead before cell phone service started working again about three days later.
We have plenty of battery operated lanterns and flashlights. I also bought one of these after Ian. it runs on gas or propane.
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Gas is hard to get after a hurricane. You're better off having several tanks of propane on hand before the storm starts. At least 3 days worth. Or more. Propane doesn't go bad and it keeps forever. Look at it as a future investment.
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I have 15 gallons of gas and two standard sized propane tanks. If necessary I will only run the generator about six hours a day to keep the frige and freezer cold.
Quote: DRich
I have 15 gallons of gas and two standard sized propane tanks. If necessary I will only run the generator about six hours a day to keep the frige and freezer cold.
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If you run it for 6 hours a day it should be enough fuel for 3 weeks or so. That should be enough for almost any power outage. If my power goes out in the winter I have to run the furnace full time so my generator is on 24 hours a day.
Quote: EvenBobQuote: DRich
I have 15 gallons of gas and two standard sized propane tanks. If necessary I will only run the generator about six hours a day to keep the frige and freezer cold.
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If you run it for 6 hours a day it should be enough fuel for 3 weeks or so. That should be enough for almost any power outage. If my power goes out in the winter I have to run the furnace full time so my generator is on 24 hours a day.
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Thank you, I have no idea. I have run the generator for a total of about 2 minutes since new.
Quote: DRichQuote: EvenBobQuote: DRichQuote: EvenBobQuote: DRichQuote: EvenBob
Time to stock up on jerky, Cheerios, Cheetos, Oreos, you know, all the primary food groups.
I still have about 5 lbs of jerky and one box of Cheerios.
link to original post
Also emergency lanterns with LEDs powered by batteries. I have four of these. Also a portable generator that you charge from the wall. I can run three LED lights and charge my electronics for 48 hours without having to recharge it. It's called a generator because you can charge the battery in an emergency with the pull cord on the side. Takes a while but it works.
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We do have a little solar power charger for phones but it doesnt work very well. Two years ago when Ian hit here we were without power for 10 days. Sadly, the phone batteries went dead before cell phone service started working again about three days later.
We have plenty of battery operated lanterns and flashlights. I also bought one of these after Ian. it runs on gas or propane.
link to original post
Gas is hard to get after a hurricane. You're better off having several tanks of propane on hand before the storm starts. At least 3 days worth. Or more. Propane doesn't go bad and it keeps forever. Look at it as a future investment.
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I have 15 gallons of gas and two standard sized propane tanks. If necessary I will only run the generator about six hours a day to keep the frige and freezer cold.
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I lost power on a Saturday, and it wasn't restored until Tuesday afternoon. I opened the fridge a few times, but not the freezer. It was three days above 100 degrees, and the only problem was that the soft serve I've cream got slushy.
Quote: billryan
I lost power on a Saturday, and it wasn't restored until Tuesday afternoon. I opened the fridge a few times, but not the freezer. It was three days above 100 degrees, and the only problem was that the soft serve I've cream got slushy.
We survived 10 days with no electricity and no generator. I am sure we will be fine.
Quote: DRichQuote: billryan
I lost power on a Saturday, and it wasn't restored until Tuesday afternoon. I opened the fridge a few times, but not the freezer. It was three days above 100 degrees, and the only problem was that the soft serve I've cream got slushy.
We survived 10 days with no electricity and no generator. I am sure we will be fine.
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I hope so. Just don't do anything stupid.
Nephew of SOOPOO lives in St Pete. He planned on riding it out because he has two big dogs, but eventually changed tactics and is staying with his partners aunt in Orlando starting tonight.
New house of SOOPOO is in the Villages and I’m hoping it’s not washed away….
Quote: SOOPOOSon of SOOPOO lives in a Gainesville. Not planning on evacuating. It’s inland but may take a shot at his town
Nephew of SOOPOO lives in St Pete. He planned on riding it out because he has two big dogs, but eventually changed tactics and is staying with his partners aunt in Orlando starting tonight.
New house of SOOPOO is in the Villages and I’m hoping it’s not washed away….
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Hopefully Florida West coast won’t also suffer a tsunami this week. Er, I guess Texas or Mexico could sprout a volcano or earthquake. (No one believes everything comes in 3’s do they)
Quote: billryan
I hope so. Just don't do anything stupid.
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I don't like my odds on not doing anything stupid.
Quote: DRichQuote: EvenBobQuote: DRich
I have 15 gallons of gas and two standard sized propane tanks. If necessary I will only run the generator about six hours a day to keep the frige and freezer cold.
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If you run it for 6 hours a day it should be enough fuel for 3 weeks or so. That should be enough for almost any power outage. If my power goes out in the winter I have to run the furnace full time so my generator is on 24 hours a day.
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Thank you, I have no idea. I have run the generator for a total of about 2 minutes since new.
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Please go double check the oil (dipstick). It "should" be fine, but it's probably easier to get a bottle of oil now than it will be when the stores lose power.