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GenoDRPh
GenoDRPh
Joined: Aug 4, 2022
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September 16th, 2022 at 8:23:12 PM permalink
All you really need is a black Sharpie...

Gene
AlanMendelson
AlanMendelson
Joined: Oct 5, 2011
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September 17th, 2022 at 1:02:41 AM permalink
Quote: DRich

Quote: UP84

Quote: DRich

Surprisingly the city where I live is known for flooding because the city has hundreds of miles of canals through it. My house is not in a flood zone but I am not sure why it isn't. Although I don't live on a canal, all of the house across the street from me are on a canal. Fortunately, by not being listed as a flood zone I save about $3500 a year on flood insurance.
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So your house isn't listed in a flood zone and you save $3,500 a year on flood insurance. Great. But if your house IS flooded, which doesn't sound like a such remote possibility given its close proximity to flood zone properties, you're screwed. Have you worked out the probabilities and cost/benefit on this?
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Since I am not in a flood zone my homeowners policy will cover anything beyond the $10,000 deductible.
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I want to emphasize what UP84 said. Please carefully check your homeowners policy. There's a difference between falling water which is covered and rising or flowing water which is not covered.

Mud flows, for example, are considered rising or flowing water and is not covered.

But if rain water enters your home through a hole in the roof that is covered, even if the rain coming thru the roof floods your home.
DRich
DRich
Joined: Jul 6, 2012
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September 17th, 2022 at 5:59:46 AM permalink
Thank you all for the advice. I think our hurricane insurance will cover it since we are not in a flood zone, but I will double check.
Order from chaos
BillHasRetired
BillHasRetired
Joined: May 7, 2022
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September 17th, 2022 at 7:59:09 AM permalink
Quote: Talldude90

Anyone ever track hurricanes. Wonder if any casino's give any action on those...
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Always tracked them, just like I tracked blizzards. NJ, believe it or not, would get the remains of hurricanes rather often. 'Course, I now live in SC, so the danger of hurricanes is rather higher (and blizzards lower), so I'm tracking them a lot more.

This season makes you wonder about these long-range "experts". I put them in the same category as all those "experts" that seem to be surprised every time a financial report comes out. Hurricane experts do tend to cry wolf a lot more, it seems...until something like Sandy comes along and surprises them all.
We were supposed to get 20-26 tropical depressions and something like 14-16 'named' storms, and we're all the way up to....Fiona. So, no, I think it's a clear miss for the tropics this season (which is fine by me)

As for Fiona, it's definitely hooking to the north in the latest five-day forecast:


If I were in Bermuda, I'd be taking precautions and getting my boat out of the water, or going on a last-minute cruise to the west.

There's almost nothing for the next two weeks...which takes us to October. Oh, sure, tropical waves are coming off Africa all the time, but they aren't developing into anything. Conditions are really hostile for forming hurricanes this year. Lots of upper-level wind shear (which tears the vertical middle out of a storm), and a surprising amount of Saharan dust as well (which interferes with optimal rain formation). And here I thought global warming was going to bring on sharknados. That's what happens when you listen to "experts".
rxwine
rxwine
Joined: Feb 28, 2010
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September 17th, 2022 at 10:09:24 AM permalink
Quote: DRich

Quote: Talldude90

Anyone ever track hurricanes.



Ever since I moved to Florida last year, I definitely keep an "eye" out for them. This is my first hurricane season here and it has been unusually mild from what I have read.

My wife is the nervous type and will want to run anytime a storm heads in our direction. I am just the opposite and would rather hunker down and ride it out. She will win, she always does.
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As you may already know, there are problems with running from hurricanes in Florida.

The state is not wide enough to avoid a hurricane when it swerves, And traffic backs up pretty quickly if you don’t start out early enough. But still, in general your odds are pretty good you won’t be one who suffers major damage when they do come through, though some always will.
Fair is fair, if unprovable claims are insisted to be true, one should be able to use unprovable methods of debunking.
BillHasRetired
BillHasRetired
Joined: May 7, 2022
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September 17th, 2022 at 10:17:07 AM permalink
Oh, and here's the Wikipedia graphical summary of the season through 09/10/2022:



See that little squiggle in South Carolina? That was Colin, the third named storm. It was so inconsequential that I had completely forgotten it. Then again, I don't live on the coast, so I'm sure that's part of it.

There have been NO major hurricanes (Cat 3 or above) this season for the first time in 8 years.
rxwine
rxwine
Joined: Feb 28, 2010
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September 17th, 2022 at 10:28:50 AM permalink
Quote: BillHasRetired

Oh, and here's the Wikipedia graphical summary of the season through 09/10/2022:



See that little squiggle in South Carolina? That was Colin, the third named storm. It was so inconsequential that I had completely forgotten it. Then again, I don't live on the coast, so I'm sure that's part of it.

There have been NO major hurricanes (Cat 3 or above) this season for the first time in 8 years.
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I don’t know if hurricanologists record major tropical storms as “unborn hurricanes” but they can also be very damaging with their often slow moving mass and all the rain.

(I may have made up hurricaologist)
Fair is fair, if unprovable claims are insisted to be true, one should be able to use unprovable methods of debunking.
Gundy
Gundy
Joined: Feb 25, 2021
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September 17th, 2022 at 11:30:55 AM permalink
I live on the SW coast of Florida and enjoy tracking storms. It's been a boring year.

The global warming threats are WRONG AGAIN! Do these people ever get anything right?
BillHasRetired
BillHasRetired
Joined: May 7, 2022
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September 17th, 2022 at 11:39:19 AM permalink
Quote: Gundy

I live on the SW coast of Florida and enjoy tracking storms. It's been a boring year.

The global warming threats are WRONG AGAIN! Do these people ever get anything right?
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When's the last time you've ever seen a meteorologist get fired for getting a forecast wrong? I can't think of one, and I have a bro-in-law who retired after 30 years in the NWS.
Ace2
Ace2 
Joined: Oct 2, 2017
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September 17th, 2022 at 1:13:53 PM permalink
Quote: DRich



Surprisingly the city where I live is known for flooding because the city has hundreds of miles of canals through it. My house is not in a flood zone but I am not sure why it isn't. Although I don't live on a canal, all of the house across the street from me are on a canal. Fortunately, by not being listed as a flood zone I save about $3500 a year on flood insurance.
link to original post

When hurricane Harvey hit Houston a few years ago, most homeowners didn’t have flood insurance, presumably because they “weren’t in a flood plain”. That didn’t work out well for them

It rains and floods in Houston all the time (used to live there). I recall reading that they’ve had three “500 year floods” in the last twenty years. You should carry flood insurance in a flat, swampy, coastal place like that or Florida irrespective of your “flood zone”
It’s all about making that GTA

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