Quote: mcallister3200A lot of people who are poor are poor not because they don’t make enough money but because they spend it or money they don’t even have on stupid crap they don’t need, or pop out random kids without any plan on how to pay for them.
Worth repeating!
Three Step Plan to Avoid Poverty (>90% effective)
1. Finish High School
2. No kids before marriage
3. No marriage until age 25
If you post this in a "minority neighborhood" you will do more to end poverty than any elected Democrat.
Quote: mcallister3200A lot of people who are poor are poor not because they don’t make enough money but because they spend it or money they don’t even have on stupid crap they don’t need, or pop out random kids without any plan on how to pay for them.
Agree 100%.
If we had comprehensive financial education and sex education all through middle school and high school, and low-cost to no-cost birth control on demand available to everyone, it would solve so many problems in this country.
Throw in mandatory physical activity and nutritional education, and it would solve even more.
Quote: EvenBobUh huh. That's why the majority of
people at the poverty level in the
US have a car, or access to one, an
air conditioner, a color TV, etc. Go
to Asia or Africa and see what people
at the poverty level own and get
back to us.
The poverty level for one person in the United States is $12,490 income per year. Go to Asia or Africa and see what that will buy you and get back to us.
(Hint: It's a helluva lot more than you can buy here.)
School districts across the country brag about financial and sex education. The fact of the matter is that financial education is basically socialist and Communist principles, and sex education is made up of explaining and demonstrating what we might term unconventional practices. How have those examples of brilliance worked out? Just as how on-demand birth control has worked out, right?Quote: TigerWuIf we had comprehensive financial education and sex education all through middle school and high school, and low-cost to no-cost birth control on demand available to everyone, it would solve so many problems in this country.
It is. Ask the 82d Airborne.Quote: darkozYou're talking like Baltimore is a foreign country
Nope. That is Elijah Cummings and his totally inept and corrupt mayors.Quote:Seems like you have just given up and cant do it.
Quote: SanchoPanzaSchool districts across the country brag about financial and sex education. The fact of the matter is that financial education is basically socialist and Communist principles,
That's not a proper financial education and not what I am talking about.
Quote:and sex education is made up of explaining and demonstrating what we might term unconventional practices.
That's not a proper sex education and not what I am talking about.
Quote:How have those examples of brilliance worked out?
Terribly, because they're doing it wrong. You seem to be implying that because people are not teaching finance and sex properly, then we shouldn't do it at all. You're actually agreeing with me and reinforcing my point that we have terrible financial and sex education in this country.
Quote:Just as how on-demand birth control has worked out, right?
Well, the more access people have to birth control, the lower the abortion rate is. Isn't that something that Republicans and conservatives want?
Not just homicides, but also health:Quote: Bozhttps://www.princetonpolicy.com/ppa-blog/2019/7/29/baltimore-border-problems-share-common-cause
It appears the murder rate is HIGHER in Baltimore than in the Central American countries liberals claim migrants have to leave so they are not murdered. So these people can walk thousands of miles with nothing, yet Americans can’t leave Baltimore?
Just more proof how lopsided liberal ideas are in favor of illegal migrants compared to America citizens.
Mr Cummings has to be regretting all the light that is being shown on his district.
In no less than the home of Johns Hopkins, a third-world location by many standards, including longevity:
"Sandtown
In Poor Baltimore Neighborhoods, Life Expectancy Similar to Developing Countries
By Madeleine Deason, Joey Trull and Rose Creasman Welcome | CAPITAL NEWS SERVICE
Residents of Roland Park, Baltimore's wealthiest neighborhood, live to an average age of 84 -- matching the life expectancy of Japan, the nation where citizens live longer, on average, than any country in the world. In Sandtown, where Freddie Gray lived and the median household income is less than a quarter of Roland Park's, the life expectancy is 70 years. That matches the average life expectancy in North Korea, an impoverished dictatorship where millions suffer from chronic undernourishment, according to the United Nations. At 66 years, Downtown/Seton Hill and Greenmount East have the city's lowest life expectancy, matching India and Pakistan. Source: 2013 data from Baltimore City Health Department, World Health Organization. cns
-
Quote: mcallister3200Have you guys gotten snipped yet? We’re not allowed to say a word about abortion if not. Mods say so.
Not yet, but I think I might be impotent from my deployment to the Middle East. Does that count?
Quote: SanchoPanzaSchool districts across the country brag about financial and sex education. The fact of the matter is that financial education is basically socialist and Communist principles, and sex education is made up of explaining and demonstrating what we might term unconventional practices. How have those examples of brilliance worked out? Just as how on-demand birth control has worked out, right?
There is not a single state that includes anything like this in their academic standards. That includes financial literacy in social studies and personal finance in math. It may very well happen at the classroom level in some places. That is the exact opposite of what you meant by "across the country". And it is a complete creation of Trump and DeVos who removed themselves from any accountability and told the entire education system to just do whatever they hell it wanted to at the local level. It also makes it so the P.E. / Health teacher / assistant coach can reduce the entire sex ed curriculum to a video and spend an extra six weeks on drunk driving and seatbelts.
https://www.google.com/search?rlz=1C1SQJL_enUS831US831&ei=5YJAXdy_Hpbh-gSjzYTYDA&q=academic+state+standards+personal+finance+&oq=academic+state+standards+personal+finance+&gs_l=psy-ab.3..33i22i29i30l3.9815.9815..10202...0.0..0.108.108.0j1......0....1..gws-wiz.......0i71.vO-GyK5L5u4&ved=0ahUKEwicxsnqmd3jAhWWsJ4KHaMmAcsQ4dUDCAo&uact=5
How hard do we have to look to find the slightest hint of socialist or communist propaganda?
Those are the realities. And they have been for decades. Confront them.Quote: TigerWuThat's not a proper financial education and not what I am talking about.
That's not a proper sex education and not what I am talking about.
OK, what are your suggestions? As if they mattered at all. The fact is expanding that coursework won't help at all based on past experience and who is designing and running the courses.Quote:You seem to be implying that because people are not teaching finance and sex properly, then we shouldn't do it at all. You're actually agreeing with me and reinforcing my point that we have terrible financial and sex education in this country.
Actually most Americans want lower abortion rates. The question is with longstanding widespread and available birth control why do abortion rates continue to run in the millions?Quote:Well, the more access people have to birth control, the lower the abortion rate is. Isn't that something that Republicans and conservatives want?
Quote: AZDuffmanWorth repeating!
Three Step Plan to Avoid Poverty (>90% effective)
1. Finish High School
2. No kids before marriage
3. No marriage until age 25
If you post this in a "minority neighborhood" you will do more to end poverty than any elected Democrat.
Agreed
It most definitely fits the Republican stance of governmental controls over rights to choose
Less choice, more government control, you are on board?
Quote: SanchoPanza
OK, what are your suggestions? As if they mattered at all. The fact is expanding that coursework won't help at all based on past experience and who is designing and running the courses.
Basic financial education. How to save money. How to invest money. Salary negotiations. Career guidance. Microeconomics. Macroeconomics. Basic accounting. Income taxes. Credit cards. Banking. Etc.
These are things I was not formally taught until I took electives in college as an adult, after I had worked several jobs, went into debt, and screwed up my credit. This are all things that should be taught to everyone in the country every year starting from middle school. The only thing I learned in school was how to balance a checkbook, which isn't really a financial education, it's just adding and subtracting numbers from a running total, and was a skill that was almost obsolete as soon as I got into the "real world."
Quote:Actually most Americans want lower abortion rates. The question is with longstanding widespread and available birth control why do abortion rates continue to run in the millions?
Abortion rates have been declining since the late 1980's.
No one said anything about a "state" including "anything like this in their academic standards." By far, most of that is started by and carried out by school districts, as anyone in contact with the education system should be aware of.Quote: TomGThere is not a single state that includes anything like this in their academic standards. That includes financial literacy in social studies and personal finance in math. It may very well happen at the classroom level in some places. That is the exact opposite of what you meant by "across the country". And it is a complete creation of Trump and DeVos who removed themselves from any accountability and told the entire education system to just do whatever they hell it wanted to at the local level. It also makes it so the P.E. / Health teacher / assistant coach can reduce the entire sex ed curriculum to a video and spend an extra six weeks on drunk driving and seatbelts.
Besides, "Recently, several states have made financial literacy lessons more of a priority for students even before they're old enough to get a job.
In November 2017, then-Wisconsin Gov. Scott Walker signed a bill requiring school districts to incorporate personal finance into kindergarten through 12th grade instruction. Last year, Iowa and Kentucky made completion of a financial literacy class a graduation requirement. This month, New Jersey Lt. Gov. Sheila Oliver signed a bill mandating school districts to integrate financial literacy into every year of middle school. Lessons will cover topics like investing, credit cards, managing debt and budgeting. governing The report goes on to describe action on the subject in states as disparate as New Jersey and Utah.
If 638,000 abortions is considered a success, I definitely would not want to see a failure.Quote: TigerWuAbortion rates have been declining since the late 1980's.
Quote: SanchoPanzaIf 638,000 abortions is considered a success, I definitely would not want to see a failure.Quote: TigerWuAbortion rates have been declining since the late 1980's.
638,000 out of a country with 329 million?
Thats a tiny percentage so yeah success.
Obviously if it was one abortion per year you would cry failure
Quote: TigerWuThe poverty level for one person in the United States is $12,490 income per year. Go to Asia or Africa and see what that will buy you and get back to us.
)
Apples and oranges, one has nothing
to do with the other. The point is,
poverty here means something totally
different than real poverty means.
Quote: SanchoPanzaIf 638,000 abortions is considered a success, I definitely would not want to see a failure.Quote: TigerWuAbortion rates have been declining since the late 1980's.
Current abortion rates are less than half what they were per capita 30 years ago.
Does 13,700 abortions every year in each state work better?Quote: darkozQuote: SanchoPanzaIf 638,000 abortions is considered a success, I definitely would not want to see a failure.Quote: TigerWuAbortion rates have been declining since the late 1980's.
638,000 out of a country with 329 million?
Thats a tiny percentage so yeah success.
Obviously if it was one abortion per year you would cry failure
Quote: EvenBobApples and oranges, one has nothing
to do with the other. The point is,
poverty here means something totally
different than real poverty means.
Ahh, now you're starting to get it....
Quote: SanchoPanzaNo one said anything about a "state" including "anything like this in their academic standards." By far, most of that is started by and carried out by school districts, as anyone in contact with the education system should be aware of.
Besides, "Recently, several states have made financial literacy lessons more of a priority for students even before they're old enough to get a job.
In November 2017, then-Wisconsin Gov. Scott Walker signed a bill requiring school districts to incorporate personal finance into kindergarten through 12th grade instruction. Last year, Iowa and Kentucky made completion of a financial literacy class a graduation requirement. This month, New Jersey Lt. Gov. Sheila Oliver signed a bill mandating school districts to integrate financial literacy into every year of middle school. Lessons will cover topics like investing, credit cards, managing debt and budgeting.governingThe report goes on to describe action on the subject in states as disparate as New Jersey and Utah.
Are you really suggesting that covering investing, credit cards, debt, and budgets are "basically socialist and Communist principles"?
Quote: TomGThey are when they are covered under socialist and Communist frameworks. That is a key reason so many young people oppose capitalism and favor socialism in polls.Quote: SanchoPanzaAre you really suggesting that covering investing, credit cards, debt, and budgets are "basically socialist and Communist principles"?
The answer to both of those questions is that not everybody chooses to use those instruments.Quote: rxwinePretty sure on-demand contraception works better than no availability. Might as well ask why full gun access doesn’t stop all crime, then claim it failed.
Quote: SanchoPanzaThey are when they are covered under socialist and Communist frameworks. That is a key reason so many young people oppose capitalism and favor socialism in polls.
That is also true for things like multiplication, fractions, and the periodic table of the elements. Fortunately a school classroom is not the framework for socialism or communism.
Quote: SanchoPanzaThey are when they are covered under socialist and Communist frameworks. That is a key reason so many young people oppose capitalism and favor socialism in polls.
All those things are covered under the capitalist framework as well. I'm not exactly sure what you're arguing here....
Quote: darkozAgreed
It most definitely fits the Republican stance of governmental controls over rights to choose
Less choice, more government control, you are on board?
What on earth are you talking about? Where did I mention "government control" of anything? I mentioned a proven formula to avoid a life of poverty. I don't see the words "government" or "control" anywhere in my post.
That's not what I had in mind when I said the bankers are screwing us.Quote: TigerWuYou're actually agreeing with me and reinforcing my point that we have terrible financial and sex education in this country.
The birth rate in America is in decline. Everyone here knows that, so why are we arguing about sex ed? https://www.npr.org/2019/05/15/723518379/u-s-births-fell-to-a-32-year-low-in-2018-cdc-says-birthrate-is-at-record-levelQuote:Well, the more access people have to birth control, the lower the abortion rate is. Isn't that something that Republicans and conservatives want?
The problem is, the bankers don't really want fewer tax payers, or potential warriors. Watch just a couple minutes of the sage, George Carlin. Teaching with humor.
Quote: darkozAmerica is NOT a free country
Its actually a very expensive country
Unleas you have lots of power and money. Then you are free to commit crimes and get away with them
It is very clear that buses do not cross oceans. You should go to the Philippines and get back to us. You are more clueless than an East Coast AP in a potato chip contest.
Quote: MaxPenIt is very clear that buses do not cross oceans. You should go to the Philippines and get back to us. You are more clueless than an East Coast AP in a potato chip contest.
https://www.google.com/amp/s/www.aerotime.aero/aerotime.team/23750-first-airbus-a350-1000-for-british-airways-video%3fv=amp
Quote: AZDuffmanWorth repeating!
Three Step Plan to Avoid Poverty (>90% effective)
1. Finish High School
2. No kids before marriage
3. No marriage until age 25
.
I suppose everyone is gonna be on the honor system?
Without government control lets see how your plan works out
Quote: darkozhttps://www.google.com/amp/s/www.aerotime.aero/aerotime.team/23750-first-airbus-a350-1000-for-british-airways-video%3fv=amp
I wrote buses with one "s" not airbuses. The complete rules are in the details Follow the asterisks.
I dont know any employer that would stand for employees spending so much time posting to internet forums
Now, me, i got plenty of time to post while i am riding the bus to my next big AP move
How come with hundreds of mass shootings in the US the last few years I have yet to hear of these protective measures working.
I mean where are all the heroes coming out guns blazing? Statistically speaking with nearly one mass shooting a week for years now someone armed ahould have saved lives.
Or is all a crock of horse manure
I mean, AZ said in an earlier post only idiots keep doing the same thing over and over again if they get poor results.
Certainly no one thinks mass shootings are good results. And people in this country are armed.
Methinks saving people during mass shootings with armed citizens isnt working
Quote: darkozI suppose everyone is gonna be on the honor system?
Without government control lets see how your plan works out
Honor system? Well, in a free country that is how it works.
"My plan?" Just common sense, and has been proven.
If people want to ignore it, they may do so. We need the people who dry my car at the end of the car wash and so forth. I need people to fill my rental properties. Someone needs to buy my suv when it hits 180,000-200,000 miles. The casino needs people to empty the ashtrays.
So I really do not care who follows the plan. I will go enjoy a few drinks with those that do while those that don't clean the glassware.
Streel level and violent crime is just way more visible which is why it is always on the news
Quote: darkozA talking point of pro gun righta activists is that they wish to be armed in case of a mass shooting
How come with hundreds of mass shootings in the US the last few years I have yet to hear of these protective measures working.
I mean where are all the heroes coming out guns blazing? Statistically speaking with nearly one mass shooting a week for years now someone armed ahould have saved lives.
Or is all a crock of horse manure
I mean, AZ said in an earlier post only idiots keep doing the same thing over and over again if they get poor results.
Certainly no one thinks mass shootings are good results. And people in this country are armed.
Methinks saving people during mass shootings with armed citizens isnt working
Took me about a minute.
There is this great search engine called google, finds stuff easy!
Quote: darkozThe biggest posters on here for right wing cant possibly have jobs themselves.
I dont know any employer that would stand for employees spending so much time posting to internet forums
Now, me, i got plenty of time to post while i am riding the bus to my next big AP move
Many of us are self-employed or semi-self-employed. I see my boss once a week or so.
I don't take the bus to the casino, I drive. The more successful people I know do the same, so we post at home.
Do NJ Transit buses have wi-fi now?Quote: darkozThe biggest posters on here for right wing cant possibly have jobs themselves.
I dont know any employer that would stand for employees spending so much time posting to internet forums
Now, me, i got plenty of time to post while i am riding the bus to my next big AP move
"Probably," as they say, is wrong pending the posting of actual facts.Quote: rxwineProbably just as much crime in Republican led cities. It's probably mostly undiscovered white collar crime ripping off people. Streel level and violent crime is just way more visible which is why it is always on the news
It is also called personal responsibility and personal integrity.Quote: AZDuffmanHonor system? Well, in a free country that is how it works.
"My plan?" Just common sense, and has been proven.
If people want to ignore it, they may do so. We need the people who dry my car at the end of the car wash and so forth. I need people to fill my rental properties. Someone needs to buy my suv when it hits 180,000-200,000 miles. The casino needs people to empty the ashtrays.
So I really do not care who follows the plan. I will go enjoy a few drinks with those that do while those that don't clean the glassware.
Actually indoctrination does seem to prevail :Quote: TomGThat is also true for things like multiplication, fractions, and the periodic table of the elements. Fortunately a school classroom is not the framework for socialism or communism.
" According to a new poll from Gallup, young Americans are souring on capitalism. Less than half, 45 percent, view capitalism positively.
“This represents a 12-point decline in young adults’ positive views of capitalism in just the past two years and a marked shift since 2010, when 68 percent viewed it positively,” notes Gallup, which defines young Americans as those aged 18 to 29.
Meanwhile, 51 percent of young people are positive about socialism. This age group’s “views of socialism have fluctuated somewhat from year to year,” reports Gallup, “but the 51 percent with a positive view today is the same as in 2010.” cnbc
Quote: darkozHow come with hundreds of mass shootings in the US the last few years I have yet to hear of these protective measures working.
Say it with me...
It. Doesn't. Fit. The. Agenda.
If you ever tire of the propaganda and wish instead for enlightenment, I'm but a text away. Respectful debate guaranteed.
Quote: SanchoPanza"Probably," as they say, is wrong pending the posting of actual facts.
Actually due to Trump's attacks on regulation a company may avoid being caught putting out a known defective product. And it may go on for a long time before being detected.
If a poor guy in the ghetto breaks into 5 houses and steals something he gets charged with 5 crimes. In a white collar crime you can steal from 10,000 people and I guarantee you the crime stats won't record `10,000 crimes will it?
You know I'm right.
Quote: AZDuffmanTook me about a minute.
There is this great search engine called google, finds stuff easy!
Nice try, but fake news sites are worthless
https://rationalwiki.org/wiki/Conservapedia
Quote: rxwineActually due to Trump's attacks on regulation a company may avoid being caught putting out a known defective product. And it may go on for a long time before being detected.
If a poor guy in the ghetto breaks into 5 houses and steals something he gets charged with 5 crimes. In a white collar crime you can steal from 10,000 people and I guarantee you the crime stats won't record `10,000 crimes will it?
You know I'm right.
If a black man poisoned an entire city by switching their water supply to a waste dump he would be facing terrorism charges and the death penalty
Rick snyder does it snd he faces re-election
Quote: SanchoPanzaActually indoctrination does seem to prevail :
" According to a new poll from Gallup, young Americans are souring on capitalism. Less than half, 45 percent, view capitalism positively.
“This represents a 12-point decline in young adults’ positive views of capitalism in just the past two years and a marked shift since 2010, when 68 percent viewed it positively,” notes Gallup, which defines young Americans as those aged 18 to 29.
Meanwhile, 51 percent of young people are positive about socialism. This age group’s “views of socialism have fluctuated somewhat from year to year,” reports Gallup, “but the 51 percent with a positive view today is the same as in 2010.” =https://www.cnbc.com/2018/08/14/fewer-than-half-of-young-americans-are-positive-about-capitalism.html[/]cnbc
There is nothing in that article that suggests personal finance classes are the cause of this. They are pretty clear in saying a changing job market is the main reason. Young people's love of Fortnite and Netflix has grown quite a bit in recent years. It would be silly to say that is caused by the rise in computer coding classes at school.
Quote: SanchoPanzaActually indoctrination does seem to prevail :
" According to a new poll from Gallup, young Americans are souring on capitalism. Less than half, 45 percent, view capitalism positively.
“This represents a 12-point decline in young adults’ positive views of capitalism in just the past two years and a marked shift since 2010, when 68 percent viewed it positively,” notes Gallup, which defines young Americans as those aged 18 to 29.
Meanwhile, 51 percent of young people are positive about socialism. This age group’s “views of socialism have fluctuated somewhat from year to year,” reports Gallup, “but the 51 percent with a positive view today is the same as in 2010.” cnbc
That's because:
A) They're not being properly financially educated.
and
B) They perceive rich politicians as screwing over poor people while giving themselves tax cuts. These are the same politicians that promote capitalism. Ergo, they view capitalism as the product of an evil institution.
A+B=socialism
That is how they come to that conclusion.
EDIT: More specifically, the politicians and businessmen are exploiting capitalism in less than ethical ways, which sours people to capitalism in general.
Quote: darkozThe biggest posters on here for right wing cant possibly have jobs themselves.
I dont know any employer that would stand for employees spending so much time posting to internet forums
Now, me, i got plenty of time to post while i am riding the bus to my next big AP move
You'd be surprised. A private poker forum I used to post on. The dude that ran it had a nice cushy job in IT/networking and was making $150k a year spending several work hours every day on the forum. And many others posted from the office too. Me spending too much time on them definitely helped lose my job. I haven't learned my lesson though...
Quote: rxwineActually due to Trump's attacks on regulation a company may avoid being caught putting out a known defective product. And it may go on for a long time before being detected.
This does not really tie into this subthread:
"Probably just as much crime in Republican led cities. It's probably mostly undiscovered white collar crime ripping off people. Streel level and violent crime is just way more visible which is why it is always on the news
I do not know you're "right." All it does is flaunt the inability to marshal facts to support prejudices and biases.Quote:If a poor guy in the ghetto breaks into 5 houses and steals something he gets charged with 5 crimes. In a white collar crime you can steal from 10,000 people and I guarantee you the crime stats won't record `10,000 crimes will it?
You know I'm right.