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gamerfreak
gamerfreak
Joined: Dec 28, 2014
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August 5th, 2018 at 6:13:24 PM permalink
I filled out about 30 job applications last week, and several listed that there would be a pre-employment criminal background check, drug test, and CREDIT HISTORY CHECK.

WTF?

I think it’s ridiculous that I have to surrender my urine to work with computers, but credit history is so far above and beyond reasonable.....
darkoz
darkoz
Joined: Dec 22, 2009
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August 5th, 2018 at 6:28:48 PM permalink
Quote: gamerfreak

I filled out about 30 job applications last week, and several listed that there would be a pre-employment criminal background check, drug test, and CREDIT HISTORY CHECK.

WTF?

I think it’s ridiculous that I have to surrender my urine to work with computers, but credit history is so far above and beyond reasonable.....



What is the type.of work you do?

Most financial institutions and law enforcement require these to avoid corruption

People in debt are known to do spurious things
gamerfreak
gamerfreak
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August 5th, 2018 at 6:34:38 PM permalink
Quote: darkoz

Quote: gamerfreak

I filled out about 30 job applications last week, and several listed that there would be a pre-employment criminal background check, drug test, and CREDIT HISTORY CHECK.

WTF?

I think it’s ridiculous that I have to surrender my urine to work with computers, but credit history is so far above and beyond reasonable.....



What is the type.of work you do?

Most financial institutions and law enforcement require these to avoid corruption

People in debt are known to do spurious things


I do IT work. Only one of these was a financial firm, there were several others that were not. An engineering firm sticks out in my memory as having the requirement.
VCUSkyhawk
VCUSkyhawk
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Nathan
August 5th, 2018 at 6:45:19 PM permalink
A poor credit score indicates poor decisions making generally. I understand that there are exceptions, but if you have a have a credit score in the 500's, chances are you have poor decision making ability.
"In the poker game of life, women are the rake." ~ Worm
gamerfreak
gamerfreak
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Rigondeaux
August 5th, 2018 at 6:58:28 PM permalink
Quote: VCUSkyhawk

A poor credit score indicates poor decisions making generally. I understand that there are exceptions, but if you have a have a credit score in the 500's, chances are you have poor decision making ability.


They can evaluate my decision making ability through as many relevant interview questions as they’d like, and my overall preformance if they hire me.

I can see the credit history for something like an account controller.

I can see a drug test for something like an Airline pilot.

But as an IT guy, my personal and financial life are none of their business.
Nathan
Nathan
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August 5th, 2018 at 7:03:16 PM permalink
Quote: VCUSkyhawk

A poor credit score indicates poor decisions making generally. I understand that there are exceptions, but if you have a have a credit score in the 500's, chances are you have poor decision making ability.



Great minds think alike! I was just about to answer something similar, but you beat me to the punch. ;)
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VCUSkyhawk
VCUSkyhawk
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August 5th, 2018 at 7:04:54 PM permalink
As an employer they have every right to want to know as much as possible about who they will be bringing on. As an applicant you have the right to decide if they are going to far for your tastes and decline to give them permission. If you are asking should a law be made to prohibit it, then the answer is no.
"In the poker game of life, women are the rake." ~ Worm
AxelWolf
AxelWolf
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August 5th, 2018 at 7:07:39 PM permalink
Quote: gamerfreak

They can evaluate my decision making ability through as many relevant interview questions as they’d like, and my overall preformance if they hire me.

I can see the credit history for something like an account controller.

I can see a drug test for something like an Airline pilot.

But as an IT guy, my personal and financial life are none of their business.

Assuming you have 2 equally qualified people who would you choose?
♪♪Now you swear and kick and beg us That you're not a gamblin' man Then you find you're back in Vegas With a handle in your hand♪♪ Your black cards can make you money So you hide them when you're able In the land of casinos and money You must put them on the table♪♪ You go back Jack do it again roulette wheels turinin' 'round and 'round♪♪ You go back Jack do it again♪♪
gamerfreak
gamerfreak
Joined: Dec 28, 2014
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August 5th, 2018 at 7:12:01 PM permalink
Quote: VCUSkyhawk

As an employer they have every right to want to know as much as possible about who they will be bringing on. As an applicant you have the right to decide if they are going to far for your tastes and decline to give them permission. If you are asking should a law be made to prohibit it, then the answer is no.


This is incorrect. Several states have laws prohibiting or limiting pre-employment credit checks.

http://www.ncsl.org/research/financial-services-and-commerce/use-of-credit-info-in-employ-2013-legis.aspx
boymimbo
boymimbo
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August 5th, 2018 at 7:12:44 PM permalink
Quote: gamerfreak

They can evaluate my decision making ability through as many relevant interview questions as they’d like, and my overall preformance if they hire me.

I can see the credit history for something like an account controller.

I can see a drug test for something like an Airline pilot.

But as an IT guy, my personal and financial life are none of their business.



Depending on the job and what access to data one has its reasonable to ask for a full background check including credit especially if you have access to anything that affects financials, including software that produces revenue or creates cost (such as payroll or financial software). A very bad credit history increases the perceived chance that one will commit fraud. For example it would be extremely easy for me (also in IT) write myself an EFT for millions of dollars simply by adjusting a supplier bank account to my own. I likely know most of the audit holes in my company -- they have the same weaknesses as most companies have. And this kind of fraud happens all of the time.

Edit -- some states have different laws. I think new Jersey's law strikes a reasonable balance.
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