odiousgambit
odiousgambit
Joined: Nov 9, 2009
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March 8th, 2017 at 4:36:29 AM permalink
I didn't know this. One of the reasons my g.d. health insurance payment is so high is it covers gambling disorder treatments. WTF?

http://www.sltrib.com/home/5028000-155/casino-industry-dont-dump-gambling-disorders
"Baccarat is a game whereby the croupier gathers in money with a flexible sculling oar, then rakes it home. If I could have borrowed his oar I would have stayed." .......... Mark Twain
Bellaing
Bellaing
Joined: Feb 15, 2017
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March 8th, 2017 at 4:46:15 AM permalink
Well that's f!#/ed up indeed. Around here the gambling operators are obligated by law to pay 5% of their profit to organizations who treat such disorders. However I don't think that the total cost of gambling disorder treatments is high enough to be noticed by average Joe - Probably no more than 10% of people gamble at all and of this 10% no more than 0.1% or so seek help. So even if this specific treatment is removed you wont notice at all.

(Edited for f-bomb masking. The board is PG; please mask your swears. Thanks.)
Last edited by: unnamed administrator on Mar 8, 2017
LuckyPhow
LuckyPhow
Joined: May 19, 2016
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March 8th, 2017 at 9:03:13 AM permalink
Quote: Bellaing

Probably no more than 10% of people gamble at all ...



Ummm... According to the attached link, 80 percent of Americans gamble at least once per year.

Gambling By Americans, 2014

The article discusses reasons why we gamble as much as we do.
Rigondeaux
Rigondeaux
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March 8th, 2017 at 9:08:39 AM permalink
Why wouldn't it be covered?
AZDuffman
AZDuffman
Joined: Nov 2, 2009
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March 8th, 2017 at 9:08:40 AM permalink
Quote: odiousgambit

I didn't know this. One of the reasons my g.d. health insurance payment is so high is it covers gambling disorder treatments. WTF?

http://www.sltrib.com/home/5028000-155/casino-industry-dont-dump-gambling-disorders



You are legally required to buy substance abuse coverage so it might just be an outgrowth of that?
Tolerance is the virtue of believing in nothing
odiousgambit
odiousgambit
Joined: Nov 9, 2009
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March 8th, 2017 at 10:07:55 AM permalink
Quote: AZDuffman

You are legally required to buy substance abuse coverage so it might just be an outgrowth of that?



you are also automatically enrolled for mental health coverage in O-care, so, more of an expansion of that idea I think

why wouldn't it be covered? I think you should be able to elect what you want covered. For example, I do not want or need to be covered for getting pregnant, but I am with O-care. And I may need the Gambling Problem coverage, ha ha ha, but I would like to elect not having it, thank you very much.
"Baccarat is a game whereby the croupier gathers in money with a flexible sculling oar, then rakes it home. If I could have borrowed his oar I would have stayed." .......... Mark Twain
AZDuffman
AZDuffman
Joined: Nov 2, 2009
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March 8th, 2017 at 11:28:45 AM permalink
Quote: odiousgambit

I think you should be able to elect what you want covered



I totally agree. I would drop maternity, mental health. and substance abuse coverage if I could. One reform I would like to see is get all the health insurers to standardize what coverage is and means. Then you could shop.

Back to topic, is it a "gambling" problem people have or a "losing" problem? If you play poker daily but are net ahead, no problem. If you play once a week and lose your paycheck, problem. I do not think it is gambling so much as the person will find some self-destructive behavior.
Tolerance is the virtue of believing in nothing
Ibeatyouraces
Ibeatyouraces
Joined: Jan 12, 2010
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March 8th, 2017 at 12:14:13 PM permalink
Quote: odiousgambit

you are also automatically enrolled for mental health coverage in O-care, so, more of an expansion of that idea I think

why wouldn't it be covered? I think you should be able to elect what you want covered. For example, I do not want or need to be covered for getting pregnant, but I am with O-care. And I may need the Gambling Problem coverage, ha ha ha, but I would like to elect not having it, thank you very much.


Cable and satellite tv are no different.

Thankfully the only difference is that the Fed isn't forcing me to buy cable or satellite.
"And that's the bottom lineeeee, cuz Stone Cold said so!"
steeldco
steeldco
Joined: Nov 30, 2011
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March 8th, 2017 at 12:48:47 PM permalink
The talk of not having to pay for gambling addiction coverage, or other addictions, or even broad TV and satellite packages is a bit much since this type of thing goes on in much bigger dollars in other areas. For example, I believe that the largest expenditures are for Social Security, Medicare, Medicaid. Why should I have to be paying into a pot that I probably will never see a bit of? How about education related taxes? I think they're the 2nd. or 3rd. highest cost and well in excess of $600 BILLION. I haven't been in school in over 40 years and yet I have been paying taxes for that stuff ever since. On top of it, I only used public education for 1 year in my entire life. The rest was all private. Why should I have to pay? I'm sure it's cost me a fortune.

My point? There are many, many items that we end up paying for and that we don't get a direct benefit for them. The insurance stuff is small potatoes compared to other items out there that we pay to spread the risk, or the cost. If only paying for the things that you directly use is your thing, then at least start with the big ticket items. Sheesh........
DO NOT blindly accept what has been spoken. DO NOT blindly accept what has been written. Think. Assess. Lead. DO NOT blindly follow.
beachbumbabs
Administrator
beachbumbabs
Joined: May 21, 2013
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March 8th, 2017 at 1:19:35 PM permalink
Quote: odiousgambit

I didn't know this. One of the reasons my g.d. health insurance payment is so high is it covers gambling disorder treatments. WTF?

http://www.sltrib.com/home/5028000-155/casino-industry-dont-dump-gambling-disorders



This is part of what having pools is all about. I don't like paying for viagra, prostrate cancer treatment, substance abuse, lots of other stuff that doesn't pertain to me, but that's how it works. My car insurance went up 20 % in one half-year just now, and is going up again. In August. I'm told it's because so many people made hurricane claims. Did I? No. Do I have a choice? No. Sucks.

Pretty sure, lifetime so far, I am a contributor on all types of insurance, not a beneficiary. My blessing. But who knows what tomorrow will bring, for anyone.

Part of what you benefit from in a pool is negotiated rates that are well below no - insurance charges. I daresay that's the major advantage for most people. For example, I just started a drug that costs me 73/month to take. (Haven't had any reason to take drugs before, so just learning about the market; lucky me, again.)

That seemed incredibly high until I priced it without insurance (didn't think my company had approved my prescription ), just walking up and filling it. The cheapest quote was 280 for 30 days, and most over 300; no generic equivalent due to patent protection. That difference alone is about what I'm paying for my monthly premium. So whaddya know; thanks, insurance!
"If the house lost every hand, they wouldn't deal the game."

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