Healthcare for uninsured (Split from EvenBob)
This treatment will cost about 50k.
Quote: FinsRuleOne more honest question - If someone is having a heart attack and goes to the hospital without insurance and cannot afford to pay, should he be treated? An income check is done and he will file bankruptcy immediately after being discharged.
This treatment will cost about 50k.
Too many variables. Yes, he should and would be treated. Why did the person not have insurance? If he/she could not afford it, then the bankruptcy system will work as it should and the debt will be written off just as if it was a home or car loan. Did Obama extend his/her unemployment benefits to allow years of not working with no incentive to find a job? Is the person smoking or drinking the money that could have been used to purchase health insurance? Shouldn't health insurance be a priority over alcohol and or cigarettes? What if they person is choosing to drive a brand new corvette and paying $700 a month instead of something cheaper that could have left room for insurance?
ZCore13
Another honest question - who was putting through the laws mandating auto insurance - republicans or democrats?
Quote: FinsRuleZcore - I guess I just think all of those variables are why health insurance should be mandatory.
Another honest question - who was putting through the laws mandating auto insurance - republicans or democrats?
But isn't driving an OPTION?? Bad comparison.
Quote: FinsRuleZcore - I guess I just think all of those variables are why health insurance should be mandatory.
Another honest question - who was putting through the laws mandating auto insurance - republicans or democrats?
Honestly, I think there is some sort of place for a basic guarantee of services to certain groups of people should they need it. It's definitely not Obama Care though.
Auto Insurance is a different premise than health insurance. Required auto insurance (liability) protects you if someone else hits you. Democrats generally are not in favor of required auto insurance because they would prefer a no fault coverage where everyone fixes there own vehicle and covers their own medical expenses. This allows the same lazy, non working, under-achieving, non-motivated people to not be held responsible in an accident. Republicans generally favor required liability insurance because they believe the person responsible for the damage should be responsible for the costs.
It ends up being the same basic argument. Democrats want less personal responsibility and republicans want more.
ZCore13
Quote: BozBut isn't driving an OPTION?? Bad comparison.
It's obviously the easiest comparison to make, but yes, technically you are right.
Of course, if you were about to die of a heart attack, and could not afford it and chose not to have health insurance, perhaps the honorable thing to do would be to refuse service and die.
Quote: Zcore13Honestly, I think there is some sort of place for a basic guarantee of services to certain groups of people should they need it. It's definitely not Obama Care though.
ZCore13
I can't speak with any authority, but there really isn't any basic guarantee. That's kind of the point. There were 30 million Americans running around without any basic services and either going bankrupt or just running out on big bills, while struggling to pay for emergency room visits when they had to, if they even tried.
I was in Hawaii in 2009 and got sick, needed antibiotics. Went to a clinic; they didn't take BCBS. I paid $160 for ten minutes with the doctor, who wrote the prescription. I went to Walmart, who also refused my BCBS; another $160 for a single course of antibiotics. I don't know how min wage workers without healthcare benefits manage; I guess they don't. That would be more than a week's net wages just for treatment of a simple bronchial infection.
Quote: beachbumbabsI can't speak with any authority, but there really isn't any basic guarantee. That's kind of the point. There were 30 million Americans running around without any basic services and either going bankrupt or just running out on big bills, while struggling to pay for emergency room visits when they had to, if they even tried.
I was in Hawaii in 2009 and got sick, needed antibiotics. Went to a clinic; they didn't take BCBS. I paid $160 for ten minutes with the doctor, who wrote the prescription. I went to Walmart, who also refused my BCBS; another $160 for a single course of antibiotics. I don't know how min wage workers without healthcare benefits manage; I guess they don't. That would be more than a week's net wages just for treatment of a simple bronchial infection.
The lesson from that story is, if you're gonna get sick... Don't do it in Hawaii
Quote: beachbumbabsI can't speak with any authority, but there really isn't any basic guarantee. That's kind of the point. There were 30 million Americans running around without any basic services and either going bankrupt or just running out on big bills, while struggling to pay for emergency room visits when they had to, if they even tried.
I was in Hawaii in 2009 and got sick, needed antibiotics. Went to a clinic; they didn't take BCBS. I paid $160 for ten minutes with the doctor, who wrote the prescription. I went to Walmart, who also refused my BCBS; another $160 for a single course of antibiotics. I don't know how min wage workers without healthcare benefits manage; I guess they don't. That would be more than a week's net wages just for treatment of a simple bronchial infection.
min wage jobs in the past were taken by high school kids, college kids, and a spouse looking to make some extra money for the family. In a poor economy more and more mothers of children who have no valuable skillsets and fathers as well, are taking these jobs from the "kids". Does this shift, in essesnce, make the job/employer need to pay medical benefits?.
The paperboy is now a 50 year old man. Does he need to received medical benefits from the employer?
Anyway as far as meds...most if not all of the major drug companies have programs for the poor, where with financial proof you can get meds that cost hundreds of dollars for free or for 20 or 30 dollars per month. There are Fed govt programs. There are state govt programs.
As far as the 160 dollar antibiotic. Its the otherside of the 4 dollar for a 30 day supply that walmart offers for some generics. Those are loses. And when you sell some items at a loss to give the impression you are supercheap....you make it up on other items. Whether its other Rxs, or a sweater price.
Quote: LarrySmin wage jobs in the past were taken by high school kids, college kids, and a spouse looking to make some extra money for the family. In a poor economy more and more mothers of children who have no valuable skillsets and fathers as well, are taking these jobs from the "kids". Does this shift, in essesnce, make the job/employer need to pay medical benefits?.
The paperboy is now a 50 year old man. Does he need to received medical benefits from the employer?
Anyway as far as meds...most if not all of the major drug companies have programs for the poor, where with financial proof you can get meds that cost hundreds of dollars for free or for 20 or 30 dollars per month. There are Fed govt programs. There are state govt programs.
As far as the 160 dollar antibiotic. Its the otherside of the 4 dollar for a 30 day supply that walmart offers for some generics. Those are loses. And when you sell some items at a loss to give the impression you are supercheap....you make it up on other items. Whether its other Rxs, or a sweater price.
Someone that I know that HAS health insurance received a $900 bill for her co-pay for an emergency room visit. She requested a reduction and filled out the required financial paperwork the hospital requires. She was just informed that the entire $900 was waived.
ZCore13
Quote: Zcore13Someone that I know that HAS health insurance received a $900 bill for her co-pay for an emergency room visit. She requested a reduction and filled out the required financial paperwork the hospital requires. She was just informed that the entire $900 was waived.
ZCore13
That goes under the category....if you dont ask....you dont get. I got a cpap machine 15 years ago for sleep apnea.....the place furnishing it said insurance denied the claim...and I needed to pay. I fought it and insurance paid. And it just took 1 phone call...its not like I spent a year agonizing over it.
In the same vein of "if you dont ask...you dont get".... My home was flooded the last time I went to vegas. Came home and a water tube that feeds into the toilet tank busted...and filled the house with water...for a week. We called a water restoration place..they came and ripped up the carpet and tore out the wet drywall, ripped out insulation and set up these big giant hairdryer-like things all over the place. They ran non stop for 10 days. Along with dehumidifyers.
They tolds me that electric company has exceptions for this.... and to inquire.
When the bill came for 950.00 in electricity..I called and the electric company and they have a one time exemption for emergencies and they reduced my bill to the average of the last 6 months....not including the current bill amount.
