Quote: GWAEI took a 1k payday loan in 2002. It was never re paid and I closed that bank account. They still to this day call me every few months and threaten prison.
Of course. You didn't pay it back.
All the terms I've seen say you pay no interest if you pay it back within 24 hours.
A handful of the loan stores are open later than banks, and you can often get a loan for far more than the ATM transaction limit. Make the play. Hit up the bank in the morning, pay off the loan. Zero transaction fees.
Quote: KentryNot to be rude, but you do seem like you played the Payday Loan place. Took their $1,000 and then closed the bank account when they came looking for their money. Plus, just pay them their $1,000. Just pay them $100 every paycheck until you pay them off.
Lol yeah right. That was when I was young and irresponsible. It is way out of statue of limitations, besides those loans are illegal in PA so it would be wrong of me to pay it back. ;-) let's not get side tracked on this thread. If you would like to start a thread about it then that would be fine. Just make sure you use the term janky in it.
I might start a new thread, thinking about it. But checking to see if someone has already too.
Quote: odiousgambitYou might *be* an AP if you can stiff some outfit for $1000 and laugh it off!
I might start a new thread, thinking about it. But checking to see if someone has already too.
As long as he tips the dealer once in a while I'll give him a break. Any new member won't realize that this is tongue in cheek so in the interest of full disclosure, I am not advocating tipping dealers. :-)
You know this guy that I observed playing blackjack the other day is not an AP. He played three hands, heads up, of $5 each at the $1 table. He was playing well over 100 hands an hour with a fairly fast dealer and had been playing for several hours. The poor guy was down "a lot" and trying desperately to recover.
Each hand requires a .25 cent ante. The ante is waived for wagers $10 and higher. He just couldn't catch a break and couldn't figure out why. I had to bite my tongue as it was none of my business and the damage was already done.
if when playing Baccarat you bring out your little magical monkey to get the shoe to produce 2 out of 2 monkeys when you feel the need for the 'extra' magical powers to lock in a larger wager.
Is a question which has no answer still a question?Quote: beachbumbabsThese are great! Keep 'em coming...
You may not be an AP if surrounding yourself with silly people who think they're witty, but aren't, likely won't make you a genius. Not even with the ultimate device in taking advantage of and cutting corners.
There's a reason that very few, if any, really and significantly beat the system. But, keep trying. You might get lucky.
Quote: TheGrimReaper13
Isn't that sort of cheating at roulette? ;)
Quote: TheGrimReaper13Is a question which has no answer still a question?
You may not be an AP if surrounding yourself with silly people who think they're witty, but aren't, likely won't make you a genius. Not even with the ultimate device in taking advantage of and cutting corners.
There's a reason that very few, if any, really and significantly beat the system. But, keep trying. You might get lucky.
Kerkebet?
Quote: GreasyjohnQuote: TheGrimReaper13Is a question which has no answer still a question?
You may not be an AP if surrounding yourself with silly people who think they're witty, but aren't, likely won't make you a genius. Not even with the ultimate device in taking advantage of and cutting corners.
There's a reason that very few, if any, really and significantly beat the system. But, keep trying. You might get lucky.
Kerkebet?
Ya think??
IF you double down on 12 because "I'm only taking one card anyways!"... youuuuuuuuuu might not be an AP.
Quote: RomesDidn't really want to keep posting here, but I want to get the thread back on track...
IF you double down on 12 because "I'm only taking one card anyways!"... youuuuuuuuuu might not be an AP.
You never did it with a white chip? :-)
Quote: Dalex64You might not be an AP if you think your profit/loss statement proves that the math "doesn't work"
You definitely NOT an AP if think that you're making a profit if one year you lose $150,000 but the next you win $65,000.
Quote: odiousgambitYou might *be* an AP if you can stiff some outfit for $1000 and laugh it off!
I might start a new thread, thinking about it. But checking to see if someone has already too.
That hurt
Quote: GWAEThat hurt
I'm sorry! Thought you'd laugh that off too
Altho ... wait a minute, I'll start a thread [later]
Quote: odiousgambitI'm sorry! Thought you'd laugh that off too
Altho ... wait a minute, I'll start a thread [later]
Lol forgot the ;-)
Quote: DieterAll the terms I've seen say you pay no interest if you pay it back within 24 hours.
Wow, I did not know that. That actually does make these rather useful in some situations. That last time I stopped in one of those places I looked at the fee structure and calculated an annual interest rate of over 500% and proceeded to run out the door.
I do rescind my entry!
If you think all the employees know where the best machines are.Quote: Wonko33... you need a slot machine basic strategy cheatsheet
Quote: waasnodayWow, I did not know that.
If you don't read all of the contract looking for an angle... you might not be an AP. ;)
Quote: DieterIf you don't read all of the contract looking for an angle... you might not be an AP. ;)
hehehehe affirmative!
That's ridiculous and sounds like usury I would find out the maximum allowable annual percentage rate for that state. Perhaps they find a way around it. I have never used a payday loan service but I have heard horror stories. It seems like it's a vicious cycle for some. On the flip side I heard some people were purposely scamming them.Quote: waasnodayWow, I did not know that. That actually does make these rather useful in some situations. That last time I stopped in one of those places I looked at the fee structure and calculated an annual interest rate of over 500% and proceeded to run out the door.
I do rescind my entry!
It seems there's one on just about every corner in Vegas.
I know it seems predatory but I'm sure there's been people who have used one in a desperate situations to pay rent or something and it saved their ass.
I would never judge anyone for stiffing them.
It's probably a good business opportunity, I can't blame someone for owning one.
Quote: RomesIF you think "The Savannah" is just a desert in Africa, youuuuuuuuuuu might not be an AP.
Technically, the Savannah and the Desert in Africa are very different places. Africa is a really big continent. But your contest entry has been duly noted ;-) tee, hee
< OK> this is an edit, Odious replied before I snuck it in. "The Desert is an entirely different cheat, most haven't heard of it......" Edit of an edit?
Quote: TwoFeathersATLTechnically...
that's fine, Romes went over my head with that one anyway. Then again, I might definitely am not an AP [unless you count over-comping on rare occassions]
you might not be an AP if if you feel counting an 8 deck shoe is too hard due to the 396 cards.
You might not be an AP if you feel an 8 deck shoe game is better than single deck, because you have 32 shots at BJ, instead of just 4.
Quote: RaleighCrapsvariation of previous replies...
you might not be an AP if if you feel counting an 8 deck shoe is too hard due to the 396 cards.
Or if you think an 8 deck shoe has 396 cards :-)
Quote: IbeatyouracesOr if you think an 8 deck shoe has 396 cards :-)
I could be wrong, but I think that is more than 4 entries ;-)
Quote: TwoFeathersATLI could be wrong, but I think that is more than 4 entries ;-)
I retired today. I'll unretire tomorrow.
Quote: IbeatyouracesOr if you think an 8 deck shoe has 396 cards :-)
I knew I was on the right forum for that double hitter. ;-)
of Pinochle cards
Quote: RaleighCrapsYou might not be an AP if you act as the casino in a home BJ game, and use 4 decks.....
of Pinochle cards
I'll play in that game!!