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Paigowdan
Paigowdan
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July 6th, 2012 at 5:16:53 AM permalink
Oh, Boy, what to do....this is kind of funny, because it reflects some old school "Man-to-man" Vegas advice and thinking....loved "Floorman Louie's" comments, who just announced his retirement, (and I an envious) - just a priceless story, as it really gives an old school Vegas flavor. But I really need Geoff Hall, or Dave "DJTB," or Mike to chime in, as these men were also once in a similar situation on a career move while married....not easy!

This really requires someone like Charles Mousseau, Cindy Liu, Stacy Freidman, or Mike or give me the real "EV" (Valuation) and "EOR" (element of Risk) on this life situation, which is actually a gambling situation...

I'm pretty much at the point where I CAN retire from being a dice dealer in Vegas (not an easy job, though it does has its fun moments...)

...but I CANNOT do so without my wife saying, "Oh REALLY now, Dan...YOU can retire, with me still working at xxx's-Town...sound like Bullsh]t to me!" (...more like "Oh! Learry now Mr. Dan...you too FUNNY man...." ...so cute, makes me melt...but the same marital rejection of THIS concept.) But she is serious. If I retire, we're minus $1,700 a month, but up $4,000 a month...but if we BOTH retire, we down $3,400 a month and NO health insurance, for a net loss. No can do that....hmmm...

Dealing dice at a gambling hall five days a week until 3AM is NO easy task for an old man (51) like me. And some of the shameless shots I see taken at a crap game REALLY wants me to say something that is less than "customer-service friendly-face..." The whole Stations' approach is "We LOVE LOCALS," but none of the mad men marketing men ever worked an overnight crap crew five days a week....Plus the "vampire" shift after six years is really getting to me. I used to have an office an a secretary and out at 5PM...now I have a TABLE and a happy-face name tag....and burnt out at 3AM....

So I cannot get out of this until I'm pulling in money from 200+ EZ Pai Gow installs, not 70 or so...but close, and closing in...

I presented this to "Louie," who is a veteran floorman and dice dealer from the Sands, Stardust, downtown Vegas, 38 years experience from the mob days of Vegas etc., in its heyday, now retiring BEFORE me....so I asks him his advice....

I tell him my situation, and He says, "Danny, get OVAH here, Stunad...listen up, son..."

This is a question for "ask Carmine," kinda like the man's answer to "Dear Abby." Hard to explain, but you can imagine.

So Louie says, kidding around, he says: "Danny, this is what you do..."
1. Retire, but tell NO ONE. No party, no nothing....Tell the crew at Fxxxa you're going to deal at some proprety not affiliated with Boyd or Stations(where we ALL work at) - "Who's gonna check for you if you say you're now at "Frankie's State-Line Casino??" - and because you need to work part time now. No retirement party, and tell no one, just take vacation and then be a no-show after announcing a move to another joint...
2. KEEP TWO sets of your dealer's uniform. PAY Human resources the $150 for it, and Tell 'em " you lost two sets." Pay the loss fee, pay 'em off. Okay. Then...you got two sets of dealer's uniforms...So...
3. Every work day, Bang! - dress up in your dealer's uniform, and jump in your car, waving to your wife saying "Honey, I love you, see you in eight hours when I come home from a hard day's work!! Kisses [heart, heart]" and...
- then go throw some dice...
- eat at a steak house
- see a show
- go dancing with your girlfriend (- I do NOT have one!! Never think like this, but hearing this...)
- hit a poker room
- etc, WTF, Danny...
And come home exhausted, saying "Oh, those cheap bastard crap players are SO RUDE, work is so hard...." (The wife says "Oh, my husband works so hard...")
"You work different shifts, - do you know how many men would KILL for that??" - another apt old school comment....Just so as long as you keep the money comin' in, and stay out of Chinatown (Spring mountain Road between the Strip and Rainbow), "who da f*ck is gonna know, unless you go there and get busted by her cousin or something...??")

Seriously, I found this fascinating...the voice of old school Vegas speaking to me...all a joke along the lines of: "y'know, you CAN consider this...")

I can't imagine the divorce settlement....
Beware of all enterprises that require new clothes - Henry David Thoreau. Like Dealers' uniforms - Dan.
AZDuffman
AZDuffman
Joined: Nov 2, 2009
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July 6th, 2012 at 5:25:22 AM permalink
On a serious note, can't you partly retire and stay on an extra-board; temp agency or some other plan? Drive a cab? Work as a courrier? Anything that is not a life of lumps'n'fleas?
All animals are equal, but some are more equal than others
rainman
rainman
Joined: Mar 28, 2012
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July 6th, 2012 at 5:43:44 AM permalink
Come to the dark side dan. I see part time counter in your future lol. Don't bust my balls too hard for saying that.I already feel like Ijust swore in church.
Paigowdan
Paigowdan
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July 6th, 2012 at 5:46:23 AM permalink
Quote: AZDuffman

On a serious note, can't you partly retire and stay on an extra-board; temp agency or some other plan? Drive a cab? Work as a courrier? Anything that is not a life of lumps'n'fleas?


No really, for a couple of reasons.
1. No health insurance, unless my distributor provides "Health Plan of Nevada" as part of a table gaming license contract/agreement - an unheard of thing here-to-fore in signing up a table game for ANY Table Games Distributor, be it Shufflemaster, DEQ, or Galaxy Gaming.

2. Fiesta Henderson is a GREAT place to work at, as is some of the Stations properties, and an absolutely rarity in an otherwise horrendously rude industry.

Most of the veteran local players don't take shots, - and the floormen and shift managers are shockingly respectful and courteous to hard-working dealers - just absolutely unheard of in the gaming industry. Basically, Station's position is "If you cannot work well for us if we treat you respectfully as team members, then being hostile and abusive won't make you performance any better anyway, so you may leave us..." Just an intelligent and logical way to treat workers: "If you can do your jobs reliably if we treat you with respect and keeping you on the payroll, then we will politely dismiss you and wish you good luck, - as committing the kinds of labor relation abuses that the Gaming industry was formerly know for will not make you better workers for us anyway, and just cause problems, - by our calculations." [Which are quite novel and very intelligent.] To work with floormen and Shift managers/TGD's who are 100% courteous to employees, who are in term both reliable and courteous back to management, is something I had only previously seen working as an editor in a publishing company, or as a computer programmer for a University. But NEVER as a freaking dice dealer before Fiesta Henderson - and this is truly a remarkable industry first! In fact, one very fine crap dealer left F.H. to work for a downtown Casino because it was closer to home, giving up full time dealer status at Stations, only to make the SAME tokes in a "rude" environment more typical and daming of the gaming industry. [You can ask Nick here at this board, he is trying to get in here!] This dealer left me a voice mail basically saying, "what the fuck was I thinking, Dan, Jesus, If I had only known.....!!"

3. I've worked numerous menial jobs between my data processing career and the more serious gaming work that later got me respect, but I am still missing the benefits package and I am short a couple of grand a month, in order to cover the whole family. Can't retire without being dishonest to myself or my bride, won't do it, but funny advice from Louie and Carmine, some old school Vegas male-shit. I will say this: The few fleas I do see the floor and have to deal with, I will say I am backed up, especially by Hector and Bill.

Quote:

Come to the dark side dan. I see part time counter in your future lol. Don't bust my balls too hard for saying that.I already feel like I just swore in church.


You did swear. And to this I say, "If you do what you know is decent, no matter how it seems - you will always feeling and ending up feeling and being decent - even in the gaming industry." The gaming industry IS A White Shade of pale over here.

Edit: I have worked for years for casinos operators, and I can tell you I have never seen a stacked deck, or loaded dice, or any sort of advantage play shenanigams EVER being endorsed or condoned ANY operator, (aside from a single one-off instance in Laughlin where changing dealers to a find a "cooler dealer" was in effect), but while on MANY occasions seeing outright cheating by customers being dealt with a polite dismissal instead of a back-rooming or a detention for an arrest on a fifth-level felony, just a "you're done for the night, please go home." There were formerly times when even Mike and I bickered about this issue, but with Mike now at LVSC at the Venetian, I think he can see this side now as the ex-AP that I think he now is, (and which I never was, as aggressive as a gambler I otherwise was on dice, Pai Gow Poker, and at the Sports book, never counting at BJ.) The ONLY "dark side" is the very side of deceit in all its forms versus clean play, and there is such a thing.
Beware of all enterprises that require new clothes - Henry David Thoreau. Like Dealers' uniforms - Dan.
DJTeddyBear
DJTeddyBear
Joined: Nov 2, 2009
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July 6th, 2012 at 6:27:22 AM permalink
Quote: Paigowdan

But I really need Geoff Hall, or Dave "DJTB," or Mike to chime in, as these men were also once in a similar situation on a career move while married....not easy!

I'm not sure who you're confusing me with. For the record, the only career moves I've made in my married life have been to find a new job when the company I was working for folded, and again when the new employer consolidated 8 months after I started. Fortunately, both times I found a new job very quickly.


But, Louie's advice aside, I'll be happy to throw my three cents in...



There are a number of points you've made, all of which indicate that you need to suck it up and keep working that grind for a year or two more.


First and most important: If you don't want your [random body part] cut off, you can't retire if your wife is still working. Particularly when considering that you've got a much more glamorous job than she has. Frankly, if anything, you're going to have to let her quit before you can.

When you retire, you need to make sure you have enough other income not just to cover the lost income, but also to cover all the new expenses you're gonna have.

30 years ago, I had what I thought was a great job. I was working 12.5 hours a day, three days a week, making considerably more than I had at my prior 8-5 M-F job. Except having 4 days to spend the money left me broke. Whe you retire, you're either going to sit at home waiting to die, or go out and spend money. I assume it's the latter, so you better have the income to do so.


When you get to the point where you both can quit, you gotta find out if there is any way to work part time, and retain full health benefits. Like maybe working just during the busy season, but keeping the insurance year round. You may have to pay for the insurance yourself during the off-season, but this may be a good option since the employer's group rate is probably better than you can do on your own.
Superstitions are silly, childish, irrational rituals, born out of fear of the unknown. But how much does it cost to knock on wood? 😁
FinsRule
FinsRule
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July 6th, 2012 at 6:40:54 AM permalink
Quote: AZDuffman

On a serious note, can't you partly retire and stay on an extra-board; temp agency or some other plan? Drive a cab? Work as a courrier? Anything that is not a life of lumps'n'fleas?



Now is your time for an Obamacare comment! This post actually has something to do with health insurance!

Dan, you can't completely retire if your wife is still working full-time. I agree with AZ, I think you've earned the right to drop down to part-time something.
WongBo
WongBo
Joined: Feb 3, 2012
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July 6th, 2012 at 6:45:36 AM permalink
you are 51 and thinking of retiring? what are you, french? :)
what if you live to be 90 but run out of money when you are 80?
wait till you are at least 55, plan it out so you can make the jump then.
In a bet, there is a fool and a thief. - Proverb.
AZDuffman
AZDuffman
Joined: Nov 2, 2009
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July 6th, 2012 at 6:47:18 AM permalink
Quote: FinsRule

Now is your time for an Obamacare comment! This post actually has something to do with health insurance!



On health insurance I have a suggestion. Call your local chambers of commerce and see if they will let you into the group if you become a member. Membership is usually <$100/yr but ti gets you group pricing. This might be out the window when Obamacare comes in, but back in WNY the chamber offered it. I've given this advice to a handful of people IRL and none ever thought to do it. No idea if they did it or not.
All animals are equal, but some are more equal than others
Paigowdan
Paigowdan
Joined: Apr 28, 2010
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July 6th, 2012 at 6:49:33 AM permalink
Quote: DJTeddyBear

I'm not sure who you're confusing me with. For the record, the only career moves I've made in my married life have been to find a new job when the company I was working for folded, and again when the new employer consolidated 8 months after I started. Fortunately, both times I found a new job very quickly.


Dave, I only included you in this catagory because at times, the expenses of a game development seems more of a career move to the family you live with than a hobby, and Mrs. Dave may have incidentally commented here and there to you in this vein, that's all...


Quote: DJTeddyBear

But, Louie's advice aside, I'll be happy to throw my three cents in...


He is a great character whom I will always cherish, having worked with him.



Quote: DJTeddyBear

There are a number of points you've made, all of which indicate that you need to suck it up and keep working that grind for a year or two more.


First and most important: If you don't want your [random body part] cut off, you can't retire if your wife is still working. Particularly when considering that you've got a much more glamorous job than she has. Frankly, if anything, you're going to have to let her quit before you can.


True. My wife is Thai, and marital castration is a part of the Thai women's team of the Thai Olympic team, if not a scorned Thai woman's right to her opinion about annoying things involving a male as her undeniable female birthright. Quite true, but I am true to her always, as I was just listening to Louie's amusing counsel, [which was something out of a Richard Pryor routine], and found it interesting to listen to on break after an hour of dealing dice on a Saturday night...thought I would comment here...

Quote: DJTeddyBear

When you retire, you need to make sure you have enough other income not just to cover the lost income, but also to cover all the new expenses you're gonna have.


Which the Mrs. has a lead foot on the accelerator, and it scares me. If you had any idea who is considering signing up the good game,
- you TOO will be perusing: "www.las-vegas-high-rise-condos.com" kind a thing....

Quote: DJTeddyBear

30 years ago, I had what I thought was a great job. I was working 12.5 hours a day, three days a week, making considerably more than I had at my prior 8-5 M-F job. Except having 4 days to spend the money left me broke. Whe you retire, you're either going to sit at home waiting to die, or go out and spend money. I assume it's the latter, so you better have the income to do so.


I know. Most of my vegas habits cost me some no joke money, including prop betting, but I tell you, I would NOT have it any other way. Better to live in a modest mansion with a lot of juice in life, than in a huge mansion and miserable...


Quote: DJTeddyBear

When you get to the point where you both can quit, you gotta find out if there is any way to work part time, and retain full health benefits. Like maybe working just during the busy season, but keeping the insurance year round. You may have to pay for the insurance yourself during the off-season, but this may be a good option since the employer's group rate is probably better than you can do on your own.



I'm actually going to look into the "CostCo/Sam's Club" type Health Plans, with are full coverage health plans for about $300 a month, but only with a $10,000 or so deductable if hospitalization/surgery occurs...this may soon be a month's royalty's; assuming only one heart attack hospitalization a year (five in the past five years), that reduces a $120,000 income to $110,000 a year with three incomes plus a fourth royality income.

Now, a home and two cars, with some gambling and Las Vegas shows at night, is exactly that income.

One car, Netflix, and no shows, is $50,000 a year to live in this town.
Forget about living in New York City or San Fransisco decently....that's $110,000 for a one-bedroom apartment, the subway or bus to get around, and the movies on a date...to live without a roommate.
Beware of all enterprises that require new clothes - Henry David Thoreau. Like Dealers' uniforms - Dan.
FleaStiff
FleaStiff
Joined: Oct 19, 2009
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July 6th, 2012 at 8:26:31 AM permalink
The wife doesn't want you to retire without her.

Frankly, its seems you enjoy your employer but might want a different shift. I hear "day shift" is almost a vacation since you actually work "normal" hours and sleep "normal" hours.

Or perhaps what you really need is a discount certificate to that new casino-spa that will provide a massage at the end of your shift?

Remember,,, some dice dealers START their career at 51.

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