Moving out to play
Quote: ZenKinGQuestion for you and the rest of the board. Is it realistic at all to find a place in vegas under 600 that is relatively safe? All i care about is safety whether it's the huge amount of cash ill have on hand or my car. I drive a pretty nice car and last thing i need is someone trying to get into it in the middle of the night and me waking up to find a broken window, etc.
I never seen so many people scared of their own shadow. This town isn't like it used to be where people would be waiting for you in the parking lot after they seen you hit a big score. Just get all your VIP parking passes all over town and your basically in and out all the time with never a problem. I carry 20k around at all times without a hiccup. Honestly I've had 100k cash in my pockets without anyone the wiser. If your so worried just get boxes or accounts like suggested before. Nobody knows you and nobody thinks anyone actually carries cash anymore. Don't flash your cash. Keep to yourself and keep a low profile. Wear average clothes, nothing flashy or expensive. Blend in and don't stop when people say hi or hey to you. Don't stop for the hookers when they say hey baby or smile at you. Yes all the women that smile at you in this town are working.
I've been in the best and worst places in this town many times without any confrontation. Just keep your head down and keep moving to your destination.
Quote: ZenKinGQuestion for you and the rest of the board. Is it realistic at all to find a place in vegas under 600 that is relatively safe?
I doubt it but I can't say for sure. Safe is a relative term.
Quote: DRichI doubt it but I can't say for sure. Safe is a relative term.
It's a very relative term, and pragmatically speaking, whether or not one is ACTUALLY SAFE, to a greater or lesser degree, is going to be based on who the person in question is.
When it comes to an actual physical situation, in which the potential for combat exists, one question would be is whether or not you seem like a pretty easy mark. If you're not a particularly big and imposing looking guy, then an individual potential mugger, or pair of individual muggers, might be more likely to try to hold you up than they would someone of considerable size. Granted, size is not the end all and be all in terms of how well someone may be able to fight, but still, really big guys are pretty much assumed to at least have the advantage in terms of strength.
Now, if you have a group of four, five, or more, then I would say how likely a mark you appear to be hardly matters. Unless you're Chuck Norris, or someone with similar ability, you're not getting out of that...not even if it is strictly hand to hand. However, being something of a physically imposing looking person probably makes it less likely that you would be accosted by a lone potential mugger, and perhaps even a pair or trio of them.
Quote: DRich
I would not choose that area for the apartment, I would avoid Boulder Highway area. check out the zipcodes 89014 (where Billryan is), 89074, 89123, and 89052. Those are generally a better part of Henderson (Green Valley) with lots of apartments.
While waiting for the city bus outside Sam's Town at 6 am there was a woman on her way to work. She said that area used to be very nice when she was young. That's probably around the time the 4 Queens was considered "The Class of Downtown."
Quote: Mission146It's a very relative term, and pragmatically speaking, whether or not one is ACTUALLY SAFE, to a greater or lesser degree, is going to be based on who the person in question is.
When it comes to an actual physical situation, in which the potential for combat exists, one question would be is whether or not you seem like a pretty easy mark. If you're not a particularly big and imposing looking guy, then an individual potential mugger, or pair of individual muggers, might be more likely to try to hold you up than they would someone of considerable size. Granted, size is not the end all and be all in terms of how well someone may be able to fight, but still, really big guys are pretty much assumed to at least have the advantage in terms of strength.
Now, if you have a group of four, five, or more, then I would say how likely a mark you appear to be hardly matters. Unless you're Chuck Norris, or someone with similar ability, you're not getting out of that...not even if it is strictly hand to hand. However, being something of a physically imposing looking person probably makes it less likely that you would be accosted by a lone potential mugger, and perhaps even a pair or trio of them.
Good point! I have to admit I'm 6*4 around 255 so that might help a bit.
Quote: RogerKintWhile waiting for the city bus outside Sam's Town at 6 am there was a woman on her way to work. She said that area used to be very nice when she was young. That's probably around the time the 4 Queens was considered "The Class of Downtown."
Funny ... I know this small drunk Asian guy who walks around with all sorts of cash and only rides the bus unless someone or myself gives him a ride. Never seen him get mugged and he goes to worse areas than Sams Town Boulder Highway... that area has some activity but hardly a problem.
Obviously everyone is in a different situation, some people may be over funded some underfunded. I wasn't really addressing that aspect, I was addressing his working BR and safety concerns.Quote: MathExtremistIf someone's bankroll is 100k, I'm assuming they're not going to use the entire 100k all at once, so it seems that cash management could be another part of sound financial planning. If you have 100k in cash, and you're only using 25k of it at any one time, if you stick the other 75k even in just a savings account you'll make a few extra hundred dollars per year. If your annual gross is $40k and you earn even $400 from interest, that's a 1% improvement in gross.
Or are the opportunities for AP often so immediate that you'd need ready access to that cash 24/7, and the potential EV from that outweighs the risk of having the money locked up?
IMO I really think people are overemphasizing that. I haven't heard of many AP's randomly getting robbed even while living or playing in sketchy places.
I'm probably under paranoid but some people are way over paranoid.
Don't get me wrong I'm not suggesting he randomly park himself at the cheapest place over Eastern and Bonanza or in some gang infested area. The place I posted up seems perfect regarding cost and downtown convenience. It looked as safe as he's going to get for the price he's talking about.
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I'm wondering if he's actually going to do this anytime soon or if this is all just hypothetical.
Many people are diversified into real estate (primary residence, rental properties, raw land), equities (stocks), bonds, fixed income (CDs), commodities, cash (savings accounts, actual cash), etc...Quote: MathExtremistIf you have 100k in cash, and you're only using 25k of it at any one time, if you stick the other 75k even in just a savings account you'll make a few extra hundred dollars per year.
S&P 500 index funds are debatably 5-10-15%/yr. Some argue that the next decade will be around 5%.
It takes 3 days for money to clear after a sale (typical "T-3"), and one day for normal EFT into a bank (unless you do a faster wire).
For 1-day access, I use savings accounts & transfer into a local bank (since local banks typically offer 0.01% - for past decade, federal funds rate has been non-existent).
1) Goldman Sachs - 1.05% savings accounts.
2) American Express Personal Savings - 0.90% savings
3) Capital One - 0.75% savings
There are banks offering higher rates, but I stick with big names that I trust. Capital One is an artifact (They bought an on-line bank which I was experimenting with many years ago).
Some cash is in a safe deposit box because depositing/withdrawing $10K-$50K into bank checking accounts can raise red flags (and has caused one bank to close my checking/savings & credit cards). These days I often ask for some slot jackpots to be issued as checks (for deposits).
For slot progressives, immediate cash-in-hand need could be 6x-15x size of progressive - depends on size of bet (higher bet = higher variance, but higher hourly rate).
Cargo shorts are great because you can easily carry $100K in each pocket ($100K must-hit could require $600K, bigger than I like to play...).
Don't forget that Nevada is open and closed carry, with not much paperwork required. That's for the streets. Casinos are another question.Quote: Mission146When it comes to an actual physical situation, in which the potential for combat exists, one question would be is whether or not you seem like a pretty easy mark. If you're not a particularly big and imposing looking guy, then an individual potential mugger, or pair of individual muggers, might be more likely to try to hold you up than they would someone of considerable size.
Extended Stay Americas have full-size stoves & refrigerators with dishes, pots/pans, silverware. I sometimes Priceline 2-4 days there at various places around the US (when I don't have free rooms, or am traveling in non-casino locations). Most places have weekly rates, but Priceline is often better.Quote: MathExtremistI stayed two weeks at the Extended Stay America location in Las Vegas midtown on a self-funded business trip once.
Many non-casinos in Las Vegas have incredibly good cheap food.
...since most of the $1.99 steak & eggs graveyard specials have bit the dust.
Ellis Island still has a great $5.99-6.99 steak.
There are $20-25 all-you-can-get sushi/Asian buffets which are better than the strip $35-75 buffets (which used to be $10).
When playing BJ at the Western (closed in 2010), I made sure to bring only a few hundred. :-)Quote: monet0412I carry 20k around at all times without a hiccup. Honestly I've had 100k cash in my pockets without anyone the wiser. If your so worried just get boxes or accounts like suggested before.
If it looks like you might have any trouble at a casino (e.g. people following you after a big win), park most of the money in a casino safe deposit box & come back later. ...or walk around the casino a lot, going in and out of bathrooms.
One guy hangs out in High-limit areas of casinos offering people security services to banks.
He protects high-rollers when they are transferring money to banks.
There are cases around the US where people have been robbed/killed for a measly $10K-30K.
Quote: mamatWhen playing BJ at the Western (closed in 2010), I made sure to bring only a few hundred. :-)
If it looks like you might have any trouble at a casino (e.g. people following you after a big win), park most of the money in a casino safe deposit box & come back later. ...or walk around the casino a lot, going in and out of bathrooms.
One guy hangs out in High-limit areas of casinos offering people security services to banks.
He protects high-rollers when they are transferring money to banks.
There are cases around the US where people have been robbed/killed for a measly $10K-30K.
No doubt! Life is fragile. I'd rather go out in a blaze compared to rotting of cancer for months. Someone follows me or I sense a problem... we hold court in the streets. Like I said though... I'm in Vegas over 20 years without one problem. Head down, in and out, mind your own business and don't get in anyone else's. Of course if they get the drop on me and I have no chance I will just give up the money and hunt them down later :) !
Quote: monet0412Of course if they get the drop on me and I have no chance I will just give up the money and hunt them down later :) !
lol I love it!
Quote: monet0412I never seen so many people scared of their own shadow. This town isn't like it used to be where people would be waiting for you in the parking lot after they seen you hit a big score. Just get all your VIP parking passes all over town and your basically in and out all the time with never a problem. I carry 20k around at all times without a hiccup. Honestly I've had 100k cash in my pockets without anyone the wiser. If your so worried just get boxes or accounts like suggested before. Nobody knows you and nobody thinks anyone actually carries cash anymore. Don't flash your cash. Keep to yourself and keep a low profile. Wear average clothes, nothing flashy or expensive. Blend in and don't stop when people say hi or hey to you. Don't stop for the hookers when they say hey baby or smile at you. Yes all the women that smile at you in this town are working.
I've been in the best and worst places in this town many times without any confrontation. Just keep your head down and keep moving to your destination.
I'm not worried so much about 'carrying' lots of cash as I already do that here at home when I play in philly and for anyone that has played in philly knows that they got several neighborhoods that are as bad as it gets with low life scum. In fact Harrahs in Chester, PA is the 2nd worst city in America for crime. I'm a pretty big dude as well and if they don't have weapons on them I could take on 3 people by myself easily. I would love to see someone try to steal my bankroll off me especially after a loss if they don't have a weapon.
What im more worried about is my apartment being broken into while im not there and someone getting access to my safe etc and stealing it. Also me havimg a decent looking car, last thimg i need is me waking up to a broken window or windshield.
Regarding the safe, if it was my house I could just drill the safe into the ground but I don't think apartments will let me do that.
I was much more concerned about my apartment and my car being broken into than being mugged although the chances of being mugged in Henderson are almost non-existent. The City claims it's one of the safest cities in the country. I know of only two homicides since I moved here. One was a kid playing around with a trench knife he had just bought, stabbing his friend during horseplay and the other appeared to have been a result of road rage. The local paper publishes crime stats each week. Most crimes are drinking in public, dwi, and domestic disturbances.
I went out once and left a friend in my apartment. He went out on the patio to smoke. My neighbor saw a strange man, didn't see my car and called the police. I got back just as the fourth car responded. Cops were very professional. No drawn guns, no tasers.
Short man's reality.Quote: monet0412I never seen so many people scared of their own shadow.
Some can get peeled, some can get blown, some can get torched and some can be punched; it takes a little learning but I once met a lawyer who was a very skilled lock pick. (I never asked him how he acquired the skill or the equipment. I do remember he had a female roommate to whom he accorded the courtesy of placing a band-aid over the keyhole on his side of a common but unused door. She came in and took it off.)
Of course, with safes its often similar to ATM crimes, you can just haul the darn thing away and loot it at your leisure.
Make sure home safes are hidden otherwise you may come home to a missing wall and not have any idea which bimbo blabbed.
Roomies can be an express route to a circle of friends but they can always be and express route to drugs and knives.
I'd suggest the various corporate short term rentals as a balance between high prices and bad neighborhoods.
My real valuables are in a safety deposit box.
(1) I don't keep more than 5K-10K at home. Just enough to play a little before bank opens. The home money is just in case my daily bankroll is stolen (which has never happened). I don't use a safe, instead I use multiple unusual places (ones I've never heard anyone else use).Quote: billryanMy safe is to keep an opportunistic burglar out. With the 170 or so pounds of lead and silver,plus it weighing 100 pounds give or take, it would take a determined effort to haul it away, and certainly no one is bringing it over the eight foot wall in the back of my property.
My real valuables are in a safety deposit box.
(2) I don't send casino mail to a home address. I use multiple PO Boxes. Don't want anyone thinking I have a lot of cash at home.
USPS PO Boxes are only $24-60+/yr (depends on location).
(3) I don't tell people on Facebook/Social Media that I'm traveling away from home...until after the trip. If I travel, I may move all except $1K-2K emergency money to safe deposit box (deposit in checking accounts).
(4) I used to practice picking locks in high school when bored in science class. ...not that hard. I've had locks picked at 24 Hr Fitness, and money stolen. I don't assume that locks will keep out determined professionals. I use a club on my car, even though many people laugh at me - anything that encourages a professional to move to another easier car to steal.
(5) My cars have been broken into 7 times. I keep a LOT of stuff in my trunk, so they have no idea what to steal. In one case, my computer and nice camera were untouched because they were buried under so much stuff. I was mugged once at gunpoint next to my car (San Francisco), and when the thieves opened my trunk, they didn't take anything...after looking at all the crap in there. (Lowers my gas mileage slightly).
Only $5-10. Some are even battery operated - designed to be used on a dining room table (one for each guest).Quote: RogerKintHas anyone here ever tried to use one of those portable hot plate things in a hotel room? If you're playing unrated you could save a little money by dining in.
I keep a few hundred in pennies on hand and cash them in and out at a free coin machine, however, ill kept that place a secret.
LOL onenicklemiracle... That last comment was funny the way I read it but I can understand it being more serious for you and others!
Oh Axel... Another coin exchange?? I miss my 40 dollars a day from Ellis Island ... *Sigh*
Where does one acquire such a magical safe?Quote: billryanI keep eight twenty pound lead bars in my safe. ... Eventually the lead will change into silver.
I know them, but I'm not one of them. That's how some short people think.Quote: monet0412
LOL onenicklemiracle... That last comment was funny the way I read it but I can understand it being more serious for you and others!
Quote: MathExtremistWhere does one acquire such a magical safe?
Your funny. I don't think your serious but I'm pretty sure he meant the more silver he buys the more he will take the lead out ha ha.
Quote: MathExtremistWhere does one acquire such a magical safe?
Wizard World, of course.
pop quiz.
Which weighs more?
A pound of lead or a pound of silver?
Quote: ZenKinGHow am I going to get an apartment without any type of credit? lol. This sucks. Crazy how people with no money get treated better than people with actual money in this country. Have no money in your bank account but great credit score and you get everything. Have 100k in your account and no credit and get nothing. Yea I do get the whole idea of credit, because no one knows if that 100k will be there tomorrow and having a line of credit makes both parties a little more secure, but it's just funny how it all works. Also some jobs or even roomates want proof of a job. I surely cant say yea i play blackjack for a living LOL.
You want us to hold your hand through how to build credit now? Will that give you an excuse to stay with mommy and daddy a little longer? Are you actually going to do any of the valuable advice you were handed on a platter in this thread? Or are you going to keep whining about how tough the real world is?
Quote: RogerKintYou want us to hold your hand through how to build credit now? Will that give you an excuse to stay with mommy and daddy a little longer? Are you actually going to do any of the valuable advice you were handed on a platter in this thread? Or are you going to keep whining about how tough the real world is?
Not whining, but you can go ahead and falsely 'assume' like everyone else does in this world. Just stating how messed up the current system is. No coincidence that the economy is a complete joke. Capitalism is the only real way to have a sustainable and growing economy. Not handing out welfare checks to people who dont work. Yes, Im an AP and i dont really 'work' either but at least im not asking for a handout. All this socialistic wealth distribution is not only unconstitional, but completely erroneous to how a successful economy grows.
Won't get too political here, but the real problem is the income tax, which is the real reason America has gone down the gutter from the worlds biggest creditor to now the worlds biggest debtor. You want to tax productivity, you get less productivity. You get less productivity, less and less small businesses. Lesser small businesses, less growth in neighborhoods, etc. Thank the corrupt government for this.
P.S. Real World wont be a challenge. Ive been hearing all my life how something will be hard and i fly by it with flying colors. Life wont be any different. Those who actually use that 'brain' above your shoulders, know how to make everything easy. A strong work ethic and a willingness to not fail is another desirable trait to make it happen, which of course I have.
Quote: ZenKinGIve been hearing all my life how something will be hard and i fly by it with flying colors. Life wont be any different.
Nah. You're all talk. Better just to come here and whine about things you have no control over. Even if you made it to Vegas that 100k would be gone in no time. Don't worry, mommy's got another 100k for you.
Quote: RogerKintNah. You're all talk. Better just to come here and whine about things you have no control over. Even if you made it to Vegas that 100k would be gone in no time. Don't worry, mommy's got another 100k for you.
i dont have 100k i have now about 53k and none of that was given to me. So keep 'assuming'. I worked for every single one of those dollars and paid off my car. Anything else you want to make an assumption on? Keep 'em coming.
Quote: ZenKinGi dont have 100k i have now about 53k and none of that was given to me. So keep 'assuming'. I worked for every single one of those dollars and paid off my car. Anything else you want to make an assumption on? Keep 'em coming.
Paid off yer car and still no credit? Good luck to you. I mean that.
Oh this is getting better already. It is starting to sound more like a bunch of theoretical BS too! I'll bite some more though and help you out. Just get to Vegas. When you go to one of these apartments or weeklys or whatever... START BRIBING PEOPLE. You will be surprised what you can accomplish with a little cash in someones face!! You don't want credit... I am telling you... IT IS NOT A PROBLEM!! Is it easier with credit... sure... but not mandatory! Pay 6 months rent or 1 year rent up front and see how many of these spots will say OK !! Like I said before... jump in the pool... the water is fine... just remember... There be SHARKS in these WATERS Matey!!! Arrrrgh!!
If things don't go well... you just call up the parents and move back in :)
Quote: RogerKintPaid off yer car and still no credit? Good luck to you. I mean that.
Yeah, unlike 99% of the population i dont need loans and a handout to pay for what i want. Maybe if all of you were like me, america wouldnt have gone to shit. Funny how im being criticized for having money to pay for what i want, but the people who have nothing and need loans and credit cards no one bats an eye. Similar to what i said before, the ones with money in this country get treated inferiorly and people with no money get all the benefits, when it should be the other way around.
Quote: monet0412First off... I am going to post a little more to help someone out, from my home state, since I grew up in Youngwood and Greensburg PA... until I ran away at 16 to come to Vegas cause I am a man of action and not only theory!
Oh this is getting better already. It is starting to sound more like a bunch of theoretical BS too! I'll bite some more though and help you out. Just get to Vegas. When you go to one of these apartments or weeklys or whatever... START BRIBING PEOPLE. You will be surprised what you can accomplish with a little cash in someones face!! You don't want credit... I am telling you... IT IS NOT A PROBLEM!! Is it easier with credit... sure... but not mandatory! Pay 6 months rent or 1 year rent up front and see how many of these spots will say OK !! Like I said before... jump in the pool... the water is fine... just remember... There be SHARKS in these WATERS Matey!!! Arrrrgh!!
If things don't go well... you just call up the parents and move back in :)
This is not theoretical, im moving next month. Im not some little troll with no life that would keep this going for 24 pages long if i wasnt serious.
And yeah that's what i always told my dad, CASH is still KING. 99% of people will take cash straight up if you can make it happen and throw away all the credit bs. Dealerships, real estate brokers, anyone, you name it. CASH will always be KING.
F**k credit. If everyone adopted my style of thinking, america would still be king. But of course we got a governement that doesnt want that to happen. They rather turn america into a socialist and then communist country. A graduated income tax is the 2nd plank of what needs to happen to a country to turn it into a communist country. Welfare and socialist schemes are one of the planks as well.
Where are my capitalists?
Money is Debt
See the problem. You will do well Zen.
Cash is fine for a lot of apartments in Vegas.
Quote: MaxPenDebt is Money
Money is Debt
See the problem. You will do well Zen.
Cash is fine for a lot of apartments in Vegas.
Paper currency is debt. REAL money, like gold, has no counter-party risk.
They're working at banks, lending money to people with good credit.Quote: ZenKinGWhere are my capitalists?
If you're not prepared to pay cash up front for many months, how do you expect to convince a landlord that you're worth taking on as a tenant?
Show, don't tell. And after you succeed by not failing, write a book about how you did it and make millions.Quote: ZenKinGP.S. Real World wont be a challenge. Ive been hearing all my life how something will be hard and i fly by it with flying colors. Life wont be any different. Those who actually use that 'brain' above your shoulders, know how to make everything easy. A strong work ethic and a willingness to not fail is another desirable trait to make it happen, which of course I have.
(Why did you put "brain" in quotes?)
You will be fine in Nevada. Residents here have the worse credit scores in the country.
Quote: billryanI think people are questioning how on one hand you say you paid off your car, but then say you have no credit history.
You will be fine in Nevada. Residents here have the worse credit scores in the country.
Ahh i see. I used the wrong choice of words then. When I said 'paid off' i didnt mean as part of some payment plan. I meant cash straight up. My bad
Quote: RSBuilding credit, if you already have money, isn't too terribly a difficult thing to do. Apply for a credit card then start using it for regular day-to-day stuff. Then pay it off on time. Rinse wash repeat. Over time your credit will increase and the bank will (should) increase your credit/spending limit.
I cant be bothered with all of that. Going to live my life paying cash
Quote: MathExtremistThey're working at banks, lending money to people with good credit.
If you're not prepared to pay cash up front for many months, how do you expect to convince a landlord that you're worth taking on as a tenant?
I never said I wouldn't. Might be something ill have to do. But with that comes risks, and ill have to make sure i get proof in writing, etc in case he sells his apartment or the owner dies and im left trying to convince them i paid already. Could lead to problems.
