Insurance or Lawyer: Which is Better After a Car Accident?

Is it better to work with insurance or hire a personal injury lawyer after a car accident?

Quote: Andresmkt1

Is it better to work with insurance or hire a personal injury lawyer after a car accident?
link to original post

This is getting out of my area, but I tend to go with leaving the lawyers out of it and let the insurance companies handle it. PI attorneys are generally lazy and greedy.

Insurance companies already have lawyers working for you, so it probably just depends on the severity of the accident.

Initial consultation should be no charge, may as well try that.

I understand the standard is the lawyer gets 1/3 of any settlement, I’ve always thought there should be an option of them getting 2/3 above any initial offers. If insurance offers $100,000 and the lawyer can only get them to go to $150,000, they only get paid on that $50k. But if they are good enough to get it over $200k, they can start earning even more.

My wife has a nephew who is a claim adjuster for a major insurance company. He says he has one job and it never changes and that is to get the customer the least amount of money possible every time. Lie to them, con them, it's how he keeps his job. By hanging onto as much of the company's money as possible and screwing you every chance he gets. He loves his job because he's a jerk and it's a very jerky job. He'll act like you're the best friend he ever had and the whole time he's sticking it to you. He says the only way to get anything close to what you want is to constantly say no to him. You will wear him down eventually and he'll get tired of you and pay you just to make you go away. But it'll take a while and it's not for the faint of heart.