Class Actions
Over 100 million people are eligible for a $125 settlement. I am not one of them, but maybe you are. You can check here.
https://eligibility.equifaxbreachsettlement.com/en/eligibility
I figured I'd keep the thread general, in case others come up.
https://www.google.com/amp/s/www.tomsguide.com/amp/us/data-breach-to-dos,news-18007.html
Quote: RigondeauxThere's a big one from Equifax.
You and I view adjectives differently. This is the company who had our entire information profile protected by a woman with a Master in English or some s#$%, right? Whose password was "password"? Who allowed the leak of literally every single Americans personal info, to the point if you are in any way "on the grid" your info has been compromised?
Dunno about you, but I would not sell that stuff for a hundred bucks. And the $125mm this "fine" looks to total is about 5months of their earnings. It. Is. Not. Enough.
In Face's America, we're gonna do some means testing on civil penalties. What good is a $5b fine to Facebook if the infraction nets them $25b? If you made $1k a day selling crack, and I fined you $100 a day for being a civic menace, are you gonna stop selling crack? C'mon, man.
I'd bury them so deep its replacement's roots would never reach them. Take that fine money for reparations to the offended and to rehome the workforce, kick the CEO's out on their ass (or into jail, depending), and start the seeding of a forest of Good Faith. Getting pretty tired of the no-recourse shot taking in corporate America.
Coup in '22.
ETA: They got me. Thanks, Rigo.
Quote: TigerWuThat website said I was affected but nothing ever happened to me personally so there's no information I can give them to get a settlement.
If you carry on through the online claim, there's 4 or so options...
1. Choose free credit monitoring, a cash payment (if you already have credit monitoring), or skip to the next section
2. If you spent time recovering from the breach, you can request payment
3. If you lost or spent money because of the breach, you can request payment
4. Confirm how you’d like to get your payment
Says for option "1" nothing is required and to continue to next page, where there is a personal info form.
It says that you certify you have credit monitoring for six months if you take the settlement, which I do, as the result of some previous breach in which the company said data may have been compromised and offered the free monitoring right off the rip. I don't know why my data is getting compromised all the time, but it gets me free monitoring and now cash, so I guess I'll take it.
Quote: TigerWuThat website said I was affected but nothing ever happened to me personally so there's no information I can give them to get a settlement.
You don't have to, they decide if you were impacted or not, which just means that unauthorized parties could have accessed your personal data. Just fill out the forms and hit the buttons that say you spent no time dealing with it, that it didn't cost you anything, and you still get either two years of credit monitoring or $125 if you certify you do and will have credit monitoring for the next six months already.
There are so many data breaches going on that at the moment either I or clients of mine have free credit monitoring from all three credit bureaus anyway, every time you turn around lately either Experian TransUnion or Equifax is offering free credit monitoring due to some breach.
So if something were to happen later you’re SOL.
Quote: TigerWuOkay I filled out the info to get the $125. Took like two minutes. Now we'll see how long it takes to get the check.
Hard to say. I've fit the classes of a few different class actions (related and not related to data breaches that have paid out), I couldn't give a mean average, but I'd suggest the range has been two weeks to three months.
Quote: billryanGood sideplay for multicarders.
???
https://topclassactions.com/category/lawsuit-settlements/open-lawsuit-settlements/
I M A Sucker
Chump St
One Born Every Minute, NV 90210
ZCore13
Quote: DRichI was impacted and claimed about a $1000 loss.
Good luck getting it. Heard you have to really prove it to get it. Maybe since you are not asking for the full 20k they will just do it
say whaaat - a giant corporation screwing people out of what they're due...................𝑺𝑼𝑹𝑷𝑹𝑰𝑺𝑬...........𝑺𝑼𝑹𝑷𝑹𝑰𝑺𝑬...............𝑺𝑼𝑹𝑷𝑹𝑰𝑺𝑬
from the article:
"Second, even if you file for reimbursement, there’s a good chance you won’t actually get the full $125 that Equifax and the FTC are talking about. Things are worded carefully in the agreement, but the bottom line is there’s a limited amount of money in the payout pool, and it won’t cover $125 checks for 147 million people."
https://www.washingtonpost.com/business/2019/07/27/equifax-settlement-guide-how-get-money-what-you-need-know/?utm_term=.a3abdd8bc7b3
thanks Rigondeaux - very nice of you to share this with everybody
I don't really blame Equifax too much - similar stuff has happened to so many companies
I don't believe any of them have a realistic chance to shut out the hackers completely
the hackers are very smart and very dedicated and willing to put in thousands of hours on stuff like this
kind of like blaming a security guard if you get pickpocketed at a casino - he can't stop it from happening
I wonder how many people will take the credit reporting option instead of money? I expect it would be close to zero?
Quote: FaceYou and I view adjectives differently. This is the company who had our entire information profile protected by a woman with a Master in English or some s#$%, right? Whose password was "password"? Who allowed the leak of literally every single Americans personal info, to the point if you are in any way "on the grid" your info has been compromised?
Dunno about you, but I would not sell that stuff for a hundred bucks. And the $125mm this "fine" looks to total is about 5months of their earnings. It. Is. Not. Enough.
In Face's America, we're gonna do some means testing on civil penalties. What good is a $5b fine to Facebook if the infraction nets them $25b? If you made $1k a day selling crack, and I fined you $100 a day for being a civic menace, are you gonna stop selling crack? C'mon, man.
I'd bury them so deep its replacement's roots would never reach them. Take that fine money for reparations to the offended and to rehome the workforce, kick the CEO's out on their ass (or into jail, depending), and start the seeding of a forest of Good Faith. Getting pretty tired of the no-recourse shot taking in corporate America.
Coup in '22.
ETA: They got me. Thanks, Rigo.
Agree, except that it didn’t affect literally every single American. Equifax isn’t very active in the Northeast and Atlantic regions. The breach affected people primarily in the South and West, with some involvement in the Midwest. Not saying that no one in the Northeast was affected, but that most people not affected are in the Northeast and Atlantic.
Quote: SOOPOOEx has agreed to give me 10% finders fee if she gets her $125!
Quote: SOOPOOEx has agreed to give me 10% finders fee if she gets her $125!
really sweeeeet.........................................you can look forward to $12.50 coming your way pretty soon.....................................😃😃😃
Quote: SOOPOO
I wonder how many people will take the credit reporting option instead of money? I expect it would be close to zero?
I took it. Maybe i’m The only one.
It's still online: https://topclassactions.com/lawsuit-settlements/closed-settlements/604-lawn-mower-class-action-lawsuit-settlement/
I don't remember the exact amount I got, (and couldn't find anything online), but as I recall I ended up with around half of what the initial amount was. And bear in mind I don't think that settlement had nearly the exposure that this one does.
My guess is that so many people are going to apply for this that the end result will be substantially less than $125.
I'm trying to decide if getting the credit monitoring might be the better option. At least that will have a fixed value, or at least I think it would.
Quote: lilredroosterwe might not get the full $125
Yeah, but I subscribe to the Geddy Lee school of economics.... "Ten bucks is ten bucks."
hate to sound like an ad for the site but I checked it out first and as far as I can tell there is no downside
I searched and found no negative reviews at all
they allow you to check your credit once a week - the page displays all of the companies that you owe so you can immediately see if you're getting scammed by a person or a bot
Quote: lilredroosterbecause of the news of the breach I just signed up with creditkarma.com - it's totally free - they make their money by displaying ads
hate to sound like an ad for the site but I checked it out first and as far as I can tell there is no downside
I searched and found no negative reviews at all
they allow you to check your credit once a week - the page displays all of the companies that you owe so you can immediately see if you're getting scammed by a person or a bot
I've been using it for many years. Free monitoring, free credit reports, free dispute assistance. It's a fantastic site.
ZCore13
You now have to enter which credit monitoring service you had signed up for at the time you submitted your original claim (if you went the $125 route).
I hadn't actually signed up for credit monitoring, so I just googled credit monitoring services and typed in the first one I saw.
Quote: ams288
I hadn't actually signed up for credit monitoring, so I just googled credit monitoring services and typed in the first one I saw.
Did you click the box that said under U.S.law that everything you provided was true and correct? If so, why would you lie? Is $125 worth lying for? I really dislike people that lie for selfish reasons.
Quote: ams288Anyone else get the latest email saying you either have to verify or amend your claim by Oct. 15 or they won't get the money (which will clearly be much less than $125)?
You now have to enter which credit monitoring service you had signed up for at the time you submitted your original claim (if you went the $125 route).
I hadn't actually signed up for credit monitoring, so I just googled credit monitoring services and typed in the first one I saw.
well that is wrong. Have you never signed up for credit karma or any of those free ones? What about Discover card? I believe my discover card does credit monitoring for free.
Quote: DRichDid you click the box that said under U.S.law that everything you provided was true and correct? If so, why would you lie? Is $125 worth lying for? I really dislike people that lie for selfish reasons.
1. The attorneys probably get some 25-33% of the total settlement while the people who actually have their personal data compromised get, at most, $125.
2. This whole thing is all built into the system anyway. I don’t know if it’s true of Equifax, but any number of companies weigh the risks and expected costs of getting sued against the known cost to do the right thing by the consumer anyway; the cheaper option usually wins.
3. The credit monitoring to be provided is at least equally likely to somehow result in your data getting breached as the events that led up to it to begin with.
I happened to see some commercial the other day for a class action. Johnson & Johnson, asbestos in baby powder, knew about it and did nothing, naturally.
Why should an individual be the better person when the companies are not? So they can continue to get raped left and right? No, I don’t see a huge moral issue with anyone lying and saying they have credit monitoring so they can get the $125 check on this one.
Quote: DRichDid you click the box that said under U.S.law that everything you provided was true and correct? If so, why would you lie? Is $125 worth lying for? I really dislike people that lie for selfish reasons.
Yes, I clicked the box.
I lied because I want that $125.
$125 is DEFINITELY worth lying to the FTC for.
I don't care what you do or don't dislike.
Quote: ams288Yes, I clicked the box.
I lied because I want that $125.
$125 is DEFINITELY worth lying to the FTC for.
I don't care what you do or don't dislike.
It will be substantially less than $125 based on reports of number of people that filed. I think this is an attempt to weed out people so the settlement per person can be increased.
Quote: unJonIt will be substantially less than $125 based on reports of number of people that filed. I think this is an attempt to weed out people so the settlement per person can be increased.
Yeah I know.
The point is, I’d have no problem lying to the FTC for $1.25
Quote: ams288Yes, I clicked the box.
I lied because I want that $125.
$125 is DEFINITELY worth lying to the FTC for.
I don't care what you do or don't dislike.
I know you don't care what I think and rightly you shouldn't. I judge people by how they conduct themselves and someone lying to get a small amount of money is just a sign of bad character to me. People of poor character are just not the people I want to associate with. Again, this is not necessarily directed at you.
Besides, those lying about it are only hurting those that were actually damaged. Very selfish.
Quote: DRichI know you don't care what I think and rightly you shouldn't. I judge people by how they conduct themselves and someone lying to get a small amount of money is just a sign of bad character to me. People of poor character are just not the people I want to associate with. Again, this is not necessarily directed at you.
Besides, those lying about it are only hurting those that were actually damaged. Very selfish.
The second statement cannot be true if the credit monitoring has equal or greater value to the $125, as they claim. According to the settlement, you’re either in the affected class or you’re not.
Quote: ams288Yeah I know.
The point is, I’d have no problem lying to the FTC for $1.25
Says a lot about you.
ZCore13
Quote: Zcore13Says a lot about you.
ZCore13
It says I like easy money as much as the next guy.
ams288
Hendricks v Starkist Co.
Quote:The settlement provides that StarKist will pay $8 million in cash and $4 million in vouchers redeemable for StarKist tuna products. You may submit a claim for either (a) a cash payment of $25, or (b) $50 in product vouchers redeemable for StarKist tuna products. You may choose to claim the cash payment or the product vouchers, whichever you prefer. These claim amounts may be subject to pro rata dilution if the total amount of claims exceeds the available settlement funds.
I submitted a claim and requested the $50 product voucher option.
Today I received my voucher and it was worth: drum roll --
x
x
x
x
x
x
x
x
x
x
x
x
x
x
x
x
x
$5.03
I'm sure the lawyers who brought the suit are laughing all the way to the bank.
Quote: FleaswatterIn 2015 there was a class action suit brought against Starkist for under filling cans of tuna:
Hendricks v Starkist Co.
I did that one too and just back got like $2.63.
Quote: DRichHopefully some of us die from Round-Up weed killer. Our estates will probably get at least $1000.
I don't want to be deemed low character, so I will point out that this is stollen from a comedian.
"Why can't I get mesothelioma, the disease that makes you rich?"
Quote: FleaswatterIn 2015 there was a class action suit brought against Starkist for under filling cans of tuna:
Hendricks v Starkist Co.
I submitted a claim and requested the $50 product voucher option.
Today I received my voucher and it was worth: drum roll --
x
x
$5.03
I'm sure the lawyers who brought the suit are laughing all the way to the bank.
Class actions are a joke. I was a manager at a national company. We worked 60 hours a week mandatory as salary. Class action was filed, spent 4 years doing depos and completing essay like statements. They were suing for overtime pay at 5x pay for labor violations. Looked like it was going to be a huge pay day. Later find out that in Pennsylavnia our new hire paperwork says we are not allowed to sue and the case was settled for a pittance for us PA people and the case carried on for rest of the country. I was sent a check for $85. I never cashed it by accident and now it is expired.
