Nathan's Corner
July 24th, 2024 at 7:09:59 PM
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Why did you not stay for the coverall? You may have won 300. You are overdue for some good luck
July 25th, 2024 at 4:32:53 PM
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Quote: avianrandyWhy did you not stay for the coverall? You may have won 300. You are overdue for some good luck
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It would have been $1,000 if I won the Coverall by myself. 💡I just wanted to leave and buy some items for my house. 😀💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
July 25th, 2024 at 4:45:05 PM
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So, a man gave $3,000 tip to a Waitress on a $13.25 meal. He did it on a credit card. The Manager went to him in the parking lot and asked if he was sure that he meant to tip $3,000 and not something like $3. Guy said that he meant the $3,009 tip because there is a Social Media Trend (I'm not going to say the name because the name is against WOV rules and could get me Suspended, which I don't want). where diners leave HUGE tips at Restaurants. Manager went back to the Restaurant, Waitress got the $3,000. About a month later, the Customer did a charge back on his credit card and it was granted.
Manager confronted the Customer for charging back the $3,000 tip after he admitted he meant to do it because of the Social Media Trend. Customer told him to sue him, and Manager is suing the Customer. Luckily the Manager didn't ask the Waitress for the $3,000 tip back. Waitress was completely innocent in this whole mess and didn't deserve to have to give back the $3,000 just because the Customer did a chargeback after confirming he left the $3,000 tip on purpose because of the Social Media Trend. Thank God she was able to keep the $3,000 and only CUSTOMER is getting punished with a Lawsuit. 🤔💡
Manager confronted the Customer for charging back the $3,000 tip after he admitted he meant to do it because of the Social Media Trend. Customer told him to sue him, and Manager is suing the Customer. Luckily the Manager didn't ask the Waitress for the $3,000 tip back. Waitress was completely innocent in this whole mess and didn't deserve to have to give back the $3,000 just because the Customer did a chargeback after confirming he left the $3,000 tip on purpose because of the Social Media Trend. Thank God she was able to keep the $3,000 and only CUSTOMER is getting punished with a Lawsuit. 🤔💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
July 25th, 2024 at 6:55:06 PM
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up to you. But I thought you said previously first 6 games were 75 and coverall was 300. But you are overdue for some good luck and this was a card you earned. Since you were already there just surprised you didn't play the coverallQuote: NathanQuote: avianrandyWhy did you not stay for the coverall? You may have won 300. You are overdue for some good luck
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It would have been $1,000 if I won the Coverall by myself. 💡I just wanted to leave and buy some items for my house. 😀💡
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July 26th, 2024 at 12:30:13 AM
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Quote: avianrandyup to you. But I thought you said previously first 6 games were 75 and coverall was 300. But you are overdue for some good luck and this was a card you earned. Since you were already there just surprised you didn't play the coverallQuote: NathanQuote: avianrandyWhy did you not stay for the coverall? You may have won 300. You are overdue for some good luck
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It would have been $1,000 if I won the Coverall by myself. 💡I just wanted to leave and buy some items for my house. 😀💡
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I play Bingo at three different Casinos. 😀 The Casino that has $300 Bingo doesn't have a Coverall Bingo, all rounds are $300 for a winning line. 😀 You can win up to $600 a Bingo card. 😀 And there are 10 rounds. 😀 And the FIRST Bingo card is free. 😀 The only catch is that that Bingo usually runs only once a month. 😐 They skipped July's Bingo, so they will have bingo twice in August to make up for the missed July. 😀
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
July 28th, 2024 at 3:21:00 PM
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The saying,"Take care of SMALL problems before they become BIG problems is happening to me now. 🤦♀️ A .55 cent
problem is now a roughly $35 problem! I messed up! 🤦♀️
problem is now a roughly $35 problem! I messed up! 🤦♀️
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 2nd, 2024 at 2:16:46 AM
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no bingo Wednesday Nathan or did the $35 problem cause you not to play? You are due to winQuote: NathanThe saying,"Take care of SMALL problems before they become BIG problems is happening to me now. 🤦♀️ A .55 cent
problem is now a roughly $35 problem! I messed up! 🤦♀️
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August 2nd, 2024 at 11:33:24 AM
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Quote: avianrandyno bingo Wednesday Nathan or did the $35 problem cause you not to play? You are due to winQuote: NathanThe saying,"Take care of SMALL problems before they become BIG problems is happening to me now. 🤦♀️ A .55 cent
problem is now a roughly $35 problem! I messed up! 🤦♀️
link to original post
link to original post
I didn't have money on Wednesday to play Bingo. I no longer get a free Bingo, so I now have to play $150 coin in to get a Bingo. 💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 10th, 2024 at 10:50:55 AM
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My then .55 small problem is now even WORSE. The Bank Account that is restricted is connected to the Bank Account where I get my paychecks, so my PAYCHECK Bank Account is currently closed until my Restricted Bank Account gets unrestricted. 😱😳 And I currently don't have the money to put in my Bank Account to get it unrestricted! 😱😳 I am currently screwed big time! 😱😳To think this all started with a small .55 problem! 😱😳
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 10th, 2024 at 1:45:42 PM
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No bingo for you! (bingo nazi)
50-50-90 Rule: Anytime you have a 50-50 chance of getting something right, there is a 90% probability you'll get it wrong
August 10th, 2024 at 2:36:31 PM
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Quote: vegasNo bingo for you! (bingo nazi)
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Bingo costs me $150 coin in which I don't have. I haven't played Bingo often since they stopped giving me the free Bingo cards. 💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 12th, 2024 at 10:13:34 PM
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Hurricane Season is upon us in Florida. 💡 I remember for Hurricane Matthew, it was projected to hit Miami. I went to sleep the night Hurricane Matthew was set to hit Miami. I woke up about 1 in the morning and it was VERY calm. I immediately thought,"We must be in the eye of Hurricane Matthew, because the eye is the calmest part of all Hurricanes." Lo and behold, Hurricane Matthew didn't hit Miami at all. It made an unexpected curve and we got completely spared! 😇💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 16th, 2024 at 7:59:58 PM
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Some years ago, I had an App deal for Baskin Robbins banana split for $4.99. At Baskin Robbins, I asked for a banana split with no bananas because I have a VERY strong aversion to bananas. The Cashier asked me if I was actually trying to ask for a sundae. I said, "No, I want a banana split with no bananas. I want everything that a banana split has, but I have a strong aversion to bananas, so I don't want the bananas. " The Cashier finally got it and gave me the banana split with no bananas. 💡 I don't get why the Cashier at first thought I was trying to say a sundae at first 😵💫 . If I wanted a sundae, I would have specifically said sundae, not a banana split with no bananas. 💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 17th, 2024 at 4:24:12 AM
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Quote: NathanSome years ago, I had an App deal for Baskin Robbins banana split for $4.99. At Baskin Robbins, I asked for a banana split with no bananas because I have a VERY strong aversion to bananas. The Cashier asked me if I was actually trying to ask for a sundae. I said, "No, I want a banana split with no bananas. I want everything that a banana split has, but I have a strong aversion to bananas, so I don't want the bananas. " The Cashier finally got it and gave me the banana split with no bananas. 💡 I don't get why the Cashier at first thought I was trying to say a sundae at first 😵💫 . If I wanted a sundae, I would have specifically said sundae, not a banana split with no bananas. 💡
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You missed an even bigger AP opportunity! Ask for the banana unpeeled on the side. Then sell it!
August 17th, 2024 at 6:45:52 AM
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My local 5&10 used to have a special on banana splits. You could pay fifty cents or pick a balloon, which cost anywhere from a penny to around .75 cents. One of my first" dates" saw me take my girl for ice cream, and I paid eight cents for the two of them.
On my next trip, I got one for a quarter.
On my next trip, I got one for a quarter.
The older I get, the better I recall things that never happened
August 17th, 2024 at 6:56:02 AM
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It JUST occurred to me that I could have just asked for the banana split and just thrown away the banana parts. 🤔💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 17th, 2024 at 6:59:54 AM
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Quote: billryanMy local 5&10 used to have a special on banana splits. You could pay fifty cents or pick a balloon, which cost anywhere from a penny to around .75 cents. One of my first" dates" saw me take my girl for ice cream, and I paid eight cents for the two of them.
On my next trip, I got one for a quarter.
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Damn inflation. Nowadays, what you paid .33 in total for would cost you about $16 today! 😱😳😵💫🤔💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 17th, 2024 at 9:43:13 AM
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Quote: NathanQuote: billryanMy local 5&10 used to have a special on banana splits. You could pay fifty cents or pick a balloon, which cost anywhere from a penny to around .75 cents. One of my first" dates" saw me take my girl for ice cream, and I paid eight cents for the two of them.
On my next trip, I got one for a quarter.
link to original post
Damn inflation. Nowadays, what you paid .33 in total for would cost you about $16 today! 😱😳😵💫🤔💡
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I raked yards for fifty cents a pop. Today, I wouldn't do that for fifty dollars an hour.
In 1967, a banana split cost .50 cents; to buy one, I'd have to work all afternoon. Today, a banana split cost $5, and I have to work about five minutes to afford it. When I was young, adding a zero to the back of your income was a big deal. Now it takes a comma.
The older I get, the better I recall things that never happened
August 18th, 2024 at 1:01:11 AM
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So, a magazine cover had a headline saying,"The Sandwich Generation," and the cover had a child, a Mother, and a Grandmother on it. I had never heard of the Sandwich Generation before and it's when a middle aged Adult has to raise their Children and take care of their elderly Parents at the same time. It is considered one of the most stressful Family Positions. I personally think that a middle aged Adult would have ADULT Children who wouldn't need to be raised anymore. For example, when my Mom was my age(40) my Mom was a teenaged parent) I was already a full grown Adult, a College Graduate, and had a full time job. So I was already raised. A 30 year old having to raise a 5 year old and having to take care of their 55 year old Parents would be a more accurate definition of The Sandwich Generation. 🤔💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 18th, 2024 at 2:40:44 AM
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(snip!)
Plenty of people in their "middle age" have teenage and possibly younger children.
Ashly may throw me out*if I go calling her "middle aged", but... two kids, 6, 13, and a dad (65ish). Let's politely say her husband is middle aged, and she's approaching middle age.
The littles are largely self sufficient (just requiring supervision, and regularly throwing some raw meat into the cages), and the dad has some minor medical adventures meaning he also requires supervision (he can still get his own raw meat).
Quote: NathanI personally think that a middle aged Adult would have ADULT Children who wouldn't need to be raised anymore. For example, when my Mom was my age(40) my Mom was a teenaged parent) I was already a full grown Adult, a College Graduate, and had a full time job. So I was already raised. A 30 year old having to raise a 5 year old and having to take care of their 55 year old Parents would be a more accurate definition of The Sandwich Generation. 🤔💡
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Plenty of people in their "middle age" have teenage and possibly younger children.
Ashly may throw me out*if I go calling her "middle aged", but... two kids, 6, 13, and a dad (65ish). Let's politely say her husband is middle aged, and she's approaching middle age.
The littles are largely self sufficient (just requiring supervision, and regularly throwing some raw meat into the cages), and the dad has some minor medical adventures meaning he also requires supervision (he can still get his own raw meat).
I'm sure I'll be fine.
May the cards fall in your favor.
August 18th, 2024 at 4:24:42 AM
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Quote: Dieter(snip!)
Quote: NathanI personally think that a middle aged Adult would have ADULT Children who wouldn't need to be raised anymore. For example, when my Mom was my age(40) my Mom was a teenaged parent) I was already a full grown Adult, a College Graduate, and had a full time job. So I was already raised. A 30 year old having to raise a 5 year old and having to take care of their 55 year old Parents would be a more accurate definition of The Sandwich Generation. 🤔💡
link to original post
Plenty of people in their "middle age" have teenage and possibly younger children.
Ashly may throw me out*if I go calling her "middle aged", but... two kids, 6, 13, and a dad (65ish). Let's politely say her husband is middle aged, and she's approaching middle age.
The littles are largely self sufficient (just requiring supervision, and regularly throwing some raw meat into the cages), and the dad has some minor medical adventures meaning he also requires supervision (he can still get his own raw meat).I'm sure I'll be fine.
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Dieter, you and I are around the same age? 🤓(40)
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 18th, 2024 at 7:46:18 AM
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Quote: Nathan
Dieter, you and I are around the same age? 🤓(40)
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I'm a bit older than 40.
I was 45 when I had the heart attack last year.
Geologically speaking, yes... we're alive at the same time, and "around the same age".
May the cards fall in your favor.
August 18th, 2024 at 8:17:59 AM
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Nathan, you are a college grad? What school? What did you study?
August 18th, 2024 at 8:38:14 AM
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Quote: NathanSo, a magazine cover had a headline saying,"The Sandwich Generation," and the cover had a child, a Mother, and a Grandmother on it. I had never heard of the Sandwich Generation before and it's when a middle aged Adult has to raise their Children and take care of their elderly Parents at the same time. It is considered one of the most stressful Family Positions. I personally think that a middle aged Adult would have ADULT Children who wouldn't need to be raised anymore. For example, when my Mom was my age(40) my Mom was a teenaged parent) I was already a full grown Adult, a College Graduate, and had a full time job. So I was already raised. A 30 year old having to raise a 5 year old and having to take care of their 55 year old Parents would be a more accurate definition of The Sandwich Generation. 🤔💡
link to original post
They are referring to adults who help both their children and their parents. Too many old folks will no longer take that walk out on the ice. Several of my friends were in situations where they had to help their parents while still paying for their kids education. It's a place few parents want to be. We put money aside for our kids' education and save up for our daughters' weddings, but who puts money aside to help Mom move into assisted living? That wasn't something we were supposed to be doing. Life is what happens while you are busy making plans.
I was the youngest kid in my high school class, so we have all turned 65 by now, and I'm amazed at how ill-prepared they are for retirement.
The older I get, the better I recall things that never happened
August 19th, 2024 at 6:04:24 AM
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Quote: NathanFor example, when my Mom was my age(40) my Mom was a teenaged parent) I was already a full grown Adult, a College Graduate, and had a full time job.
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Quote: SOOPOONathan, you are a college grad? What school? What did you study?
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I'd like to know too since she put it out there.
I tell you it’s wonderful to be here, man. I don’t give a damn who wins or loses. It’s just wonderful to be here with you people.
https://wizardofvegas.com/forum/gambling/betting-systems/33908-the-adventures-of-mdawg/
August 19th, 2024 at 6:26:33 AM
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I graduated from Miami Dade College in 2007 when I was 23. 😀 I didn't get a degree. I got a Customer Service Certificate. 😀
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 19th, 2024 at 6:28:37 AM
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Quote: DieterQuote: Nathan
Dieter, you and I are around the same age? 🤓(40)
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I'm a bit older than 40.
I was 45 when I had the heart attack last year.
Geologically speaking, yes... we're alive at the same time, and "around the same age".
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You're only 6 years older than me. 😀 I assumed you were around the Median/Average WOV Posters age which is around 61. 😀
I am glad you survived your heart attack. 😇
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 19th, 2024 at 6:35:46 AM
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About WOV Posters ages. To my knowledge
Soopoo is about 60
Mdawg is about 42
Billryan is about 65
Axelwolf is about 60
Dieter is 46
I am 40
Wizard is about 62
Miplet is about 42
Evenbob is about 70
Gordon is about 61
Poker Grinder is about 35
Mission is about 39
Beachbumbabs is about 63
Azduffman is about 60
AMS is about 60
Oncedear is about 60
😀💡🤔
Soopoo is about 60
Mdawg is about 42
Billryan is about 65
Axelwolf is about 60
Dieter is 46
I am 40
Wizard is about 62
Miplet is about 42
Evenbob is about 70
Gordon is about 61
Poker Grinder is about 35
Mission is about 39
Beachbumbabs is about 63
Azduffman is about 60
AMS is about 60
Oncedear is about 60
😀💡🤔
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 19th, 2024 at 6:38:23 AM
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Quote: NathanMy then .55 small problem is now even WORSE. The Bank Account that is restricted is connected to the Bank Account where I get my paychecks, so my PAYCHECK Bank Account is currently closed until my Restricted Bank Account gets unrestricted. 😱😳 And I currently don't have the money to put in my Bank Account to get it unrestricted! 😱😳 I am currently screwed big time! 😱😳To think this all started with a small .55 problem! 😱😳
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IDK why you put this out there, but I'm curious. Is it that you unintentionally overdrew, or exceeded your agreed overdraft limit by 55c and got whacked with a fee?
And surely your salary bank account is not 'closed' to deposits such as your salary? Just maybe empty?
Bank fees suck!
Psalm 25:16
Turn to me and be gracious to me, for I am lonely and afflicted.
Proverbs 18:2
A fool finds no satisfaction in trying to understand, for he would rather express his own opinion.
August 19th, 2024 at 6:40:28 AM
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Quote: NathanAbout WOV Posters ages. To my knowledge
😀💡🤔
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Aw! I didn't make your list.
I know at least one in your list who might be upset by your guess.
Psalm 25:16
Turn to me and be gracious to me, for I am lonely and afflicted.
Proverbs 18:2
A fool finds no satisfaction in trying to understand, for he would rather express his own opinion.
August 19th, 2024 at 6:49:05 AM
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Quote: OnceDearQuote: NathanAbout WOV Posters ages. To my knowledge
😀💡🤔
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Aw! I didn't make your list.
I know at least one in your list who might be upset by your guess.
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You can't prove that I didn't include you in my list! 😜(I edited you into my lost after seeing your post). 😜
I hope I didn't mistake someone for being around 60 when they are actually around 42! ☢️
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 19th, 2024 at 6:52:01 AM
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Quote: NathanI graduated from Miami Dade College in 2007 when I was 23. 😀 I didn't get a degree. I got a Customer Service Certificate. 😀
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Nathan,
Well done on your certificate :)
At what age do you expect to retire from work, or maybe drop your hours to say 3 days per week?
At what age do your colleagues typically retire or get retired?
Some of my colleagues pay about 2% of their salary into the company pension scheme and think they'll be ok. That might buy them a couple of happy meals a month when they finish work. :o)
You've noted how many of us on this forum are close to or beyond retirement age. Pity us oldies who can't just top up our income with a bit of overtime, when inflation whacks us. Be smarter than us, while you have the chance..
Psalm 25:16
Turn to me and be gracious to me, for I am lonely and afflicted.
Proverbs 18:2
A fool finds no satisfaction in trying to understand, for he would rather express his own opinion.
August 19th, 2024 at 6:59:36 AM
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Quote: NathanQuote: OnceDearQuote: NathanAbout WOV Posters ages. To my knowledge
😀💡🤔
link to original post
Aw! I didn't make your list.
I know at least one in your list who might be upset by your guess.
link to original post
You can't prove that I didn't include you in my list! 😜(I edited you into my lost after seeing your post). 😜
I hope I didn't mistake someone for being around 60 when they are actually around 42! ☢️
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Thanks. Ages are a bit private. Your posting them , or at least your guestimates or gleaned facts, could be considered a bit inappropriate. How would you feel if we estimated your shoe size, bra size, waist measurement, height, weight and put those in a list?
Maybe post a list of gender, ethnicity and net worth while you are at it $:o)
Psalm 25:16
Turn to me and be gracious to me, for I am lonely and afflicted.
Proverbs 18:2
A fool finds no satisfaction in trying to understand, for he would rather express his own opinion.
August 19th, 2024 at 7:08:52 AM
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Quote: OnceDearbra size
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I don't think the Wizard would object to a general discussion of that topic.
https://wizardofvegas.com/forum/off-topic/adult/10792-is-bigger-really-better/#post171458
I tell you it’s wonderful to be here, man. I don’t give a damn who wins or loses. It’s just wonderful to be here with you people.
https://wizardofvegas.com/forum/gambling/betting-systems/33908-the-adventures-of-mdawg/
August 19th, 2024 at 7:12:41 AM
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Quote: NathanAbout WOV Posters ages. To my knowledge
Soopoo is about 60
Mdawg is about 42
Billryan is about 65
Axelwolf is about 60
Dieter is 46
I am 40
Wizard is about 62
Miplet is about 42
Evenbob is about 70
Gordon is about 61
Poker Grinder is about 35
Mission is about 39
Beachbumbabs is about 63
Azduffman is about 60
AMS is about 60
Oncedear is about 60
😀💡🤔
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I'm just amusing myself with how "about" covers so much inaccuracy.
I think there are still weather forecasters on TV offering a "four degree guarantee", where if they predict very wrong, some lucky viewer who sent in a postcard wins an impractically large umbrella with the station's logo...
May the cards fall in your favor.
August 19th, 2024 at 7:36:54 AM
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Quote: DieterQuote: NathanAbout WOV Posters ages. To my knowledge
😀💡🤔
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I'm just amusing myself with how "about" covers so much inaccuracy.
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This is WOV. We can remember some noteworthy 'abouts'
Troll like Quotes redacted. $:o)
I never realised that Gordon is older than me.... In Karen's opinion.
Psalm 25:16
Turn to me and be gracious to me, for I am lonely and afflicted.
Proverbs 18:2
A fool finds no satisfaction in trying to understand, for he would rather express his own opinion.
August 19th, 2024 at 7:45:44 AM
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Quote: OnceDearQuote: NathanI graduated from Miami Dade College in 2007 when I was 23. 😀 I didn't get a degree. I got a Customer Service Certificate. 😀
link to original post
Nathan,
Well done on your certificate :)
At what age do you expect to retire from work, or maybe drop your hours to say 3 days per week?
At what age do your colleagues typically retire or get retired?
Some of my colleagues pay about 2% of their salary into the company pension scheme and think they'll be ok. That might buy them a couple of happy meals a month when they finish work. :o)
You've noted how many of us on this forum are close to or beyond retirement age. Pity us oldies who can't just top up our income with a bit of overtime, when inflation whacks us. Be smarter than us, while you have the chance..
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I expect to retire around 68. 💡 My oldest Colleague retired at around 70. The second oldest Colleague retired at around age 68. My 401K has about $7,000 at this moment. I started my 401K a bit late and made a couple of loans from it. Had I started my 401K from the get go and NEVER touched it, I probably would have had about $15,000 in it.💡
I have 31 people who work with me. I have 5 people young enough to be my Children(around 20) , one who is about 10 years younger than me, 2 who are about a year younger than me, one who is about 5 years younger than me, one who is about 8 years older than me, 14 who are about 15 years older than me, one who is about 20 years older than me, one who is about 3 years younger than me, one who is about 2 years older than me, one who is about 5 years older than me, one who is about 4 years older than me, one who is about 9 years older than me, one who is about 2 years younger than me . 😀💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 19th, 2024 at 8:06:25 AM
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Quote: Nathan
I have 31 people who work with me. I have 5 people young enough to be my Children(around 20) , one who is about 10 years younger than me, 2 who are about a year younger than me, one who is about 5 years younger than me, one who is about 8 years older than me, 14 who are about 15 years older than me, one who is about 20 years older than me, one who is about 3 years younger than me, one who is about 2 years older than me, one who is about 5 years older than me, one who is about 4 years older than me, one who is about 9 years older than me, one who is about 2 years younger than me . 😀💡
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Sounds like an LSAT question where you have to figure out how old "me" is.
I tell you it’s wonderful to be here, man. I don’t give a damn who wins or loses. It’s just wonderful to be here with you people.
https://wizardofvegas.com/forum/gambling/betting-systems/33908-the-adventures-of-mdawg/
August 19th, 2024 at 8:43:15 AM
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Quote: NathanQuote: OnceDearQuote: NathanI graduated from Miami Dade College in 2007 when I was 23. 😀 I didn't get a degree. I got a Customer Service Certificate. 😀
link to original post
Nathan,
At what age do you expect to retire from work, or maybe drop your hours to say 3 days per week?
At what age do your colleagues typically retire or get retired?
Some of my colleagues pay about 2% of their salary into the company pension scheme and think they'll be ok. That might buy them a couple of happy meals a month when they finish work. :o)
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I expect to retire around 68.
My 401K has about $7,000 at this moment. I started my 401K a bit late and made a couple of loans from it. Had I started my 401K from the get go and NEVER touched it, I probably would have had about $15,000 in it.💡
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So, in 28 years, You'll be drawing from your 401K? Let's do some estimating. Humour me. we don't have the same 401k products in my country.
Let's say you live till 80 and NEED $20k a year (in todays money value) over and above what the state gives you as SS. *
Let's further say that any growth in the 401K is cancelled by inflation. So we can do everything at today's values.*
(80-68) x $20k = £240k needed
paid in over (68-40)=28 years at rate of $240k/28 = $8570 per year or $714 per month.
I'm guessing you are not currently paying in $714 a month?
SO. Either you don't expect to need to draw $20k per year in retirement, or you expect your 401k to grow at a rate higher than inflation.
*Neither assumption is unreasonable, but neither can they be guaranteed. We have to make assumptions.
Let's plug in some more estimates to do it the other way around
Let's say you pay $100 a month into your 401K = $1200 a year.
Let's carry on with the assumption that growth in the 401K matches inflation, so we can carry on using 'today's values' of money.
in 28 years, you'll have invested $1200 x 28 = $33600
Draw down only $5,000 per year. At age 75 or so, you run out of money. At age 75, your options for increasing you income are slim to zero.
Now, other posters will rightly point out that 401K investments have a great chance of increasing in value far faster than inflation will erode them. But that makes the maths pretty hard. Growth in investments is not guaranteed to beat or even keep up with inflation. Also, government action can slash the value of savings and investments. In the UK we just had a period of inflation of >10% with food inflation >20% and energy price inflation >10% Stocks and shares did not keep pace. Bank saving rates did not keep pace.
It would be great if some actuary type guy..... like Wizard..... Plugged in some more reasonable numbers.
For now, Nathan, plug in your own numbers, privately. Then reflect on how expensive a quarter pounder meal, or your rent or whatever might be like year 2052.
https://duckduckgo.com/?q=401k+average+growth+rate&iax=videos&iai=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DWrX_2J6Ktes&ia=videos
Last edited by: OnceDear on Aug 19, 2024
Psalm 25:16
Turn to me and be gracious to me, for I am lonely and afflicted.
Proverbs 18:2
A fool finds no satisfaction in trying to understand, for he would rather express his own opinion.
August 19th, 2024 at 9:59:56 AM
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A 40-year-old with $7,000 in her retirement has much catching up to do. You have 28 years to save $193,000, which might allow you to live at the poverty level. A rule of thumb is that you should take no more than 4% of your retirement each year, which means you'd have about $30 in monthly income, roughly $20 when adjusting for inflation. $400,000 can get you a decent life.
On the bright side, you have twenty-eight years to save, and every dollar you save in the next few years will have lots of time to grow.
On the bright side, you have twenty-eight years to save, and every dollar you save in the next few years will have lots of time to grow.
The older I get, the better I recall things that never happened
August 19th, 2024 at 11:00:29 AM
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Quote: billryanA 40-year-old with $7,000 in her retirement has much catching up to do. You have 28 years to save $193,000, which might allow you to live at the poverty level. A rule of thumb is that you should take no more than 4% of your retirement each year, which means you'd have about $30 in monthly income, roughly $20 when adjusting for inflation. $400,000 can get you a decent life.
On the bright side, you have twenty-eight years to save, and every dollar you save in the next few years will have lots of time to grow.
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If I had played my cards right(Gambling reference, 😉) I would have had about $15,000 in my Retirement Fund. 💡
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 19th, 2024 at 11:32:54 AM
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I’m 45 and have only $168k in my 401.
“Man Babes” #AxelFabulous
August 19th, 2024 at 11:41:09 AM
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Quote: mipletI’m 45 and have only $168k in my 401.
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Invested right, that should almost triple in twenty years, plus your best salary years are still ahead of you. You are not in great shape, but you're better off than many peers. Don't forget that your 401 money is untaxed, so a good slice of that 168 K won't be available for your use.
The older I get, the better I recall things that never happened
August 19th, 2024 at 11:43:48 AM
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Quote: NathanQuote: billryanA 40-year-old with $7,000 in her retirement has much catching up to do. You have 28 years to save $193,000, which might allow you to live at the poverty level. A rule of thumb is that you should take no more than 4% of your retirement each year, which means you'd have about $30 in monthly income, roughly $20 when adjusting for inflation. $400,000 can get you a decent life.
On the bright side, you have twenty-eight years to save, and every dollar you save in the next few years will have lots of time to grow.
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If I had played my cards right(Gambling reference, 😉) I would have had about $15,000 in my Retirement Fund. 💡
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Borrowing against your retirement account is one of the single worst financial moves you can make. It's halfway between smoking crack and leasing a car.
The older I get, the better I recall things that never happened
August 19th, 2024 at 12:18:06 PM
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Quote: billryanQuote: Nathan
If I had played my cards right(Gambling reference, 😉) I would have had about $15,000 in my Retirement Fund. 💡
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Borrowing against your retirement account is one of the single worst financial moves you can make. It's halfway between smoking crack and leasing a car.
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I held back from saying it, but it's true. Karen taking a loan from her 401K has messed up big-time. I don't suppose she's on target paying it back in. Money removed from the 401K is not growing: Not building a pension. She has left herself over a decade behind schedule to get a median level that in itself won't support a retirement in poverty.
I sincerely hope that Karen has other plans, future resources or income streams, A sugar Daddy? $:o)
There are lots of informative stats showing how bad the average and median 401K valuation is in each age group. E.g
Investopedia.com
Average 401(k) Plan Balances by Age
Age Average 401(k) Account Balance
20–29 $10,500
30–39 $38,400
40–49 $93,400
50–59 $160,000
60–69 $182,100
70–79 $171,400
https://www.forbes.com/advisor/retirement/average-401k-balance-by-age/
Fidelity Average 401(k) Balances by Age
Age Average 401k Balance Median 401k Balance
20-29 $12,800 $4,600
30-39 $43,100 $16,200
40-49 $100,300 $32,100
50-59 $175,400 $53,400
Vanguard Average 401(k) Balances by Age
Age Average 401(K) Balance Median 401(K) Balance
< 25 $6,264 $1,786
25-34 $37,211 $14,068
35-44 $97,020 $36,117
45-54 $179,200 $61,530
55-64 $256,244 $89,716
65+ $279,997 $87,725
Psalm 25:16
Turn to me and be gracious to me, for I am lonely and afflicted.
Proverbs 18:2
A fool finds no satisfaction in trying to understand, for he would rather express his own opinion.
August 26th, 2024 at 8:10:10 PM
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I JUST learned literally ONE minute ago that Celebrity Cook Emeril Lagasse is Portuguese and NOT Italian! 💡 For about 20 years I honestly thought Emeril was Italian. 🤔💡 I also found out that Emeril is the third in his family to be called Emeril and he has a Son named Emeril who is the fourth Emeril. He also has a Daughter named Meril(Emeril without the E) 💡🤔
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 26th, 2024 at 9:40:39 PM
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Quote: NathanI JUST learned literally ONE minute ago that Celebrity Cook Emeril Lagasse is Portuguese and NOT Italian! 💡 For about 20 years I honestly thought Emeril was Italian. 🤔💡 I also found out that Emeril is the third in his family to be called Emeril and he has a Son named Emeril who is the fourth Emeril. He also has a Daughter named Meril(Emeril without the E) 💡🤔
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He's from Fall River, MA and is well known around these parts. Fall River has a large Portuguese expat population.
August 27th, 2024 at 2:10:03 AM
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Quote: GenoDRPhQuote: NathanI JUST learned literally ONE minute ago that Celebrity Cook Emeril Lagasse is Portuguese and NOT Italian! 💡 For about 20 years I honestly thought Emeril was Italian. 🤔💡 I also found out that Emeril is the third in his family to be called Emeril and he has a Son named Emeril who is the fourth Emeril. He also has a Daughter named Meril(Emeril without the E) 💡🤔
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He's from Fall River, MA and is well known around these parts. Fall River has a large Portuguese expat population.
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You learn something knew every day. 💡 Thank you for teaching me a new fact. 💡😀 It's his name that made me think he was Italian. Emeril Lagasse sounds straight up Italian to me. 💡🤔
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
August 27th, 2024 at 7:55:02 AM
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Quote: NathanQuote: GenoDRPhQuote: NathanI JUST learned literally ONE minute ago that Celebrity Cook Emeril Lagasse is Portuguese and NOT Italian! 💡 For about 20 years I honestly thought Emeril was Italian. 🤔💡 I also found out that Emeril is the third in his family to be called Emeril and he has a Son named Emeril who is the fourth Emeril. He also has a Daughter named Meril(Emeril without the E) 💡🤔
link to original post
He's from Fall River, MA and is well known around these parts. Fall River has a large Portuguese expat population.
link to original post
You learn something knew every day. 💡 Thank you for teaching me a new fact. 💡😀 It's his name that made me think he was Italian. Emeril Lagasse sounds straight up Italian to me. 💡🤔
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His Daddy is French Canadian. I am Italian on both sides of my family-all 8 great-grandparents are Italian immigrants. "Emeril Lagasse" sounds noting like Italian to me!
August 27th, 2024 at 8:45:56 AM
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Quote: GenoDRPhQuote: NathanQuote: GenoDRPhQuote: NathanI JUST learned literally ONE minute ago that Celebrity Cook Emeril Lagasse is Portuguese and NOT Italian! 💡 For about 20 years I honestly thought Emeril was Italian. 🤔💡 I also found out that Emeril is the third in his family to be called Emeril and he has a Son named Emeril who is the fourth Emeril. He also has a Daughter named Meril(Emeril without the E) 💡🤔
link to original post
He's from Fall River, MA and is well known around these parts. Fall River has a large Portuguese expat population.
link to original post
You learn something knew every day. 💡 Thank you for teaching me a new fact. 💡😀 It's his name that made me think he was Italian. Emeril Lagasse sounds straight up Italian to me. 💡🤔
link to original post
His Daddy is French Canadian. I am Italian on both sides of my family-all 8 great-grandparents are Italian immigrants. "Emeril Lagasse" sounds noting like Italian to me!
link to original post
Hmm. No wonder why when I searched Emeril Lagasse Google said he specializes in French, Creole, and Portuguese cuisine. I was wondering,"WHERE is ITALIAN cuisine in Emeril's Cuisine? 🤨
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D
"Man Babes" #AxelFabulous
"Olive oil is processed but it only has one
ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D
I sometimes speak in metaphors. ;) Remember this. ;)
Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D
"For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
