WoV stock portfolio
October 2nd, 2025 at 4:44:22 AM
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I do almost nothing - I'm a buy and hold guy - I don't need income - our s.s. covers about everything since my home is paid for
it will all prolly go to charity when we pass - assuming some major medical stuff doesn't eat it up - we don't spend much
many years ago I stopped buying my S&P tracking fund and started buying a technology fund from Vanguard - VGT
it's done very well and I'm very happy with it - I don't like buying individual stocks although I did buy some of Nvidia which was out of character for me
I started buying VGT because tech seems to be the dominant thing in our society now
it's kinna ironic that I'm so heavily invested in tech because personally I'm not really into it - I just do basic stuff - (-:/
here's a look at the performance of VGT
Vanguard Information Technology Index Fund ETF Shares (VGT)
YTD
12.33%
1-Year
22.02%
3-Year
26.78%
5-Year
17.07%
10-Year
22.42%
.https://finance.yahoo.com/quote/VGT/performance/
I do almost nothing - I'm a buy and hold guy - I don't need income - our s.s. covers about everything since my home is paid for
it will all prolly go to charity when we pass - assuming some major medical stuff doesn't eat it up - we don't spend much
many years ago I stopped buying my S&P tracking fund and started buying a technology fund from Vanguard - VGT
it's done very well and I'm very happy with it - I don't like buying individual stocks although I did buy some of Nvidia which was out of character for me
I started buying VGT because tech seems to be the dominant thing in our society now
it's kinna ironic that I'm so heavily invested in tech because personally I'm not really into it - I just do basic stuff - (-:/
here's a look at the performance of VGT
Vanguard Information Technology Index Fund ETF Shares (VGT)
YTD
12.33%
1-Year
22.02%
3-Year
26.78%
5-Year
17.07%
10-Year
22.42%
.https://finance.yahoo.com/quote/VGT/performance/
the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 2nd, 2025 at 5:22:54 AM
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Quote: lilredrooster.
I do almost nothing - I'm a buy and hold guy - I don't need income - our s.s. covers about everything since my home is paid for
it will all prolly go to charity when we pass - assuming some major medical stuff doesn't eat it up - we don't spend much
many years ago I stopped buying my S&P tracking fund and started buying a technology fund from Vanguard - VGT
it's done very well and I'm very happy with it - I don't like buying individual stocks although I did buy some of Nvidia which was out of character for me
I started buying VGT because tech seems to be the dominant thing in our society now
it's kinna ironic that I'm so heavily invested in tech because personally I'm not really into it - I just do basic stuff - (-:/
here's a look at the performance of VGT
Vanguard Information Technology Index Fund ETF Shares (VGT)
YTD
12.33%
1-Year
22.02%
3-Year
26.78%
5-Year
17.07%
10-Year
22.42%
.https://finance.yahoo.com/quote/VGT/performance/
link to original post
I couldn’t come close to living on just my Social Security! It doesn’t even pay for mortgage on Florida house!
When you say it will ‘prolly’ (I detest that non word!) go to charity when you pass, don’t you have a will that eliminates ‘prolly’?
Good hit on VGT. I think I have some too. Will check later.
And good hit on NVIDIA also.
October 3rd, 2025 at 7:07:13 AM
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New ATH at the open. +224%. In my non WoV portfolio TSM just keeps soaring. Did a cursory check and it’s a 5 bagger from just 3 years ago! And that doesn’t even include the hefty dividend. When (if?) it hits $300 I’ll sell some more. It’s a good thing, but I’m overweighted in it!
October 8th, 2025 at 7:47:21 AM
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Well, just sold everything in my taxable acct and went all cash.
Gambling on a market crash soon.
Which means:
Wave at me in your rear view mirror when the s&p500 jumps another 1000 pts by end of year as I'm crying in the corner curled up in a ball position?
Gambling on a market crash soon.
Which means:
Wave at me in your rear view mirror when the s&p500 jumps another 1000 pts by end of year as I'm crying in the corner curled up in a ball position?
Craps is paradise (Pair of dice).
Lets hear it for the SpeedCount Mathletes :)
October 8th, 2025 at 8:46:50 AM
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I've been tweaking and pruning my portfolio this week, a task I undertake every first week in October. What started out as a disastrous year turned out to be almost average instead.
Other than UPS, most of my stocks have done better than i'd hoped, with Walmart, Netflix, and ATT doing unexpectedly well.
This is the first year I have not reinvested my dividends automatically, but had them deposited into my checking account, and at the end of the month, I'd reinvest whatever was left over. It isn't very efficiant, but after a full year in Tucson, I have a better understanding of my expenses so I can adapt it somewhat.
As of today, my two best-performing portfolios for the year were both managed by Fidelity. My self-managed IRA is up just under 20%, , but my main investment account is up less than 5%. My spending account is down a few percent but has returned nearly 25%
BTW- It appears Warren Buffett made a great buy, swindling Occidental out of its petrochemical business. It must be nice to have nearly ten billion in cash to buy new toys. This might be the horse he rides into the sunset. I doubled my small position in BerkB
Berkshire owns roughly 30% of Occidental. It is paying 9.5 billion in cash for the PC business. Occidental uses the cash to reduce debt and buy back shares. Reducing the number of outstanding shares increases the value of each share, so not only did he swipe the profitable division from Occidental but he also raised the value of his stake in the company. It's like hitting a double right out of the box
Other than UPS, most of my stocks have done better than i'd hoped, with Walmart, Netflix, and ATT doing unexpectedly well.
This is the first year I have not reinvested my dividends automatically, but had them deposited into my checking account, and at the end of the month, I'd reinvest whatever was left over. It isn't very efficiant, but after a full year in Tucson, I have a better understanding of my expenses so I can adapt it somewhat.
As of today, my two best-performing portfolios for the year were both managed by Fidelity. My self-managed IRA is up just under 20%, , but my main investment account is up less than 5%. My spending account is down a few percent but has returned nearly 25%
BTW- It appears Warren Buffett made a great buy, swindling Occidental out of its petrochemical business. It must be nice to have nearly ten billion in cash to buy new toys. This might be the horse he rides into the sunset. I doubled my small position in BerkB
Berkshire owns roughly 30% of Occidental. It is paying 9.5 billion in cash for the PC business. Occidental uses the cash to reduce debt and buy back shares. Reducing the number of outstanding shares increases the value of each share, so not only did he swipe the profitable division from Occidental but he also raised the value of his stake in the company. It's like hitting a double right out of the box
Last edited by: billryan on Oct 8, 2025
The older I get, the better I recall things that never happened
October 9th, 2025 at 5:20:54 AM
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the market is way, way overvalued
Alan Greenspan , former Chairman of the Federal Reserved called it right years ago when he called a huge upswing of that era "irrational exuberance"
those with discretionary cash, possibly lots of newbies, are pouring money into it
I'm benefitting along with everybody else, but I'm not fooled by this
the S&P 500 lost 38.49% in 2008 and about 20% in 2022 and 23.4% in 2002
some investors are going to be in for a shock -
especially those that bought some individual stocks that are likely to tank much more than the broader market
but no telling when this will happen - it may be pretty far off - but it's coming - definitely
from the link:
"Based on September's S&P 500 monthly data, the market is OVERVALUED somewhere in the range of 117% to 193%, depending on the indicator."
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https://www.advisorperspectives.com/dshort/updates/2025/10/01/market-valuation-is-the-market-still-overvalued
the market is way, way overvalued
Alan Greenspan , former Chairman of the Federal Reserved called it right years ago when he called a huge upswing of that era "irrational exuberance"
those with discretionary cash, possibly lots of newbies, are pouring money into it
I'm benefitting along with everybody else, but I'm not fooled by this
the S&P 500 lost 38.49% in 2008 and about 20% in 2022 and 23.4% in 2002
some investors are going to be in for a shock -
especially those that bought some individual stocks that are likely to tank much more than the broader market
but no telling when this will happen - it may be pretty far off - but it's coming - definitely
from the link:
"Based on September's S&P 500 monthly data, the market is OVERVALUED somewhere in the range of 117% to 193%, depending on the indicator."
.
https://www.advisorperspectives.com/dshort/updates/2025/10/01/market-valuation-is-the-market-still-overvalued
Last edited by: lilredrooster on Oct 9, 2025
the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 9th, 2025 at 6:57:48 AM
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Is the stock market more overvalued than the real estate sector? I suppose one can put all their money in SOGV or CDs and get 4% risk-free or invest in bonds.
If the market is 20% overpriced, does that mean people can't make money?
If the market is 20% overpriced, does that mean people can't make money?
The older I get, the better I recall things that never happened
October 9th, 2025 at 7:04:09 AM
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Quote: billryan
IF THE MARKET IS 20% OVERPRICED, does that mean people can't make money?
of course people can still make money in the long term
and the overpricing as I indicated is way, way more than 20%
my point is that it's wise to be aware of the risks, which are substantial
I'm personally not selling - I've always been buy and hold no matter what - I just want to be realistic about what is happening
the market may go up much more before the inevitable downturn - nobody can know when it will happen
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the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 11th, 2025 at 7:37:48 AM
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LilRed, I think to summarize your post….
‘The market goes up and down. And I can’t figure out when!’
I own TSLA. I thought it was overvalued at 20. At 40. At 100. At 200. At 300. At 400. It’s 413 now. Guess what I think about it? If it goes down to 350, is it fair for me to gloat at how smart I was in my thinking at 413?
But answer this…. If you REALLY believe the guy who says the market is overvalued, why would you possibly NOT convert your holdings to a guaranteed 4%?
The only answer that makes any sense…. You don’t really believe him!
‘The market goes up and down. And I can’t figure out when!’
I own TSLA. I thought it was overvalued at 20. At 40. At 100. At 200. At 300. At 400. It’s 413 now. Guess what I think about it? If it goes down to 350, is it fair for me to gloat at how smart I was in my thinking at 413?
But answer this…. If you REALLY believe the guy who says the market is overvalued, why would you possibly NOT convert your holdings to a guaranteed 4%?
The only answer that makes any sense…. You don’t really believe him!
October 11th, 2025 at 8:12:09 AM
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Quote: SOOPOOLilRed, I think to summarize your post….
‘The market goes up and down. And I can’t figure out when!’
I own TSLA. I thought it was overvalued at 20. At 40. At 100. At 200. At 300. At 400. It’s 413 now. Guess what I think about it? If it goes down to 350, is it fair for me to gloat at how smart I was in my thinking at 413?
But answer this…. If you REALLY believe the guy who says the market is overvalued, why would you possibly NOT convert your holdings to a guaranteed 4%?
The only answer that makes any sense…. You don’t really believe him!
link to original post
I sold at new market high last week:
https://wizardofvegas.com/forum/off-topic/off-topic/17177-wov-stock-portfolio/32/#post965997
Lets see if the market has diamond hands or continue selling on mon
Craps is paradise (Pair of dice).
Lets hear it for the SpeedCount Mathletes :)
October 11th, 2025 at 8:25:36 AM
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That it will go up 1000 points without you can and usually does happen when you try to time the market. The thing is, you may be correct that we are due for a correction, but what is likely to happen is you will fail to recognize the bottom. That is why 'they' say you have to be right twice!Quote: 100xOddsWell, just sold everything in my taxable acct and went all cash.
Gambling on a market crash soon.
Which means:
Wave at me in your rear view mirror when the s&p500 jumps another 1000 pts by end of year as I'm crying in the corner curled up in a ball position?
link to original post
Since you posted this on October 8th, I see you sold before stocks went down about 2% yesterday. I'd declare victory and buy everything back Monday morning even if futures say the market will go up
the next time Dame Fortune toys with your heart, your soul and your wallet, raise your glass and praise her thus: “Thanks for nothing, you cold-hearted, evil, damnable, nefarious, low-life, malicious monster from Hell!” She is, after all, stone deaf. ... Arnold Snyder
October 11th, 2025 at 8:37:31 AM
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Quote: SOOPOO
I own TSLA. I thought it was overvalued at 20. At 40. At 100. At 200. At 300. At 400. It’s 413 now. Guess what I think about it? If it goes down to 350, is it fair for me to gloat at how smart I was in my thinking at 413?
But answer this…. If you REALLY believe the guy who says the market is overvalued, why would you possibly NOT convert your holdings to a guaranteed 4%?
The only answer that makes any sense…. You don’t really believe him!
I don't know how anybody could look at those calculations that I posted (in the image) and not believe that the market is overvalued
there are complex and I believe accurate ways to determine the value of a stock
obviously stocks can continue to go up even after they are overvalued
but history has shown that sooner or later there will be a major correction
nobody can know when that will be
no, I don't believe I can time the market
I don't know that it won't go up another 8% before it takes a large tumble
and I don't know what the bottom of the tumble will be - I could only guess
too many unknowns for me to play that game
I'll stick with buy and hold - that strategy has been good to me for a great many years
also, if I sold, I would have an enormous tax bill on the capital gains from all of these many years
you may very well be a sharper investor than me and are capable of generating enormous gains such as in your Tesla example
more power to you - I don't have any confidence that I could do that
Quote: odiousgambit
That it will go up 1000 points without you can and usually does happen when you try to time the market. The thing is, you may be correct that we are due for a correction, but what is likely to happen is you will fail to recognize the bottom. That is why 'they' say you have to be right twice!
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the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 11th, 2025 at 8:41:08 AM
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I sold a bunch of highly volatile stock last week, and bought what I was told was a less volatile fund.
So the first big pot hole is hit, and my supposedly safer fund dropped 2.87% while the one I got rid of went down only 0.8%. Thankfully, I'm not in it for this week's results.
So the first big pot hole is hit, and my supposedly safer fund dropped 2.87% while the one I got rid of went down only 0.8%. Thankfully, I'm not in it for this week's results.
The older I get, the better I recall things that never happened
October 11th, 2025 at 10:33:09 AM
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some examples of what can happen during a market correction:
The Nasdaq Composite Index, which includes many technology and dot-com companies, experienced a dramatic decline during this period, falling by 76.81% from its peak on March 10, 2000, to its low on October 4, 2002.
Many other dot-com companies, including eToys.com, Go.com, and Excite, also went bankrupt or experienced severe declines.
Enron (ticker: ENE, later ENRN)
Peak: In August 2000, Enron's stock traded for $90.75 per share, giving the company a market capitalization of over $60 billion and making it one of America's largest and most innovative companies.
Enron filed for bankruptcy in December 2001. The stock price, which traded at $83.13 at the end of 2000, fell to as low as $0.12 by early 2002
Cisco Systems Inc. (CSCO), a more established company, saw its stock price drop by approximately 89% from a peak of $80.06 in March 2000 to a low of $8.12 in October 2002.
Webvan's highest stock price was approximately $34 per share on its first day of public trading in November 1999. The stock opened at $26 and soared to its peak within hours, though it closed the day at around $24.88, according to The New York Times.
Initial Offering: Webvan went public at $15 per share.
First Day Peak: The stock reached a high of about $34 per share on its first day of trading.
First Day Close: It closed at around $24.88 per share.
Subsequent Decline: After its peak, the stock began a steady decline, and by March 2001, it had fallen to less than $1 per share.
Sears Holdings Corporation (ticker: SHLDQ)
Peak: In April 2007, Sears' shares hit an all-time high of $195.18, giving the company a market cap of around $30 billion.
Decline: The company failed to adapt to the rise of e-commerce and changing consumer habits, leading to years of declining sales and mounting debt.
Collapse: After years of store closures and poor financial results, Sears Holdings filed for bankruptcy in October 2018. Its stock, which traded on the OTC market under the ticker SHLDQ, fell to pennies before the company was eventually liquidated.
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some examples of what can happen during a market correction:
The Nasdaq Composite Index, which includes many technology and dot-com companies, experienced a dramatic decline during this period, falling by 76.81% from its peak on March 10, 2000, to its low on October 4, 2002.
Many other dot-com companies, including eToys.com, Go.com, and Excite, also went bankrupt or experienced severe declines.
Enron (ticker: ENE, later ENRN)
Peak: In August 2000, Enron's stock traded for $90.75 per share, giving the company a market capitalization of over $60 billion and making it one of America's largest and most innovative companies.
Enron filed for bankruptcy in December 2001. The stock price, which traded at $83.13 at the end of 2000, fell to as low as $0.12 by early 2002
Cisco Systems Inc. (CSCO), a more established company, saw its stock price drop by approximately 89% from a peak of $80.06 in March 2000 to a low of $8.12 in October 2002.
Webvan's highest stock price was approximately $34 per share on its first day of public trading in November 1999. The stock opened at $26 and soared to its peak within hours, though it closed the day at around $24.88, according to The New York Times.
Initial Offering: Webvan went public at $15 per share.
First Day Peak: The stock reached a high of about $34 per share on its first day of trading.
First Day Close: It closed at around $24.88 per share.
Subsequent Decline: After its peak, the stock began a steady decline, and by March 2001, it had fallen to less than $1 per share.
Sears Holdings Corporation (ticker: SHLDQ)
Peak: In April 2007, Sears' shares hit an all-time high of $195.18, giving the company a market cap of around $30 billion.
Decline: The company failed to adapt to the rise of e-commerce and changing consumer habits, leading to years of declining sales and mounting debt.
Collapse: After years of store closures and poor financial results, Sears Holdings filed for bankruptcy in October 2018. Its stock, which traded on the OTC market under the ticker SHLDQ, fell to pennies before the company was eventually liquidated.
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the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 11th, 2025 at 11:38:24 AM
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There are more than just a handful of these type storiesQuote: lilredrooster.
some examples of what can happen during a market correction:
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link to original post
Although i probably remember the dot com bust of the early 2000s all too well and carry from that a little reluctance to put tech in my portfolio to the degree that should be there, the bust was a piece of cake to survive if you followed the best advice:
* invest over time. You don't want to take your life savings from the bank and put it all into stocks in a period of a few days only to find out you did that in, say, March 2000*, which is considered the beginning of the dot com bust. If you had been buying years before the bust, you saw a decline but not a wipeout. If you began to build slowly and chose March 2000 as a time to begin, and that may sound bad at first glance, but you see then you continued to buy getting a great price all the way up to about 2013 when NASDAQ started to take off .
* Diversify. If you did, you didn't have the misfortune of picking exclusively the mentioned stocks that went down the tubes. Furthermore, you wouldn't have just been buying NASDAQ stocks but a diversification of, say, the S&P 500, which didn't have such a steep decline. If you began your diversified investments around 1990, and kept buying through the decline, to say you sailed through is putting it mildly. Of course, you might have worried during declines.
I hope all of our investors here get to experience the 40 year miracle. That's when you really find you just couldn't have gone wrong owning stocks in spite of all that worrying you did during hard times. I look back and mutter about how I was way too conservative, owning way too many balanced funds and bonds.
* to pick that instead of 2008, following the Rooster's lead
the next time Dame Fortune toys with your heart, your soul and your wallet, raise your glass and praise her thus: “Thanks for nothing, you cold-hearted, evil, damnable, nefarious, low-life, malicious monster from Hell!” She is, after all, stone deaf. ... Arnold Snyder
October 11th, 2025 at 12:58:51 PM
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Imagine if someone had learned their lesson after the dot-com crash and sunk all their money into CDs and savings accounts?
Not only would their savings grow slowly in the low-interest environment, but they'd have missed the most incredible market run while their nest egg got eaten away by inflation.
Not only would their savings grow slowly in the low-interest environment, but they'd have missed the most incredible market run while their nest egg got eaten away by inflation.
The older I get, the better I recall things that never happened
October 11th, 2025 at 1:45:27 PM
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Quote: odiousgambitThat it will go up 1000 points without you can and usually does happen when you try to time the market. The thing is, you may be correct that we are due for a correction, but what is likely to happen is you will fail to recognize the bottom. That is why 'they' say you have to be right twice!Quote: 100xOddsWell, just sold everything in my taxable acct and went all cash.
Gambling on a market crash soon.
Which means:
Wave at me in your rear view mirror when the s&p500 jumps another 1000 pts by end of year as I'm crying in the corner curled up in a ball position?
link to original post
Since you posted this on October 8th, I see you sold before stocks went down about 2% yesterday. I'd declare victory and buy everything back Monday morning even if futures say the market will go up
link to original post
Yeah, I'm thinking of buying back 10% of what I sold on Oct 8 on mon morning.
Lock in that 3% profit.
I will also buy back 40% for every 10% drop after that.
So buying at -3%, -13%, -23%, and -33% market drop (assuming correction will continue to take place next week)
Craps is paradise (Pair of dice).
Lets hear it for the SpeedCount Mathletes :)
October 11th, 2025 at 1:48:39 PM
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Quote: billryanImagine if someone had learned their lesson after the dot-com crash and sunk all their money into CDs and savings accounts?
Not only would their savings grow slowly in the low-interest environment, but they'd have missed the most incredible market run while their nest egg got eaten away by inflation.
link to original post
No one in this thread has argued for doing that so . . . ?
The race is not always to the swift, nor the battle to the strong; but that is the way to bet.
October 11th, 2025 at 3:16:14 PM
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Quote: unJonQuote: billryanImagine if someone had learned their lesson after the dot-com crash and sunk all their money into CDs and savings accounts?
Not only would their savings grow slowly in the low-interest environment, but they'd have missed the most incredible market run while their nest egg got eaten away by inflation.
link to original post
No one in this thread has argued for doing that so . . . ?
link to original post
No, but how many people who lived through it quit investing? For some, it was a life-altering experience. For most of us, it was a speed bump, but there was a significant withdrawal from the market. My youngest sister inherited some money and bought $20,000 worth of Priceline tickets. A year later, it was worth a few hundred dollars, and she hasn't looked at a stock since.
I believe she bought it for around $600 and sold it for $15.
The older I get, the better I recall things that never happened
October 11th, 2025 at 3:30:29 PM
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Quote: SOOPOO
But answer this…. If you REALLY believe the guy who says the market is overvalued, why would you possibly NOT convert your holdings to a guaranteed 4%?
The only answer that makes any sense…. You don’t really believe him!
Just because someone thinks the market is overvalued, it doesn't mean they think every stock is overvalued. As I always say, just buy the undervalued stocks.
You can't know everything, but you can know anything.
October 12th, 2025 at 4:33:14 AM
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Quote: DRichJust because someone thinks the market is overvalued, it doesn't mean they think every stock is overvalued. As I always say, just buy the undervalued stocks.
undervalued stocks may not have "sex appeal"
it's not likely that a company that makes tires will get investors excited
I buy and hold only indexes as I've stated earlier (with one minor exception) that contain both overvalued and undervalued stocks
my experience thru many years of investing is that after tanking the indexes always come back
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Last edited by: lilredrooster on Oct 12, 2025
the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 12th, 2025 at 11:46:51 AM
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Quote: lilredroosterQuote: DRichJust because someone thinks the market is overvalued, it doesn't mean they think every stock is overvalued. As I always say, just buy the undervalued stocks.
undervalued stocks may not have "sex appeal"
it's not likely that a company that makes tires will get investors excited
I buy and hold only indexes as I've stated earlier (with one minor exception) that contain both overvalued and undervalued stocks
my experience thru many years of investing is that after tanking the indexes always come back
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link to original post
Do you understand the concept of survivorship bias?
October 12th, 2025 at 12:14:49 PM
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In the 1970s, when I began investing, you might get a 5% return on a mainline portfolio, but saving accounts were paying that much. There was little incentive for the average person to buy stocks, as you could pay $100 in commissions on a round-trip investment. The best alternative was finding companies that allowed free DRIPs. Even as late as the 1987 crash, there weren't many retail stock buyers.
Then someone offered $25 commissions and the race to attract new money was on. In less than a decade, everyone has come to expect commission-free stock sales and often chase the lowest fees rather than the best results.
Then someone offered $25 commissions and the race to attract new money was on. In less than a decade, everyone has come to expect commission-free stock sales and often chase the lowest fees rather than the best results.
The older I get, the better I recall things that never happened
October 12th, 2025 at 1:35:56 PM
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Quote: bradnjanetQuote: lilredroosterQuote: DRichJust because someone thinks the market is overvalued, it doesn't mean they think every stock is overvalued. As I always say, just buy the undervalued stocks.
undervalued stocks may not have "sex appeal"
it's not likely that a company that makes tires will get investors excited
I buy and hold only indexes as I've stated earlier (with one minor exception) that contain both overvalued and undervalued stocks
my experience thru many years of investing is that after tanking the indexes always come back
.
link to original post
Do you understand the concept of survivorship bias?
link to original post
yes - good point
I should not have used my personal experience in the post as an example
my personal experience is not relevant
the indexes have come back every single time the market has tanked since 1971 when the first index fund was offered - 54 years ago
that is what is relevant
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Last edited by: lilredrooster on Oct 12, 2025
the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 13th, 2025 at 6:24:49 AM
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Quote: lilredrooster
the indexes have come back every single time the market has tanked since 1971 when the first index fund was offered - 54 years ago
that is what is relevant
Not all index funds. Check out what has happened to the U.S. ETF's that invested in Russian index funds.
iShares MSCI Russia ETF (ERUS): This ETF was halted from trading on March 4, 2022, and is now in the process of being liquidated. All trading has ceased, and investors are being given liquidation distributions.
VanEck Russia ETF (RSX): This was another prominent Russia-focused ETF that is now in the liquidation process.
You can't know everything, but you can know anything.
October 13th, 2025 at 7:48:49 AM
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Is it Taco Tuesday yet?
The older I get, the better I recall things that never happened
October 19th, 2025 at 7:31:46 AM
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100K worth of Bitcoin on Jan 1 2025 is now worth $113,000
100K worth of AIPI on Jan 1 2025 is now worth 104,000 and it paid out $25,000 thus far for a total return of $129,000.
on the other hand
$100K of bitcoin on 1-1-2024 is now worth roughly $250,000
100K worth of AIPI is worth about $125,000 and would have paid out roughly 52,000 for a total of $177,000.
If you bought at the height of BC, you are deep under water. If you bought AIPI at its peak, you've still made good money despite it's 12% price drop. AIPI holders will also recieve three more monthly payouts worth about $8,000.before the years end.
100K worth of AIPI on Jan 1 2025 is now worth 104,000 and it paid out $25,000 thus far for a total return of $129,000.
on the other hand
$100K of bitcoin on 1-1-2024 is now worth roughly $250,000
100K worth of AIPI is worth about $125,000 and would have paid out roughly 52,000 for a total of $177,000.
If you bought at the height of BC, you are deep under water. If you bought AIPI at its peak, you've still made good money despite it's 12% price drop. AIPI holders will also recieve three more monthly payouts worth about $8,000.before the years end.
The older I get, the better I recall things that never happened
October 19th, 2025 at 9:12:50 AM
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Quote: billryan
100K worth of AIPI on Jan 1 2025 is now worth 104,000 and it paid out $25,000 thus far for a total return of $129,000.
100K worth of AIPI is worth about $125,000 and would have paid out roughly 52,000 for a total of $177,000.
link to original post
AIPI is an interesting investment
your quotations re AIPI are not the same as what Yahoo finance quotes
they quote AIPI as having a YTD return of 14.12 % and a one year return of 18.91%
I'm not sure why the difference - I know yahoo is quoting total return
probably you understand it - but I don't
https://finance.yahoo.com/quote/AIPI/performance/
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the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 19th, 2025 at 11:17:58 AM
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Quote: lilredroosterQuote: billryan
100K worth of AIPI on Jan 1 2025 is now worth 104,000 and it paid out $25,000 thus far for a total return of $129,000.
100K worth of AIPI is worth about $125,000 and would have paid out roughly 52,000 for a total of $177,000.
link to original post
AIPI is an interesting investment
your quotations re AIPI are not the same as what Yahoo finance quotes
they quote AIPI as having a YTD return of 14.12 % and a one year return of 18.91%
I'm not sure why the difference - I know yahoo is quoting total return
probably you understand it - but I don't
https://finance.yahoo.com/quote/AIPI/performance/
I don't know why they are different. I'm using numbers from my own portfolio on AIPI. I've recieved $10.16 per share in monthly payouts and expect $3.75 or more before the year's end. That is almost $14 per share income on a $42 stock. That is a 33% return, although the yield is reported as around 15%. The last payout was $1.24plus plus per share. I bought most of it at $46-$48, so my investment is down, but I bought it for income, not growth. I don't have my exact cost per share but I'd estimate it is around $44 spread out over 15 purchases.
Bitcoin pays zero monthly, and you can only capture any gains by selling, while AIPI pays a monthly payout equal to about 30% of your investment each year. I'm not saying one is better than the other, although if you need a monthly income, one seems superior to the other.
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link to original post
The older I get, the better I recall things that never happened
October 19th, 2025 at 11:43:26 AM
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okay, I see your point -
I did research their dividend and it is what you say it is
I thought yahoo's quote might be a mistake but Morningstar (linked) quotes the same thing
I really hate it when there is stuff like this re stocks that I can't figure out
oh well, I'll put it alongside the mysteries of the universe
https://www.morningstar.com/etfs/xnas/aipi/performance
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okay, I see your point -
I did research their dividend and it is what you say it is
I thought yahoo's quote might be a mistake but Morningstar (linked) quotes the same thing
I really hate it when there is stuff like this re stocks that I can't figure out
oh well, I'll put it alongside the mysteries of the universe
https://www.morningstar.com/etfs/xnas/aipi/performance
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the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 19th, 2025 at 1:24:50 PM
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AIPIs monthly payouts include the yield( dividends?) and a partial return of your investment. I don't think I know what that means well enough to explain it properly.
Let me try to demonstrate- I pay $50 for a share.
AIPI pays out $1.25 monthly. 50 cents dividend and .75 cents return on investment.
In a year, I get $9.00 Return on my investment and $6.00 in dividends
The 50 cents per month in dividends are taxed differently than the .75 cents Return of investment I get each month. Dividends are personal income, and ROI is capital gains, or something like that.
There is more to it, but hopefully you understand it a bit better.
If your stock is in a tax-deferred account, I'm not sure it makes a difference.
My retirement plan was to use the income from a third of my portfolio to live on, while the remaining two-thirds could continue to grow untapped. Never did I envision getting 30% returns like this. It's unsustainable, but if it lasts another 18 months, I'll have my entire investment back and be freeballing it for life. Meanwhile, 90% of my portfolio is growing with much less risk, and I can devote more to my charity work.
It's worked out well for me, so far, but it is a small portion of my portfolio, and I understand the risk. If I sell at anything north of $30, I'll be in the black at this point, so my risk is negligible.
Let me try to demonstrate- I pay $50 for a share.
AIPI pays out $1.25 monthly. 50 cents dividend and .75 cents return on investment.
In a year, I get $9.00 Return on my investment and $6.00 in dividends
The 50 cents per month in dividends are taxed differently than the .75 cents Return of investment I get each month. Dividends are personal income, and ROI is capital gains, or something like that.
There is more to it, but hopefully you understand it a bit better.
If your stock is in a tax-deferred account, I'm not sure it makes a difference.
My retirement plan was to use the income from a third of my portfolio to live on, while the remaining two-thirds could continue to grow untapped. Never did I envision getting 30% returns like this. It's unsustainable, but if it lasts another 18 months, I'll have my entire investment back and be freeballing it for life. Meanwhile, 90% of my portfolio is growing with much less risk, and I can devote more to my charity work.
It's worked out well for me, so far, but it is a small portion of my portfolio, and I understand the risk. If I sell at anything north of $30, I'll be in the black at this point, so my risk is negligible.
The older I get, the better I recall things that never happened
October 24th, 2025 at 7:14:02 AM
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New ATH now. +226%. Big mover today is Ford! There are SO MANY reasons the market should be going down yet it keeps climbing.
I’m liking the AIPI too!
I’m liking the AIPI too!
October 24th, 2025 at 9:05:29 AM
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Quote: SOOPOONew ATH now. +226%. Big mover today is Ford! There are SO MANY reasons the market should be going down yet it keeps climbing.
I’m liking the AIPI too!
link to original post
I'm glad I didn't sell
it's really crazy
those pouring money in could care less about stocks being way overvalued
all they know is buy, buy, buy
who knows when the correction will happen - ?
answer - never- ? - I doubt it but it's looking more and more like that
true answer - nobody knows
I'm hoping for a "greater fool" than me to bid my investments up____________________(-:/
from google:
AI Overview
"What is the Greater Fool Theory?
The "bigger fool" theory is an economic concept that suggests an asset's price is driven up not by its intrinsic value, but by the belief that you can sell it to a "bigger fool" at a higher price. This is a form of speculation and a high-risk strategy that relies on finding greater fool buyers before a market bubble bursts. Examples include past events like the dot-com bubble and the 2008 housing crisis, and more recent phenomena like meme stocks or cryptocurrencies."
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the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 24th, 2025 at 10:47:04 AM
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What happened after each of those events? And more importantly, what happened to someone who stayed the course through those periods? Instead of focusing on the few bear markets of the last fifty years, why not concentrate on the 90% plus days when the market was bullish.
Here is an observation- the market could crash 50% and I'd still be better off than if I'd been buying CDs for the last forty years.
In 1973, my Father bought a house from his nephew. He paid $32,000, and my family put some sweat equity into it, and then it went on the market as a rental. The market went nuts and four years later, we sold the house for $102,000, minus real estate commissions. Everyone agreed the house was terribly over-priced and we were lucky to sell when we did. Today, the house would sell for $800,000 or more.
It's all relative. I have surplus money I need to put to use. Some of it goes back into the market. Most people are in the same situation. Until something happens that causes most people to start withdrawing money, this run should continue.
Here is an observation- the market could crash 50% and I'd still be better off than if I'd been buying CDs for the last forty years.
In 1973, my Father bought a house from his nephew. He paid $32,000, and my family put some sweat equity into it, and then it went on the market as a rental. The market went nuts and four years later, we sold the house for $102,000, minus real estate commissions. Everyone agreed the house was terribly over-priced and we were lucky to sell when we did. Today, the house would sell for $800,000 or more.
It's all relative. I have surplus money I need to put to use. Some of it goes back into the market. Most people are in the same situation. Until something happens that causes most people to start withdrawing money, this run should continue.
The older I get, the better I recall things that never happened
October 24th, 2025 at 10:50:56 AM
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My Fidelity account was all black today, with one exception- Berkshire was slightly red. I've seen a few all-red days, but all-black days are rare.
The older I get, the better I recall things that never happened
October 24th, 2025 at 11:12:37 AM
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Quote: billryanWhat happened after each of those events? And more importantly, what happened to someone who stayed the course through those periods? Instead of focusing on the few bear markets of the last fifty years, why not concentrate on the 90% plus days when the market was bullish.
Here is an observation- the market could crash 50% and I'd still be better off than if I'd been buying CDs for the last forty years.
In 1973, my Father bought a house from his nephew. He paid $32,000, and my family put some sweat equity into it, and then it went on the market as a rental. The market went nuts and four years later, we sold the house for $102,000, minus real estate commissions. Everyone agreed the house was terribly over-priced and we were lucky to sell when we did. Today, the house would sell for $800,000 or more.
It's all relative. I have surplus money I need to put to use. Some of it goes back into the market. Most people are in the same situation. Until something happens that causes most people to start withdrawing money, this run should continue.
link to original post
I agree 100%
my OP was just an observation meant to be comical - it wasn't to suggest that getting out of the market is wise
the market will surely tumble by a lot at some point - and will surely rise higher again at some point after that
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the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 24th, 2025 at 6:46:32 PM
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Quote: SOOPOONew ATH now. +226%. Big mover today is Ford! There are SO MANY reasons the market should be going down yet it keeps climbing.
I’m liking the AIPI too!
link to original post
I don't short stocks but if I did Ford would be at the top of my list.
You can't know everything, but you can know anything.
October 27th, 2025 at 4:41:27 AM
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Bill mentioned Bitcoin
I own a small amount that I just bought on a lark as I did Ethereum which I just sold for a large (in percentage terms) profit
but I admit I don't really understand crypto
I don't really understand what Bitcoin mining is or the reasons behind it
it's all very mystifying to me
it seems like it doesn't really fill any need - it can be another method of payment - but that doesn't seem necessary to me
a google search indicated that there are now more than 10,000 cryptocurrencies on the market
to me, it seems like it has all been created to offer up a gambling game
what do you guys think about it - ?
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Bill mentioned Bitcoin
I own a small amount that I just bought on a lark as I did Ethereum which I just sold for a large (in percentage terms) profit
but I admit I don't really understand crypto
I don't really understand what Bitcoin mining is or the reasons behind it
it's all very mystifying to me
it seems like it doesn't really fill any need - it can be another method of payment - but that doesn't seem necessary to me
a google search indicated that there are now more than 10,000 cryptocurrencies on the market
to me, it seems like it has all been created to offer up a gambling game
what do you guys think about it - ?
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Last edited by: lilredrooster on Oct 27, 2025
the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 27th, 2025 at 7:40:31 AM
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My thoughts on crypto are simple. I don't need it, don't want it, and don't care what it does.
It might be the wave of the future, but I don't see it as having any place in my life.
With that said, I must admit that my friends and family who were early adopters have done berry, berry well.
It might be the wave of the future, but I don't see it as having any place in my life.
With that said, I must admit that my friends and family who were early adopters have done berry, berry well.
The older I get, the better I recall things that never happened
October 27th, 2025 at 11:34:01 AM
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New ATH. +227%.
TSLA a big reason. Hit 457. Unloaded 10% of my stash. Musk did a little better than me today. He’s up around $10,000,000,000 TODAY.
TSLA a big reason. Hit 457. Unloaded 10% of my stash. Musk did a little better than me today. He’s up around $10,000,000,000 TODAY.
October 27th, 2025 at 11:51:49 AM
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Quote: SOOPOOMusk did a little better than me today. He’s up around $10,000,000,000 TODAY.
He is probably just going to waste it all on child support payments.
You can't know everything, but you can know anything.
October 27th, 2025 at 12:05:06 PM
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Quote: DRichQuote: SOOPOOMusk did a little better than me today. He’s up around $10,000,000,000 TODAY.
He is probably just going to waste it all on child support payments.
link to original post
Special K. Microdosing can be fun.
The older I get, the better I recall things that never happened
October 27th, 2025 at 1:07:13 PM
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I was reading a free online article by Alex King. It continued over at his pay site, saying I could sign up to finish reading the article for $4.99 and get access to his full line of articles at a discounted rate. Only after reading through several paragraphs did I see that failure to cancel within 28 days obligated me to a two-year $999 commitment. If I hadn't known there had to be another hidden charge to this and actively searched it out, one could easily find their credit card charged $4.99 and then $999 and little hope for a refund.
The older I get, the better I recall things that never happened
October 27th, 2025 at 2:42:38 PM
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Closed up 228%. TWCUX is a powerhouse. And has been for decades.
October 28th, 2025 at 4:18:15 AM
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Quote: SOOPOOClosed up 228%. TWCUX is a powerhouse. And has been for decades.
link to original post
hunh -?
I don't get it
the link shows it up 2.93% in the last 5 days, 4.41% in the last month, 15.57% ytd and 62.13% in the last 5 years
another link that I couldn't post showed that it went up 1.78% yesterday
per the link it has trailed the S&P 500 index by a lot over the last 5 years - the index has gone up 110.21% in that time frame
https://www.google.com/search?q=what+did+twcux+do+yesterday&rlz=1C1VIQF_enUS1161US1161&oq=what+did+twcux+do+yesterday&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigATIHCAUQIRiPAtIBCDY1NzlqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8
https://www.google.com/search?q=what+did+vfiax+do+yesterday&rlz=1C1VIQF_enUS1161US1161&oq=what+did+vfiax+do+yesterday&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigATIHCAUQIRiPAtIBCDUyMjhqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8
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Last edited by: lilredrooster on Oct 28, 2025
the foolish sayings of a rich man often pass for words of wisdom by the fools around him
October 28th, 2025 at 6:59:47 AM
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I didn't realize these funds still existed. Ultra and Vista made my Mom an awful lot of money in the 90s. I think she effectively doubled a significant investment in just over two years.
The older I get, the better I recall things that never happened
October 28th, 2025 at 7:24:07 AM
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Quote: billryanI was reading a free online article by Alex King. It continued over at his pay site, saying I could sign up to finish reading the article for $4.99 and get access to his full line of articles at a discounted rate. Only after reading through several paragraphs did I see that failure to cancel within 28 days obligated me to a two-year $999 commitment. If I hadn't known there had to be another hidden charge to this and actively searched it out, one could easily find their credit card charged $4.99 and then $999 and little hope for a refund.
link to original post
who?
google says he's a basketball player?
https://en.wikipedia.org/wiki/Alex_King_(basketball)
Craps is paradise (Pair of dice).
Lets hear it for the SpeedCount Mathletes :)
October 28th, 2025 at 7:38:51 AM
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Quote: 100xOddsQuote: billryanI was reading a free online article by Alex King. It continued over at his pay site, saying I could sign up to finish reading the article for $4.99 and get access to his full line of articles at a discounted rate. Only after reading through several paragraphs did I see that failure to cancel within 28 days obligated me to a two-year $999 commitment. If I hadn't known there had to be another hidden charge to this and actively searched it out, one could easily find their credit card charged $4.99 and then $999 and little hope for a refund.
link to original post
who?
google says he's a basketball player?
https://en.wikipedia.org/wiki/Alex_King_(basketball)
link to original post
Different fellow. The Alex King I was reading is a somewhat controversial trader from Long Island. He's not particularly well known and isn't a major market maker. Yet.
The older I get, the better I recall things that never happened
October 28th, 2025 at 5:45:48 PM
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AIPI and FEPI both announced their monthly payouts today, and both are paying 5% more this month. We may be going to hell in a bucket, but at least I'm enjoying the ride.
The older I get, the better I recall things that never happened
October 29th, 2025 at 5:11:29 AM
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Last edited by: lilredrooster on Oct 29, 2025
the foolish sayings of a rich man often pass for words of wisdom by the fools around him
