These corporate places are completely droned out. I just can't take it anymore. How is someone with a 'job' that can possibly get fired within the next month or so who has NO MONEY in the bank a 'safer' tenant to lease to than someone who HAS money in the bank for any type of lease, no debt, car paid off, no evictions, 1 year of perfect rental history and never missing a rental payment, but just because I don't have some formal based job and a paystub, they won't lease to me? This makes absolutely no sense. The people I see in these offices getting approved for a lease and me getting shown the door is completely laughable. I bet none of them have more than $500 in their bank account, have loads of debt, and work at Wal Mart for a living, but yet they are treated like rockstars and I'm shown the door time and time again. I have even thought of going the roommate route, but I rather not anymore. Even condos on a non-corporate scale send me walking.
Just goes to show you how droned out society is once again and how right I have been all this time about this world. There really is no hope for this generation or future generations. Just a matter of time until everything collapses.
Quote: ZenKinGI can't take this anymore. I'm sick of living in these weekly dump places and it's not because I don't have money for a proper 1 bedroom place, but every single apartment I contact, they want paystubs or proof of income etc. I tell them I have the money and if I can just show them the bank statements with 3x the rent and maybe pay a couple of months upfront. They agree bank statements can work, but I would need to pay the whole 12 month lease upfront. If I want a 3 or 6 month lease, they shoot up the price so it's not even the same price anymore. Of course I can pay it all upfront, but that is completely unfair for me to do so and there should be some meeting of the minds between both parties. Sometimes I even tell them I play cards for a living, but that's the last resort as I realize the societal stereotype behind 'gambling' and it being portrayed as 'unsafe'.
These corporate places are completely droned out. I just can't take it anymore. How is someone with a 'job' that can possibly get fired within the next month or so who has NO MONEY in the bank a 'safer' tenant to lease to than someone who HAS money in the bank for any type of lease, no debt, car paid off, no evictions, 1 year of perfect rental history and never missing a rental payment, but just because I don't have some formal based job and a paystub, they won't lease to me? This makes absolutely no sense. The people I see in these offices getting approved for a lease and me getting shown the door is completely laughable. I bet none of them have more than $500 in their bank account, have loads of debt, and work at Wal Mart for a living, but yet they are treated like rockstars and I'm shown the door time and time again. I have even thought of going the roommate route, but I rather not anymore. Even condos on a non-corporate scale send me walking.
Just goes to show you how droned out society is once again and how right I have been all this time about this world. There really is no hope for this generation or future generations. Just a matter of time until everything collapses.
The first two paragraphs are good and relatable. The 3rd is forgettable.
I do not think I could name a more flexible city in the USA when it comes to renting a place to live in. The monthly/yearly influx and exodus of people into Nevada (really just Clark County) makes this possible.
How long have you been here? How long do you want to be here?
I guess I could get some delivery job for 2 weeks to get my foot in the door and then quit the job after I've been approved.
Quote: KeeneoneThe first two paragraphs are good and relatable. The 3rd is forgettable.
I do not think I could name a more flexible city in the USA when it comes to renting a place to live in. The monthly/yearly influx and exodus of people into Nevada (really just Clark County) makes this possible.
How long have you been here? How long do you want to be here?
I don't know how long I plan to be here, but being in my late 20s, im starting to look at a more 'comfortable' and legitimate place to live in. It sure would be nice to have a somewhat respectable place to come home to.
Quote: billryanNo tax records? It sounds like your credit history isn't up to snuff.
Something about this isn't right. I have
a buddy who owns two apartment
buildings. He could care less is you
have a job. What he wants to see
first and foremost is a good credit
rating. This is what we run on now.
And second, he wants references
from where you were living last so
he can call them and find out what
kind of a tenant you are. Third, he
wants first and last months rent and
a security deposit.
If you have good credit, your last landlord
will say you paid on time every month,
and you have the cash to move in, it's
a done deal. A job has nothing to do
with any of it.
This is all most rental places want.
Something is wrong about ZK's
rant, he bitching about the wrong
things. Odd..
I know you don’t agree with it, but it the way the world works. Every legitimate landlord does a credit check to get a baseline on who and what they are dealing with.
Sounds like a few gave you a fair option for someone without a credit history, pay in advance for a year. You just don’t like the option.
So you can continue to stay in places like you are that cater to transients as you present yourself to them as, or join society and develop some credit. Many on here use Credit Cards as an Advantage play, never paying a cent in interest and only collect benefits from them. Easy airline miles, cash back and other benefits.
But then of course you would be part of the system you complain about.
Or you can continue to reinvent the wheel and show all of us why we are wrong and you are right.
Quote: BozNot sure how you can say your credit is fine if you have never had a CC or taken out a loan. You probably show up as “Credit Invisible” or something like it.
I know you don’t agree with it, but it the way the world works. Every legitimate landlord does a credit check to get a baseline on who and what they are dealing with.
Sounds like a few gave you a fair option for someone without a credit history, pay in advance for a year. You just don’t like the option.
So you can continue to stay in places like you are that cater to transients as you present yourself to them as, or join society and develop some credit. Many on here use Credit Cards as an Advantage play, never paying a cent in interest and only collect benefits from them. Easy airline miles, cash back and other benefits.
But then of course you would be part of the system you complain about.
Or you can continue to reinvent the wheel and show all of us why we are wrong and you are right.
It never even got that far because i never put in an application other than one time and the apartment approved me so my credit is fine. I ended up not going through with because i just didnt like the apartment after thinking it over considering the area etc. The problem is I cant even get past first base when I tell them I dont have paystubs or a job etc
All of you ARE wrong. Just because what you suggest benefits you in society doesnt mean you're right. Regardless of what society deems 'normal' doesnt make anything about it correct. This country is in over 20 trillion in debt and will never pay it off. Everyone is broke and chasing the illusion of paper debt in their wallet that has no real intrinsic value after the government stole all of our gold half a century ago.
No one today really understands the economic system in place, and who is exactly benefiting from all of this. This is why everyone is either cash poor or broke. People have no idea what money truly means and no respect for it. No one works for what they want anymore or willing to sacrifice anything to get it because anyone at a tip of a finger can just get a massive loan, mortgage, or whatever, due to their wonderful little credit rating. It's one big circular web debt trap in society and everyone has fallen for it, which in turn has caused massive inflation that further depreciates every dollar in your pocket each day and has caused a worse standard of living, even if it's not directly seen, you can bet your ass it is being indirectly felt by the population today.
This country was lost a century ago thanks to Woodrow Wilson passing the Federal Reserve Act. Im still waiting to hear from anyone why we need a private central bank collecting interest on the money they print for the governmemt to use when the Constitution explicitly allows the government to print money interest free. This country is nothing but a debt machine thanks to you amd everyone else who wont stand up for what is right, but rather contribute to this scam debt system in place with credit cards, loans, etc.
Quote: DRichIf you are willing to commit to a rolling six months and are willing to put up six months of rent I am sure I could find you a place..
If you have no credit it's the only way
to go. Once the 6 months is up, you
have a reference and that and cash
will get you an apartment almost
anywhere.
Apply for Walmart, Target and Amazon
credit cards. Easy to get and make the
payments every month and get a credit
rating. It's called the 21st century. This
isn't 1957 where all you needed was a trusting
face and a firm handshake.
Quote: ZenKinG
All of you ARE wrong. Just because what you suggest works in society doesnt mean you're right.
Says the guy who can't figure out how to rent an apartment.
Quote: MaxPenSays the guy who can't figure out how to rent an apartment.
That's false. This thread was more about principle rather than navigating my way into an apartment complex. I can easily just get a job that gets me in the door to get approved and then just quit that job.
Quote: djatcI spoke to a "realtor" a while back (in quotes cuz she was kinda shady) and I asked if I can rent a place if I pay a year's rent upfront, and she said she was able to find landlords that will do it.
Yes, i mentioned that in the OP, but I'm not willing to pay a 12 month lease upfront because it's completely illogical and unfair for me to do that. This is an AGREEMENT between TWO parties, this isn't a one way street for the apartment to do what they want to me. They have yet to provide a valid reason why I should do that and the guy with 100$ in his bank account with debt and payments along with his little job that he can potentially get fired from in a month to get royal treatment and approved while I get shown the door?
Quote: ZenKinGI don't know how long I plan to be here, but being in my late 20s, im starting to look at a more 'comfortable' and legitimate place to live in. It sure would be nice to have a somewhat respectable place to come home to.
This is a good "problem" to have. Many have offered good advice/opinions in this thread.
Exactly. There are plenty of properties/landlords/property management companies in the valley willing to work with renters. Cash is king. Call first, get the details, visit the property multiple times (if needed), talk to "future" neighbors (if possible). Invest a little time and things may work out...Quote: DRichIf you are willing to commit to a rolling six months and are willing to put up six months of rent I am sure I could find you a place. Let me know.
Quote: KeeneoneThis is a good "problem" to have. Many have offered good advice/opinions in this thread.
Exactly. There are plenty of properties/landlords/property management companies in the valley willing to work with renters. Cash is king. Call first, get the details, visit the property multiple times (if needed), talk to "future" neighbors (if possible). Invest a little time and things may work out...
That's news to me. Again, I have mentioned apartments have told me they WILL rent to me as long as I pay the FULL lease upfront. The problem is that's completely unethical and illogical for me to have to do that considering my financial situation especially in comparison to the ones who get approved, so I decline. I also am not willing to give a portion of my bankroll upfront and having to potentially lower my stakes in blackjack.
I tell the apartment I will show my bank statements that meets the 3x rent criteria, i have no debt, i have 1 year of perfect rental history(how many that get approved can say all of that?), but just because I don't have a paystub or proof of income, I have to pay everything upfront or get shown the door.
Quote: ZenKinGThat's false. This thread was more about principle rather than navigating my way into an apartment complex. I can easily just get a job that gets me in the door to get approved and then just quit that job.
Your first post was pretty clear. You said you were being shown the door. Doesn't sound very principle based to me. You have a job. You are a card counter. You obviously do not file a tax return which would show an income. Because you are not a drone...lol.
If you are going to live a gray existence then quit bitching about the consequences. You should have no problem presenting a phony pay stub, but like others pointed out it is history that you are obviously lacking. I can't figure out why you keep insisting on calling the world stupid and yet you keep failing to figure out how to function in it.
Also wondering when discussion goes unfavorable, what is your response? I guess I am wondering if you freak out and call them names, as your responses here often do, or do you keep your wits about you?
Quote: MrBoI am curious, when the topic of income comes up, do you tell them you gamble for a living or do you give no explanation? I ask because no explanation, is going to result in them jumping to the worst conclusion, drug dealing or something equivalent.
Also wondering when discussion goes unfavorable, what is your response? I guess I am wondering if you freak out and call them names, as your responses here often do, or do you keep your wits about you?
I've tried multiple angles already. I have gone the 'no job' route because I just moved here or that I'm still looking for a job but I have a lot of money saved up. I have also tried telling them I play cards for a living, which is why I moved here. I really try to never mention I play cards other than a handful of times I've said it because like I said, it's not looked upon that great by society because they think you're just a degenerate.
I left the leasing agent completely speechless and that she AGREED with me when I mentioned that I should not have to pay anything upfront because I have the money and that why should someone just because they have a 'job' but no money not have to pay anything upfront. She had no answer, as they never do, but then claim it's a corporate policy. Wow, once again what a surprise, another droned out business that has no idea what they're doing.
At the end of the day, when I'm on my death bed, at least I can die a happy man knowing I stood up for what's right. If everyone had my mentality, you can bet your ass this world would be 10x better than what we're living in now. Is what it is at this point.
property on your terms? How dare they... bastards!
Don't they know your a "KING" they should let you
even choose what you would like to pay for rent in my
opinion.
Quote: rainmanSo your bent because people won't rent you their
property on your terms? How dare they... bastards!
Don't they know your a "KING" they should let you
even choose what you would like to pay for rent in my
opinion.
If you want to misinterpret my posts, sure.
Quote: ZenKinG
At the end of the day, when I'm on my death bed, at least I can die a happy man knowing I stood up for what's right. If everyone had my mentality, you can bet your ass this world would be 10x better than what we're living in now. Is what it is at this point.
You may, or may not, die happy but are you living happy?
Quote: MaxPenSays the guy who can't figure out how to rent an apartment.
+1 and lol
Quote: ZenKinGOnce again, It has NOTHING to do with my credit history.
Holy crap. Are you serious? It has EVERYTHING
to do with your credit history. What do you
think a landlord has to go on, the fact that
you got a job at Walgreens 6 weeks ago?
Your credit rating is used to judge you for
EVERYTHING. For getting a job, an
apartment, a home or car loan, it even
effects joining the military now. If you
aren't getting an apartment, it's because
of your credit, or lack of it. Guaranteed
I'd imagine the type of place zk is interested in would demand good credit or a large amount of cash up front. It's called the free market, play the game or don't. Whining won't help.
Quote: ZenKinGYes, i mentioned that in the OP, but I'm not willing to pay a 12 month lease upfront because it's completely illogical and unfair for me to do that. This is an AGREEMENT between TWO parties, this isn't a one way street for the apartment to do what they want to me. They have yet to provide a valid reason why I should do that and the guy with 100$ in his bank account with debt and payments along with his little job that he can potentially get fired from in a month to get royal treatment and approved while I get shown the door?
The owner can do whatever they want to do, assuming it’s legal. They want you to put up 10 years rent up front? Either accept or decline the offer. They only accept people who have a job, good credit, or whatever else? that’s fine. Either agree to their terms, see if they’ll agree to yours, or you’re SOL.
Your credit is basically a rating you have that tells others how trustworthy you are with money. Why would someone rent to you who has (apparently) no credit and only paying cash and not willing to put down a significant amount - which would build trust?
Btw, debt is only bad if you can’t pay it off. Lots of very rich people have debt. If you get a good rate, it can be cheaper than using cash, and certainly less risky.
Quote: RogerKintI help manage some very old, rundown apartment buildings here in CA. We quickly learned that credit checks were pointless because everyone in our wheel house has bad credit.
Cool, but the vast majority do rely on
credit checks. the vast vast vast majority.
It's the number one way to grade a
persons character. Like I said, the
military uses it now, good luck enlisting
with bad credit, And good luck advancing
up the ranks if you get bad credit while
in the military. You'll stay at the same
rank for your whole career.
Quote: EvenBobCool, but the vast majority do rely on
credit checks. the vast vast vast majority.
It's the number one way to grade a
persons character. Like I said, the
military uses it now, good luck enlisting
with bad credit, And good luck advancing
up the ranks if you get bad credit while
in the military. You'll stay at the same
rank for your whole career.
Credit is actually an extremely poor way of determining character. A buddy of mine recently told me of a plan to rack up 100k in CC debt via cash advances at the casino and then just stop paying on them.
When he’s done with that he plans on maxing out his mothers cards and doing the same. He’s declared BK twice and keeps doing it over and over. Builds up superb credit then screws the banks.
I have a very bad credit score. It’s like 510 or something. Meanwhile I’ve paid my $1500 a month rent on time for the last 4 years and have had steady employment. If you were to judge me by my credit you’d never think I was a realiable tenant.
I get what the OP is saying. However what the OP doesn’t understand is that having a job means steady income. This is why he is finding it difficult to rent. Being a professional gambler isn’t considered steady income.
Forum members here are very knowledgeable and give great advice if one actually listens/reads.
*Joking.
Let’s not mince words here. OP is basically homeless.
Go get a normal job even if it’s part time.
Quote: casinoking000Credit is actually an extremely poor way of determining character..
I have a very bad credit score. It’s like 510 or something.
Yeah, people with 510 all think it's a horrible
system. But's it's the one we have and the
one we use. My friend who has the
apartment buildings used to spend time
every month in court evicting people
20 years ago. Using the credit/references
system, he only goes to court a couple
time a year now. Credit rating isn't a
flawless judge of character, but it's pretty
good most of the time.
Quote: casinoking000
Let’s not mince words here. OP is basically homeless.
Go get a normal job even if it’s part time.
Why does having a job mean you're
not a deadbeat? In fact, most deadbeats
have jobs. Why do people think having
a job means you'll pay your rent on time.
Looking at how you pay your current
creditors is how you judge if somebody
will probably pay you. It how you judge
a potential employee, or home buyer.
It's how you judge the character of a
marine recruit. If they can't even pay
their bills, why would you trust them
with anything.
Quote: onenickelmiracleZen King, just go to match.com and get yourself a sugarmama or two.
My advice is to hook up with a
partner that has great credit
and you'll be fine. Or just live
on comps in hotels, that's been
done too,
Oh no, the sword is mightier than the pen.Quote: EvenBobMy advice is to hook up with a
partner that has great credit
and you'll be fine. Or just live
on comps in hotels, that's been
done too,
Quote: EvenBobMy advice is to hook up with a
partner that has great credit
and you'll be fine. Or just live
on comps in hotels, that's been
done too,
Many hotels require credit card upon check-in even on comped rooms though a debit card would probably work too.
Regardless like i said ALREADY, havent even got to that point yet, because I cant even get past first base when they see I dont 'work' cause theyre too droned out to understand what advantage play even means. WOW another point about how droned out everyone is. They think all 'gambling' means losing LOL.
No one fights for anything unless it benefits them in some fashion. Fighting for principle is gone. People rather be indirect debt slaves as long as they get short term benefits with their little loans and credit cards and contributing to this fiat debt system rather than sacrifing like our grandparents did and appreciate the value of hard work and saving for what you want.
I can "afford" $1500.usd a month but find paying $3000.usd a month lacks appeal.
Quote: ZenKinGThe reading comprehension in this thread is pretty poor... EvenBob clearly cant see that i have mentioned multiple times.
Personal insult, please review. I got
3 days for my 'kid' comment, did
you think I forgot that?
Quote: EvenBobPersonal insult, please review. I got
3 days for my 'kid' comment, did
you think I forgot that?
He didn't report you.
Quote: EvenBobPersonal insult, please review. I got
3 days for my 'kid' comment, did
you think I forgot that?
Nice try. I knew you were trying to bait me in this thread, but luckily im too smart for you and everyone elses shenanigans. Go ahead and prove that the reading comprehension statement was geared towards you. Even with you cutting out words from my original post out of context to fit your agenda that I attacked you, you still cant prove anything. Go ahead, ill wait. Also your post about asking someone to get banned after taking quotes out of context and consistent baiting to get a reaction is a violation of terms as well for conspiracy against another member to get them banned, etc.
How does it feel that Im 2 steps ahead of you? Even if I get banned, it cant be proven I insulted you and its just more adversity and injustice. I actually dont even care either. I hope i get permanently banned for good as well. Maybe ill just go on an insulting barrage soon to make you happy. Will that make you happy evenbob? Let me know. Im a good guy, im here to try and make everyone happy. I want you to celebrate my suspenion or permanent ban or else it takes away the fun. I dont want you to not get what you want.
I think you have to pay in advance and I think they don't have any requirements similar to apartment rentals.
Just a thought that it might be useful to you.
https://www.airbnb.com/
Quote: RogerKintBefore these forums I never had a credit card but was encouraged to get one by a friend from here. I'm glad I did cause of all the free money I get on sign ups...
Don't forget the free watermelons.
Quote: TankoDon't forget the free watermelons.
Once again, credit card companies and the government desperately trying to wntice you and wrap everyone into this whole notion of 'credit is such a wonderful thing' bullshit. Just look at what roger and others have said. They get their little short term benefits cause of their little credit rating and credit cards and dont care one bit about the lasting effects it has on the economy whether directly or indirectly. Just a sad time to live in. Some might say this is the best time ever to live in, but those are the same droned out people who this system relies on. If i had a time machine, in a heartbeat id fly back in time to be with our founding fathers.
Just look all around you. Just look at the women, especially. All I see is tatted up droned out girls with piercings and dumb as a pile of bricks. EVERY single girl these days has some form of tattoo, its incredible. You think any of these girls know anything their Constitution and landmark Supreme Court rulings or willing to stand up for something they believe in regardless of what it is? Just a bunch of broke, braindead, droned out people with a bunch of tattoos cause their little celebrities on TV have them. I honestly cant take it anymore, really cant.
I have read the whole thread and I understand what you're saying. It's not fair.
But there's many many many things that are not fair.
I have to judge people for a living. Who will make the best employee? Let's say I'm hiring a cashier at Walmart. Who will I hire? The person who worked across the street for the last 10 years at Walgreens or the person who just got out prison? Well, probably the person who just worked at Walgreens. But guess what, that person could just be awful, but has survived the last 10 years over there, and the ex-con might be the best cashier of all time.
People have to make judgements. The landlords have found over time that someone with a steady job is more likely to keep paying rent than someone who does not. Are they always right - no.
Also - people with a steady job who are fired, are probably receiving unemployment compensation for 6 months.