My $200 Vegas Hooker
Quote: RogerKintGood point. My fear is when you have a handful of people artificially controlling interest rates, your assets can become liabilities almost overnight. Just ask all the people who thought they were rich before the "great recession".
The great recession came because too many people were given houses that really had no equity to keep up maintenance or something like that. The great recession could have been prevented if not just any Joe Schmo could get a house. If only a few select people could buy houses that would have been ideal. To directly answer your post, the "Wealthy" people who became "Poor," when the recession hit should have put their eggs in many baskets not just one. There were many horror stories of people who had all their money in just one thing and their assets went bust when the thing turned out to be a huge scam. They should have been putting their money in many valuable things(I.e gold), not one shady thing
Quote: ZenKinG
Maybe you were talking about the drones out there with their illustrious beautiful marriage and 2 kids . Guess they fell into the societal trap of needing to have a family
did you ever think that these "drones" might love their spouses and their kids - their families?
what do you love? doubling 11 against a 6?
Where housing in the Vegas Valley is still below 2007 highs, books like the first appearance of Spider-Man have quadrupled since then.
I must admit, It is pretty nice to own several parking lots just blocks from where Amazon is building its new HQ. My cousin seems to have hit a grand slam on this one.
Quote: billryanInstead of a handful of people controlling interest rates, what would you propose?
$1 ribeyes?
Quote: billryanBelieve it or not, but top end collectibles did just fine in the recession. 2008/2009 was one of my better years as people fled Wall St. and such. Lesser collectibles got burned but not the top end stuff.
Where housing in the Vegas Valley is still below 2007 highs, books like the first appearance of Spider-Man have quadrupled since then.
I must admit, It is pretty nice to own several parking lots just blocks from where Amazon is building its new HQ. My cousin seems to have hit a grand slam on this one.
Collectibles are the way to go if you want to be a little more financially stable. Especially first run collectibles. For example, 1959 Barbie is a highly sought after Collectible. There was a commercial that ran in like 1967 urging young girls to trade in their "Stiff," and boring 1959 Barbie for the flexible and fun 1967 Barbie. The implication was that Mattel KNEW that the 1959 Barbie would be a future Collectible and that the 1967 would become worthless and cleverly gave this marketing scheme to get innocent little girls to give back their future Collectible stiff and boring Barbie for a worthless flexible and fun Barbie. On YouTube, a poster wrote,"I'll bet those innocent little girls who didn't know any better are now pissed off elderly Grandmothers now!" LMAO! So true!
Market based interest rate.Quote: billryanInstead of a handful of people controlling interest rates, what would you propose?
That exists now.Quote: petroglyphMarket based interest rate.
1Quote: NathanCollectibles are the way to go if you want to be a little more financially stable. Especially first run collectibles. For example, 1959 Barbie is a highly sought after Collectible. There was a commercial that ran in like 1967 urging young girls to trade in their "Stiff," and boring 1959 Barbie for the flexible and fun 1967 Barbie. The implication was that Mattel KNEW that the 1959 Barbie would be a future Collectible and that the 1967 would become worthless and cleverly gave this marketing scheme to get innocent little girls to give back their future Collectible stiff and boring Barbie for a worthless flexible and fun Barbie. On YouTube, a poster wrote,"I'll bet those innocent little girls who didn't know any better are now pissed off elderly Grandmothers now!" LMAO! So true!
Problem with that is who did Mattel expect to accept eight year old toys as trade ins on new ones? Do you think Sears was taking trade ins and shipping truckloads of old dolls back to Mattel where they stored them for the next twenty years. I'm no doll expert but even early Barbies aren't worth much unless they are un-played with and in the original packaging. Sometime in the 60s, Barbies started in with some pretty kool gimmicks. I remember my sister had one that literally had two faces. If you brushed the hair one way, the hair was blonde and you had a face, or you could brush the hair back and reveal a hidden face that had brunette hair. She had another that the hair would actually grow. I still have her original Barbie Dream House. It's the California original, but sadly is lacking most of the furniture. A complete setup is worth thousands. As is, its worth a couple hundred on a good day. If either of her Grand daughters ever expresses an interest in it, it's theirs.
Quote: ZenKinGIf only they stayed home and read their Constitution.
You are fast becoming my favorite. Watch yourself.
Quote: ZenKinGFirst off, I'm not 30, I'm 29. Secondly age is just a social construct for the droned out sheep. Age doesn't pressure me into fitting into a societal stereotype of how to live my life and when to do certain things.
Secondly, I don't know what world you live in, but last time I checked, less than 1% of the population has a net worth of 60k at my age, let alone a POSITIVE net worth at all LOL. Not to mention having a net worth is misleading. Instead of telling me your net worth, tell me how much debt you have, that's whats really important. I have ZERO DEBT. So many fall in love with the illusion of their great hundreds of thousands of dollars of net worth, meanwhile they have hundreds of thousands in DEBT hanging over their heads LOL. What a great 'net worth' they have. More like net 'worthless'. This is all by design though. Society cleverly thought of the phrase 'net worth' to give you the illusion that you're building wealth in this fiat credit system thats in place, when in all reality, you're drowning further into bankruptcy.
The ones who do have a net worth of 60k and NO DEBT at my age, most if not all of them came from rich parents which provided them handouts such as a nice inheritance, everything paid for, etc. Very few could've done what I've done. All the drones in society who have contributed to massive inflation still can't stop me and I haven't even tried yet, I'm just coasting along through life. Imagine when I actually start caring a bit more about money? No I'm not bragging, just correcting you. Everything in my life is planned out perfectly because I'm not a slave to what society thinks of me and pressuring me into doing what they 'expect' of me. I know when to buy a house, when to start a family, no pressure whatsover. The end result is a true fulfilling happiness because I'M in CONTROL of MY life and thus as a result my financials are also in line.
I'm also glad you're enjoying my so called 'misery' because last time I checked I love my life and you or anyone else having an opinion about my life is the equivalent of what the pigeon outside thinks of me. Maybe you were talking about the drones out there slaving to their alarm clocks working for someone else living paycheck to paycheck with their illustrious beautiful marriage and 2 kids they financially cant support and a house they claim they 'own' but in reality are 300k in housing debt and if they dont make the monthly mortgage payment, their house gets taken away LOL. Maybe that's who you were referring to. Guess they fell into the societal trap of needing to have a family by a certain age, needing to have a house at a certain age, needing to have kids at a certain age, needing to have a 'normal' job at a certain age. Whoooopss.
hey ive got a net worth of 15,000 (my bankroll) which seeing as its all in cash a small percentage of it with me and the vast majority of it in the bank and its my entire net worth. (no assets or credit cards) no credit prohibits me from renting apartments and i live out of hotels. but like u i have NO DEBT. so am i rich? i dont feel rich because i also have no medical, receive nothing from the govt for my disability because i dont believe in govt assistance, id rather earn it gambling. and on average i earn 40k a year playing 1-2 NL im also a good card counter though i lose quite often and the income comes from poker instead of BJ. i just want to know how having NO DEBT is actually giving me a good life. id rather have debt and be able to rent apartments like people with credit can
Quote: RogerKintGood point. My fear is when you have a handful of people artificially controlling interest rates, your assets can become liabilities almost overnight. Just ask all the people who thought they were rich before the "great recession".
How many people have variable rate mortgages?
I thought even the financially inept realize how bad of an idea those are.
You have to pay extra for that.Quote: djatcfor $200 b***h better know the constitution front and back
$:o)
Quote: ZenKinGI can drink 5 bottles of black label(even though I will throw up by then) and still have full control of my actions. The alcohol doesn't take control of who you are unless you're mentally weak or looking for an excuse for your actions.
Would you be up to proving this? My window will be wide open for betting.
Quote: WizardWould you be up to proving this? My window will be wide open for betting.
Oh, my god, I definitely want a piece of THIS action....
I call B.S. unless ZK is built like Andre the Giant.
We are talking Johnny Walker, not Carling, correct?
Quote: WizardWould you be up to proving this? My window will be wide open for betting.
Please be careful... if he gets alcohol poisoned, you may be liable...If you’re going to do this, make him sign a disclaimer. 5 bottles would make him super human. I used to have a 6’11 German friend who played Div I college basketball. He was out after 2 bottles.
Quote: billryanI think ZK has found a way to double his bankroll. Give us a day and I'm sure I can find $60,000 worth of backers for this. I'm in for 10%.
We are talking Johnny Walker, not Carling, correct?
And none of those airline sized bottles either!
I will bet on ZK. He never said how long he has to drink the 5 bottle's.Quote: WizardWould you be up to proving this? My window will be wide open for betting.
Or maybe he’s going to go the djatc route and try to get a free meal out of it? He ate like 12 nuggets then called it quits. Maybe ZK will have a drink or two and be like “nah it’s fine I lose” but win because he got free drinks.
Quote: AxelWolfI will bet on ZK. He never said how long he has to drink the 5 bottle's.
I will also bet on ZK, even if he only has a couple of hours.
You are a failure, at least so far, when measured against the criteria most people value.
You've not married and are not actively parenting and raising a family.
Reproducing and nurturing your offspring is, for all animals, the "meaning of life."
Not gambling: that's just pissing into an electric fan.
People that choose not to breed are the drones: self-centered and selfish and incredibly short-sighted as to the things that really matter.
So sure, go hang out in casinos, get wasted, post snarky stuff on message boards: but if at the end of the day you haven't settled down and started wearing the yoke, you've lost the game of life.
I mean, holy cow, a brothel right on the strip would be a license to print money...
Quote: TigerWuWhy did they not legalize brothels in the more populated/touristy areas of Nevada? Is there any push for legislation to make brothels legal in the remaining counties?
I mean, holy cow, a brothel right on the strip would be a license to print money...
And the money going into that brothel would be money spent elsewhere on the strip. If and when , Federal law allows prostitution, casinos will have it on the strip. Until then the golden rule applies. The casinos have the gold and get to make the rules.
Quote: SiegfriedRoyPlease be careful... if he gets alcohol poisoned, you may be liable...If you’re going to do this, make him sign a disclaimer. 5 bottles would make him super human. I used to have a 6’11 German friend who played Div I college basketball. He was out after 2 bottles.
I wouldn't make him drink anywhere close to that. I'm not that cruel.
My window will also be open to $200 hooker trivia on their knowledge of the Constitution.
In my younger days I had a friend who could drink a whole fifth of Southern Comfort, but he would be rip roaring drunk afterward.
Quote: TigerWuWhy did they not legalize brothels in the more populated/touristy areas of Nevada? Is there any push for legislation to make brothels legal in the remaining counties?
I think they wanted the big cities to have an illusion of being respectable. I've never heard any serious talk in my 17 years living here to change the law, although it would be a high priority of mine if I were elected to state office.
Quote: NathanWhat's with the sudden obsession with The Constitution? :/ Question especially for ZK.
Because Federalist Papers. C'mon, dude...
Quote: FaceBecause Federalist Papers. C'mon, dude...
Dude, LMAO! :D But seriously, I am shocked to see the Constitution being brought up so many times in a thread about a guy being propositioned by a beautiful and friendly Vegas Hooker.
And back to the main attraction here, our Savior and King, here are a few links to net worth by age. While there are no exact stats, it does appear for his age he falls in the Top 10-25% of people his age in net worth. Definitely not in the top 1%. And with no appreciable assets, by his own statements, he is likely to fall further behind the Drones buying houses, contributing to retirement accounts and other things us Drones do.
https://www.themoneyhabit.org/average-net-worth-age/
https://dqydj.com/net-worth-by-age-calculator-united-states/
In most cases his NW looks obviously less impressive once he gets older. And is he on a path to continue to grow his Net Worth?
Then again, money really doesn’t matter* to him and who am I determine if he is right or wrong that money is worthless. I’m just a guy who loves the watching train wrecks, even before the conductor sees it coming.
*Unless of course it’s the mean casinos cheating him out of his. Then it’s war and he will own them. Maybe that’s his wealth building plan for life.
Quote: NathanDude, LMAO! :D But seriously, I am shocked to see the Constitution being brought up so many times in a thread about a guy being propositioned by a beautiful and friendly Vegas Hooker.
I'd like to discuss the Magna Carta for a change.
Quote: FaceBecause Federalist Papers. C'mon, dude...
Or The Turner Diaries.
Quote: billryanRemember the tparty candidate who claimed to be a Constitutional Expert but when asked in a debate about a particular Amendment wasn't aware of the actual wording, nor its exact meaning.
When conservatives claim they love the constitution, they really just mean the 2nd amendment. If you look at how they actually vote, anything beyond the 2A is expendable.
I don't understand your definition of "net worth" at all.
Maybe you can do me a favor and answer me this question. Who is in better shape financially?
1. A man with a $100,000 portfolio but $10,000 of debt
or
2. A man with a $20,000 portfolio with $0 debt?
Do you not realize that person one could simply sell $10,000 of his portfolio and be debt-free?
Do you understand that there are good kinds of debt? E.g., You have a $100,000 income and $100,000 on a mortgage at 4 percent; you should keep this mortgage as generally investments will outperform the cost of the debt. Also, servicing debt builds a good credit score, which has benefits too numerous to list here.
Sounds like "the king" needs to review some freshman-level finance textbooks.
Quote: billryan1
Problem with that is who did Mattel expect to accept eight year old toys as trade ins on new ones? Do you think Sears was taking trade ins and shipping truckloads of old dolls back to Mattel where they stored them for the next twenty years. I'm no doll expert but even early Barbies aren't worth much unless they are un-played with and in the original packaging. Sometime in the 60s, Barbies started in with some pretty kool gimmicks. I remember my sister had one that literally had two faces. If you brushed the hair one way, the hair was blonde and you had a face, or you could brush the hair back and reveal a hidden face that had brunette hair. She had another that the hair would actually grow. I still have her original Barbie Dream House. It's the California original, but sadly is lacking most of the furniture. A complete setup is worth thousands. As is, its worth a couple hundred on a good day. If either of her Grand daughters ever expresses an interest in it, it's theirs.
I hauled my original Barbie Dream House around for 20 years after I left home. Had 2 original Barbies (she and I are about the same age, same name, grandparents gave them early and often), Midge, Skipper, Ken. My dad's mom was a very talented knitter and made fabulous tiny clothes for them. My dream house had all the furniture, even the foil mirror, intact. All the dolls, clothes, shoes tucked in the house. Just a little wear and tear on the outer corners of when it was bundled as a suitcase.
And one day in 1994, I was making my 14th move since I'd left home, having a garage sale. The dream house was on a shelf in the garage, not for sale. And an early bird said, I'll buy the house, and I said, why not, im tired of hauling it. Oops.
Like I've said about other things, I'm not a collector. Proved it that day.
When your money is spent on today instead of yesterday, it just goes farther.
Dave Ramsey has built an entire industry on these concepts.
I don't think owning a home here and now is a good value. Taking on hundreds of thousands in debt to buy one is not a good idea. I might buy one as a rental property, but even there I don't see a lot of value.
To me, a $100,000 mortgage, no matter the interest, should be paid off in ten years, max. Tighten the belt and live on $200 a week less. Even better, get a part time job a couple days a week.
Just think how great it will be to have that $100,000 income and no debt.
There are certainly different schools of thought on debt. I know people that can play credit cards like a musical instrument. I can't. I use a credit card on occasion, but mostly pay cash or debits. I have used zero interest checks banks send me, if it's one of two percent, but haven't used one lately.
Quote: GreasyjohnWrite a story about an encounter with a working girl in Vegas and people like to read it. This thread has had 235,869 views. Is that a record?
If you search Google for "Las Vegas hookers," this thread is #7.
Quote: WizardIf you search Google for "Las Vegas hookers," this thread is #7.
We can do better than that.
For the record, I got all my tranny information from PokerGrinder and Romes consistent bragging.Quote: gordonm888What I've heard from Axel and Romes is that if you try a transsexual hooker for $200, that she will amend your constitution.
Quote: GreasyjohnWrite a story about an encounter with a working girl in Vegas and people like to read it. This thread has had 235,869 views. Is that a record?
What is even more interesting is that this thread was highly popular but dead for 3 years and just one post a couple of days ago reignited the fire and it is now a top thread again. :)
Quote: gamerfreakWhen conservatives claim they love the constitution, they really just mean the 2nd amendment. If you look at how they actually vote, anything beyond the 2A is expendable.
democrats want to get rid of more than just the 2nd amendment, they also want to get rid of the first. me, my mother whose almost 80 and friends have their posts censored before on facebook, twitter, etc. and i bet they want to get rid of several others too.
but to get this back on topic, being debt free isnt an easy life. how would u like to be forced to live out of hotels your whole life because most apartments are too unsafe in vegas to live in if u have no credit history and your only income is gambling? only slumlords and motels want to rent to u.
but ill never give up the 40k per year i average in $1-2 NL holdem to get $7-8 per hour standing in walmart 7-11 or mc donalds all day long. to hell with a regular job at half the income
Quote: billryanA lot of people don't believe in having debt. I'm mostly in that camp myself. It's nice to be debt free.
When your money is spent on today instead of yesterday, it just goes farther.
Dave Ramsey has built an entire industry on these concepts.
I don't think owning a home here and now is a good value. Taking on hundreds of thousands in debt to buy one is not a good idea. I might buy one as a rental property, but even there I don't see a lot of value.
To me, a $100,000 mortgage, no matter the interest, should be paid off in ten years, max. Tighten the belt and live on $200 a week less. Even better, get a part time job a couple days a week.
Just think how great it will be to have that $100,000 income and no debt.
There are certainly different schools of thought on debt. I know people that can play credit cards like a musical instrument. I can't. I use a credit card on occasion, but mostly pay cash or debits. I have used zero interest checks banks send me, if it's one of two percent, but haven't used one lately.
I have mixed feelings about Dave Ramsay. I think his back to basics advice about budgeting and credit card debt are solid.
However, I think some of the other things he says are out of touch with reality. He says you should only buy a house with a 15 year mortgage, where the payment is no more than 25% of your income after taxes.
Those are unbelievably tight parameters. First, I see no benefit in getting a 15yr mortgage. Second, if you do the math on that, he is saying someone with a salary of $100k can only afford a standard 30yr mortgage payment of $730/mo. Yea, good luck with that crack house that will cripple you with repairs.
He also gets very weird and religious when people call in for personal advice. I remember one lady called and said she caught her husband looking at porn, Dave ranted about how that’s a disgusting sin that no one can come back for, and the woman needs to start considering a divorce. I stopped listening after that.
You should think about moving up to 2-5NL.Quote: sevencard2003democrats want to get rid of more than just the 2nd amendment, they also want to get rid of the first. me, my mother whose almost 80 and friends have their posts censored before on facebook, twitter, etc. and i bet they want to get rid of several others too.
but to get this back on topic, being debt free isnt an easy life. how would u like to be forced to live out of hotels your whole life because most apartments are too unsafe in vegas to live in if u have no credit history and your only income is gambling? only slumlords and motels want to rent to u.
but ill never give up the 40k per year i average in $1-2 NL holdem to get $7-8 per hour standing in walmart 7-11 or mc donalds all day long. to hell with a regular job at half the income
Quote: sevencard2003democrats want to get rid of more than just the 2nd amendment, they also want to get rid of the first. me, my mother whose almost 80 and friends have their posts censored before on facebook, twitter, etc. and i bet they want to get rid of several others too.
but to get this back on topic, being debt free isnt an easy life. how would u like to be forced to live out of hotels your whole life because most apartments are too unsafe in vegas to live in if u have no credit history and your only income is gambling? only slumlords and motels want to rent to u.
but ill never give up the 40k per year i average in $1-2 NL holdem to get $7-8 per hour standing in walmart 7-11 or mc donalds all day long. to hell with a regular job at half the income
Do you literally have NO credit score/history? If so, in this day and age of easy credit, surely you could get approved for SOME kind of credit card? It would probably have a low limit and a high interest rate, but just start using it as much as you can and pay off the balance every month. You won't pay any interest and you will start to establish credit.
If you do have a credit history, just with a really bad score due to bankruptcy or something else in your past, I feel like the same strategy would work. I dunno though, I'm not a credit repair expert.
Seems like living out of hotels would get expensive, unless you are comped.
