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UTHfan
UTHfan
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March 16th, 2013 at 6:27:36 PM permalink
I am new to the world of gambling but I have to assume that this is the most chickenshit thing anyone's seen.
Maryland Live Casino has decided that their ATM's have a limit...and a $4 atm fee.
Care to guess how much you can withdraw at one time?
So, welcome to the tightest slots in 60 miles, currently no table games to speak of outside of a few ishuffle and ecraps boths, and valet drivers that can't drive stick.
BTW, if you want to withdraw $1000, that will cost you $16.
Buzzard
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March 16th, 2013 at 6:42:50 PM permalink
Being a native Baltimoron, this surprises me not in the least !
Shed not for her the bitter tear Nor give the heart to vain regret Tis but the casket that lies here, The gem that filled it Sparkles yet
onenickelmiracle
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March 16th, 2013 at 6:47:42 PM permalink
Check to see what they charge to write a check and you might save some money.
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Ibeatyouraces
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March 16th, 2013 at 7:39:43 PM permalink
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DUHHIIIIIIIII HEARD THAT!
onenickelmiracle
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March 16th, 2013 at 7:46:43 PM permalink
Quote: Ibeatyouraces

ATM's are opperated by the issuing bank, not the casino. They have nothing to do with it.


Omg, if the casino actually had something to say about what businesses operate on their own property. Be real.
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Ibeatyouraces
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March 16th, 2013 at 7:49:08 PM permalink
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UTHfan
UTHfan
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March 16th, 2013 at 7:57:01 PM permalink
Clarification, obviously casino ATM's have a premium withdrawal fee. I disagree about who sets the fees, as I understand the atm business model, it's basically a franchise owned by the atm owner (typically the store in which it is located (maybe they get to add a fee over the bank's fee)). Irrelevant.

The point is, the $250 withdrawal limit. They want you to pay that fee multiple times. Most people have a bank limit of $400 per card per day which would mean to get $400 out you'd have to do two withdrawals. And you don't even get to max out each withdrawal.
tringlomane
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March 16th, 2013 at 8:02:53 PM permalink
$250 limit? Ouch.

I have only used the casino ATM once (MGM Grand) and with the hefty $5.99 fee plus the $2 charge for my own bank, hopefully I'll never do it again. When going to local casinos, I always hit my bank's ATM before showing up if I need a bigger 'roll for the day.
silversonic2006
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March 17th, 2013 at 6:26:39 AM permalink
Quote: tringlomane

$250 limit? Ouch.

I have only used the casino ATM once (MGM Grand) and with the hefty $5.99 fee plus the $2 charge for my own bank, hopefully I'll never do it again. When going to local casinos, I always hit my bank's ATM before showing up if I need a bigger 'roll for the day.



This is a good lesson in the "convenience tax". In Las Vegas, that $7 Coke in the minibar is more than the $4 Coke down the hall in the vending machine, is more than the $1.50 Coke in the Walgreens just outside the casino. If you're willing to put out just a bit of effort, the cost of something goes down dramatically.

Having been to Arundel Mills before, I know there are multiple banks around the mall. I bet those ATM fees are dramatically lower. Also, I've heard Charles Town, in addition to having low ATM limits and high fees, only dispenses in $20s. Always fun to carry $500 worth of $20s in your wallet!

Also, it's quasi off-topic, but I was at the mall/casino a few days ago and large swaths of the casino floor have been curtained off to add table games. They'll definitely have their 120 table games for the opening, and it won't be like some of the casinos where they just dump them all in one spot. There will be multiple pits spread throughout the casino floor.
SanchoPanza
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March 17th, 2013 at 10:20:38 AM permalink
Quote: Ibeatyouraces

I am being real. The damn casino has no say on bank fees.


The ATM operators pay the casinos rentals/fees.
Sabretom2
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March 17th, 2013 at 12:08:21 PM permalink
I use Charles Schwab Debit card when traveling, all ATM fees are refunded. So much for blaming the bank.
UTHfan
UTHfan
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March 17th, 2013 at 1:57:18 PM permalink
Just came from Charlestown, their ATM's gave me Benjamins and I probably could've taken out more than a $1000. The plan was to pay the extra $1 atm fee at Arundel to get hundreds because yeah, there are regular $400 limit, $2.50 atm charge machines 200 feet into the mall. I just skipped the entire thing cause I didn't need to give a tight casino my $.
Face
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March 17th, 2013 at 2:03:38 PM permalink
Quote: Ibeatyouraces

I am being real. The damn casino has no say on bank fees.



We have an ATM in the back of house with no fee. It's $3+ on the floor.

Surely they have some say, no?
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Ibeatyouraces
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March 17th, 2013 at 2:15:57 PM permalink
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DUHHIIIIIIIII HEARD THAT!
Face
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March 17th, 2013 at 2:41:17 PM permalink
Quote: Ibeatyouraces

Doesn't mean the casino made the decision. Then again you work at an indian casino which aren't governed by state or federal laws. Anything goes there.



Yeah, I don't know the details. I assumed it was a "we let you gouge the customers, so let us have a freebie" kind of deal.
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P90
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March 18th, 2013 at 9:59:50 AM permalink
Quote: Ibeatyouraces

I am being real. The damn casino has no say on bank fees.


Hard to buy this.
So if the casino let a bank/operator install ATM there with the condition of industry standard fees (since they want their customers to feel free to spend), they'd get "No ATM for you then" in response?
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rdw4potus
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March 18th, 2013 at 10:04:34 AM permalink
Quote: Ibeatyouraces

Doesn't mean the casino made the decision. Then again you work at an indian casino which aren't governed by state or federal laws. Anything goes there.



PNC Bank's ATMs in WaWa convenience stores have no fee. Other PNC Bank ATMs have a fee. WaWa advertises the lack of a fee pretty heavily. It seems very highly probable that WaWa had a say in setting the fee within their properties. Why would that be different for other businesses, like casinos?
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Gabes22
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March 18th, 2013 at 10:06:08 AM permalink
Casinos, sporting venues, concert venues, theatres, amusement parks all tend to have higher ATM fees as they tend to have a more captive audience. Take enough cash with you for what you want to spend at the casino and an ATMs fees are never an issue.
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UTHfan
UTHfan
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March 18th, 2013 at 10:41:45 AM permalink
Truly, we are a captive audience, and we are paying a premium for in-casino cash access.
This MdLive stuff, though, is just another level of greed and money grubbing BS by making the more easily captured and too-lazy-to-walk gamblers and the too rich to care whales (even the atm in the high roller room pulled this trick) pay the premium several times to take out their bankroll.
Buzzard
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March 18th, 2013 at 10:48:26 AM permalink
The same banking network has ATM fees from as low as .50 to as high as $3.00 in Blackhawk.
Shed not for her the bitter tear Nor give the heart to vain regret Tis but the casket that lies here, The gem that filled it Sparkles yet
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