Quote: GenoDRPhQuote: SOOPOOQuote: DRichQuote: terapined
I'd stay away from Naples, too close to the water with climate change
I couldn't imagine why someone would want to live in Florida and not be by the water.
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Between you and Bob there are some just bizarre thoughts here. Bob I guess doesn’t like being able to leave his house more than a day or two here and there. And he can get his candles delivered.
DRich, I would like to be in Florida for 1. Weather. 2. Golf. 3. Pool. 4. Other outdoor activities. Please explain to me why I need to be by an ocean? Oh, I forget…. You enjoy watching other people suffer the devastation from the ‘surge’ during the Cat 5 hurricane. By the way, DRich, there are lakes up here you can live on. Do you think lakes are made of water?
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I;ve grown up and lived by the ocean all my life-swimming and sailing. If I ever move to FLA, I'd want to be able to do those two activities at my leisure. So I can agree with Rich. But, if your liesurely pursuits don't habitually include those, or other activites involving the ocean, I can also agree that proximity isn't that important. To each his own, and enjoy your retirement!
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Thanks! And, at least as of now, I’m all talk. It is not impossible we do buy near a beach. Wife loved Siesta Key, and has enjoyed Fort Myers. I do like the ocean for swimming. She just likes being nearby. I just won’t pay the extra $$$$ to be right on a beach. Unless it’s a big building condo, not a house. Then it’s ‘possible’ we’d be near/on a beach.
Quote: SOOPOOQuote: DRichQuote: terapined
I'd stay away from Naples, too close to the water with climate change
I couldn't imagine why someone would want to live in Florida and not be by the water.
link to original post
Between you and Bob there are some just bizarre thoughts here. Bob I guess doesn’t like being able to leave his house more than a day or two here and there. And he can get his candles delivered.
DRich, I would like to be in Florida for 1. Weather. 2. Golf. 3. Pool. 4. Other outdoor activities. Please explain to me why I need to be by an ocean? Oh, I forget…. You enjoy watching other people suffer the devastation from the ‘surge’ during the Cat 5 hurricane. By the way, DRich, there are lakes up here you can live on. Do you think lakes are made of water?
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I guess for me it is because I am a beach person and enjoy boating. There is nothing I enjoy more than sitting out on a beach and reading. Granted Florida beaches are not the greatest but they are some of the best available in the continental U.S. If it wasn't for having to help take care of my parents I probably would have ended up in Sarasota or Melbourne.
I usually go to the Caribbean for my vacations for some of the better beaches. I will be here next month:
Or it's 6 or 7 or 8 O'clock if you are EB :)
Quote: JohnzimboSitting on a beach...it's five O'clock somewhere.
Or it's 6 or 7 or 8 O'clock if you are EB :)
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It could be midnight, one of the things my wife and I have in common is we both hate the beach. It's hot, it's dirty, it's usually loaded with fat old people, and it's boring. I live 40 miles from a lake that looks just like the ocean, Lake Michigan. Haven't been there in 15 years.
Quote: EvenBobQuote: JohnzimboSitting on a beach...it's five O'clock somewhere.
Or it's 6 or 7 or 8 O'clock if you are EB :)
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It could be midnight, one of the things my wife and I have in common is we both hate the beach. It's hot, it's dirty, it's usually loaded with fat old people, and it's boring. I live 40 miles from a lake that looks just like the ocean, Lake Michigan. Haven't been there in 15 years.
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It still looks about how you remember.
Quote: DRichQuote: SOOPOOQuote: DRichQuote: terapined
I'd stay away from Naples, too close to the water with climate change
I couldn't imagine why someone would want to live in Florida and not be by the water.
link to original post
Between you and Bob there are some just bizarre thoughts here. Bob I guess doesn’t like being able to leave his house more than a day or two here and there. And he can get his candles delivered.
DRich, I would like to be in Florida for 1. Weather. 2. Golf. 3. Pool. 4. Other outdoor activities. Please explain to me why I need to be by an ocean? Oh, I forget…. You enjoy watching other people suffer the devastation from the ‘surge’ during the Cat 5 hurricane. By the way, DRich, there are lakes up here you can live on. Do you think lakes are made of water?
link to original post
I guess for me it is because I am a beach person and enjoy boating. There is nothing I enjoy more than sitting out on a beach and reading. Granted Florida beaches are not the greatest but they are some of the best available in the continental U.S. If it wasn't for having to help take care of my parents I probably would have ended up in Sarasota or Melbourne.
I usually go to the Caribbean for my vacations for some of the better beaches. I will be here next month:
link to original post
The main public beach on Siesta Key is amongst the best in the world. Football fields of soft white sand. You can plop down 20 yards from the ocean, or a hundred yards from the ocean, or more, and still be on the white sand.
Of course if you like ocean boating it is good to be near an ocean.
My point was more about how there are people who like different things, and how weird it is that you couldn’t understand that not everyone thinks like you do.
I may have mentioned trip to Jaco, Costa Rica. Right on the beach. Not as ‘soft’ as Siesta Key, but was 90 degrees in the water. I went in every day. Florida beach water will be way too cold for me most of the year to go in for extended periods of time.
Quote: DRichQuote: SOOPOOQuote: DRichQuote: terapined
I'd stay away from Naples, too close to the water with climate change
I couldn't imagine why someone would want to live in Florida and not be by the water.
link to original post
Between you and Bob there are some just bizarre thoughts here. Bob I guess doesn’t like being able to leave his house more than a day or two here and there. And he can get his candles delivered.
DRich, I would like to be in Florida for 1. Weather. 2. Golf. 3. Pool. 4. Other outdoor activities. Please explain to me why I need to be by an ocean? Oh, I forget…. You enjoy watching other people suffer the devastation from the ‘surge’ during the Cat 5 hurricane. By the way, DRich, there are lakes up here you can live on. Do you think lakes are made of water?
link to original post
I guess for me it is because I am a beach person and enjoy boating. There is nothing I enjoy more than sitting out on a beach and reading. Granted Florida beaches are not the greatest but they are some of the best available in the continental U.S. If it wasn't for having to help take care of my parents I probably would have ended up in Sarasota or Melbourne.
I usually go to the Caribbean for my vacations for some of the better beaches. I will be here next month:
link to original post
On the beach no thanks. But on the balcony of a condo behind the beach, yeah.
Quote: SOOPOOQuote: DRichQuote: SOOPOOQuote: DRichQuote: terapined
I'd stay away from Naples, too close to the water with climate change
I couldn't imagine why someone would want to live in Florida and not be by the water.
link to original post
Between you and Bob there are some just bizarre thoughts here. Bob I guess doesn’t like being able to leave his house more than a day or two here and there. And he can get his candles delivered.
DRich, I would like to be in Florida for 1. Weather. 2. Golf. 3. Pool. 4. Other outdoor activities. Please explain to me why I need to be by an ocean? Oh, I forget…. You enjoy watching other people suffer the devastation from the ‘surge’ during the Cat 5 hurricane. By the way, DRich, there are lakes up here you can live on. Do you think lakes are made of water?
link to original post
I guess for me it is because I am a beach person and enjoy boating. There is nothing I enjoy more than sitting out on a beach and reading. Granted Florida beaches are not the greatest but they are some of the best available in the continental U.S. If it wasn't for having to help take care of my parents I probably would have ended up in Sarasota or Melbourne.
I usually go to the Caribbean for my vacations for some of the better beaches. I will be here next month:
link to original post
The main public beach on Siesta Key is amongst the best in the world. Football fields of soft white sand. You can plop down 20 yards from the ocean, or a hundred yards from the ocean, or more, and still be on the white sand.
Of course if you like ocean boating it is good to be near an ocean.
My point was more about how there are people who like different things, and how weird it is that you couldn’t understand that not everyone thinks like you do.
I may have mentioned trip to Jaco, Costa Rica. Right on the beach. Not as ‘soft’ as Siesta Key, but was 90 degrees in the water. I went in every day. Florida beach water will be way too cold for me most of the year to go in for extended periods of time.
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Sharks? Shells? Topless women?
Quote: rxwine
Sharks? Shells? Topless women?
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Are any of these appealing after the first afternoon?
Quote: DieterQuote: rxwine
Sharks? Shells? Topless women?
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Are any of these appealing after the first afternoon?
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I doubt if the shark is interested after it tries human food for the first time.
Quote: SOOPOOFor those who don't know me, in a few weeks I'm ending a 30 year career as a clinical anesthesiologist. It means every working day I've gone to work, putting people to sleep, or doing epidurals or spinals, or nerve blocks, so that patients can have some sort of surgical procedure. I won't be doing it anymore as of my birthday, August 30. My wife and I are likely going to be snowbirds, living 5-6 months in Buffalo and 6-7 months somewhere else.
I always thought that somewhere else would likely be Vegas, as I have a bunch of friends that already moved there. But weather is very important to the wife, and her perception of Vegas winter weather is it is not warm enough. She has some experience with Naples, Florida, and has been aiming us that way.
She has spoken with a bunch of her patients who happen to live in The Villages, and all have given it glowing reports. It is just north of Orlando, so it does not have as warm a winter climate as Naples.
So we are going there for a 5 day vacation. For just $99 a night you get a two bedroom villa, a golf cart, two bicycles, unlimited free golf, entertainment, pools, tennis, etc....
They obviously are going to try and sell us a place. I am interested in what's available, cost, etc.....
We are also going to go to Naples for 4 days, and have a real estate agent take us around.
Anyone have any experience or knowledge of The Villages or Naples?
I still feel young, but I am not foolish enough to believe that that will change. Is it a negative that ALL the community members are 55+? (spouses can be younger, as mine...)
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I’m bumping this thread rather than continue hijacking the other thread.
Billy, I’m surprised you found it expensive. I find it CHEAP compared to other retirement areas. Last time down, near our house (AirBNB or VRBO) was a smaller house for sale. Two bedrooms, small lanai, two bathrooms, 1.5 car garage, well manicured lawn, etc..). Too small for us, no extra (pool, hot tub, view). But was listed for only $250k. I popped in the open house and broker ‘implied’ $235 cash takes it today.
Anyway, the house I did buy is nearly twice as big, 2.5 car garage. Built in inground hot tub. Big lanai. On a ‘turtle preserve’. 3 BR. Extra ‘den’ type room which can house a sleeper if we have need for a 4th bedroom for a few days.
Coincidentally, the house will only cost as much as around what I could get if I was selling my much smaller house in Buffalo suburb.
The HOA fees are only $195 a month. If Iwas content on just playing on the 40+ 9 hole golf courses they are FREE for all who live in the Villages. The regular style 18 hole courses are great for us old guys who think we are good, but rather not pay $100 a round. Depending on season I think between $25 and $50? There are also a gazillion community pools, country club pools, bocce, Pickleball, tennis, shuffleboard, basketball courts included. And 7 huge rec centers for dance classes, pottery, bridge club, chess club, painting, etc…. They have built now 4 huge squares with free nightly entertainment 364 nights a year ( none Christmas Eve I think).
The Restaurants in the town squares are uniformly good, and maybe 25 -50% cheaper than equivalent options in my hometown. I’m guessing if you are from NY or Chicago they will seem almost free!
You can get to a Publix, Walmart, Target, Home Depot, Barnes and Noble, etc…. ALL by golf cart. I’ve met a couple (way richer than me) who don’t even own a car in Florida when they are there for their 6.1 months.
I can’t be sure I am going to love it as much as I think I will. But I’ve been wanting to do this for 5 years….. Going from mortgage free to a mortgage…. Two property taxes…. Two lawn guys…. two AC’s to worry about, two home insurances…. I know I’ve prepared but it will still be a shock!
As far as hurricanes, of course there is some risk. But it is pretty far from the coast. (Tell that to the people in Western North Carolina). Hurricanes were a real factor in picking the Villages over the Panhandle or where DRich is.
Good luck with your purchase.
I pay $250 a month and I get very, little.Quote: SOOPOO
The HOA fees are only $195 /link]
Quote: SOOPOO
As far as hurricanes, of course there is some risk. But it is pretty far from the coast. (Tell that to the people in Western North Carolina). Hurricanes were a real factor in picking the Villages over the Panhandle or where DRich is.
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You're probably at higher risk of getting hit in the head with a golf ball. (might want to check your policy for that one)
Though seriously, probably likely your risk is tornadoes more than hurricanes. As long as you don't hear a freight train coming and no railroad nearby.
I don't think water is overrated, I just think FL is.Quote: EvenBobQuote: DRichQuote: terapined
I'd stay away from Naples, too close to the water with climate change
I couldn't imagine why someone would want to live in Florida and not be by the water.
link to original post
Water is very overrated. I lived in Santa Barbara for years and you get used to the ocean really really fast. Water is very boring to me. I don't get what's so enticing about a big flat shiny surface. Mostly all you can do is look at it so why not just get a big picture and hang it on the wall. What's the difference.
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I'm not into Florida beaches, but I do love some Washington beaches with coves, cliffs, lots of driftwood, big rocks you can climb, tide pools with all the trapped sea creachers all while surrounded by the forest. We spent a lot of time at Larrabee state park and various other Washington beaches this summer.
https://www.tripadvisor.com/Attraction_Review-g58350-d258718-Reviews-Larrabee_State_Park-Bellingham_Washington.html
PNW forever!!
Quote: billryanThe Villages led the nation in residents hit by lightning a few years back. Not sure if they retain that title.
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God hates retired doctors and lawyers and he really hates the Villages..
Quote: AxelWolfI pay $250 a month and I get very, little.Quote: SOOPOO
The HOA fees are only $195 /link]
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My sister lives at Leisure World in So Cal. Her HOA monthly dues are $900/month. Only one golf course there. Seems like a huge rip off to me., but it is what it is.
tuttigym
If I move full time there is the Florida summers. I know I’d adapt pretty quickly. Golf early. Pool/hot tub later. Nap after. Air conditioned clubhouse, or movie theater, or stores, or restaurants, or mostly….my house.
The owners of The Villages are geniuses. They make most of their money by buying cheap land in the area, and developing it into $100,000 an acre land. Because of the desirability of all the things I’ve mentioned. I think I read that the original owning family is worth over $4 billion.
Quote: billryanOne of the problems I have with the Villages is that there is no local government. What should be towns with elected government is instead a fiefdom run by a family.
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I have NO PROBLEM with that. Or whatever HOA rules AZ Duffman would be railing against. The END RESULT is a great place to live. It’s funny that I am responding to you, the man who intentionally interacts with the downtrodden homeless in your area. Maybe I’m lesser than you, but I know I’ll be happy to live in a community that would not tolerate a homeless encampment. I’ll be happy seeing all the lawns mowed, no garish buildings, and a gazillion golf courses. There are certain pools I won’t be allowed to take my granddaughter to. Oh well, I’ll go to the others. But when wifey and I are with visiting adult friends it will be nice to go to kid free pool.
I’ve tried to think of a single HOA type restriction that I will care about in a negative way.
Quote: MDawgI guess I'm too young because I have never even heard of The Villages but if you may buy a house there in FL for only a couple or few hundred K, what's the catch? Is it in some terrible area? High HOA or other fees?
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I’ve been there 5 or 6 times. The cheap house I mentioned I’m sure would look like a gardeners house on your mansions property. Much too small for you or me to really even consider. I mentioned above the general business model. Owner buys plot of useless land. Develops it. Builds houses on it. Makes tens of millions. So low HOA fees. Free golf.
I had heard of The Villages decades before I was even thinking about moving. There was the Nancy Lopez commercial. Played endlessly during golf tournaments.
By terrible area, it is in anything but. Every common area is mowed and flowered. Every house is clean looking. (Cue EB finding one house with a brown lawn).
At your price point (let’s say $1.5 million) you can get a 3,000 SF 4BR 3BA 3 car garage overlooking lake on golf course with your own lanai covered pool/hot tub combo.
I highly doubt it would ever be for you. There is the psychological aspect of being in a ‘retirement’ community. I am fine with it.
Quote: SOOPOOQuote: billryanOne of the problems I have with the Villages is that there is no local government. What should be towns with elected government is instead a fiefdom run by a family.
link to original post
I have NO PROBLEM with that. Or whatever HOA rules AZ Duffman would be railing against. The END RESULT is a great place to live. It’s funny that I am responding to you, the man who intentionally interacts with the downtrodden homeless in your area. Maybe I’m lesser than you, but I know I’ll be happy to live in a community that would not tolerate a homeless encampment. I’ll be happy seeing all the lawns mowed, no garish buildings, and a gazillion golf courses. There are certain pools I won’t be allowed to take my granddaughter to. Oh well, I’ll go to the others. But when wifey and I are with visiting adult friends it will be nice to go to kid free pool.
I’ve tried to think of a single HOA type restriction that I will care about in a negative way.
link to original post
This is why BR sells so many different flavors. Some people like a local government, subject to the will of the people, and others don't.
Quote: SOOPOO
At your price point (let’s say $1.5 million) you can get a 3,000 SF 4BR 3BA 3 car garage overlooking lake on golf course with your own lanai covered pool/hot tub combo.
I have a small 2000 sqft home in Florida with pool and hot tub on my lanai that was about $500k which was overpriced but I bought at the top of the market. Same house could be had for around $400k today.
Quote: MDawgI guess I'm too young because I have never even heard of The Villages but if you may buy a house there in FL for only a couple or few hundred K, what's the catch? Is it in some terrible area? How many S/F? High HOA or other fees?
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It's a New York/Northeastern thing. The Villages are built on former horse farms, for the most part. They are north of Orlando and south of Ocala. They are planned master communities that were originally marketed heavily to middle-class, mostly civil service types—lots of retired firemen, cops, and teachers. There are now a few dozen "villages", some still geared t middle class retirees, but many bigger homes have been built, for richer retirees. There are a gazillion activities and "free golf".
It's a very nice place to live, but that part of Florida is notorious for its lightning storms, and it's not particularly close to Orlando airport, so if you travel regularly, it's not ideal. Population-wise, it is a small city and should have a separate government, but Florida gave it a special designation similar to what Disney had until a year or so ago. I looked into it ten years ago, so that might have changed.
The first time I stayed there, my aunt warned me about one pool that she said should be avoided. Of course, that made me go there, and to my surprise, people were smoking pot.
While I was there, my two cousins came. One was in her early thirties and her sister was about 25. Two residents gave them a hard time as evidently that pool is thirty and over or some such.
We tried to get my mom to move there, as her brother and one sister lived there for part of the year. It would have been good for her.
They have everything from cottages to villa's. My uncle owns a villa and it is impressive.
Quote: billryanOne of the problems I have with the Villages is that there is no local government. What should be towns with elected government is instead a fiefdom run by a family.
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A fiefdom run by a family, which differs from a government... just how, exactly? A local government is also a corporation.
As Friedrich Hayek explained in his must-read The Road To Serfdom, a wealthy tycoon can cause less trouble for you than a low-paid local official with an agenda. If I make enemies in the local government, that government has judges, armed enforcers, and privileges afforded it under state law backing it up. If I make enemies at what is effectively a property management company, they are going to talk to their lawyers who are going to tell them what they need to do. If we end up in court, we will be there as equals under the law, not the position I will be in if the local police come knocking on my door after I asked too many questions about municipal employment and contracting procedures at a town meeting.
Quote: billryanQuote: SOOPOOQuote: billryanOne of the problems I have with the Villages is that there is no local government. What should be towns with elected government is instead a fiefdom run by a family.
link to original post
I have NO PROBLEM with that. Or whatever HOA rules AZ Duffman would be railing against. The END RESULT is a great place to live. It’s funny that I am responding to you, the man who intentionally interacts with the downtrodden homeless in your area. Maybe I’m lesser than you, but I know I’ll be happy to live in a community that would not tolerate a homeless encampment. I’ll be happy seeing all the lawns mowed, no garish buildings, and a gazillion golf courses. There are certain pools I won’t be allowed to take my granddaughter to. Oh well, I’ll go to the others. But when wifey and I are with visiting adult friends it will be nice to go to kid free pool.
I’ve tried to think of a single HOA type restriction that I will care about in a negative way.
link to original post
This is why BR sells so many different flavors. Some people like a local government, subject to the will of the people, and others don't.
link to original post
Not to rehash my position on HOAs but some people want lots of restrictions because they seem to be afraid of their neighbors doing something they do not like so they want many rules. I find the types that like this spend more time inside their homes and are very busy at work. People that dislike them tend to be types who want to tinker with this or that and do not care so much what their neighbors do. My example is I prefer having been able to try to raise bees without asking vs. worrying if the neighbors paint their place a color I do not like.
The Villages, though, are an HOA on steroids. People moving there want not just an "orderly neighborhood" but a retirement that is a tad like a forever vacation. A ready made social life. If you want pools, golf, and activities you are wanting to pay the HOA fees for all of this. You could do most of the same at the Y, but you want a higher level. It is for more social people.
I was discussing this place with a couple friends earlier today of all things. I'd be eligible to move in later this year. No interest for multiple reasons, but to each his own. Taking convertible drives and relaxing at the local indie coffee place will probably be enough for me, excepting that in addition I would rather travel and return to my small living.
Quote: AZDuffmanQuote: billryanQuote: SOOPOOQuote: billryanOne of the problems I have with the Villages is that there is no local government. What should be towns with elected government is instead a fiefdom run by a family.
link to original post
I have NO PROBLEM with that. Or whatever HOA rules AZ Duffman would be railing against. The END RESULT is a great place to live. It’s funny that I am responding to you, the man who intentionally interacts with the downtrodden homeless in your area. Maybe I’m lesser than you, but I know I’ll be happy to live in a community that would not tolerate a homeless encampment. I’ll be happy seeing all the lawns mowed, no garish buildings, and a gazillion golf courses. There are certain pools I won’t be allowed to take my granddaughter to. Oh well, I’ll go to the others. But when wifey and I are with visiting adult friends it will be nice to go to kid free pool.
I’ve tried to think of a single HOA type restriction that I will care about in a negative way.
link to original post
This is why BR sells so many different flavors. Some people like a local government, subject to the will of the people, and others don't.
link to original post
Not to rehash my position on HOAs but some people want lots of restrictions because they seem to be afraid of their neighbors doing something they do not like so they want many rules. I find the types that like this spend more time inside their homes and are very busy at work. People that dislike them tend to be types who want to tinker with this or that and do not care so much what their neighbors do. My example is I prefer having been able to try to raise bees without asking vs. worrying if the neighbors paint their place a color I do not like.
The Villages, though, are an HOA on steroids. People moving there want not just an "orderly neighborhood" but a retirement that is a tad like a forever vacation. A ready made social life. If you want pools, golf, and activities you are wanting to pay the HOA fees for all of this. You could do most of the same at the Y, but you want a higher level. It is for more social people.
I was discussing this place with a couple friends earlier today of all things. I'd be eligible to move in later this year. No interest for multiple reasons, but to each his own. Taking convertible drives and relaxing at the local indie coffee place will probably be enough for me, excepting that in addition I would rather travel and return to my small living.
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Before Social Security most people could not afford to retire. They worked until they dropped. Or they worked until they couldn't work anymore and went to live with a relative. My dad's family always had one or two old people living in the family house in West Virginia. They would do whatever they could to help but they had no place else to go. Retirement is a relatively new concept. I'll never retire I don't see the point of it. I like being busy everyday, busy busy busy.
Quote: EvenBobRetirement is a relatively new concept. I'll never retire I don't see the point of it. I like being busy everyday, busy busy busy.
I think most people consider retirement as not having to earn money to live at a standard they are comfortable with. My ideal retirement will include traveling, beaches, boating, fishing, and watching sports. Hopefully in four more years at age 62 I can achieve that.
Quote: DRichQuote: EvenBobRetirement is a relatively new concept. I'll never retire I don't see the point of it. I like being busy everyday, busy busy busy.
I think most people consider retirement as not having to earn money to live at a standard they are comfortable with. My ideal retirement will include traveling, beaches, boating, fishing, and watching sports. Hopefully in four more years at age 62 I can achieve that.
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Change your last sentiment. In four more years, at age 62, I WILL ACHIEVE THAT. You got 48 months.
Quote: billryanQuote: DRichQuote: EvenBobRetirement is a relatively new concept. I'll never retire I don't see the point of it. I like being busy everyday, busy busy busy.
I think most people consider retirement as not having to earn money to live at a standard they are comfortable with. My ideal retirement will include traveling, beaches, boating, fishing, and watching sports. Hopefully in four more years at age 62 I can achieve that.
link to original post
Change your last sentiment. In four more years, at age 62, I WILL ACHIEVE THAT. You got 48 months.
link to original post
I can't, I am a realist and understand there is a chance I will be dead before then.
Quote: DRichQuote: billryanQuote: DRichQuote: EvenBobRetirement is a relatively new concept. I'll never retire I don't see the point of it. I like being busy everyday, busy busy busy.
I think most people consider retirement as not having to earn money to live at a standard they are comfortable with. My ideal retirement will include traveling, beaches, boating, fishing, and watching sports. Hopefully in four more years at age 62 I can achieve that.
link to original post
Change your last sentiment. In four more years, at age 62, I WILL ACHIEVE THAT. You got 48 months.
link to original post
I can't, I am a realist and understand there is a chance I will be dead before then.
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You need to recognize the power of positive drinking.
Quote: DRichQuote: billryanQuote: DRichQuote: EvenBobRetirement is a relatively new concept. I'll never retire I don't see the point of it. I like being busy everyday, busy busy busy.
I think most people consider retirement as not having to earn money to live at a standard they are comfortable with. My ideal retirement will include traveling, beaches, boating, fishing, and watching sports. Hopefully in four more years at age 62 I can achieve that.
link to original post
Change your last sentiment. In four more years, at age 62, I WILL ACHIEVE THAT. You got 48 months.
link to original post
I can't, I am a realist and understand there is a chance I will be dead before then.
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I thought that was your goal to die early. Now you're saying you want to retire and do all these things you listed. Make up your mind
Quote: EvenBobQuote: AZDuffmanQuote: billryanQuote: SOOPOOQuote: billryanOne of the problems I have with the Villages is that there is no local government. What should be towns with elected government is instead a fiefdom run by a family.
link to original post
I have NO PROBLEM with that. Or whatever HOA rules AZ Duffman would be railing against. The END RESULT is a great place to live. It’s funny that I am responding to you, the man who intentionally interacts with the downtrodden homeless in your area. Maybe I’m lesser than you, but I know I’ll be happy to live in a community that would not tolerate a homeless encampment. I’ll be happy seeing all the lawns mowed, no garish buildings, and a gazillion golf courses. There are certain pools I won’t be allowed to take my granddaughter to. Oh well, I’ll go to the others. But when wifey and I are with visiting adult friends it will be nice to go to kid free pool.
I’ve tried to think of a single HOA type restriction that I will care about in a negative way.
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This is why BR sells so many different flavors. Some people like a local government, subject to the will of the people, and others don't.
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Lots of people work part time in retirement. You stay busy but you are not breaking your back daily. Or they do a volunteer gig like drive for Meals on Wheels. I'd maybe work at Starbucks just long enough to learn to make the drinks. Problem some guys run into there is they are good enough worker they have more hours forced on them or/and get asked to go into management and are back where they started. I met a guy who that happened to, he wanted to do a little pest control on his own. Eventually he was looking for a retired guy to help him handle all the business he had.
Fate tells me I will die like a month before I can retire and enjoy.
Not to rehash my position on HOAs but some people want lots of restrictions because they seem to be afraid of their neighbors doing something they do not like so they want many rules. I find the types that like this spend more time inside their homes and are very busy at work. People that dislike them tend to be types who want to tinker with this or that and do not care so much what their neighbors do. My example is I prefer having been able to try to raise bees without asking vs. worrying if the neighbors paint their place a color I do not like.
The Villages, though, are an HOA on steroids. People moving there want not just an "orderly neighborhood" but a retirement that is a tad like a forever vacation. A ready made social life. If you want pools, golf, and activities you are wanting to pay the HOA fees for all of this. You could do most of the same at the Y, but you want a higher level. It is for more social people.
I was discussing this place with a couple friends earlier today of all things. I'd be eligible to move in later this year. No interest for multiple reasons, but to each his own. Taking convertible drives and relaxing at the local indie coffee place will probably be enough for me, excepting that in addition I would rather travel and return to my small living.
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Before Social Security most people could not afford to retire. They worked until they dropped. Or they worked until they couldn't work anymore and went to live with a relative. My dad's family always had one or two old people living in the family house in West Virginia. They would do whatever they could to help but they had no place else to go. Retirement is a relatively new concept. I'll never retire I don't see the point of it. I like being busy everyday, busy busy busy.
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Quote: EvenBob
I thought that was your goal to die early.
I have no idea why you would think that.
Quote: MDawgI more got the impression that D.Rich expected to or wouldn't be surprised if he died soon.
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Wouldn't you be surprised if you woke up dead? I can't think of many worse ways to start the week.
Quote: DRichQuote: EvenBob
I thought that was your goal to die early.
I have no idea why you would think that.
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Because every time you're challenged about the junk food that you eat you always say that you're going to die early anyway so you don't care. How many times have you said that, hundreds? So because you make absolutely no attempt to eat a healthy diet I assumed your goal was to die early.
Given that D.Rich tends to be a straight shooter and doesn't put on any airs about himself or his limitations, I assume he was serious.
Quote: SOOPOOQuote: billryanOne of the problems I have with the Villages is that there is no local government. What should be towns with elected government is instead a fiefdom run by a family.
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I have NO PROBLEM with that. Or whatever HOA rules AZ Duffman would be railing against. The END RESULT is a great place to live. It’s funny that I am responding to you, the man who intentionally interacts with the downtrodden homeless in your area. Maybe I’m lesser than you, but I know I’ll be happy to live in a community that would not tolerate a homeless encampment. I’ll be happy seeing all the lawns mowed, no garish buildings, and a gazillion golf courses. There are certain pools I won’t be allowed to take my granddaughter to. Oh well, I’ll go to the others. But when wifey and I are with visiting adult friends it will be nice to go to kid free pool.
I’ve tried to think of a single HOA type restriction that I will care about in a negative way.
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There is one "restriction" that might give you pause: Assessments. If there is an incident that is NOT covered by insurance or exceeds the HOA's liability, the HOA Board can levy an assessment on all the homeowners.
Example: A flood, wind, or liability event that destroys and/or damages common areas to the tune of huge $$$. The available insurance is inadequate or unresponsive. The Board can levy fees against the HO which must be paid.
tuttigym
Quote: EvenBob
Because every time you're challenged about the junk food that you eat you always say that you're going to die early anyway so you don't care. How many times have you said that, hundreds? So because you make absolutely no attempt to eat a healthy diet I assumed your goal was to die early.
You assumed wrong. I do not want to die, and it is not my goal, I just don't care if I die.
It can work the other way, as well. A timeshare I ought for a dollar had assessed each owner $2500 for storm damage. The repairs cost half that and I got a check for about $1100. Management said the checks were cut to the current owners and told me to track down the old owner if I didn't want the check.
That's a chance you take any time you buy into a group.
I am a disabled vet.
In order for my wife to continue receiving my benefits after my death, I must die from one of my service connected disabilities.
I have diabetes and Agent Orange is associated with causing diabetes.
I told my wife that if I die in an car crash to make sure that the coroner writes that I died from diabetes.