Living in Vegas rant
Quote: ZenKinGMy credit is fine, i never owed anyone A DIME my whole life. I pay everything in full upfront, regardless of what it is. I don't believe in payments, mortgages, interest payments, none of that garbage that all it does is suck you into a web of being a slave debtor to the system. You should know from my posting history, I dont believe in loans or buying things IF I don't have the money for it. I never had a credit card either. This isn't about credit. They are sending me walking for not having a job so either I pay the whole lease upfront, which I'll never do, or get shown the door.
I guess I could get some delivery job for 2 weeks to get my foot in the door and then quit the job after I've been approved.
So you pay for everything up front, but are upset that they want everything up front? You don’t like credit, but you are upset that they won’t give you credit?
Your credit might be fine, but that is a future estimate that has no record to back it up. If what you are saying is true, then you are what is called a “ghost”, and ghosts are high risk. YOU might not be a high risk, but your profile is.
I guess when we fought the american revolution, our founding fathers shouldve just said 'you know what, its not worth it, lets just continue to be raped by britain for centuries to come'. Bunch of droned out sheep these days that are 'satisfied' and 'comfortable' with their lives and their fake freedom and so pass it down to the next generation. Just keep kicking the can down the road everyone. At least our founding fathers died noble men with something they were proud about fighting for. 99% of people today make millions and billions but guess what all the paper in the world is not a life worth living. All these billionaires die and died pathetic men who sold their soul for a dollar throughout the way to get more paper in their wallet. Just a bunch of droned out money hungry immoral people today.
Fight for something or die for nothing. My stance will NEVER change. This isnt because im 'young and naive'. Im still waiting for the day when my parents told me ill say they were right one day. Still waiting... Its time to cut your losses people. Im probably one of the few that ever lived that knew how to succeed in life by the time i became a teenager. Naive doesnt exist with me. Theres no needing to grow up either.
Seriously though... If you play the game right, people will pay you to loan money. It's a dream for someone sitting on a stack of cash.
Imagine a world where you can pretty much ask for anything and the answer is always yes... AND they will give you a discount for taking the thing you want. That's what beating the credit game looks like.
Just think about it like another AP move. The lender is betting you don't have the cash and you'll end up paying them interest... But you do have the cash, so they are fools.
Quote: ZenKinGTo everyone replying, 'thats just how it is', 'thats just how society works'. You guys are the EXACT reason this society is trash. God bless our founding fathers who died for the freedom we have today or whatever is left of it. You guys are all a disgrace. Be the change you want to see in the world regardless if you think it will change anything.
I guess when we fought the american revolution, our founding fathers shouldve just said 'you know what, its not worth it, lets just continue to be raped by britain for centuries to come'. Bunch of droned out sheep these days that are 'satisfied' and 'comfortable' with their lives and their fake freedom and so pass it down to the next generation. Just keep kicking the can down the road everyone. At least our founding fathers died noble men with something they were proud about fighting for. 99% of people today make millions and billions but guess what all the paper in the world is not a life worth living. All these billionaires die and died pathetic men who sold their soul for a dollar throughout the way to get more paper in their wallet. Just a bunch of droned out money hungry immoral people today.
Fight for something or die for nothing. My stance will NEVER change. This isnt because im 'young and naive'. Im still waiting for the day when my parents told me ill say they were right one day. Still waiting... Its time to cut your losses people. Im probably one of the few that ever lived that knew how to succeed in life by the time i became a teenager. Naive doesnt exist with me. Theres no needing to grow up either.
I'm sure you don't understand it, but most everything you write in most of your posts and topics is off base.
Nobody has fought for you to be able to do anything you want and live by rules you think are best. You do have the right to Express your thoughts. You do not have any right to live in someone else's property and them just go by your word that you will pay. You are high risk. You have no probable income. You have barely average credit. It seems you have no other savings except your bankroll. You are a bad run away from moving home with Mom and Dad.
By 24 I owned my first home with $30,000 equity when I sold it a few years later. I had Social Security earnings so I'd have a supplemental income to all other retirement saving and accounts. I've had great paid vacations to places like Mexico, The Bahamas, Maui and more.
Now, plenty of home equity still, 401k's, no car payment, no credit card debt, no loans except for a home loan. 800+ credit score.
The American dream is alive and well. Millions and millions of people thrive and billions would love to live here.
I would suggest you seek a mentor or someone to guide you with options. Mike has offered you to contact him, I'd talk to you and I'm sure others both in the AP world and out would as well.
You need to adjust your path and mindset before it's too late. I promise you, you do not have all the answers and are not the only or best at anything you are doing. Take some advice from those with experience and knowledge. I'll even set you up with a talk with a professional business/life coach who was a Team Captain on the UNLV football team, worked his way up at Mirage from pool boy to Vice President of Marketing and Casino Host for Charles Barkley, Tiger Woods and many other huge stars. He now owns multiple location business, among other things. This guy succeeds at EVERYTHING he does. It would probably be the best hour conversation you will ever have.
ZCore13
Quote: Zcore13I'm sure you don't understand it, but most everything you write in most of your posts and topics is off base.
Nobody has fought for you to be able to do anything you want and live by rules you think are best. You do have the right to Express your thoughts. You do not have any right to live in someone else's property and them just go by your word that you will pay. You are high risk. You have no probable income. You have barely average credit. It seems you have no other savings except your bankroll. You are a bad run away from moving home with Mom and Dad.
By 24 I owned my first home with $30,000 equity when I sold it a few years later. I had Social Security earnings so I'd have a supplemental income to all other retirement saving and accounts. I've had great paid vacations to places like Mexico, The Bahamas, Maui and more.
Now, plenty of home equity still, 401k's, no car payment, no credit card debt, no loans except for a home loan. 800+ credit score.
The American dream is alive and well. Millions and millions of people thrive and billions would love to live here.
I would suggest you seek a mentor or someone to guide you with options. Mike has offered you to contact him, I'd talk to you and I'm sure others both in the AP world and out would as well.
You need to adjust your path and mindset before it's too late. I promise you, you do not have all the answers and are not the only or best at anything you are doing. Take some advice from those with experience and knowledge. I'll even set you up with a talk with a professional business/life coach who was a Team Captain on the UNLV football team, worked his way up at Mirage from pool boy to Vice President of Marketing and Casino Host for Charles Barkley, Tiger Woods and many other huge stars. He now owns multiple location business, among other things. This guy succeeds at EVERYTHING he does. It would probably be the best hour conversation you will ever have.
ZCore13
Good read Z for most of us, but directed to the King, you wasted your time. Like all of us, you are a disgrace to the King.
If we ignored him, he may go away but we all love a train wreck and want to see how it ends.
And in case anyone forgets, I had “living on or under an overpass” first.
Quote: ZenKinGIm probably one of the few that ever lived that knew how to succeed in life by the time i became a teenager.
Are you sure about that? Judging from your posts here, it sounds like you're on the verge of being jobless, broke, and homeless.
Sorry, the whole thing sounds like a remarkably selfish existence, and if that is what represents principles in your life, well, how nice for you.
Quote: MoscaOkay, then let me ask you: exactly how does making a living “playing cards” and not paying taxes (which has been implied and which you have not challenged) contribute to ANYTHING other than yourself? It doesn’t help change anything, and it doesn’t contribute to anything. It simply allows you to exist.
Sorry, the whole thing sounds like a remarkably selfish existence, and if that is what represents principles in your life, well, how nice for you.
To be fair, Zen is only in his 20's. According to Madea, 20's are when you're SUPPOSED to be self absorbed and indulgent. 30's is when you start to gain wisdom. ;)
Quote: NathanQuote: MoscaOkay, then let me ask you: exactly how does making a living “playing cards” and not paying taxes (which has been implied and which you have not challenged) contribute to ANYTHING other than yourself? It doesn’t help change anything, and it doesn’t contribute to anything. It simply allows you to exist.
Sorry, the whole thing sounds like a remarkably selfish existence, and if that is what represents principles in your life, well, how nice for you.
To be fair, Zen is only in his 20's. According to Madea, 20's are when you're SUPPOSED to be self absorbed and indulgent. 30's is when you start to gain wisdom. ;)
You made that one too easy.
Quote: MoscaOkay, then let me ask you: exactly how does making a living “playing cards” and not paying taxes (which has been implied and which you have not challenged) contribute to ANYTHING other than yourself? It doesn’t help change anything, and it doesn’t contribute to anything. It simply allows you to exist.
Sorry, the whole thing sounds like a remarkably selfish existence, and if that is what represents principles in your life, well, how nice for you.
Hey now, dont you go using logic.
He seems to be a poster child for "How not to play the cards you've been dealt" yet he blames others for his inability to get traction in life.
Him being unable to find intrinsic satisfaction in the daily events which unfold in his life is nobody's problem but his own.
Moving to Las Vegas, trying to reinvent himself as the best counter in the world (while the real AP's have broadened their game far beyond counting): yeah, great plan.
The world, simply stated, is the way it is; successful guys recognize this, develop a congruent plan and run with it, whereas those who cannot succeed typically deny the realities of life, wish things were different, and stamp their ruby red slippers while standing in quicksand.
Quote: MrVThe latest ZK rant is just too funny.
He seems to be a poster child for "How not to play the cards you've been dealt" yet he blames others for his inability to get traction in life.
Him being unable to find intrinsic satisfaction in the daily events which unfold in his life is nobody's problem but his own.
Moving to Las Vegas, trying to reinvent himself as the best counter in the world (while the real AP's have broadened their game far beyond counting): yeah, great plan.
The world, simply stated, is the way it is; successful guys recognize this, develop a congruent plan and run with it, whereas those who cannot succeed typically deny the realities of life, wish things were different, and stamp their ruby red slippers while standing in quicksand.
Except he actually picked the cards, and now he is unhappy with his choices.
Let's rant on how all the banks are just a bunch of thirves and have our tax dollars bail them out. We all need to use cash more rather than relying on the banks so much.
Quote: TigerWuAre you sure about that? Judging from your posts here, it sounds like you're on the verge of being jobless, broke, and homeless.
I was thinking that too. His posts
are what losers say, not winners.
Go into a homeless camp and
you'll find people who sound just
like this, ranting all day long about
'the system'.
Quote: MaxPenIf ZenKing was half as good as he claims, he could participate in the system for a few years
In a few years it will be for worse
that it is now. Cash won't be taken
in most places, you better be in
the system or you're screwed.
Getting +EV on credit cards is bush league. Debt leveraging is a whole other level, but it's how the rich get richer.
Don't try to game extra miles out of a credit card. Aim higher.
Quote: billryanDon't try to game extra miles out of a credit card. Aim higher.
There's no reason not to take advantage of credit card benefits, regardless of how rich or poor you are. Pay them off every month and it's literally free money.
Quote: billryanI've never heard a rich person who claims to have gotten that way from gaming credit cards.
I’ve never heard anyone repeat Dave Ramsay quotes on a gambling forum.
Quote: TigerWuThere's no reason not to take advantage of credit card benefits, regardless of how rich or poor you are. Pay them off every month and it's literally free money.
You are correct. However, I find people who watch their pennies often miss out on bigger opportunities.
As far as quoting Dave Ramsey goes, the man literally changed my life. I cut my expenses in half and saved enough to retire pretty early
Quote: billryanAs far as quoting Dave Ramsey goes, the man literally changed my life. I cut my expenses in half and saved enough to retire pretty early
I used to listen to him quite a bit, and I think his financial sdvice is mostly solid, but I stopped listening because of the weird and fanatically religious advice he would give about other personal issues.
The final straw for me was when a woman called in and said her husband had been watching porn, and he went on a rant about how sick and ungodly porn is, and that she should hire a lawyer and divorce him over it.
Quote: GWAEIf he is a winning player then he should be paying taxes and would have a taxable income. Considering that he has never complained about writing a quarterly check to the IRS I am pretty sure that he is not.
doubt he is reporting. Pretty sure his wins are not over a cage reporting requirement. Just my opinion
Quote: gamerfreakI’ve never heard anyone repeat Dave Ramsay quotes on a gambling forum.
LMAO at this post! :D
The only Ramsay I am interested in is a bad attitude, foul mouthed, bad tempered Chef named Gordon. ;)
Quote: gamerfreakI used to listen to him quite a bit, and I think his financial sdvice is mostly solid, but I stopped listening because of the weird and fanatically religious advice he would give about other personal issues.
The final straw for me was when a woman called in and said her husband had been watching porn, and he went on a rant about how sick and ungodly porn is, and that she should hire a lawyer and divorce him over it.
I have not heard even a tenth of his broadcasts so I can only say it doesn't sound like anything I've heard him say. I'm sure I never heard porn come up as a question though and he does have some strange views. His approach to money works for me. I'm sure it isn't for everyone.
Many people who said AirBNB is def right..there are some who does do long term
Im actually in the process of moving to a new place in Southern Vegas. But im not sure youll make a good roommate
Quote: GlenGWhat an interesting thread.
Many people who said AirBNB is def right..there are some who does do long term
Im actually in the process of moving to a new place in Southern Vegas. But im not sure youll make a good roommate
Oh, that's a thought....you, a Strip dealer, and ZK.
Still laughing. ..
Sorry. OK, got it.
Quote: beachbumbabsOh, that's a thought....you, a Strip dealer, and ZK.
Still laughing. ..
Sorry. OK, got it.
Know anyone in showbiz? We can make a sitcom. Ill hire Nathan to write the script
Quote: prozemaI think Dave Ramsey gives great financial advice for a large subset of the people in the US.
I've never listened to him, but I've heard that he gives good advice for people who are terrible with money, and terrible advice for people who are good with money.
Quote: TigerWuI've never listened to him, but I've heard that he gives good advice for people who are terrible with money, and terrible advice for people who are good with money.
That's a good way to put it. His
show is money advice for
the clueless. But if you already
know what you're doing, some
of his advice is dopey.
Quote: TigerWuI've never listened to him, but I've heard that he gives good advice for people who are terrible with money, and terrible advice for people who are good with money.
The problem is 99% of those bad with money won’t change a thing listening to him. I’m happy for the 1% who actually make a change in their lives. But there nothing Ramsey preaches that isn’t common sense or easily found elsewhere.
Quote: TigerWuI've never listened to him, but I've heard that he gives good advice for people who are terrible with money, and terrible advice for people who are good with money.
For me, he got me off of one path and on to another. He taught me things I should have learned years earlier, but didn't. I don't think he offers much advice to people with money, that's not his bailiwick. His mission is to help people drowning in debt.
As much as I have listened to him, I've never heard him give terrible advice.
The second one was less successful as about half dropped out. It's a shame as I wish I had learned at 25 what it took me to almost 50 to realize. Helping young couples realize that a house of their own is within reach is pretty satisfying. Beats the heck out of knocking around some deadbeat.
Quote: billryanHis mission is to help people drowning in debt.
Ramsey is exactly like a drug counselor.
He preaches to people that have a
problem, and his advice only applies
to them.
AA or substance abuse help would do
me no good because I don't have those
problems. I don't like Ramsey because
he interjects his Christian nonsense
into his dialog, which is totally irrelevant.
Quote: billryanHis mission is to help people drowning in debt.
But but but, debt and credit is such a wonderful thingggg!. Debt? Never heard of her.
Okay, has some good advice over all. I mean the gist of his no dept message he sprouts. How annoying are they callers who say, "I'm debt free"? *puke.
90%.of them were riddle with debt until their parents died.
Seriously, if you have tuned Into 3 of his shows, you have heard them all.
IIRC he was suggesting people invest in fannyMay and some other stuff..
How did all that fair?
Quote: ZenKinGBut but but, debt and credit is such a wonderful thingggg!. Debt? Never heard of her.
Debt can be good and it can be bad. Just like many things in this world. Red wine (supposedly) is good for you in moderation, like a few glasses a week. That doesn't mean one bottle per night is good for you, though. I'd say using social media to connect with friends, texting on your phone, and that kind of thing is good in general, but becoming addicted to those things where you've obsessively checking it 24/7 is not good. Water is healthy to drink, but that doesn't mean trying to drink 10 gallons a day is healthy, it's the exact opposite (people have died from over drinking water). I can go on, but hopefully I've made my point.
Debt, when accrued properly, can be a good thing. It can definitely be bad, especially if you're using it above your means. But it can also definitely be a good thing. Instead of using all of my money right now to buy a house, for instance, I can get a mortgage and only put down a percentage of what I would have. Or better yet, instead of saving up money for the next 20 years to buy a house in full, I can buy one now and make payments over the next 20 years.
The problem is when people use credit in a devastating way, generally where they're paying off the minimum payment on credit cards or don't get a good rate on a loan or get a loan on something they shouldn't even be buying.
If you want to pay for everything in cash, that's fine, go right ahead. But to do so safely, you're going to need a lot of money and that's going to take time. If you want to buy a $200k house, you can't just save up till you have $200k to buy it in cash. You'll need plenty more than that $200k in order to keep APing.
Quote: ZenKinGBut but but, debt and credit is such a wonderful thingggg!.
Used correctly, that's true. The original
John Rockefeller got to be the richest
man the world will ever see, on credit
and borrowing money. His credo was,
only a fool risks his own money.
So he got some small success, and the
banks started to trust his judgement,
and he made his fortune on the risk
of other people.
Risk. A concept you should study.
Good debt = owning real estate that makes financial sense
Bad debt = overextending your means to have a nicer car
100x leverage on bitcoin on an exchange = maybe good or maybe bad
Quote: djatc100x leverage on bitcoin on an exchange = maybe good or maybe bad
I am reminded of "tulip mania."
Quote: AxelWolfRamey..
Okay, has some good advice over all. I mean the gist of his no dept message he sprouts. How annoying are they callers who say, "I'm debt free"? *puke.
90%.of them were riddle with debt until their parents died.
Seriously, if you have tuned Into 3 of his shows, you have heard them all.
IIRC he was suggesting people invest in fannyMay and some other stuff..
How did all that fair?
You recall incorrectly.
If you read my entire post at all, you'd even understand why THIS post you made is just naive.Quote: ZenKinGTo everyone replying, 'thats just how it is', 'thats just how society works'. You guys are the EXACT reason this society is trash. God bless our founding fathers who died for the freedom we have today or whatever is left of it. You guys are all a disgrace. Be the change you want to see in the world regardless if you think it will change anything.
I guess when we fought the american revolution, our founding fathers shouldve just said 'you know what, its not worth it, lets just continue to be raped by britain for centuries to come'. Bunch of droned out sheep these days that are 'satisfied' and 'comfortable' with their lives and their fake freedom and so pass it down to the next generation. Just keep kicking the can down the road everyone. At least our founding fathers died noble men with something they were proud about fighting for. 99% of people today make millions and billions but guess what all the paper in the world is not a life worth living. All these billionaires die and died pathetic men who sold their soul for a dollar throughout the way to get more paper in their wallet. Just a bunch of droned out money hungry immoral people today.
Fight for something or die for nothing. My stance will NEVER change. This isnt because im 'young and naive'. Im still waiting for the day when my parents told me ill say they were right one day. Still waiting... Its time to cut your losses people. Im probably one of the few that ever lived that knew how to succeed in life by the time i became a teenager. Naive doesnt exist with me. Theres no needing to grow up either.
Go ahead, MAKE changes. WHY HAVEN'T YOU MADE CHANGES YET. Why haven't you fought the system yet? Why haven't you gotten anything done ZK??? WHY???
I don't get it. You see all the angles, and know how to fix it all, but you do NOTHING other than complain to an online forum. WHY haven't you done something yet????????
Jesus dude, people are wasting their lives trying to help you and you're spitting back in their faces. Not good.
Quote: RomesSigh... why anyone has said anything past this confuses me:
ZK, not on everything, but on several things... you're right! Here's the kicker... That's not the way the world works. You're young and naive, and I could go on and on and on about this or about that and you'd just get upset going "That's not how it should work! It's on principle!" etc etc and again, on principle you might be right, but that's not how the world works. We all go through this realization and when we're young and "smarter than everyone" want to fight the system...
Here's why most adults don't like the world:
1) ALL of us know on "principle" this or that could/should work a little differently, but bitching is the easy part. Effecting real, actual, lasting and logical change is nearly impossible. There are so many steps and hoops to jump through if you wanted to change just 1 simple thing, it would take YEARS at a minimum.
2) There are so many things that could be fixed, as you've pointed out in your 7859729845 rants. No one person could ever effectively change all of the issues in the world in their ENTIRE lifetime. Which leads me right to point #3...
3) If you only have 70-100 years on this earth, and you're in school/etc for ~25 years and retire at ~70 years that only leave 45 years for doing "work" and or effecting change. First, you have to gain credibility, maybe run for a public office, etc, etc. Your first 5-10 years of experience will not yield any results but building your network and foundation for change. This leaves you with about 35 years to attempt to effect change... to which you will ALWAYS have people fighting you. Whether it's complete morons, or because you're registered to the left or right, you will ALWAYS have people NOT want you to complete your goals. Maybe they want the credit, maybe they just don't want to see you succeed, maybe they fundamentally disagree with your change (and hey, let's pretend they're even wrong!)... doesn't matter, you will not get some things changed that you want. So you will spend 35 years fighting an ALL UPHILL BATTLE to get MAYBE a few things changed in your lifetime, to which the "other side" (doesn't matter which one) will try to diminish and reverse your changes long after you're gone, and to which YOU WILL GET NO GLORY OR THANK YOU FOR CHANGING. Why the flying f$&k would ANYONE choose to do this? i.e. you haven't, you've gone down a different path already.. so if you're not going to try to effect real change, you don't really have the right to complain or bitch about it. Which leads to my final point...
4) Acceptance. You accept the world the way it is not because you're lazy, and not because it's too hard to change (though it is), but because THAT'S NOT HOW WE WANT TO LIVE OUR LIVES. If I get 70-100 years on this earth, like HELL I'm going to spend them on inane sh*t like the aforementioned... even if I have the knowledge and wisdom to fix it all... I want to travel, experience different cultures and people, and always be in search of new knowledge and wisdom. That's my life motto, and others may be different but the VAST majority of them are not #3 above. This is why people who enter the political arena should be thanked, revered, and why many of them say "F it" and sell out to the highest bidder, so they can have money and do the REAL things they want and be happy.
This is why the system is broke AF in my opinion, but no one will change it, and if anyone does it will be a slow grinding process probably over an entire generation or two.
SUMMARY
You are young. You are naive. You have no idea how the world works and you need to shut the f%*k up about it and find what makes you happy and your passion and just follow that. If what makes you happy is picking these ethical/principle fights, then go in to politics and "try" to effect real change for zero thanks. If not, then find what else makes you happy and move the hell along with your life... We ALL know this or that "on principle" should be different, but instead of having to log on and read to your incessant bitching, I'd rather read about things that interest me so that maybe I can be slightly happier with my day/life. 99.54% of the people that respond to you are trying to HELP you too. They know how the world works, and they want to help you understand, and in your naiveness you brush them off, don't thank or revere them like you should since they're choosing to waste their life trying to help you, and tell them they're all "WRONG" when in fact it's your blindness to the world that is wrong... and one day you'll learn that, just as we all did/are.
Quote: RSDebt can be good and it can be bad. Just like many things in this world. Red wine (supposedly) is good for you in moderation, like a few glasses a week. That doesn't mean one bottle per night is good for you, though. I'd say using social media to connect with friends, texting on your phone, and that kind of thing is good in general, but becoming addicted to those things where you've obsessively checking it 24/7 is not good. Water is healthy to drink, but that doesn't mean trying to drink 10 gallons a day is healthy, it's the exact opposite (people have died from over drinking water). I can go on, but hopefully I've made my point.
Debt, when accrued properly, can be a good thing. It can definitely be bad, especially if you're using it above your means. But it can also definitely be a good thing. Instead of using all of my money right now to buy a house, for instance, I can get a mortgage and only put down a percentage of what I would have. Or better yet, instead of saving up money for the next 20 years to buy a house in full, I can buy one now and make payments over the next 20 years.
The problem is when people use credit in a devastating way, generally where they're paying off the minimum payment on credit cards or don't get a good rate on a loan or get a loan on something they shouldn't even be buying.
If you want to pay for everything in cash, that's fine, go right ahead. But to do so safely, you're going to need a lot of money and that's going to take time. If you want to buy a $200k house, you can't just save up till you have $200k to buy it in cash. You'll need plenty more than that $200k in order to keep APing.
Debt is never good. While you might get some short term benefits by not having to put a lot of money upfront and allow you to purchase things you otherwise couldnt such as a nice house, it completely destroys the economy, that's what people dont understand. People are so short sighted and only care about how much money is currently in their wallet, but have no grasp of economical long term damage it's actually causing them by having thid debt fiat printing fiaso system in place. Every single loan or borrowing that occurs, that is money being lent out of thin air by the federal reserve to these financial institutions. What is the result of this? A depreciating currency and inflation which thereby lowers everyones standard of living.
So while you might not be directly affected by the use of debt cause you can pay it off or manage it well, you better believe you're being indirectly affected by it and badly. Also this is assuming you can manage your debt well and not take on 'too much', which 95% of the population cannot, because the people that cant manage it well theyre not only affected indirectly but directly as well. All debt and borrowing needs to cease to exist if this country ever wants to be the strongest nation in the world like it used to be centuries ago. Once the federal reserve came into effect, thats when America lost its purchasing power, coincidence? I think not
