Poll

2 votes (14.28%)
No votes (0%)
6 votes (42.85%)
1 vote (7.14%)
No votes (0%)
2 votes (14.28%)
2 votes (14.28%)
1 vote (7.14%)

14 members have voted

rxwine
rxwine
Joined: Feb 28, 2010
  • Threads: 171
  • Posts: 10305
April 27th, 2017 at 1:05:05 PM permalink
You're a full time AP, and you're now laid up in a hospital with your legs and arms up in traction for 4-6 months.

Are you prepared, or has your proverbial Titanic just hit the iceberg? Or somewhere in between?
Quasimodo? Does that name ring a bell?
Romes
Romes
Joined: Jul 22, 2014
  • Threads: 28
  • Posts: 5514
April 27th, 2017 at 1:13:59 PM permalink
I'd transition to more online AP'ing... assuming I could move my hands at least (mouse). Or you could hire some college kid for $10/hour of your EV to come with a laptop and just do what you tell them to do (or a friend/family member/etc/etc).

Does Axel have part of our AP action? Doesn't his team come with Health/Disability Insurance??? =D
Playing it correctly means you've already won.
DeMango
DeMango
Joined: Feb 2, 2010
  • Threads: 29
  • Posts: 2769
April 27th, 2017 at 1:29:25 PM permalink
It's somebodies fault. Hire a good lawyer!
Ain't capitalism great?
And of course Obama Care will cover everything and The Wizards taxes will cover Obama Care!
Ain't socialism great?
When a rock is thrown into a pack of dogs, the one that yells the loudest is the one who got hit.
billryan
billryan
Joined: Nov 2, 2009
  • Threads: 192
  • Posts: 11766
April 27th, 2017 at 1:54:56 PM permalink
I've had six months expenses set in a separate account most of my adult life. Not invested, just sitting there as an emergency fund.
Looking back, I wish I had been a bit more aggressive with it, but it has been one less thing to worry about. When I was working, I also had private disability insurance.
onenickelmiracle
onenickelmiracle
Joined: Jan 26, 2012
  • Threads: 212
  • Posts: 8277
billryan
billryan
Joined: Nov 2, 2009
  • Threads: 192
  • Posts: 11766
April 27th, 2017 at 9:26:33 PM permalink
Quote: onenickelmiracle

Take the study of your choice regarding Americans living paycheck to paycheck



I'll wager 80% of them have cable and a flat screen tv, a smart phone and at least one pair of $100 sneackers
MrV
MrV
Joined: Feb 13, 2010
  • Threads: 325
  • Posts: 7159
April 27th, 2017 at 10:43:34 PM permalink
You AP mice: sometimes you run into a mean cat.
"What, me worry?"
RS
RS
Joined: Feb 11, 2014
  • Threads: 62
  • Posts: 8623
April 27th, 2017 at 11:30:25 PM permalink
I didn't know that many people are living paycheck to paycheck. But like what billryan said, most likely have cable / fancy TV's, a car or house they shouldn't be able to afford (mortgage or rent), and probably "waste" money on entertainment, partying/alcohol, cigarettes etc. (waste in quotes because it's sort of a waste but also not, re entertainment), and other stuff like that.

I remember plenty of people I worked with would be complaining about not making enough money at work.....but sure as hell, they'd regularly be at the bar after work, either spending $20 on alcohol or losing $20-40 gambling.
Nathan
Nathan
Joined: Sep 2, 2016
  • Threads: 65
  • Posts: 3430
April 28th, 2017 at 12:29:41 AM permalink
I would hope I have an emergency money fund for at least 6 months AND enough to pay my hospital bills if I were a full time AP and suddenly ended up in a hospital for 6 months!
In both The Hunger Games and in gambling, may the odds be ever in your favor. :D "Man Babes" #AxelFabulous "Olive oil is processed but it only has one ingredient, olive oil."-Even Bob, March 27/28th. :D The 2 year war is over! Woo-hoo! :D I sometimes speak in metaphors. ;) Remember this. ;) Crack the code. :D 8.9.13.25.14.1.13.5.9.19.14.1.20.8.1.14! :D "For about the 4096th time, let me offer a radical idea to those of you who don't like Nathan -- block her and don't visit Nathan's Corner. What is so complicated about it?" Wizard, August 21st. :D
BobDancer
BobDancer
Joined: Jun 22, 2013
  • Threads: 21
  • Posts: 198
April 28th, 2017 at 11:07:05 AM permalink
Hope is not a strategy.

Any AP who doesn't have six months "reserve" should consider this thread a wake up call.

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