ChumpChange's Blog

The CP2000 Notice - Unreported Gambling Income

The CP2000 Notice - How the IRS Detects Unreported Gambling Income: 9 Methods (2025-2026)
https://www.monacocpa.cpa/post/irs-gambling-income-detection-methods

The IRS Quietly Set a New Checking Account Limit in 2026 — Seniors Need to Check This Before August


AI has taken over the banking system. Deposit so much as 30% to 50% over your monthly income and a SARS report gets filed and a CP2000 report needs to be filled out. I've never heard of these before, but you need a gambling bank account with irregular deposits and withdrawals separate from your regular bank account with steady income to keep the SARs at bay.

A transaction requires reporting under the terms of this section if it is conducted or attempted by, at, or through a casino, and involves or aggregates at least $5,000 in funds or other assets, and the casino knows, suspects, or has reason to suspect that the transaction (or a pattern of transactions of which the transaction is a part):
https://www.ecfr.gov/current/title-31/subtitle-B/chapter-X/part-1021/subpart-C/section-1021.320
https://www.federalreserve.gov/frrs/regulations/section-1021320-reports-by-casinos-of-suspicious-transactions.htm

FREE Casino FINCEN / BSA Suspicious Activity Report (SAR) Software Training


Residential Real Estate Reporting: In light of a federal court decision, reporting persons are not currently required to file real estate reports with FinCEN and are not subject to liability if they fail to do so while the order remains in force.
Southwest Border GTO: FinCEN has issued a Geographic Targeting Order (GTO) to combat the illicit activities and money laundering of Mexico-based cartels and other criminal actors along the southwest border of the United States. Due to a court order, at this time, no money services business (MSB) under the jurisdiction of the U.S. District Court for the Southern District of California is required to submit information to FinCEN pursuant to that GTO. These MSBs may, however, voluntarily submit such information to FinCEN.
https://bsaefiling.fincen.gov/

Annuity Failures on Big Jackpots

Annuity Failures on Big Jackpots
Lottery Winners Who Took Monthly Payments — Then They Stopped - -After The Jackpot
https://www.youtube.com/watch?v=U02E5jJ0qnc


This narrator sounds like AI with occasional voice spasms.
Ready to collect monthly amounts, then the place where the money comes from gets frozen. It seemed like a good idea, but this problem has been around for decades in various instances, and you never see it coming. Take the lump sum and hope the bank doesn't go under or you owe half in taxes.

THE $1,500,000 GRAND JACKPOT!!! - TheOnTiltBoys

With what appears to be either $1 million or $2 million in session money for these videos, they try $5,000/spin.
$1 million / $5,000 = 200X bet
$1.5 million / $5,000 = 300X bet
$2 million / $5,000 = 400X bet
Just about every win is a self-pay hand pay, but for the ones that pay over $50K. They take their attendant hand pays in vouchers, typically $50,000 vouchers plus the change in vouchers. They don't really run the credit meter over $100K except for attendant hand pays. They just feed the machines voucher after voucher hoping that more attendant hand pays will bring them back to even. When you are counting up 20X $50K vouchers and chasing the Grand jackpot, I know I'd expect to lose it all. But these guys won it finally after two videos.

These videos have some foul language, so it is not classy. I mean you'd get suspended from school for this language. So don't press Play if you will be offended. Apparently this is where several other YouTubers hang out, so it's a competition out there to bet the most and score the biggest hand pays.
These two are playing just two machines, like it was a tournament; General Tso, and Queen Chiu.
The million dollar orb flew by a couple times but didn't land for a payout.
I only knew they were going to hit the Grand jackpot because of the title and it was near the end of the second video.
They were playing the $25 denom with a 4X multiplier on 50 lines.
At the $50 denom the Grand JP goes from $1 million to $2 million.
So they were betting within range of getting paid the Grand jackpot of $1 million at 200X-300X $5K.

WE HIT THE $1,500,000 GRAND JACKPOT!!! (PART 1) - TheOnTiltBoys - 190K subscribers - June 8, 2026


WE HIT THE $1,500,000 GRAND JACKPOT!!! (PART 2) - TheOnTiltBoys - 190K subscribers - June 9, 2026

Hold & Spin Explained - Gamble Smart

Hold & Spin Explained: How it Works - How I knew the Grand Was Coming! - Gamble Smart - 114K subscribers - June 14, 2026



PART 2: Hold & Spin: Why Big Balls Follow Big Balls + Showing the Rare Square - Gamble Smart - June 15, 2026


Grand Jackpot Slot video based off of post I made 2 days ago in my blog.

If there's more parts they will go here. I can't post the relevant screenshots from these videos, so push Play.

$2,500 per spin on Queen Chiu

Phoenix Link - Queen Chiu - $2 Million Grand, $100 denom (25 lines, multiplier of 1) with $100K Mini & $500K Minor & $500K+ Major
Putting $500,000 INTO SLOT MACHINES!!! ($2,500 SPINS) - TheOnTiltBoys - 190K subscribers - June 15, 2026


Let's fail to count how much money they put into the machine for half an hour before they won it all back. There's like 10X $50K TITO's in someone's hand. There's two large hand pays awaiting delivery to the players. Most every win would be a self-pay hand pay, but there's not that many. They could have bet $2,500 at the $50 denom with a multiplier of 2 and had maybe better luck? Nah, they want at least that half million dollar Minor or Major, but they didn't get it. I think this is an exercise in bringing 200X your bet to a session and hoping the machine gives it back, with an extra bonus round thrown in from the back glass counter.

I will take note of the General Tso machine scrolling through the different denoms with varying jackpots in the background. I couldn't see when it went from $1 million to $2 million on the Grand JP, maybe at the $50 denom. YouTubers just don't care about showing you the JP screens vs denoms; heck they don't even care about what they just won. Keep pushing them buttons!
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I ran across another session by another crew on the Queen Chiu only betting $1,250/spin on the $50 denom (25 lines, multiplier of 1) with $50K Mini & $250K Minor & $250K+ Major, and $2 Million Grand JP.

$1,250 A Spin With My Friends - Vegas Matt & Friends - 213K subscribers - June 8, 2026


One thing I've never seen before is whiffing out on the Hold & Spin then getting another 3 free spins because you didn't score anything more. Another thing I've never seen before is getting nothing during the 3 coins spin round, just the 2X bet amount from the 3 coins. 4 coins pays 15X your bet, 5 coins pays 100X your bet.

These players get attendant hand pays for jackpots of $50K or better, it's either vouchers or cash, it's not clear. One time they showed a bubble wrap full of $100K cash from a $109K hand pay. They also got a sub-$50K win and took a voucher from the machine instead of adding it to the credit meter. Adding it to the credit meter would get them within $30K of $100K and another $30K win would put them over $100K. They dread going over $100K on the credit meter for some reason. Probably would need an attendant to spend half an hour to 45 minutes to get their money back. So I'm learning a bit about voucher strategy here. They won about 3 Mini jackpots worth in this session which is on par for what I look for in wins like this, or over 120X the bet. It's rare to find YouTubers sticking to one denom and bet size for an entire video, so these two videos are definitely the exception for that feat.