Thread Rating:

Poll

6 votes (6.18%)
8 votes (8.24%)
14 votes (14.43%)
10 votes (10.3%)
11 votes (11.34%)
11 votes (11.34%)
14 votes (14.43%)
14 votes (14.43%)
6 votes (6.18%)
3 votes (3.09%)

97 members have voted

EvenBob
EvenBob
  • Threads: 441
  • Posts: 28576
Joined: Jul 18, 2010
March 10th, 2015 at 12:50:05 PM permalink
I've always wondered what the average age of
the members are on WoV. I know most of you
don't participate in polls here, but just take a
second and click on your age group.
"It's not called gambling if the math is on your side."
GWAE
GWAE
  • Threads: 93
  • Posts: 9854
Joined: Sep 20, 2013
March 10th, 2015 at 12:51:58 PM permalink
Fail...

I am 35 so I either fall in no category or 2.
Expect the worst and you will never be disappointed. I AM NOT PART OF GWAE RADIO SHOW
EvenBob
EvenBob
  • Threads: 441
  • Posts: 28576
Joined: Jul 18, 2010
March 10th, 2015 at 1:01:42 PM permalink
Quote: GWAE

Fail...

I am 35 so I either fall in no category or 2.



Just click one or the other, or pretend you're
36. This is just for an average, you aren't
buying life insurance.
"It's not called gambling if the math is on your side."
GWAE
GWAE
  • Threads: 93
  • Posts: 9854
Joined: Sep 20, 2013
March 10th, 2015 at 1:10:48 PM permalink
Quote: EvenBob

Just click one or the other, or pretend you're
36. This is just for an average, you aren't
buying life insurance.



Lol no, I want to be 34. It makes me sad that 35 us now in the 35-45 range when filling out things.
Expect the worst and you will never be disappointed. I AM NOT PART OF GWAE RADIO SHOW
Beardgoat
Beardgoat
  • Threads: 29
  • Posts: 876
Joined: Apr 2, 2012
March 10th, 2015 at 1:41:02 PM permalink
31 here. Feel like I am probably a youngster
terapined
terapined
  • Threads: 89
  • Posts: 6092
Joined: Dec 1, 2012
March 10th, 2015 at 1:49:03 PM permalink
Quote: GWAE

Fail...

I am 35 so I either fall in no category or 2.


Born Jan 1 to Jun 30, I would pick 30 to 35
Born Jul1 to Dec 31, I would pick 35 to 40
dummy
dummy
  • Threads: 2
  • Posts: 54
Joined: Feb 27, 2015
March 10th, 2015 at 1:53:47 PM permalink
Do igettimeoffforgoodbehavior
AxelWolf
AxelWolf
  • Threads: 164
  • Posts: 22272
Joined: Oct 10, 2012
March 10th, 2015 at 1:57:52 PM permalink
There's one guy on here who's a very smart cookie. I was very surprised to find out he was in his early 20's and hes got his sh*t together, discipline, education, BR, good job, AP involvement, nice car and a house owner.
♪♪Now you swear and kick and beg us That you're not a gamblin' man Then you find you're back in Vegas With a handle in your hand♪♪ Your black cards can make you money So you hide them when you're able In the land of casinos and money You must put them on the table♪♪ You go back Jack do it again roulette wheels turinin' 'round and 'round♪♪ You go back Jack do it again♪♪
EvenBob
EvenBob
  • Threads: 441
  • Posts: 28576
Joined: Jul 18, 2010
March 10th, 2015 at 2:10:21 PM permalink
Quote: AxelWolf

There's one guy on here who's a very smart cookie. I was very surprised to find out he was in his early 20's and hes got his sh*t together, discipline, education, BR, good job, AP involvement, nice car and a house owner.



Any debt? That's how I judge people. Some
people look like they have a lot, miss two
paychecks and they're in deep trouble.
"It's not called gambling if the math is on your side."
1BB
1BB
  • Threads: 18
  • Posts: 5339
Joined: Oct 10, 2011
March 10th, 2015 at 2:12:30 PM permalink
Quote: EvenBob

I've always wondered what the average age of
the members are on WoV. I know most of you
don't participate in polls here, but just take a
second and click on your age group.



Our age in years or the age we act? Why do I get the feeling I set myself up for a zinger here? :-)
Many people, especially ignorant people, want to punish you for speaking the truth. - Mahatma Ghandi
aceofspades
aceofspades
  • Threads: 366
  • Posts: 6506
Joined: Apr 4, 2012
March 10th, 2015 at 2:57:52 PM permalink
My age is Jackie Robinson's uniform #
AxelWolf
AxelWolf
  • Threads: 164
  • Posts: 22272
Joined: Oct 10, 2012
March 10th, 2015 at 3:05:50 PM permalink
Quote: EvenBob

Any debt? That's how I judge people. Some
people look like they have a lot, miss two
paychecks and they're in deep trouble.

I didn't run a credit report on him.
♪♪Now you swear and kick and beg us That you're not a gamblin' man Then you find you're back in Vegas With a handle in your hand♪♪ Your black cards can make you money So you hide them when you're able In the land of casinos and money You must put them on the table♪♪ You go back Jack do it again roulette wheels turinin' 'round and 'round♪♪ You go back Jack do it again♪♪
EvenBob
EvenBob
  • Threads: 441
  • Posts: 28576
Joined: Jul 18, 2010
March 10th, 2015 at 3:08:55 PM permalink
Quote: AxelWolf

I didn't run a credit report on him.



If somebody is up to their neck
in debt, with a mortgage, car
payment. student loan, credit
cards maxed, and whatever
else, they aren't doing well at
all. It's a house of cards.
"It's not called gambling if the math is on your side."
Minty
Minty
  • Threads: 7
  • Posts: 536
Joined: Jan 23, 2015
March 10th, 2015 at 3:12:16 PM permalink
Heck, even if it means being in debt I'd be happy to have half of those things!
"Just because I'm not doing anything illegal, doesn't mean I won't have to defend myself someday." -Chip Reese
aceofspades
aceofspades
  • Threads: 366
  • Posts: 6506
Joined: Apr 4, 2012
March 10th, 2015 at 3:15:11 PM permalink
Quote: EvenBob

If somebody is up to their neck
in debt, with a mortgage, car
payment. student loan, credit
cards maxed, and whatever
else, they aren't doing well at
all. It's a house of cards.





Other than the 1%…can anyone in America live without credit/debt?
miplet
miplet
  • Threads: 5
  • Posts: 2105
Joined: Dec 1, 2009
March 10th, 2015 at 3:16:03 PM permalink
Are these numbers written in septendecimal? If so I'm 22.
“Man Babes” #AxelFabulous
Baccaratfrom79
Baccaratfrom79
  • Threads: 58
  • Posts: 741
Joined: Jan 12, 2015
March 10th, 2015 at 3:19:54 PM permalink
Quote: EvenBob

Any debt? That's how I judge people. Some
people look like they have a lot, miss two
paychecks and they're in deep trouble.



I used to run a repossessing company, did work for all the major banks. Most of the debtors we visited to replevin were in very nice and upscale neighborhoods. Porsches, Vettes, fancy SUV's, all that stuff. Piece of cake with mr. fancy. Don't wont to open the garage and relinquish control and the keys, no problem. Tomorrow night my other investigator might just happen to knock on your neighbors door around 11pm. Worked every single time. LOL.
Bac79=Hazardous Material and Chemical person correcting other's mistakes. Non AP'er, I can't count cards, low intelligence. Sprinkles magical dust on the cards. Has a lucky monkey. Baby also has a green one. Sum it up: "It's okay just blame me, it's all my fault"! ( No one believes me--so I chose to stop posting)
RaleighCraps
RaleighCraps
  • Threads: 79
  • Posts: 2501
Joined: Feb 20, 2010
March 10th, 2015 at 3:20:44 PM permalink
Quote: miplet

Are these numbers written in septendecimal? If so I'm 22.



Crap. My calculator only has a hex to dec conversion button. :-(
Always borrow money from a pessimist; They don't expect to get paid back ! Be yourself and speak your thoughts. Those who matter won't mind, and those that mind, don't matter!
Zcore13
Zcore13
  • Threads: 41
  • Posts: 3808
Joined: Nov 30, 2009
March 10th, 2015 at 3:21:39 PM permalink
Quote: aceofspades

Other than the 1%…can anyone in America live without credit/debt?



Yes.


ZCore13
I am an employee of a Casino. Former Table Games Director,, current Pit Supervisor. All the personal opinions I post are my own and do not represent the opinions of the Casino or Tribe that I work for.
sodawater
sodawater
  • Threads: 64
  • Posts: 3321
Joined: May 14, 2012
March 10th, 2015 at 3:40:15 PM permalink
This is the worst poll set-up I have ever seen.

It's like, have you ever seen an age poll before? You have to make the choices mutually exclusive.
mcallister3200
mcallister3200
  • Threads: 17
  • Posts: 3577
Joined: Dec 29, 2013
March 10th, 2015 at 3:40:33 PM permalink
Quote: aceofspades

Other than the 1%…can anyone in America live without credit/debt?

of course, and can do so on an average income. It's not necessary to drive a 40,000 car and own a large home to get by. Lots of people can but choose not to. Suppose it depends a lot on where you live and if you have kids. It's not that tough in Vegas if you have a little discipline though. Relatively cheap housing, no income tax.
miplet
miplet
  • Threads: 5
  • Posts: 2105
Joined: Dec 1, 2009
March 10th, 2015 at 3:41:11 PM permalink
Quote: RaleighCraps

Crap. My calculator only has a hex to dec conversion button. :-(


You need a better calculator: Age/17 (ignore any decimal) for the first digit and Age mod 17 for the second digit. If the second digit is 10-16 use A-G respectively.
Example: 49
49/17 = 2.882352941176471
49 mod 17 = 15
2F in septendecimal
“Man Babes” #AxelFabulous
EvenBob
EvenBob
  • Threads: 441
  • Posts: 28576
Joined: Jul 18, 2010
March 10th, 2015 at 3:52:58 PM permalink
Quote: sodawater

This is the worst poll set-up I have ever seen.
.



Did it in a hurry, oh well. Sorry it
ruined your day..
"It's not called gambling if the math is on your side."
EvenBob
EvenBob
  • Threads: 441
  • Posts: 28576
Joined: Jul 18, 2010
March 10th, 2015 at 3:54:48 PM permalink
Quote: Baccaratfrom79

Tomorrow night my other investigator might just happen to knock on your neighbors door around 11pm. Worked every single time. LOL.



I don't understand what doing that
will accomplish. What's the neighbor
got to do with getting in the other
guys garage.
"It's not called gambling if the math is on your side."
Baccaratfrom79
Baccaratfrom79
  • Threads: 58
  • Posts: 741
Joined: Jan 12, 2015
March 10th, 2015 at 3:56:34 PM permalink
Like some guy wants you going to his neighbor and letting him on he is a deadbeat and about to have his fancy ass ride repo'ed. Come on.

That doesn't work in the projects but does when it is in suburban 3,000 sf and up nice neighborhoods!
Bac79=Hazardous Material and Chemical person correcting other's mistakes. Non AP'er, I can't count cards, low intelligence. Sprinkles magical dust on the cards. Has a lucky monkey. Baby also has a green one. Sum it up: "It's okay just blame me, it's all my fault"! ( No one believes me--so I chose to stop posting)
aceofspades
aceofspades
  • Threads: 366
  • Posts: 6506
Joined: Apr 4, 2012
March 10th, 2015 at 3:59:43 PM permalink
Quote: mcallister3200

of course, and can do so on an average income. It's not necessary to drive a 40,000 car and own a large home to get by. Lots of people can but choose not to. Suppose it depends a lot on where you live and if you have kids. It's not that tough in Vegas if you have a little discipline though. Relatively cheap housing, no income tax.




Perhaps I should have phrased it as "Does anyone..."
AxelWolf
AxelWolf
  • Threads: 164
  • Posts: 22272
Joined: Oct 10, 2012
March 10th, 2015 at 4:03:35 PM permalink
Quote: EvenBob

If somebody is up to their neck
in debt, with a mortgage, car
payment. student loan, credit
cards maxed, and whatever
else, they aren't doing well at
all. It's a house of cards.

I'm fairly certain that he is reasonable and sensible with his credit with a full understanding of interest rates and knowledge of the housing market. I wouldn't doubt if he bought at the low, for all I know he paid cash. Add in a good job, fair Bankroll and smart low risk AP and I'm convinced a successful future is the most likely outcome.
♪♪Now you swear and kick and beg us That you're not a gamblin' man Then you find you're back in Vegas With a handle in your hand♪♪ Your black cards can make you money So you hide them when you're able In the land of casinos and money You must put them on the table♪♪ You go back Jack do it again roulette wheels turinin' 'round and 'round♪♪ You go back Jack do it again♪♪
EvenBob
EvenBob
  • Threads: 441
  • Posts: 28576
Joined: Jul 18, 2010
March 10th, 2015 at 4:07:13 PM permalink
Quote: AxelWolf

I'm fairly certain .



But you don't know. I've known lots of
people who to all appearances were
doing very very well. Then the wife
loses her job and six months later
they're almost on food stamps.
"It's not called gambling if the math is on your side."
Baccaratfrom79
Baccaratfrom79
  • Threads: 58
  • Posts: 741
Joined: Jan 12, 2015
March 10th, 2015 at 4:09:05 PM permalink
Quote: EvenBob

But you don't know. I've known lots of
people who to all appearances were
doing very very well. Then the wife
loses her job and six months later
they're almost on food stamps.



After the bank does the repo on the Porsche and the fancy new SUV.
Bac79=Hazardous Material and Chemical person correcting other's mistakes. Non AP'er, I can't count cards, low intelligence. Sprinkles magical dust on the cards. Has a lucky monkey. Baby also has a green one. Sum it up: "It's okay just blame me, it's all my fault"! ( No one believes me--so I chose to stop posting)
FleaStiff
FleaStiff
  • Threads: 265
  • Posts: 14484
Joined: Oct 19, 2009
March 10th, 2015 at 4:25:00 PM permalink
Heck, I bet we mirror the demographics of an "average" casino: a few underage gamblers ranging up to quite a few ancient and doddering old geezers like myself. When UCLA played some basketball game or something in Vegas, all the frat rats descended on the Venetian and one guy showed his birth certificate and his Players Club card, which prompted a congratulatory message from the Floor since the card was at least three years old.
AxelWolf
AxelWolf
  • Threads: 164
  • Posts: 22272
Joined: Oct 10, 2012
March 10th, 2015 at 4:28:00 PM permalink
Quote: EvenBob

But you don't know. I've known lots of
people who to all appearances were
doing very very well. Then the wife
loses her job and six months later
they're almost on food stamps.

Obviously you never know for certain. There's a chance Mike spent his 2.4 million, there's a chance you're posting from you're mothers basement. However I'm fairly certain Mike hasn't spent his 2.4 mill.
♪♪Now you swear and kick and beg us That you're not a gamblin' man Then you find you're back in Vegas With a handle in your hand♪♪ Your black cards can make you money So you hide them when you're able In the land of casinos and money You must put them on the table♪♪ You go back Jack do it again roulette wheels turinin' 'round and 'round♪♪ You go back Jack do it again♪♪
ahiromu
ahiromu
  • Threads: 112
  • Posts: 2107
Joined: Jan 15, 2010
March 10th, 2015 at 4:28:03 PM permalink
I'M A MINORITY. For once in my life, I'm a minority. Do us under-30's get our own appreciation month or something?
Its - Possessive; It's - "It is" / "It has"; There - Location; Their - Possessive; They're - "They are"
mcallister3200
mcallister3200
  • Threads: 17
  • Posts: 3577
Joined: Dec 29, 2013
March 10th, 2015 at 4:32:47 PM permalink
Quote: aceofspades

Perhaps I should have phrased it as "Does anyone..."

I do. I'm FAR from the 1%. I've never borrowed to buy a car(have always bought used), and don't ever use a credit card unless I'm renting a car or something similar that essentially requires you to use credit ( I know some places allow you to with debit, but I don't need 15 credit checks on my report.)
I suppose that's not "normal" in America. I guess I got it from my father, he was the same way. He got the farm/tractor paid off when I was fairly young farming and working for the post office full time (have never seen anyone with more of a work ethic, I don't have it), and hasn't bought anything significant without cash since. I grew up in the cold Minnesota weather and he always wanted to build a garage on the house, but didn't until the three kids were gone.
Face
Administrator
Face
  • Threads: 49
  • Posts: 4448
Joined: Dec 27, 2010
March 10th, 2015 at 4:35:35 PM permalink
Quote: ahiromu

I'M A MINORITY. For once in my life, I'm a minority. Do us under-30's get our own appreciation month or something?



It's called "Everyday". Enjoy it. It'll be gone before you know it.

"Whoso thou be that passeth by;
Where these corps entombed lie:
Understand what I shall say,
As at this time speak I may.
Such as thou art, sometime was I,
Such as I am, such shalt thou be"
The opinions of this moderator are for entertainment purposes only.
1BB
1BB
  • Threads: 18
  • Posts: 5339
Joined: Oct 10, 2011
March 10th, 2015 at 4:44:31 PM permalink
Quote: mcallister3200

I do. I'm FAR from the 1%. I've never borrowed to buy a car(have always bought used), and don't ever use a credit card unless I'm renting a car or something similar that essentially requires you to use credit ( I know some places allow you to with debit, but I don't need 15 credit checks on my report.)
I suppose that's not "normal" in America. I guess I got it from my father, he was the same way. He got the farm/tractor paid off when I was fairly young farming and working for the post office full time (have never seen anyone with more of a work ethic, I don't have it), and hasn't bought anything significant without cash since. I grew up in the cold Minnesota weather and he always wanted to build a garage on the house, but didn't until the three kids were gone.



Debt free over 30 years for me.
Many people, especially ignorant people, want to punish you for speaking the truth. - Mahatma Ghandi
RS
RS
  • Threads: 62
  • Posts: 8626
Joined: Feb 11, 2014
March 10th, 2015 at 4:49:45 PM permalink
What about all of us 60-65 year olds? I'm surprised, EvenBob, I never thought of you as being as age-ist!!! :(
EvenBob
EvenBob
  • Threads: 441
  • Posts: 28576
Joined: Jul 18, 2010
March 10th, 2015 at 5:12:26 PM permalink
Quote: AxelWolf

Obviously you never know for certain. There's a chance Mike spent his 2.4 million, there's a chance you're posting from you're mothers basement.



Taxes on 2.4mil pretty much make that
hard to spend it all. My mother died in
the early 90's in Seattle. I live in MI.
Good chance I'm not in her basement,
which she didn't even have.

Everybody has secrets about sex and
money. Everybody.
"It's not called gambling if the math is on your side."
Sabretom2
Sabretom2
  • Threads: 11
  • Posts: 718
Joined: Mar 3, 2013
March 10th, 2015 at 5:39:47 PM permalink
You know Bob, for someone who likes to bad mouth every comment made around here, you put together the poorest survey I've seen. Guess I'll call myself 60 as there is no choice foe 62.
EvenBob
EvenBob
  • Threads: 441
  • Posts: 28576
Joined: Jul 18, 2010
March 10th, 2015 at 5:49:25 PM permalink
Quote: Sabretom2

You know Bob, for someone who likes to bad mouth every comment made around here, you put together the poorest survey I've seen. Guess I'll call myself 60 as there is no choice foe 62.



I bad mouth every comment made here? OK, post 5 of them.
How hard could that be if I 'bad mouth' every comment.
"It's not called gambling if the math is on your side."
ontariodealer
ontariodealer
  • Threads: 7
  • Posts: 999
Joined: Aug 5, 2013
March 10th, 2015 at 5:54:29 PM permalink
I'm so old when I was in grade four they asked me what u.c.l.a. stood for, I answered basketball.
get second you pig
Sabretom2
Sabretom2
  • Threads: 11
  • Posts: 718
Joined: Mar 3, 2013
March 10th, 2015 at 5:57:36 PM permalink
Quote: ontariodealer

I'm so old when I was in grade four they asked me what u.c.l.a. stood for, I answered basketball.



There's good news. No more extended warranties.
rdw4potus
rdw4potus
  • Threads: 80
  • Posts: 7237
Joined: Mar 11, 2010
March 10th, 2015 at 6:17:58 PM permalink
Quote: EvenBob

I bad mouth every comment made here? OK, post 5 of them.
How hard could that be if I 'bad mouth' every comment.



LOL. can't be too hard. You're apparently giving this one for free? :-)
"So as the clock ticked and the day passed, opportunity met preparation, and luck happened." - Maurice Clarett
Baccaratfrom79
Baccaratfrom79
  • Threads: 58
  • Posts: 741
Joined: Jan 12, 2015
March 10th, 2015 at 6:23:37 PM permalink
So Bob, seriously what happens if a member is 61 to 64?????
Bac79=Hazardous Material and Chemical person correcting other's mistakes. Non AP'er, I can't count cards, low intelligence. Sprinkles magical dust on the cards. Has a lucky monkey. Baby also has a green one. Sum it up: "It's okay just blame me, it's all my fault"! ( No one believes me--so I chose to stop posting)
EvenBob
EvenBob
  • Threads: 441
  • Posts: 28576
Joined: Jul 18, 2010
March 10th, 2015 at 7:27:46 PM permalink
Quote: Baccaratfrom79

So Bob, seriously what happens if a member is 61 to 64?????



Not allowed here, they don't exist.
"It's not called gambling if the math is on your side."
Baccaratfrom79
Baccaratfrom79
  • Threads: 58
  • Posts: 741
Joined: Jan 12, 2015
March 10th, 2015 at 7:48:21 PM permalink
I figured that!!!
Bac79=Hazardous Material and Chemical person correcting other's mistakes. Non AP'er, I can't count cards, low intelligence. Sprinkles magical dust on the cards. Has a lucky monkey. Baby also has a green one. Sum it up: "It's okay just blame me, it's all my fault"! ( No one believes me--so I chose to stop posting)
kewlj
kewlj
  • Threads: 216
  • Posts: 4635
Joined: Apr 17, 2012
March 10th, 2015 at 9:15:35 PM permalink
Quote: mcallister3200

I do. I'm FAR from the 1%. I've never borrowed to buy a car(have always bought used), and don't ever use a credit card unless I'm renting a car or something similar that essentially requires you to use credit



Quote: 1BB

Debt free over 30 years for me.



I am looking forward to being debt free soon. Unlike most of those in my age group (30's), I pay cash for almost everything, the exception being airline tickets and hotels. I don't get the people that pay credit/debit cards for every purchase. I guess building cashback points.....but at the expense of privacy. No thank you.

In 2009, I purchased my first property, a condo a block off the strip. I didn't have the money (including BR) to pay cash at the time, so I took out my first mortgage. After selling that property, I purchased a single family home in 2013. I could have paid cash for that property but it would have tied up too much of my bankroll and I didn't feel comfortable with that, so I paid 50% down and took out a mortgage on the rest.

A year later...a very good year, my best of APing, I purchased a second investment property, which I did pay cash for (while continuing to carry a mortgage on my primary home) and it did leave me a little uncomfortably short, in the bankroll department. But I didn't want to take a mortgage because I planned to sell that property very quickly.

That didn't happen as quickly as I thought, but I have now sold the property....well closing is next week, and the first thing I would LIKE to do is pay off my remaining mortgage on my primary home and be debt free again. However, one of the local casinos here in Vegas is paying my mortgage for the remainder of 2015 (drawing won in January), so I will have to wait until early next year to pay off that mortgage and once again be debt free. I am looking forward to that. :)
AxelWolf
AxelWolf
  • Threads: 164
  • Posts: 22272
Joined: Oct 10, 2012
March 10th, 2015 at 11:10:09 PM permalink
Quote: EvenBob

Taxes on 2.4mil pretty much make that
hard to spend it all. My mother died in
the early 90's in Seattle. I live in MI.
Good chance I'm not in her basement,
which she didn't even have.

Everybody has secrets about sex and
money. Everybody.

I didn't do it.... I left WA January 1st from Centralia WA in 1990 from the bus station. and I was in Vegas by January 4th or 5th.

And a good chance the person I mentioned isn't in a situation that's as you described.
♪♪Now you swear and kick and beg us That you're not a gamblin' man Then you find you're back in Vegas With a handle in your hand♪♪ Your black cards can make you money So you hide them when you're able In the land of casinos and money You must put them on the table♪♪ You go back Jack do it again roulette wheels turinin' 'round and 'round♪♪ You go back Jack do it again♪♪
odiousgambit
odiousgambit
  • Threads: 326
  • Posts: 9557
Joined: Nov 9, 2009
March 11th, 2015 at 5:01:15 AM permalink
Quote: AxelWolf

I'm fairly certain Mike hasn't spent his 2.4 mill.



I dunno, I think he just gave a big chunk of it away right away ... generous fellow that he is

the IRS
the next time Dame Fortune toys with your heart, your soul and your wallet, raise your glass and praise her thus: “Thanks for nothing, you cold-hearted, evil, damnable, nefarious, low-life, malicious monster from Hell!”   She is, after all, stone deaf. ... Arnold Snyder
Baccaratfrom79
Baccaratfrom79
  • Threads: 58
  • Posts: 741
Joined: Jan 12, 2015
March 11th, 2015 at 6:09:19 AM permalink
Quote: kewlj

I am looking forward to being debt free soon. Unlike most of those in my age group (30's), I pay cash for almost everything, the exception being airline tickets and hotels. I don't get the people that pay credit/debit cards for every purchase. I guess building cashback points.....but at the expense of privacy. No thank you.

In 2009, I purchased my first property, a condo a block off the strip. I didn't have the money (including BR) to pay cash at the time, so I took out my first mortgage. After selling that property, I purchased a single family home in 2013. I could have paid cash for that property but it would have tied up too much of my bankroll and I didn't feel comfortable with that, so I paid 50% down and took out a mortgage on the rest.

A year later...a very good year, my best of APing, I purchased a second investment property, which I did pay cash for (while continuing to carry a mortgage on my primary home) and it did leave me a little uncomfortably short, in the bankroll department. But I didn't want to take a mortgage because I planned to sell that property very quickly.

That didn't happen as quickly as I thought, but I have now sold the property....well closing is next week, and the first thing I would LIKE to do is pay off my remaining mortgage on my primary home and be debt free again. However, one of the local casinos here in Vegas is paying my mortgage for the remainder of 2015 (drawing won in January), so I will have to wait until early next year to pay off that mortgage and once again be debt free. I am looking forward to that. :)



It's the best thing to have a clear mind and work more focused, no matter the type of work. There is always added pressure with 'luxury' or 'non essential' payments and lifestyles. I am not judging. I had a 8,000 sf house in North Jersey and brand new cars and all types of luxury items and junk one really didn't need, most of it on payments--some not. There was always the monthly 'nut' that was always-always-always there and would never ever go away. Every time a windfall came, it was either buy more luxury items, fix up the house or take a trip. (never fell into the casino thing where everything went to the casino-at times some did but never got wiped out) Anyways, things change. Back a few years ago I woke up one day and said no more debt. Now, I would never mortgage a home, buy brand new cars on credit and all the other crap. "If I cant pay---I don't play". I only have utilities and insurance and cell phone bills basically. Debit cards for credit purchases. It works well. Slow months or slow times suck ass of course, but nothing gets repo'd and nothing could get foreclosed. I can have a lot more, but then again it isn't mine and I have to stress and worry and focused on paying some bank or finance company. I rather have a 2009 Caddy Escalade with 70,000 miles in perfect shape and paid for then a 2015 and $750.00 a month. I rather have a $500,000.00 home and paid for than a $1.4 million dollar one and $6,000.00 a month stress or worse yet, an interest only 10 year balloon that many of the people I know have and also finance. (hey that's a great business, private money lender on a 35% down 'true market value' home and then snatch it away business!!!). I do the same thing in my business, I drive a 2006 Ford Excursion with 210,000 miles, works fine and drives well. What the hell is the difference, it has power everything, dvd, cd, am-fm, cb, cia and leather even a butt warmer in the seat. When something breaks, bring it to the shop next door and its fixed by the end of the day. Hey, its paid for. I don't need another $800 payment on a brand new one.
Bac79=Hazardous Material and Chemical person correcting other's mistakes. Non AP'er, I can't count cards, low intelligence. Sprinkles magical dust on the cards. Has a lucky monkey. Baby also has a green one. Sum it up: "It's okay just blame me, it's all my fault"! ( No one believes me--so I chose to stop posting)
texasplumr
texasplumr
  • Threads: 13
  • Posts: 343
Joined: Mar 6, 2011
March 11th, 2015 at 6:14:12 AM permalink
Quote: RS

What about all of us 60-65 year olds? I'm surprised, EvenBob, I never thought of you as being as age-ist!!! :(



+1

I'd like to vote but I can't.
Stupid is a choice
  • Jump to: