Average Age on WoV
Poll
 | 6 votes (6.18%) | ||
| | 8 votes (8.24%) | ||
| | 14 votes (14.43%) | ||
| | 10 votes (10.3%) | ||
| | 11 votes (11.34%) | ||
| | 11 votes (11.34%) | ||
| | 14 votes (14.43%) | ||
| | 14 votes (14.43%) | ||
| | 6 votes (6.18%) | ||
| | 3 votes (3.09%) |
97 members have voted
the members are on WoV. I know most of you
don't participate in polls here, but just take a
second and click on your age group.
I am 35 so I either fall in no category or 2.
Quote: GWAEFail...
I am 35 so I either fall in no category or 2.
Just click one or the other, or pretend you're
36. This is just for an average, you aren't
buying life insurance.
Quote: EvenBobJust click one or the other, or pretend you're
36. This is just for an average, you aren't
buying life insurance.
Lol no, I want to be 34. It makes me sad that 35 us now in the 35-45 range when filling out things.
Quote: GWAEFail...
I am 35 so I either fall in no category or 2.
Born Jan 1 to Jun 30, I would pick 30 to 35
Born Jul1 to Dec 31, I would pick 35 to 40
Quote: AxelWolfThere's one guy on here who's a very smart cookie. I was very surprised to find out he was in his early 20's and hes got his sh*t together, discipline, education, BR, good job, AP involvement, nice car and a house owner.
Any debt? That's how I judge people. Some
people look like they have a lot, miss two
paychecks and they're in deep trouble.
Quote: EvenBobI've always wondered what the average age of
the members are on WoV. I know most of you
don't participate in polls here, but just take a
second and click on your age group.
Our age in years or the age we act? Why do I get the feeling I set myself up for a zinger here? :-)
I didn't run a credit report on him.Quote: EvenBobAny debt? That's how I judge people. Some
people look like they have a lot, miss two
paychecks and they're in deep trouble.
Quote: AxelWolfI didn't run a credit report on him.
If somebody is up to their neck
in debt, with a mortgage, car
payment. student loan, credit
cards maxed, and whatever
else, they aren't doing well at
all. It's a house of cards.
Quote: EvenBobIf somebody is up to their neck
in debt, with a mortgage, car
payment. student loan, credit
cards maxed, and whatever
else, they aren't doing well at
all. It's a house of cards.
Other than the 1%…can anyone in America live without credit/debt?
Quote: EvenBobAny debt? That's how I judge people. Some
people look like they have a lot, miss two
paychecks and they're in deep trouble.
I used to run a repossessing company, did work for all the major banks. Most of the debtors we visited to replevin were in very nice and upscale neighborhoods. Porsches, Vettes, fancy SUV's, all that stuff. Piece of cake with mr. fancy. Don't wont to open the garage and relinquish control and the keys, no problem. Tomorrow night my other investigator might just happen to knock on your neighbors door around 11pm. Worked every single time. LOL.
Quote: mipletAre these numbers written in septendecimal? If so I'm 22.
Crap. My calculator only has a hex to dec conversion button. :-(
Quote: aceofspadesOther than the 1%…can anyone in America live without credit/debt?
Yes.
ZCore13
It's like, have you ever seen an age poll before? You have to make the choices mutually exclusive.
of course, and can do so on an average income. It's not necessary to drive a 40,000 car and own a large home to get by. Lots of people can but choose not to. Suppose it depends a lot on where you live and if you have kids. It's not that tough in Vegas if you have a little discipline though. Relatively cheap housing, no income tax.Quote: aceofspadesOther than the 1%…can anyone in America live without credit/debt?
Quote: RaleighCrapsCrap. My calculator only has a hex to dec conversion button. :-(
You need a better calculator: Age/17 (ignore any decimal) for the first digit and Age mod 17 for the second digit. If the second digit is 10-16 use A-G respectively.
Example: 49
49/17 = 2.882352941176471
49 mod 17 = 15
2F in septendecimal
Quote: sodawaterThis is the worst poll set-up I have ever seen.
.
Did it in a hurry, oh well. Sorry it
ruined your day..
Quote: Baccaratfrom79Tomorrow night my other investigator might just happen to knock on your neighbors door around 11pm. Worked every single time. LOL.
I don't understand what doing that
will accomplish. What's the neighbor
got to do with getting in the other
guys garage.
That doesn't work in the projects but does when it is in suburban 3,000 sf and up nice neighborhoods!
Quote: mcallister3200of course, and can do so on an average income. It's not necessary to drive a 40,000 car and own a large home to get by. Lots of people can but choose not to. Suppose it depends a lot on where you live and if you have kids. It's not that tough in Vegas if you have a little discipline though. Relatively cheap housing, no income tax.
Perhaps I should have phrased it as "Does anyone..."
I'm fairly certain that he is reasonable and sensible with his credit with a full understanding of interest rates and knowledge of the housing market. I wouldn't doubt if he bought at the low, for all I know he paid cash. Add in a good job, fair Bankroll and smart low risk AP and I'm convinced a successful future is the most likely outcome.Quote: EvenBobIf somebody is up to their neck
in debt, with a mortgage, car
payment. student loan, credit
cards maxed, and whatever
else, they aren't doing well at
all. It's a house of cards.
Quote: AxelWolfI'm fairly certain .
But you don't know. I've known lots of
people who to all appearances were
doing very very well. Then the wife
loses her job and six months later
they're almost on food stamps.
Quote: EvenBobBut you don't know. I've known lots of
people who to all appearances were
doing very very well. Then the wife
loses her job and six months later
they're almost on food stamps.
After the bank does the repo on the Porsche and the fancy new SUV.
Obviously you never know for certain. There's a chance Mike spent his 2.4 million, there's a chance you're posting from you're mothers basement. However I'm fairly certain Mike hasn't spent his 2.4 mill.Quote: EvenBobBut you don't know. I've known lots of
people who to all appearances were
doing very very well. Then the wife
loses her job and six months later
they're almost on food stamps.
I do. I'm FAR from the 1%. I've never borrowed to buy a car(have always bought used), and don't ever use a credit card unless I'm renting a car or something similar that essentially requires you to use credit ( I know some places allow you to with debit, but I don't need 15 credit checks on my report.)Quote: aceofspadesPerhaps I should have phrased it as "Does anyone..."
I suppose that's not "normal" in America. I guess I got it from my father, he was the same way. He got the farm/tractor paid off when I was fairly young farming and working for the post office full time (have never seen anyone with more of a work ethic, I don't have it), and hasn't bought anything significant without cash since. I grew up in the cold Minnesota weather and he always wanted to build a garage on the house, but didn't until the three kids were gone.
Quote: ahiromuI'M A MINORITY. For once in my life, I'm a minority. Do us under-30's get our own appreciation month or something?
It's called "Everyday". Enjoy it. It'll be gone before you know it.
"Whoso thou be that passeth by;
Where these corps entombed lie:
Understand what I shall say,
As at this time speak I may.
Such as thou art, sometime was I,
Such as I am, such shalt thou be"
Quote: mcallister3200I do. I'm FAR from the 1%. I've never borrowed to buy a car(have always bought used), and don't ever use a credit card unless I'm renting a car or something similar that essentially requires you to use credit ( I know some places allow you to with debit, but I don't need 15 credit checks on my report.)
I suppose that's not "normal" in America. I guess I got it from my father, he was the same way. He got the farm/tractor paid off when I was fairly young farming and working for the post office full time (have never seen anyone with more of a work ethic, I don't have it), and hasn't bought anything significant without cash since. I grew up in the cold Minnesota weather and he always wanted to build a garage on the house, but didn't until the three kids were gone.
Debt free over 30 years for me.
Quote: AxelWolfObviously you never know for certain. There's a chance Mike spent his 2.4 million, there's a chance you're posting from you're mothers basement.
Taxes on 2.4mil pretty much make that
hard to spend it all. My mother died in
the early 90's in Seattle. I live in MI.
Good chance I'm not in her basement,
which she didn't even have.
Everybody has secrets about sex and
money. Everybody.
Quote: Sabretom2You know Bob, for someone who likes to bad mouth every comment made around here, you put together the poorest survey I've seen. Guess I'll call myself 60 as there is no choice foe 62.
I bad mouth every comment made here? OK, post 5 of them.
How hard could that be if I 'bad mouth' every comment.
Quote: ontariodealerI'm so old when I was in grade four they asked me what u.c.l.a. stood for, I answered basketball.
There's good news. No more extended warranties.
Quote: EvenBobI bad mouth every comment made here? OK, post 5 of them.
How hard could that be if I 'bad mouth' every comment.
LOL. can't be too hard. You're apparently giving this one for free? :-)
Quote: Baccaratfrom79So Bob, seriously what happens if a member is 61 to 64?????
Not allowed here, they don't exist.
Quote: mcallister3200I do. I'm FAR from the 1%. I've never borrowed to buy a car(have always bought used), and don't ever use a credit card unless I'm renting a car or something similar that essentially requires you to use credit
Quote: 1BBDebt free over 30 years for me.
I am looking forward to being debt free soon. Unlike most of those in my age group (30's), I pay cash for almost everything, the exception being airline tickets and hotels. I don't get the people that pay credit/debit cards for every purchase. I guess building cashback points.....but at the expense of privacy. No thank you.
In 2009, I purchased my first property, a condo a block off the strip. I didn't have the money (including BR) to pay cash at the time, so I took out my first mortgage. After selling that property, I purchased a single family home in 2013. I could have paid cash for that property but it would have tied up too much of my bankroll and I didn't feel comfortable with that, so I paid 50% down and took out a mortgage on the rest.
A year later...a very good year, my best of APing, I purchased a second investment property, which I did pay cash for (while continuing to carry a mortgage on my primary home) and it did leave me a little uncomfortably short, in the bankroll department. But I didn't want to take a mortgage because I planned to sell that property very quickly.
That didn't happen as quickly as I thought, but I have now sold the property....well closing is next week, and the first thing I would LIKE to do is pay off my remaining mortgage on my primary home and be debt free again. However, one of the local casinos here in Vegas is paying my mortgage for the remainder of 2015 (drawing won in January), so I will have to wait until early next year to pay off that mortgage and once again be debt free. I am looking forward to that. :)
I didn't do it.... I left WA January 1st from Centralia WA in 1990 from the bus station. and I was in Vegas by January 4th or 5th.Quote: EvenBobTaxes on 2.4mil pretty much make that
hard to spend it all. My mother died in
the early 90's in Seattle. I live in MI.
Good chance I'm not in her basement,
which she didn't even have.
Everybody has secrets about sex and
money. Everybody.
And a good chance the person I mentioned isn't in a situation that's as you described.
Quote: AxelWolfI'm fairly certain Mike hasn't spent his 2.4 mill.
I dunno, I think he just gave a big chunk of it away right away ... generous fellow that he is
Quote: kewljI am looking forward to being debt free soon. Unlike most of those in my age group (30's), I pay cash for almost everything, the exception being airline tickets and hotels. I don't get the people that pay credit/debit cards for every purchase. I guess building cashback points.....but at the expense of privacy. No thank you.
In 2009, I purchased my first property, a condo a block off the strip. I didn't have the money (including BR) to pay cash at the time, so I took out my first mortgage. After selling that property, I purchased a single family home in 2013. I could have paid cash for that property but it would have tied up too much of my bankroll and I didn't feel comfortable with that, so I paid 50% down and took out a mortgage on the rest.
A year later...a very good year, my best of APing, I purchased a second investment property, which I did pay cash for (while continuing to carry a mortgage on my primary home) and it did leave me a little uncomfortably short, in the bankroll department. But I didn't want to take a mortgage because I planned to sell that property very quickly.
That didn't happen as quickly as I thought, but I have now sold the property....well closing is next week, and the first thing I would LIKE to do is pay off my remaining mortgage on my primary home and be debt free again. However, one of the local casinos here in Vegas is paying my mortgage for the remainder of 2015 (drawing won in January), so I will have to wait until early next year to pay off that mortgage and once again be debt free. I am looking forward to that. :)
It's the best thing to have a clear mind and work more focused, no matter the type of work. There is always added pressure with 'luxury' or 'non essential' payments and lifestyles. I am not judging. I had a 8,000 sf house in North Jersey and brand new cars and all types of luxury items and junk one really didn't need, most of it on payments--some not. There was always the monthly 'nut' that was always-always-always there and would never ever go away. Every time a windfall came, it was either buy more luxury items, fix up the house or take a trip. (never fell into the casino thing where everything went to the casino-at times some did but never got wiped out) Anyways, things change. Back a few years ago I woke up one day and said no more debt. Now, I would never mortgage a home, buy brand new cars on credit and all the other crap. "If I cant pay---I don't play". I only have utilities and insurance and cell phone bills basically. Debit cards for credit purchases. It works well. Slow months or slow times suck ass of course, but nothing gets repo'd and nothing could get foreclosed. I can have a lot more, but then again it isn't mine and I have to stress and worry and focused on paying some bank or finance company. I rather have a 2009 Caddy Escalade with 70,000 miles in perfect shape and paid for then a 2015 and $750.00 a month. I rather have a $500,000.00 home and paid for than a $1.4 million dollar one and $6,000.00 a month stress or worse yet, an interest only 10 year balloon that many of the people I know have and also finance. (hey that's a great business, private money lender on a 35% down 'true market value' home and then snatch it away business!!!). I do the same thing in my business, I drive a 2006 Ford Excursion with 210,000 miles, works fine and drives well. What the hell is the difference, it has power everything, dvd, cd, am-fm, cb, cia and leather even a butt warmer in the seat. When something breaks, bring it to the shop next door and its fixed by the end of the day. Hey, its paid for. I don't need another $800 payment on a brand new one.
Quote: RSWhat about all of us 60-65 year olds? I'm surprised, EvenBob, I never thought of you as being as age-ist!!! :(
+1
I'd like to vote but I can't.
