EZ Baccarat or Regular Baccarat

OK,
a heated argument for well over an hour in a casino (embarrassing!)
I won't name names (Mom)

Now,
What bet has the best chance of turning $3800 into $4000
making only $100 bets on the same type bet.
(so at least 2 bets need to be made)

(no Marty or increasing the bet)
*****
3 bets to choose from
Regular Baccarat table:
1) Player bet pays $100 for each winning $100 bet
2) Banker bet pays $95 for each winning $100 bet
EZ Baccarat table:
3)Banker bet pays $100 for each winning $100 bet
(pushes on a winning 3 card total of 7)

the poll has 4 selections
'it does not matter' means all 3 are close enough to each
other that one would not know the difference.

one does not have to be a Baccarat player to figure this out
(it will not hurt either way)
Sally