Apparent different Margins for Baccarat Side Bet: UR Way Egalité’ Side Wager

I need help with the following:
The Gambling Commision GB: http://www.gamblingcommission.gov.uk/pdf/Rules%20of%20casino%20games%20in%20Great%20Britain%20-%20June%202011.pdf is quoting a margin of: 11.7% for the following Pay table
Pay table 1
0 150 - 1
1 215 - 1
2 225 - 1
3 200 - 1
4 120 - 1
5 110 - 1
6 45 - 1
7 45 - 1
8 80 - 1
9 80 – 1
I think that Wizard of odds: https://wizardofodds.com/games/baccarat/ shows the overall Margin to be: 10.75% for this pay table.
Would someone please confirm or point out the errors in my thoughts?
regards
beachboy

Note they usually give minimum odds and for the suggested pay tables and in this instance don't give individual HE. You may also like to compare it to http://www.ukcasinotablegames.info/puntourwayegalite.html which is becoming the formal source of game info.

I agree with the wizard numbers - note each bet has its own House Edge and as you say the average is 10.753%. I have also tried various number of decks and cannot get the other numbers.

thanks

I think I am correct in saying that the difference between the Gambling Commissions quoted Margin of 11.7% and Wizard of Odds 10.75% is due to the original stake being retained?