Poll

4 votes (26.66%)
3 votes (20%)
1 vote (6.66%)
1 vote (6.66%)
No votes (0%)
3 votes (20%)
1 vote (6.66%)
1 vote (6.66%)
1 vote (6.66%)
No votes (0%)

15 members have voted

terapined
terapined
Joined: Dec 1, 2012
  • Threads: 79
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July 15th, 2018 at 8:45:20 AM permalink
Curious What insurance you have
Or
Do you gamble and drive with no insurance

I go with Geico
"Everybody's bragging and drinking that wine, I can tell the Queen of Diamonds by the way she shines, Come to Daddy on an inside straight, I got no chance of losing this time" -Grateful Dead- "Loser"
Zcore13
Zcore13
Joined: Nov 30, 2009
  • Threads: 39
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July 15th, 2018 at 9:47:52 AM permalink
You better be careful. You're going to end up getting contained in you own thread labeled Terapind's Corner.


ZCore13
I am an employee of a Casino. Former Table Games Director,, current Pit Supervisor. All the personal opinions I post are my own and do not represent the opinions of the Casino or Tribe that I work for.
onenickelmiracle
onenickelmiracle
Joined: Jan 26, 2012
  • Threads: 209
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Thanks for this post from:
Zcore13
July 15th, 2018 at 10:00:19 AM permalink
Quote: Zcore13

You better be careful. You're going to end up getting contained in you own thread labeled Terapind's Corner.


ZCore13

Spit take.
In the land of the blind, the man with one eye is the care taker. Hold my beer.
CrystalMath
CrystalMath
Joined: May 10, 2011
  • Threads: 8
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July 15th, 2018 at 10:25:18 AM permalink
I just learned how important it is to not only have insurance, but to have uninsured/underinsured coverage. I was in an accident 4 months ago, and the other driver has $50,000 in liability coverage. State minimum is $25,000. But, my medical bills will probably reach $30,000 and it could have been much worse. Thankfully, I have $100,000 in UIM coverage, so Iíll be covered. If the accident were worse, the $100k still wouldnít cover it, and Iíd be stuck with the balance.
I heart Crystal Math.
Zcore13
Zcore13
Joined: Nov 30, 2009
  • Threads: 39
  • Posts: 3540
July 15th, 2018 at 10:45:29 AM permalink
Quote: CrystalMath

I just learned how important it is to not only have insurance, but to have uninsured/underinsured coverage. I was in an accident 4 months ago, and the other driver has $50,000 in liability coverage. State minimum is $25,000. But, my medical bills will probably reach $30,000 and it could have been much worse. Thankfully, I have $100,000 in UIM coverage, so Iíll be covered. If the accident were worse, the $100k still wouldnít cover it, and Iíd be stuck with the balance.



You dont have health insurance??

ZCore13
I am an employee of a Casino. Former Table Games Director,, current Pit Supervisor. All the personal opinions I post are my own and do not represent the opinions of the Casino or Tribe that I work for.
billryan
billryan
Joined: Nov 2, 2009
  • Threads: 172
  • Posts: 9595
July 15th, 2018 at 10:47:10 AM permalink
I recently switched to State Farm after being with All State for almost forty years. After all those years of not filing a claim, All State wanted to increase my monthly premiums from $182 to $257 after a $2200 claim. State Farm was well over $100 a month cheaper with just a very small loss of coverage- my max coverage for my storage unit dropped from $5,000 per unit to $3500. Per.
CrystalMath
CrystalMath
Joined: May 10, 2011
  • Threads: 8
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July 15th, 2018 at 10:51:12 AM permalink
Quote: Zcore13

You dont have health insurance??

ZCore13



I do, but thatís another nightmare after a car accident. If you go to the hospital, they must see you, but my own doctor refused to see me after I said I was in a car accident. They wonít even let you pay out of pocket, because they are not equipped/donít want to be an expert witness in your case. The whole system is f***ed up. To get the balance of my care, I had to go to a place that specializes in car accidents, and they only get paid if thereís a settlement, so they wonít treat you without knowing how much insurance you and the other party have.
I heart Crystal Math.
CrystalMath
CrystalMath
Joined: May 10, 2011
  • Threads: 8
  • Posts: 1827
July 15th, 2018 at 10:52:34 AM permalink
Quote: billryan

I recently switched to State Farm after being with All State for almost forty years. After all those years of not filing a claim, All State wanted to increase my monthly premiums from $182 to $257 after a $2200 claim. State Farm was well over $100 a month cheaper with just a very small loss of coverage- my max coverage for my storage unit dropped from $5,000 per unit to $3500. Per.



Youíre in good hands... until youíre in an accident.
I heart Crystal Math.
SOOPOO
SOOPOO
Joined: Aug 8, 2010
  • Threads: 108
  • Posts: 6935
July 15th, 2018 at 10:57:46 AM permalink
Quote: terapined

Curious What insurance you have
Or
Do you gamble and drive with no insurance

I go with Geico



Illegal in NYS to not have 'car insurance'. You do not need collision, if that is what you are asking. After my car is a few years old I drop collision. Also use GEICO. I do have a million dollar umbrella policy on top of my car liability policy.
billryan
billryan
Joined: Nov 2, 2009
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Thanks for this post from:
SanchoPanza
July 15th, 2018 at 1:30:25 PM permalink
Quote: SOOPOO

Illegal in NYS to not have 'car insurance'. You do not need collision, if that is what you are asking. After my car is a few years old I drop collision. Also use GEICO. I do have a million dollar umbrella policy on top of my car liability policy.



1) Your umbrella policy should be a good bit higher
2) You shouldn't acknowledge owing such a policy.

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