“Dear Kimberly Haman,” wrote the bank. “We regret to inform you that we are unable to proceed with you loan as of today June 20, 2013. The reason for your denial is that your status from Equifax is reporting you as deceased.”
She then contacted Equifax about her predicament. Equifax won't budge. They know she's dead.
So she's suing Heartland Bank and Equifax for ruining her credit rating. The lawsuit alleges that Heartland and Equifax violated the Fair Credit Reporting Act by failing to properly look into the problem. The statute governs the accuracy of credit information circulated about consumers and establishes a process to investigate consumer disputes. Legal scholars are concerned that the tricky part of the lawsuit will be finding a medical expert to convince the court that she's not dead.
Heartland’s slogan, by the way, is “Real Life. Banking.”
Legal scholars are concerned that the tricky part of the lawsuit will be finding a medical expert to convince the court that she's not dead.
Ah, yes, isn't this the old "you can't prove a negative"?
As long as she has income and a good credit score, being a zombie should not be held against her. Talk about discrimination !
Totally agree, zombies should have the same rights as humans.