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AxiomOfChoice
AxiomOfChoice
Joined: Sep 12, 2012
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March 29th, 2014 at 1:47:27 AM permalink
Quote: RS

Both should pay more.



Why in the hell would you tell your employer that you smoke if they are going to charge you more for it?
Dalex64
Dalex64
Joined: Feb 10, 2013
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March 29th, 2014 at 8:14:16 AM permalink
Quote: AxiomOfChoice

Why in the hell would you tell your employer that you smoke if they are going to charge you more for it?



I would imagine you would have to pass a cotinine test to avoid being charged more.
Gandler
Gandler
Joined: Jan 27, 2014
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March 31st, 2014 at 4:17:30 PM permalink
Quote: AxiomOfChoice

Why in the hell would you tell your employer that you smoke if they are going to charge you more for it?


Probably because most insurance companies that have strict tobacco policies test you for nicotine in your system.

Also, if they later realize that you lie (like you say you are a nonsmoker and you really smoke 3 packs a day) and you get sick or get lung caner or something they can just drop you and you are on your own.
LarryS
LarryS
Joined: Feb 26, 2011
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April 6th, 2014 at 2:00:09 PM permalink
Quote: Gandler

I am not a smoker nor do I work at Walmart.
But to me from my perspective this seems reasonable. If a company wants to charge people who are potentially riskier, heavy drinkers, smokers, obese people, etc..... more money to balance the risk that seems very fair. In a sense if a company does not charge riskier people more than that just punishes the people who are safe and healthy because everyone will end up having to pay more eventually.

But 2000 extra does sound like a lot though for smoking, is that a year? Because there is no way that could be monthly?

*edit- just noticed you say "some smokers", is there more qualifiers that we are not aware of, perhaps additional behaviors or smokers at a high level of use? Because if only "some" have to pay 2000 that may be the people who smoke ridiculous amounts of cigarettes a day and are also heavy drinkers etc....



sOUNDS ABOUT RIGHT.

do people who live in highly wooded area pay the same for fire insurance than a person who lives in a non wooded area. Or a home near the beach pay more for homeowners insurance than someone inland? The higher the risk...the more you should pay to cover that risk.

After the riots in Newark, in the 60s...the insurance rates went skyhigh due to the risk.

Can insurance companies monitor all risks? Like risky sex, or sky diving recreationally? Nope. But that doesnt mean they have to throw up their hands and give up monitoring SOME high risk factors.
djatc
djatc
Joined: Jan 15, 2013
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April 6th, 2014 at 2:05:49 PM permalink
I refuse to work at Walmart until they lower my premiums for autoerotic asphyxiation.
"Man Babes" #AxelFabulous
beachbumbabs
Administrator
beachbumbabs
Joined: May 21, 2013
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April 6th, 2014 at 4:27:27 PM permalink
Quote: djatc

I refuse to work at Walmart until they lower my premiums for autoerotic asphyxiation.



Back in a previous life, I worked in the bankrupt/deceased department of Citibank Visa. I was surprised at the percentage of death certificates that listed cause of death as "autoerotic asphyxiation". I would guess it was 1-2%, about the same rate as open heart surgery. I'm just sayin....
If the House lost every hand, they wouldn't deal the game.
LarryS
LarryS
Joined: Feb 26, 2011
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May 7th, 2014 at 8:18:23 AM permalink
I know my views of smoking upset certain people, and for that I was banned for a few days. I did learn that SARCASM is tolerated from axiom and is not trolling, but sarcasm by vlad is an offense, and listed in the explanation of punishment. So the double standard is clear, and I personally applaud it. I agree the double standard should exisit , continue and thrive. And as a gesture of good faith in supporting the actions of the mods, I will issue an apology to axiom to prove my sincerity.
LarryS
LarryS
Joined: Feb 26, 2011
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May 7th, 2014 at 9:53:22 AM permalink
When I was banned for 7 days on a smoking topic thread, I told my wife, and she read what I wrote…and was upset with me and yelled at me. I told her that her comments were not true, nor were they accepted by me or anyone I know..She said what she said WAS true and indeed WAS accepted by everyone. Her response that followed still haunts me……



“A statement accepted as true….you are an idiot

A statement accepted as true, you are a pompous oaf

A statement accepted as true, you obviously were raised by wolves

A statement accepted as true, your elevated opinion of yourself boarders on insanity

A statement accepted as true, your lack of fundemental education is only exceeded by your lack of real intellect and common sense

A statement accepted as true, your view of the world is that of a mentally handicapped slug

A statement accepted as true, by appearing in public or on a message board, is a form of self humiliation for you

A statement accepted as true, you are a backwards and awkward dullard when it comes to life experience

A statement accepted as true, your mental illness needs to be addressed

A statement accepted as true, you need to dwell in an area where people share your same values , intelligence and maturity…like the playground.

A statement accepted as true…..you are inadequate in bed”





And after she finished ripping into ME with those words….I gathered myself together…..and said the following

“ after a thoughtful review…..I agree”

And then we ordered a pizza.

And she made me promise to apologize to axiom for making him feel foolish and uncomfortable.

For which I do now

I apologize axiom. That was uncalled for and I deserved to be suspended. I still dissagree with your view on smoking, but thats life.
AxiomOfChoice
AxiomOfChoice
Joined: Sep 12, 2012
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May 7th, 2014 at 11:33:26 AM permalink
Quote: LarryS

I know my views of smoking upset certain people, and for that I was banned for a few days. I did learn that SARCASM is tolerated from axiom and is not trolling, but sarcasm by vlad is an offense, and listed in the explanation of punishment. So the double standard is clear, and I personally applaud it. I agree the double standard should exisit , continue and thrive. And as a gesture of good faith in supporting the actions of the mods, I will issue an apology to axiom to prove my sincerity.



I wasn't being sarcastic
LarryS
LarryS
Joined: Feb 26, 2011
  • Threads: 67
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May 7th, 2014 at 11:37:10 AM permalink
Quote: AxiomOfChoice

I wasn't being sarcastic



mission says you were......so have it out with him...'axiom"

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