I forgot the highlight of my recent banking experiment - on the first hand I banked, I won the high hand and copied on the low hand. He started to take my money! I'm like, hey! There's a reason I'm banking here...he realized it before having to call the floor to give me my win back.
The final 2013 model for Player or Player as Banker is therefore as follows;
...The Player Way: "Front hand" or "front" is the 2-card hand. These decisions are made top to bottom.
If a decision fails, move to the next-lower decision. If the decision matches, then the EXCEPTIONS and STEPS are tested.
Ace-Face is AJ, AQ, or AK. A Royal-Straight-Flush is a Straight-Flush by these tests.
Five Aces: A Pair of Aces plays to the front hand.
Quad + Triple: Play the high Pair in front.
Quad + Pair: The Pair plays in front.
[Straight-Flush, Flush, or Straight] containing one Pair or better: Best [choice] 5-card hand + Pair.
....(Covers Ace-Ace-Ace-Joker that is also a Straight, Flush, or Straight-Flush)
Quads: TTTT = Four Tens, split = Pair + Pair. Play these STEPS as follows from top to bottom;
...1.) 2222, 3333, 4444: do not split. The two highest ranked remainders play to front.
...2.) 5555, 6666, 7777, 8888: King or Ace with best non-quad plays to front, else split.
...3.) 9999, TTTT, J J J J, QQQQ: Ace with best non-quad plays to front, else split.
...4.) KKKK or AAAA: Split, EXCEPT play KKK + AK, OR play AAA + Ace-Face.
Full House + Pair: Higher of the two Pairs plays to front hand.
Full House or Two Triples: Play as Low Triple + Pair,
...EXCEPT Play Ace-Face in front of any Full House having the Pair ranked 4-4 or less.
[Straight-Flush, Flush, or Straight] that is also Three Pairs: Play as Three Pairs (see below).
[Straight-Flush, Flush, or Straight] that is also Two Pairs: Play as Two Pairs (see below)
[Straight-Flush, Flush, or Straight]: Play the [choice] 5-card hand + best two cards.
Triples: Best two non-triples play to front,
...EXCEPT AAA splits as Ace with best non-triple in front of AA with remainders.
Three Pairs: Play the highest Pair to front.
Two Pairs: split = High Pair with others + Low Pair. Play these STEPS as follows from top to bottom;
...1.) High Pair AA or KK: Always split.
...2.) Low Pair 10-10 or better: Always split.
...3.) High Pair 99 to QQ: Play Ace with best non-pair to front, else split.
...4.) High Pair 55 to 88: Play King or Ace with best non-pair to front, else split.
...5.) High Pair 44 or 33: Do Not Split, play the two best non-pairs to front.
One Pair: Play the Pair and three lowest ranks as the 5-card hand with remaining two cards in front.
High Card (Pai Gow): Play the 2nd and 3rd highest ranks in front: all other cards in back.
I did find Dan's, but will refrain until he wishes to link.