Quote: DRichOne time I was going through the airport in Texas on my way to Vegas and I had over $230,000 in my carry on bag. I was a little nervous but it was all legitimate. My bag went through xray and got flagged for a check. I became nervous. I hadn't realized that my business partner put a bag of coins in my carry on. A bag of coins looks like a suspicious metal blob on the xray. They opened my bag and saw the bag of coins and let it pass through without any further inspection.
Lesson: Never put a bag of coins in your bag if you are carrying lots of cash.
Hah yep, I usually bring a few rolls of dollar coins to Vegas which I use as drink tips (easier to keep boozing spend separate from gambling spend this way, versus using chips). I do remember one time when my bag got flagged specifically because of those coins. As luck would have it, I remember distinctly that my (paper) cash bankroll was in a different bag that time.
Quote: sodawaterYou could even use your bank's mobile app to deposit the check before you even leave the casino.
Usually there is a max on these deposits. At one of my previous banks it was a couple thousand bucks - I remember clearly because at the time I was being paid with an actual paper check (UGH) and it was over the limit. Had to schlep it down there once a month.
No physical bank.
$100,000 per day limit on mobile deposits.
Take picture of check->send to bank->verify->in account for use within minutes.
Quote: ten2winI bank with USAA.
No physical bank.
$100,000 per day limit on mobile deposits.
Take picture of check->send to bank->verify->in account for use within minutes.
Do they cover ATM withdrawl fees? How much cash can you access via ATM per transaction/per day?
You have the ability to customize your withdrawal amounts per transaction and per day.
Quote: DRichMy Wells Fargo app allows me to deposit $50k a week via the app. I have never tested that limit.
Quote: ten2winI bank with USAA.
No physical bank.
$100,000 per day limit on mobile deposits.
Take picture of check->send to bank->verify->in account for use within minutes.
Both of you have mentioned a daily or weekly limit. Do either of you know if they have a separate, lower limit for individual checks? I would be surprised if Wells Fargo would take a mobile deposit for a $40,000 check. 40 different $1000 checks I would believe, but I bet they have a lower limit per check. Just my hunch.
For USAA, since they have no physical branches, probably have to be looser.
Quote: AcesAndEightsBoth of you have mentioned a daily or weekly limit. Do either of you know if they have a separate, lower limit for individual checks? I would be surprised if Wells Fargo would take a mobile deposit for a $40,000 check. 40 different $1000 checks I would believe, but I bet they have a lower limit per check. Just my hunch.
For USAA, since they have no physical branches, probably have to be looser.
I have deposited personal checks over $10k on it but I don't know what the limits are. They usually put a hold on 90% of the amount deposited until the next business day.
Quote: DRichI have deposited personal checks over $10k on it but I don't know what the limits are. They usually put a hold on 90% of the amount deposited until the next business day.
Nice, I wish my old bank had had that policy back when I was getting paychecks in the mail.