AcesAndEights
AcesAndEights
Joined: Jan 5, 2012
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January 23rd, 2020 at 9:23:19 AM permalink
Quote: DRich

One time I was going through the airport in Texas on my way to Vegas and I had over $230,000 in my carry on bag. I was a little nervous but it was all legitimate. My bag went through xray and got flagged for a check. I became nervous. I hadn't realized that my business partner put a bag of coins in my carry on. A bag of coins looks like a suspicious metal blob on the xray. They opened my bag and saw the bag of coins and let it pass through without any further inspection.

Lesson: Never put a bag of coins in your bag if you are carrying lots of cash.


Hah yep, I usually bring a few rolls of dollar coins to Vegas which I use as drink tips (easier to keep boozing spend separate from gambling spend this way, versus using chips). I do remember one time when my bag got flagged specifically because of those coins. As luck would have it, I remember distinctly that my (paper) cash bankroll was in a different bag that time.
"So drink gamble eat f***, because one day you will be dust." -ontariodealer
AcesAndEights
AcesAndEights
Joined: Jan 5, 2012
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January 23rd, 2020 at 9:25:44 AM permalink
Quote: sodawater

You could even use your bank's mobile app to deposit the check before you even leave the casino.


Usually there is a max on these deposits. At one of my previous banks it was a couple thousand bucks - I remember clearly because at the time I was being paid with an actual paper check (UGH) and it was over the limit. Had to schlep it down there once a month.
"So drink gamble eat f***, because one day you will be dust." -ontariodealer
ten2win
ten2win
Joined: Jul 27, 2010
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January 23rd, 2020 at 10:07:04 AM permalink
I bank with USAA.

No physical bank.

$100,000 per day limit on mobile deposits.

Take picture of check->send to bank->verify->in account for use within minutes.
I don't know everything but I know a lot.
Ayecarumba
Ayecarumba
Joined: Nov 17, 2009
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January 23rd, 2020 at 10:36:42 AM permalink
Quote: ten2win

I bank with USAA.

No physical bank.

$100,000 per day limit on mobile deposits.

Take picture of check->send to bank->verify->in account for use within minutes.



Do they cover ATM withdrawl fees? How much cash can you access via ATM per transaction/per day?
Simplicity is the ultimate sophistication - Leonardo da Vinci
ten2win
ten2win
Joined: Jul 27, 2010
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Thanks for this post from:
Ayecarumba
January 23rd, 2020 at 6:24:26 PM permalink
Yes, they do. Up to 10 per month.

You have the ability to customize your withdrawal amounts per transaction and per day.
I don't know everything but I know a lot.
AcesAndEights
AcesAndEights
Joined: Jan 5, 2012
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January 24th, 2020 at 7:37:11 AM permalink
Quote: DRich

My Wells Fargo app allows me to deposit $50k a week via the app. I have never tested that limit.


Quote: ten2win

I bank with USAA.

No physical bank.

$100,000 per day limit on mobile deposits.

Take picture of check->send to bank->verify->in account for use within minutes.


Both of you have mentioned a daily or weekly limit. Do either of you know if they have a separate, lower limit for individual checks? I would be surprised if Wells Fargo would take a mobile deposit for a $40,000 check. 40 different $1000 checks I would believe, but I bet they have a lower limit per check. Just my hunch.

For USAA, since they have no physical branches, probably have to be looser.
"So drink gamble eat f***, because one day you will be dust." -ontariodealer
DRich
DRich
Joined: Jul 6, 2012
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January 24th, 2020 at 7:47:39 AM permalink
Quote: AcesAndEights

Both of you have mentioned a daily or weekly limit. Do either of you know if they have a separate, lower limit for individual checks? I would be surprised if Wells Fargo would take a mobile deposit for a $40,000 check. 40 different $1000 checks I would believe, but I bet they have a lower limit per check. Just my hunch.

For USAA, since they have no physical branches, probably have to be looser.



I have deposited personal checks over $10k on it but I don't know what the limits are. They usually put a hold on 90% of the amount deposited until the next business day.
Order from chaos
AcesAndEights
AcesAndEights
Joined: Jan 5, 2012
  • Threads: 67
  • Posts: 4299
January 24th, 2020 at 10:26:05 AM permalink
Quote: DRich

I have deposited personal checks over $10k on it but I don't know what the limits are. They usually put a hold on 90% of the amount deposited until the next business day.


Nice, I wish my old bank had had that policy back when I was getting paychecks in the mail.
"So drink gamble eat f***, because one day you will be dust." -ontariodealer

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