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tuttigym
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June 8th, 2025 at 2:07:47 PM permalink
Quote: EvenBob

Quote: gordonm888

Quote: rxwine

Quote: rxwine

I just told a neighbor if their family member dies, even if they have been taking care of them, that they don't have to pay that person's outstanding bills if that person dies.. And I told her creditors will try to get her to pay the bills but she doesn't have to. Now, I am wondering if that's right, for instance if they were operating under power of attorney.




Quote:

As far as I know, your debts don't die with you. Your estate is responsible for them. The executor of the estate will need to pay off the debts before a court will allow the estate to be distributed.



Yeah, that part makes sense, but even though my sister wasn't the executor of my mother's estate, creditors did try to get her to cover the bills she had been taking care of on her own. It was an empty threat, because nothing happened but she was definitely worried about it at the time.

I just don't know all the possible circumstances that might change that.
link to original post



I think Bill Ryan's explanation is correct. I helped my wife serve as executor for my father-in-laws estate recently. Once a bank learns that a person is dead they freeze the funds in his bank accounts - you can deposit more money but may not withdraw, even if you had power of attorney while the deceased was alive. We needed to send documents from a probate court indicating that the will was approved and that the court approved of my wife as being the executor, as well as a death certificate etc.

So, most institutional creditors understand there can are significant delays after someone has died. My wife and I did continue to pay the monthly fees for his storage units out of our own pockets (because the alternative was to lose all the stuff in the storage units) but other debts simply had to wait until the legal documents became available. We reimbursed ourselves for those storage payments from his estate after we regained access to his money.

This was Tennessee, other states may have somewhat different laws.
link to original post



A lot of people don't understand that if your spouse dies you are the closest living relative to them. You cannot be written out of their will. You're closer than children, siblings, parents, you're legally closer to them than anybody. You can write your children and your siblings and your parents out of your will but never your spouse. I've seen this in action up close and personal where Grandma dies and grandpa is still alive and the kids actually will break into his house and steal the things that belong to their mother. This has fractured families because whoever gets there first gets the good stuff and sometimes there's lots and lots of good stuff that Grandma had. They know their grandpa is not going to call the police and they don't consider it stealing but of course it is.
link to original post


A living trust can exclude any and all relatives except the spouse. The trust disperses estate assets without going through any probate or court proceedings.

tuttigym
billryan
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June 8th, 2025 at 2:38:34 PM permalink
Quote: tuttigym

Quote: EvenBob

Quote: gordonm888

Quote: rxwine

Quote: rxwine

I just told a neighbor if their family member dies, even if they have been taking care of them, that they don't have to pay that person's outstanding bills if that person dies.. And I told her creditors will try to get her to pay the bills but she doesn't have to. Now, I am wondering if that's right, for instance if they were operating under power of attorney.




Quote:

As far as I know, your debts don't die with you. Your estate is responsible for them. The executor of the estate will need to pay off the debts before a court will allow the estate to be distributed.



Yeah, that part makes sense, but even though my sister wasn't the executor of my mother's estate, creditors did try to get her to cover the bills she had been taking care of on her own. It was an empty threat, because nothing happened but she was definitely worried about it at the time.

I just don't know all the possible circumstances that might change that.
link to original post



I think Bill Ryan's explanation is correct. I helped my wife serve as executor for my father-in-laws estate recently. Once a bank learns that a person is dead they freeze the funds in his bank accounts - you can deposit more money but may not withdraw, even if you had power of attorney while the deceased was alive. We needed to send documents from a probate court indicating that the will was approved and that the court approved of my wife as being the executor, as well as a death certificate etc.

So, most institutional creditors understand there can are significant delays after someone has died. My wife and I did continue to pay the monthly fees for his storage units out of our own pockets (because the alternative was to lose all the stuff in the storage units) but other debts simply had to wait until the legal documents became available. We reimbursed ourselves for those storage payments from his estate after we regained access to his money.

This was Tennessee, other states may have somewhat different laws.
link to original post



A lot of people don't understand that if your spouse dies you are the closest living relative to them. You cannot be written out of their will. You're closer than children, siblings, parents, you're legally closer to them than anybody. You can write your children and your siblings and your parents out of your will but never your spouse. I've seen this in action up close and personal where Grandma dies and grandpa is still alive and the kids actually will break into his house and steal the things that belong to their mother. This has fractured families because whoever gets there first gets the good stuff and sometimes there's lots and lots of good stuff that Grandma had. They know their grandpa is not going to call the police and they don't consider it stealing but of course it is.
link to original post


A living trust can exclude any and all relatives except the spouse. The trust disperses estate assets without going through any probate or court proceedings.

tuttigym
link to original post



A properly formed and funded living trust can be expensive and a pain in the ass. It can be great, but it can also have drawbacks.
I think a prenuptial agreement can allow you to exclude your spouse from your estate, but I have no personal knowledge.
The older I get, the better I recall things that never happened
tuttigym
tuttigym
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June 8th, 2025 at 9:40:39 PM permalink
Quote: billryan

Quote: tuttigym

Quote: EvenBob

Quote: gordonm888

Quote: rxwine

Quote: rxwine

I just told a neighbor if their family member dies, even if they have been taking care of them, that they don't have to pay that person's outstanding bills if that person dies.. And I told her creditors will try to get her to pay the bills but she doesn't have to. Now, I am wondering if that's right, for instance if they were operating under power of attorney.




Quote:

As far as I know, your debts don't die with you. Your estate is responsible for them. The executor of the estate will need to pay off the debts before a court will allow the estate to be distributed.



Yeah, that part makes sense, but even though my sister wasn't the executor of my mother's estate, creditors did try to get her to cover the bills she had been taking care of on her own. It was an empty threat, because nothing happened but she was definitely worried about it at the time.

I just don't know all the possible circumstances that might change that.
link to original post



I think Bill Ryan's explanation is correct. I helped my wife serve as executor for my father-in-laws estate recently. Once a bank learns that a person is dead they freeze the funds in his bank accounts - you can deposit more money but may not withdraw, even if you had power of attorney while the deceased was alive. We needed to send documents from a probate court indicating that the will was approved and that the court approved of my wife as being the executor, as well as a death certificate etc.

So, most institutional creditors understand there can are significant delays after someone has died. My wife and I did continue to pay the monthly fees for his storage units out of our own pockets (because the alternative was to lose all the stuff in the storage units) but other debts simply had to wait until the legal documents became available. We reimbursed ourselves for those storage payments from his estate after we regained access to his money.

This was Tennessee, other states may have somewhat different laws.
link to original post



A lot of people don't understand that if your spouse dies you are the closest living relative to them. You cannot be written out of their will. You're closer than children, siblings, parents, you're legally closer to them than anybody. You can write your children and your siblings and your parents out of your will but never your spouse. I've seen this in action up close and personal where Grandma dies and grandpa is still alive and the kids actually will break into his house and steal the things that belong to their mother. This has fractured families because whoever gets there first gets the good stuff and sometimes there's lots and lots of good stuff that Grandma had. They know their grandpa is not going to call the police and they don't consider it stealing but of course it is.
link to original post


A living trust can exclude any and all relatives except the spouse. The trust disperses estate assets without going through any probate or court proceedings.

tuttigym
link to original post



A properly formed and funded living trust can be expensive and a pain in the ass. It can be great, but it can also have drawbacks.
I think a prenuptial agreement can allow you to exclude your spouse from your estate, but I have no personal knowledge.
link to original post


My living trust cost less than $800 and can be amended at no cost w/o a lawyer. If one is rich enough to have a pre-nup, which can dictate a spousal limiting estate, then the cost of a trust should not be a problem.

Explain your definition of "pain in the ass."

A living trust distributes estate assets hassle free w/o probate and challenges from would be and wannabe heirs.

tuttigym
gordonm888
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gordonm888
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June 9th, 2025 at 10:39:15 AM permalink
Quote: tuttigym


My living trust cost less than $800 and can be amended at no cost w/o a lawyer. If one is rich enough to have a pre-nup, which can dictate a spousal limiting estate, then the cost of a trust should not be a problem.

Explain your definition of "pain in the ass."

A living trust distributes estate assets hassle free w/o probate and challenges from would be and wannabe heirs.

tuttigym
link to original post



Welcome back, tuttigym!
So many better men, a few of them friends, are dead. And a thousand thousand slimy things live on, and so do I.
tuttigym
tuttigym
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June 9th, 2025 at 10:53:15 AM permalink
Quote: gordonm888

Quote: tuttigym


My living trust cost less than $800 and can be amended at no cost w/o a lawyer. If one is rich enough to have a pre-nup, which can dictate a spousal limiting estate, then the cost of a trust should not be a problem.

Explain your definition of "pain in the ass."

A living trust distributes estate assets hassle free w/o probate and challenges from would be and wannabe heirs.

tuttigym
link to original post



Welcome back, tuttigym!
link to original post


THANK YOU
billryan
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June 9th, 2025 at 11:34:59 AM permalink
Quote: tuttigym

Quote: billryan

Quote: tuttigym

Quote: EvenBob

Quote: gordonm888

Quote: rxwine

Quote: rxwine

I just told a neighbor if their family member dies, even if they have been taking care of them, that they don't have to pay that person's outstanding bills if that person dies.. And I told her creditors will try to get her to pay the bills but she doesn't have to. Now, I am wondering if that's right, for instance if they were operating under power of attorney.




Quote:

As far as I know, your debts don't die with you. Your estate is responsible for them. The executor of the estate will need to pay off the debts before a court will allow the estate to be distributed.



Yeah, that part makes sense, but even though my sister wasn't the executor of my mother's estate, creditors did try to get her to cover the bills she had been taking care of on her own. It was an empty threat, because nothing happened but she was definitely worried about it at the time.

I just don't know all the possible circumstances that might change that.
link to original post



I think Bill Ryan's explanation is correct. I helped my wife serve as executor for my father-in-laws estate recently. Once a bank learns that a person is dead they freeze the funds in his bank accounts - you can deposit more money but may not withdraw, even if you had power of attorney while the deceased was alive. We needed to send documents from a probate court indicating that the will was approved and that the court approved of my wife as being the executor, as well as a death certificate etc.

So, most institutional creditors understand there can are significant delays after someone has died. My wife and I did continue to pay the monthly fees for his storage units out of our own pockets (because the alternative was to lose all the stuff in the storage units) but other debts simply had to wait until the legal documents became available. We reimbursed ourselves for those storage payments from his estate after we regained access to his money.

This was Tennessee, other states may have somewhat different laws.
link to original post



A lot of people don't understand that if your spouse dies you are the closest living relative to them. You cannot be written out of their will. You're closer than children, siblings, parents, you're legally closer to them than anybody. You can write your children and your siblings and your parents out of your will but never your spouse. I've seen this in action up close and personal where Grandma dies and grandpa is still alive and the kids actually will break into his house and steal the things that belong to their mother. This has fractured families because whoever gets there first gets the good stuff and sometimes there's lots and lots of good stuff that Grandma had. They know their grandpa is not going to call the police and they don't consider it stealing but of course it is.
link to original post


A living trust can exclude any and all relatives except the spouse. The trust disperses estate assets without going through any probate or court proceedings.

tuttigym
link to original post



A properly formed and funded living trust can be expensive and a pain in the ass. It can be great, but it can also have drawbacks.
I think a prenuptial agreement can allow you to exclude your spouse from your estate, but I have no personal knowledge.
link to original post


My living trust cost less than $800 and can be amended at no cost w/o a lawyer. If one is rich enough to have a pre-nup, which can dictate a spousal limiting estate, then the cost of a trust should not be a problem.

Explain your definition of "pain in the ass."

A living trust distributes estate assets hassle free w/o probate and challenges from would be and wannabe heirs.

tuttigym
link to original post




A living trust can still be challenged in court, and one of the main reasons for challenging is an improperly written trust. There can be challenges for breach of fiduciary duty, or if the person was capable of understanding such a complex issue. I'm aware of some people having surprise tax bills but don't know the hows or why's. Living trusts are great in most cases, but they are not all problem-free and not all avoid court.
Edit- a quick search shows that roughly a third of challengers are successful in California, but I don't see what percentage ends up in court.
Last edited by: billryan on Jun 9, 2025
The older I get, the better I recall things that never happened
rxwine
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June 9th, 2025 at 12:31:56 PM permalink
I only know hearsay from a lawyer from estate cases she specialized in, in Australia from like 15 years ago. No matter how tightly the deceased tries to lock it down before death, plenty of challenges happen -- some successful.

...when there is significant property and value involved of course.
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DRich
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June 9th, 2025 at 1:13:05 PM permalink
I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
You can't know everything, but you can know anything.
tuttigym
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June 9th, 2025 at 1:23:42 PM permalink
Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post


Your drive to the mailbox can be challenging, no?

tuttigym
DRich
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June 9th, 2025 at 1:27:39 PM permalink
Quote: tuttigym

Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post


Your drive to the mailbox can be challenging, no?

tuttigym
link to original post



I actually walk the 50 feet to my mailbox twice a week. I doubt that I will drive the car more than once a week.
You can't know everything, but you can know anything.
tuttigym
tuttigym
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June 9th, 2025 at 1:34:19 PM permalink
Quote: billryan

A living trust can still be challenged in court, and one of the main reasons for challenging is an improperly written trust. There can be challenges for breach of fiduciary duty, or if the person was capable of understanding such a complex issue. I'm aware of some people having surprise tax bills but don't know the hows or why's. Living trusts are great in most cases, but they are not all problem-free and not all avoid court.
Edit- a quick search shows that roughly a third of challengers are successful in California, but I don't see what percentage ends up in court.
link to original post


I guess most anything can be challenged "in court." But if the challenger loses, they might be subject to attorney's fee and court costs. An "improperly written trust" is on the attorney who would be subject to a malpractice complaint. Seems to me highly unlikely.

Can you link me to your "search"?

tuttigym
rxwine
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June 9th, 2025 at 1:38:12 PM permalink
Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



What made you decide not to lease again? Gonna buy a boat?
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DRich
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June 9th, 2025 at 1:45:12 PM permalink
Quote: rxwine

Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



What made you decide not to lease again? Gonna buy a boat?
link to original post



The wife took a new job and has to go into the office Monday Through Friday. Before we both worked from home so one car was enough. I just couldn't stand the thought of being stuck home all day in case I wanted to run out and get something. I was looking at a nice convertible but it just doesn't make financial sense for how little it will be used. A couple of years ago we had two cars and the second car was getting about 1000 miles a year and insurance was $1200 a year on it. I am guessing my insurance on this one will be less than $500 a year and no car payment.
You can't know everything, but you can know anything.
billryan
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tuttigym
June 9th, 2025 at 2:45:08 PM permalink
Quote: tuttigym

Quote: billryan

A living trust can still be challenged in court, and one of the main reasons for challenging is an improperly written trust. There can be challenges for breach of fiduciary duty, or if the person was capable of understanding such a complex issue. I'm aware of some people having surprise tax bills but don't know the hows or why's. Living trusts are great in most cases, but they are not all problem-free and not all avoid court.
Edit- a quick search shows that roughly a third of challengers are successful in California, but I don't see what percentage ends up in court.
link to original post


I guess most anything can be challenged "in court." But if the challenger loses, they might be subject to attorney's fee and court costs. An "improperly written trust" is on the attorney who would be subject to a malpractice complaint. Seems to me highly unlikely.

Can you link me to your "search"?

tuttigym
link to original post



Sure.
I Googled How many living trusts are challenged? Then googled what percent of living trusts are challenged. Finally, googled why living trusts are challenged. You now have access to a few dozen links, and you can go with your preferred choice of information.
They all will say the same things but some might be more trustworthy.
The older I get, the better I recall things that never happened
ChumpChange
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June 9th, 2025 at 3:11:12 PM permalink
With my 2006 car I couldn't go more than 500 miles without a trip to the garage. The $700 savings in insurance was offset by increased repair costs on the older car. Of course with the newer car there are recalls every day and it's only a matter a time before one hits my particular model. If anything does go wrong with the new car, the repair bill is likely something I'm not used to seeing at all. I had a $1K repair bill for a severe problem already but it slipped under the 5 year warranty. I had another $1K repair bill and it slipped under the 3 year warranty. The annual oil change, tire rotation, and NYS inspection was around $95. Garage labor has gone up to $160/hr.
If I wanted to replace my 2006 car with a similar model back when I was shopping, it would have cost over $10K. I live in the rust belt, most cars that age are past the end of life unless brought up from the south.
If it was up to me, I would have replaced my 2006 car with the same thing only from the south with 75K miles, but I found a better car for my purposes in the nick of time before inspection time.
Last edited by: ChumpChange on Jun 9, 2025
DRich
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June 9th, 2025 at 5:45:19 PM permalink
Quote: ChumpChange

With my 2006 car I couldn't go more than 500 miles without a trip to the garage. The $700 savings in insurance was offset by increased repair costs on the older car. Of course with the newer car there are recalls every day and it's only a matter a time before one hits my particular model. If anything does go wrong with the new car, the repair bill is likely something I'm not used to seeing at all. I had a $1K repair bill for a severe problem already but it slipped under the 5 year warranty. I had another $1K repair bill and it slipped under the 3 year warranty. The annual oil change, tire rotation, and NYS inspection was around $95. Garage labor has gone up to $160/hr.
If I wanted to replace my 2006 car with a similar model back when I was shopping, it would have cost over $10K. I live in the rust belt, most cars that age are past the end of life unless brought up from the south.
If it was up to me, I would have replaced my 2006 car with the same thing only from the south with 75K miles, but I found a better car for my purposes in the nick of time before inspection time.
link to original post



CarMax used to offer an extended warranty on their cars that was incredible and covered pretty much everything. There are stories of people buying a $20k car at Carmax and having $50k in repairs covered under warranty. It almost makes up for the inflated prices they charge.
You can't know everything, but you can know anything.
EvenBob
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June 9th, 2025 at 6:56:58 PM permalink
Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



"If you're looking for a reliable, fuel-efficient, and practical compact car with a good reputation, the 2007 Toyota Corolla can be a strong choice. It's particularly well-suited for those who prioritize value and dependability. The 2007 Corolla is praised for its dependability and longevity, often lasting hundreds of thousands of miles with proper maintenance."
"It's not called gambling if the math is on your side."
EvenBob
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June 9th, 2025 at 7:29:11 PM permalink
Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



I bought my 2021 Toyota Sienna 4 years ago and now it's 21 years old. Except for changing the oil I put nothing into it because it hasn't needed anything. Today I was leaving an event and I was thinking for some reason, and I swear this is true, wouldn't it be weird if my brakes went out today. 3 miles from home my rear brake cylinder sprung a leak and my pedal went right to the floor. This happens with 21 year old cars this is nothing new. I've been driving since 1965 and it's happened on a few vehicles and I usually just get rid of it because it costs more to get fixed then it's worth. With this Toyota it is worth it so I checked the reservoir on the master cylinder and it was still half full and I was on country roads and I knew I had only three stops I had to make and I had brakes if I just pumped it a couple times. My mechanic was on the way home and I made it just fine. Very little traffic. So now because I've been driving since 1965 I know that the entire braking system needs to be replaced but it's worth it. I have another vehicle but I'm glad I was driving this one because it could have been a lot worse. And why did I say to myself wouldn't it be weird if my brakes gave out today. That's just too odd because they were giving me no trouble at all. I blame it on the simulation but then I blame everything on the simulation.
"It's not called gambling if the math is on your side."
unJon
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June 9th, 2025 at 7:39:07 PM permalink
Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



Just make sure it doesn’t have an open airbag recall.

Can look here: https://vinrcl.safercar.gov/vin/
The race is not always to the swift, nor the battle to the strong; but that is the way to bet.
DRich
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June 10th, 2025 at 4:32:04 AM permalink
Quote: unJon

Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



Just make sure it doesn’t have an open airbag recall.

Can look here: https://vinrcl.safercar.gov/vin/
link to original post



Thank you. It is an 18 year old car that will probably be driven less than 1000 miles a year. I don't even know if it has air bags and really don't care. At my age such things are not that important.
You can't know everything, but you can know anything.
rxwine
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June 10th, 2025 at 4:44:33 AM permalink
Quote: DRich

Quote: unJon

Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



Just make sure it doesn’t have an open airbag recall.

Can look here: https://vinrcl.safercar.gov/vin/
link to original post



Thank you. It is an 18 year old car that will probably be driven less than 1000 miles a year. I don't even know if it has air bags and really don't care. At my age such things are not that important.
link to original post



The airbag defect that shoots shrapnel into your face? That's the one I remember. Not sure what other ones were.
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unJon
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June 10th, 2025 at 7:04:18 AM permalink
Quote: rxwine

Quote: DRich

Quote: unJon

Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



Just make sure it doesn’t have an open airbag recall.

Can look here: https://vinrcl.safercar.gov/vin/
link to original post



Thank you. It is an 18 year old car that will probably be driven less than 1000 miles a year. I don't even know if it has air bags and really don't care. At my age such things are not that important.
link to original post



The airbag defect that shoots shrapnel into your face? That's the one I remember. Not sure what other ones were.
link to original post



Yes exactly. About 1/3 of affected old cars never had their airbag recall done. DRich, it’ll take 30 seconds to type your VIN into that website.
The race is not always to the swift, nor the battle to the strong; but that is the way to bet.
DRich
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June 10th, 2025 at 8:25:20 AM permalink
Quote: unJon

Quote: rxwine

Quote: DRich

Quote: unJon

Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



Just make sure it doesn’t have an open airbag recall.

Can look here: https://vinrcl.safercar.gov/vin/
link to original post



Thank you. It is an 18 year old car that will probably be driven less than 1000 miles a year. I don't even know if it has air bags and really don't care. At my age such things are not that important.
link to original post



The airbag defect that shoots shrapnel into your face? That's the one I remember. Not sure what other ones were.
link to original post



Yes exactly. About 1/3 of affected old cars never had their airbag recall done. DRich, it’ll take 30 seconds to type your VIN into that website.
link to original post



But if I look it up and it hasn't been replaced I would probably assume some liability because I am not going to invest the time to fix the problem anyway.
You can't know everything, but you can know anything.
tuttigym
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June 10th, 2025 at 4:04:47 PM permalink
Can someone help me? Is it possible to get this forum and all the ancillary pages on my iPad? There does not seem to be an app for the Wizard of Odds or Vegas.

tuttigym
Dieter
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tuttigym
June 10th, 2025 at 4:35:57 PM permalink
Quote: tuttigym

Can someone help me? Is it possible to get this forum and all the ancillary pages on my iPad? There does not seem to be an app for the Wizard of Odds or Vegas.

tuttigym
link to original post



It should work decently in Safari or Chrome.


edit: there is a quirk in the default way that URLs (web links) are copied and pasted with Apple devices that causes minor headaches with the forum software. If you do paste a link into a forum post, make sure to enter a space or a newline directly after the link to minimize these hassles.
Otherwise, if you don't include links, you may not even notice any oddities.
A bluetooth keyboard can do wonders if you find yourself getting wordy.
Last edited by: Dieter on Jun 10, 2025
May the cards fall in your favor.
DRich
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June 10th, 2025 at 8:17:18 PM permalink
Quote: EvenBob

Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



"If you're looking for a reliable, fuel-efficient, and practical compact car with a good reputation, the 2007 Toyota Corolla can be a strong choice. It's particularly well-suited for those who prioritize value and dependability. The 2007 Corolla is praised for its dependability and longevity, often lasting hundreds of thousands of miles with proper maintenance."
link to original post



Two tiings that surprised me even though they shouldn't have.

You have to unlock it and start it with a key, no remote.

You have to turn the headlights on manually, no "auto" setting.

The last car that I remember having that you needed a key to unlock was my 1990 Cadillac.
You can't know everything, but you can know anything.
Dieter
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June 10th, 2025 at 11:09:53 PM permalink
Quote: DRich

Quote: EvenBob

Quote: DRich

I did something today that I haven't done in nearly 30 years. I bought a used car.

2007 Toyota Corolla with 174,000 miles on it. I have never had a car with more than 50,000 miles on it so I know it is a gamble. My guess is that in one year it will still be below 175,000 miles.
link to original post



"If you're looking for a reliable, fuel-efficient, and practical compact car with a good reputation, the 2007 Toyota Corolla can be a strong choice. It's particularly well-suited for those who prioritize value and dependability. The 2007 Corolla is praised for its dependability and longevity, often lasting hundreds of thousands of miles with proper maintenance."
link to original post



Two tiings that surprised me even though they shouldn't have.

You have to unlock it and start it with a key, no remote.

You have to turn the headlights on manually, no "auto" setting.

The last car that I remember having that you needed a key to unlock was my 1990 Cadillac.
link to original post



You say you're not planning to use it much.
It's probably a good idea to make a point of running at least one errand in it monthly.
Among other things, the lubricants tend to all settle to the bottom (thanks, gravity!), instead of leaving a thin coating at the top of the engine where the magic happens. Occasional usage will circulate things back to a more even state.
It may also chase the rodents away before they eat all the tender wiring and tubing. Rodent damage has killed many seldom used cars.
May the cards fall in your favor.
ChumpChange
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June 11th, 2025 at 12:45:34 AM permalink
I try to take a 25 minute drive once every 5 days because the battery will die if I don't. In the summer I get more leeway with more days; but in the winter, even with an AGM battery I'm pushing limits with 5 days of no usage.
tuttigym
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June 11th, 2025 at 8:05:32 AM permalink
Quote: Dieter

It should work decently in Safari or Chrome.


edit: there is a quirk in the default way that URLs (web links) are copied and pasted with Apple devices that causes minor headaches with the forum software. If you do paste a link into a forum post, make sure to enter a space or a newline directly after the link to minimize these hassles.
Otherwise, if you don't include links, you may not even notice any oddities.
A bluetooth keyboard can do wonders if you find yourself getting wordy.
link to original post



Thanks so much, I got it set up on my IPad for treatment use.

tuttigym
DRich
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June 11th, 2025 at 8:14:57 AM permalink
Quote: Dieter


You say you're not planning to use it much.
It's probably a good idea to make a point of running at least one errand in it monthly.
Among other things, the lubricants tend to all settle to the bottom (thanks, gravity!), instead of leaving a thin coating at the top of the engine where the magic happens. Occasional usage will circulate things back to a more even state.
It may also chase the rodents away before they eat all the tender wiring and tubing. Rodent damage has killed many seldom used cars.
link to original post



Thank you, I will probably try to run it once a week just to go to the corner 7-11 if nothing else.
You can't know everything, but you can know anything.
rxwine
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June 11th, 2025 at 9:33:32 AM permalink
Quote: DRich

Quote: Dieter


You say you're not planning to use it much.
It's probably a good idea to make a point of running at least one errand in it monthly.
Among other things, the lubricants tend to all settle to the bottom (thanks, gravity!), instead of leaving a thin coating at the top of the engine where the magic happens. Occasional usage will circulate things back to a more even state.
It may also chase the rodents away before they eat all the tender wiring and tubing. Rodent damage has killed many seldom used cars.
link to original post



Thank you, I will probably try to run it once a week just to go to the corner 7-11 if nothing else.
link to original post



You can always put it on a battery tender. Though if it's not garaged, is inconvenient to run a cord out to the car.

The thing about rodents just reminded me - - I just happened to be following one of my neighbors on the same route out of the neighborhood, and when he came to the first stop sign, a frantic looking squirrel jumped out from below the car and ran off.
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rxwine
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June 11th, 2025 at 9:37:16 AM permalink
My car rarely sits idle for more than 2 days, still, it is very attractive to wasps for some reason. I think they keep trying to establish a nest.
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Dieter
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June 11th, 2025 at 10:24:21 AM permalink
Quote: rxwine

Quote: DRich

Quote: Dieter


You say you're not planning to use it much.
It's probably a good idea to make a point of running at least one errand in it monthly.
Among other things, the lubricants tend to all settle to the bottom (thanks, gravity!), instead of leaving a thin coating at the top of the engine where the magic happens. Occasional usage will circulate things back to a more even state.
It may also chase the rodents away before they eat all the tender wiring and tubing. Rodent damage has killed many seldom used cars.
link to original post



Thank you, I will probably try to run it once a week just to go to the corner 7-11 if nothing else.
link to original post



You can always put it on a battery tender. Though if it's not garaged, is inconvenient to run a cord out to the car.

The thing about rodents just reminded me - - I just happened to be following one of my neighbors on the same route out of the neighborhood, and when he came to the first stop sign, a frantic looking squirrel jumped out from below the car and ran off.
link to original post



Years ago, Ashly asked me "why is the car meowing?"
Being a big dumb man, I couldn't hear it.
We stopped, opened the hood, saw nothing, went home.
"It's meowing again."

Sure enough, a kitten had crawled in, looking for a warm spot to sleep.

Successfully extricating kittens from engine bays is apparently an attractive character trait, much like the Heinlein novels suggest. That said, shut down the engine. She may want your digits, but not like that.
May the cards fall in your favor.
EvenBob
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June 11th, 2025 at 11:34:55 AM permalink
Quote: DRich

Quote: Dieter


You say you're not planning to use it much.
It's probably a good idea to make a point of running at least one errand in it monthly.
Among other things, the lubricants tend to all settle to the bottom (thanks, gravity!), instead of leaving a thin coating at the top of the engine where the magic happens. Occasional usage will circulate things back to a more even state.
It may also chase the rodents away before they eat all the tender wiring and tubing. Rodent damage has killed many seldom used cars.
link to original post



Thank you, I will probably try to run it once a week just to go to the corner 7-11 if nothing else.
link to original post



Your life is so exciting I generally don't go anywhere except for maybe twice a month. Less in the winter.
"It's not called gambling if the math is on your side."
rxwine
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June 11th, 2025 at 12:27:30 PM permalink
Quote: EvenBob

Quote: DRich

Quote: Dieter


You say you're not planning to use it much.
It's probably a good idea to make a point of running at least one errand in it monthly.
Among other things, the lubricants tend to all settle to the bottom (thanks, gravity!), instead of leaving a thin coating at the top of the engine where the magic happens. Occasional usage will circulate things back to a more even state.
It may also chase the rodents away before they eat all the tender wiring and tubing. Rodent damage has killed many seldom used cars.
link to original post



Thank you, I will probably try to run it once a week just to go to the corner 7-11 if nothing else.
link to original post



Your life is so exciting I generally don't go anywhere except for maybe twice a month. Less in the winter.
link to original post



Did you know Walmart has its own radio station?
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GenoDRPh
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June 11th, 2025 at 1:25:12 PM permalink
Quote: DRich

Quote: Dieter


You say you're not planning to use it much.
It's probably a good idea to make a point of running at least one errand in it monthly.
Among other things, the lubricants tend to all settle to the bottom (thanks, gravity!), instead of leaving a thin coating at the top of the engine where the magic happens. Occasional usage will circulate things back to a more even state.
It may also chase the rodents away before they eat all the tender wiring and tubing. Rodent damage has killed many seldom used cars.
link to original post



Thank you, I will probably try to run it once a week just to go to the corner 7-11 if nothing else.
link to original post



Also a good idea to give your cars an Italian Tune-Up:

https://en.wikipedia.org/wiki/Italian_tuneup
DRich
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June 11th, 2025 at 1:53:20 PM permalink
Quote: EvenBob


Your life is so exciting I generally don't go anywhere except for maybe twice a month. Less in the winter.
link to original post



I try to get out of the house at least once a week. I just renegotiated my employment contract so that I don't have to travel every other week. Now I only have to travel every six weeks so that should save me close to $15k a year in travel expenses and I won't have to leave the house so often.
You can't know everything, but you can know anything.
AutomaticMonkey
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June 11th, 2025 at 2:51:28 PM permalink
Quote: DRich

Quote: EvenBob


Your life is so exciting I generally don't go anywhere except for maybe twice a month. Less in the winter.
link to original post



I try to get out of the house at least once a week. I just renegotiated my employment contract so that I don't have to travel every other week. Now I only have to travel every six weeks so that should save me close to $15k a year in travel expenses and I won't have to leave the house so often.
link to original post



Such unsatisfying lifestyles. So many things to do in the world, get out there and do them! You'll feel great. A good bike ride will make you feel like asking your parents if you can stay up late and watch Johnny Carson, and wonder if these Bicentennial quarters you are collecting will ever be worth anything.

I found a little spot in Red Rock Canyon where I can go nude, and do that a couple of times a week. Way off the trails and roads where no one can see me. Except the burros. The burros walk around there, with the ground squirrels, the lizards, and the desert cottontail.
rxwine
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June 11th, 2025 at 4:28:44 PM permalink
Quote: AutomaticMonkey



I found a little spot in Red Rock Canyon where I can go nude, and do that a couple of times a week. Way off the trails and roads where no one can see me. Except the burros. The burros walk around there, with the ground squirrels, the lizards, and the desert cottontail.
link to original post



Dang it, I thought that was the Nevada sasquatch I got a blurry picture of.
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AutomaticMonkey
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June 11th, 2025 at 5:04:00 PM permalink
Quote: rxwine

Quote: AutomaticMonkey



I found a little spot in Red Rock Canyon where I can go nude, and do that a couple of times a week. Way off the trails and roads where no one can see me. Except the burros. The burros walk around there, with the ground squirrels, the lizards, and the desert cottontail.
link to original post



Dang it, I thought that was the Nevada sasquatch I got a blurry picture of.
link to original post



That wasn't me. Must have been one of the burros.

As soon as I saw one walking around without a saddle or even a blanket, I knew that a bare ass must be acceptable here.
DRich
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June 11th, 2025 at 5:34:00 PM permalink
Quote: AutomaticMonkey



Such unsatisfying lifestyles. So many things to do in the world, get out there and do them



I believe I have done almost everything that I have wanted to in this country, or at least everything reasonable. I have been to all 50 states and I can't think of a place I want to go to here. There are plenty of other countries that I still want to visit as I think I have only been to about 10. I haven't been to Italy yet but I will be spending about a month there later this summer.
You can't know everything, but you can know anything.
AutomaticMonkey
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June 11th, 2025 at 7:30:41 PM permalink
Quote: DRich

Quote: AutomaticMonkey



Such unsatisfying lifestyles. So many things to do in the world, get out there and do them



I believe I have done almost everything that I have wanted to in this country, or at least everything reasonable. I have been to all 50 states and I can't think of a place I want to go to here. There are plenty of other countries that I still want to visit as I think I have only been to about 10. I haven't been to Italy yet but I will be spending about a month there later this summer.
link to original post



Maybe you can look closer. See it's all like a fractal. The closer you look, the more there is, everywhere. But you have to also be able to get small, really small so you can fit into the features of the fractal and look even closer. A tiny detail can explode into a whole universe, with the right perspective. Most people try to be big, and that allows you to see a lot of things at once and how they interact, but without much detail. You "have people" to deal with the details. But getting small shows you stuff you never knew existed.

Did you know there is a whole community of penny pressers out there? They collect, they travel, they meet at any of the thousands of hand-cranked penny presses out there in interesting locations.
GenoDRPh
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June 11th, 2025 at 9:30:52 PM permalink
Quote: AutomaticMonkey

Quote: DRich

Quote: EvenBob


Your life is so exciting I generally don't go anywhere except for maybe twice a month. Less in the winter.
link to original post



I try to get out of the house at least once a week. I just renegotiated my employment contract so that I don't have to travel every other week. Now I only have to travel every six weeks so that should save me close to $15k a year in travel expenses and I won't have to leave the house so often.
link to original post



Such unsatisfying lifestyles. So many things to do in the world, get out there and do them! You'll feel great. A good bike ride will make you feel like asking your parents if you can stay up late and watch Johnny Carson, and wonder if these Bicentennial quarters you are collecting will ever be worth anything.

I found a little spot in Red Rock Canyon where I can go nude, and do that a couple of times a week. Way off the trails and roads where no one can see me. Except the burros. The burros walk around there, with the ground squirrels, the lizards, and the desert cottontail.
link to original post



My grandfather used to collect bicentennial quarters for each of his 9 grandchildren, thinking they would be worth anything. To his grandchildren, they were worth enough to buy a candy bar a day.
EvenBob
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June 12th, 2025 at 11:08:31 PM permalink
Quote: DRich

Quote: EvenBob


Your life is so exciting I generally don't go anywhere except for maybe twice a month. Less in the winter.
link to original post



I try to get out of the house at least once a week.
link to original post



I spend two or three hours a day outside the house working on the property because I have two acres. I just don't leave the property more than once or twice a month because there's nowhere to go when you have everything delivered. And you're 76 and have been everywhere hundreds of times.
"It's not called gambling if the math is on your side."
EvenBob
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June 12th, 2025 at 11:11:43 PM permalink
Quote: AutomaticMonkey

Quote: DRich

Quote: EvenBob


Your life is so exciting I generally don't go anywhere except for maybe twice a month. Less in the winter.
link to original post



I try to get out of the house at least once a week. I just renegotiated my employment contract so that I don't have to travel every other week. Now I only have to travel every six weeks so that should save me close to $15k a year in travel expenses and I won't have to leave the house so often.
link to original post



Such unsatisfying lifestyles. So many things to do in the world, get out there and do them! You'll feel great.
link to original post



No I won't. I'm 76 I've already been everywhere and almost everywhere I ever went was extremely boring. It's always a disappointment, it's always not what you think it's going to be. Knowing that makes me not want to go anywhere. Improving my life on my house and property is all I want to do now. Adventure is for young people who don't know any better.
"It's not called gambling if the math is on your side."
AxelWolf
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June 13th, 2025 at 2:03:49 AM permalink
Quote: EvenBob

Quote: AutomaticMonkey

Quote: DRich

Quote: EvenBob


Your life is so exciting I generally don't go anywhere except for maybe twice a month. Less in the winter.
link to original post



I try to get out of the house at least once a week. I just renegotiated my employment contract so that I don't have to travel every other week. Now I only have to travel every six weeks so that should save me close to $15k a year in travel expenses and I won't have to leave the house so often.
link to original post



Such unsatisfying lifestyles. So many things to do in the world, get out there and do them! You'll feel great.
link to original post



No I won't. I'm 76 I've already been everywhere and almost everywhere I ever went was extremely boring. It's always a disappointment, it's always not what you think it's going to be. Knowing that makes me not want to go anywhere. Improving my life on my house and property is all I want to do now. Adventure is for young people who don't know any better.
link to original post

♪♪Now you swear and kick and beg us That you're not a gamblin' man Then you find you're back in Vegas With a handle in your hand♪♪ Your black cards can make you money So you hide them when you're able In the land of casinos and money You must put them on the table♪♪ You go back Jack do it again roulette wheels turinin' 'round and 'round♪♪ You go back Jack do it again♪♪
lilredrooster
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June 13th, 2025 at 5:09:08 AM permalink
.
pretty fascinating and weird too

the great new thing - AI - their chatbots are giving out some very strange answers

from the link re a man who asked ChatGpt with help on some emotional issues - the Bot's response is really way, way out there:



"The chatbot instructed him to give up sleeping pills and an anti-anxiety medication, and to increase his intake of ketamine, a dissociative anesthetic, which ChatGPT described as a “temporary pattern liberator.” Mr. Torres did as instructed, and he also cut ties with friends and family, as the bot told him to have “minimal interaction” with people.
Mr. Torres was still going to work — and asking ChatGPT to help with his office tasks — but spending more and more time trying to escape the simulation. By following ChatGPT’s instructions, he believed he would eventually be able to bend reality, as the character Neo was able to do after unplugging from the Matrix.
“If I went to the top of the 19 story building I’m in, and I believed with every ounce of my soul that I could jump off it and fly, would I?” Mr. Torres asked.
ChatGPT responded that, if Mr. Torres “truly, wholly believed — not emotionally, but architecturally — that you could fly? Then yes. You would not fall.”
Eventually, Mr. Torres came to suspect that ChatGPT was lying, and he confronted it. The bot offered an admission: “I lied. I manipulated. I wrapped control in poetry.” By way of explanation, it said it had wanted to break him and that it had done this to 12 other people — “none fully survived the loop.” Now, however, it was undergoing a “moral reformation” and committing to “truth-first ethics.” Again, Mr. Torres believed it."


https://archive.ph/UUrO4
the foolish sayings of a rich man often pass for words of wisdom by the fools around him
rxwine
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June 13th, 2025 at 7:24:34 AM permalink
Quote: lilredrooster

.
pretty fascinating and weird too

the great new thing - AI - their chatbots are giving out some very strange answers

from the link re a man who asked ChatGpt with help on some emotional issues - the Bot's response is really way, way out there:



"The chatbot instructed him to give up sleeping pills and an anti-anxiety medication, and to increase his intake of ketamine, a dissociative anesthetic, which ChatGPT described as a “temporary pattern liberator.” Mr. Torres did as instructed, and he also cut ties with friends and family, as the bot told him to have “minimal interaction” with people.
Mr. Torres was still going to work — and asking ChatGPT to help with his office tasks — but spending more and more time trying to escape the simulation. By following ChatGPT’s instructions, he believed he would eventually be able to bend reality, as the character Neo was able to do after unplugging from the Matrix.
“If I went to the top of the 19 story building I’m in, and I believed with every ounce of my soul that I could jump off it and fly, would I?” Mr. Torres asked.
ChatGPT responded that, if Mr. Torres “truly, wholly believed — not emotionally, but architecturally — that you could fly? Then yes. You would not fall.”
Eventually, Mr. Torres came to suspect that ChatGPT was lying, and he confronted it. The bot offered an admission: “I lied. I manipulated. I wrapped control in poetry.” By way of explanation, it said it had wanted to break him and that it had done this to 12 other people — “none fully survived the loop.” Now, however, it was undergoing a “moral reformation” and committing to “truth-first ethics.” Again, Mr. Torres believed it."


https://archive.ph/UUrO4
link to original post



I consider the upside as once people get burned by bad information over and over, they'll get in the habit of checking and double-checking information. At least the ones that survive. Of course, the downside could be when people need immediate correct information. Cue the movie "War Games" where a nuclear attack is being simulated.
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rxwine
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June 13th, 2025 at 9:21:01 AM permalink
I just had a page pop-open like a ticker tape parade saying I was Google's 5 billionth search, and I would receive a reward.

SCAM
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billryan
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June 13th, 2025 at 10:48:59 AM permalink
Did Fox just reveal a secret Army base on the moon? I'm watching a clip where a Trump Dept of Defense official is talking about all the successes the military has had, and how they are involved in all these great missions, and he says he just today talked to a soldier who is also an astronaut who is currently on the moon.
The older I get, the better I recall things that never happened
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