billryan
billryan
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August 30th, 2017 at 12:07:23 PM permalink
Three weeks ago, Allstate sent me a letter informing me that during a routine audit, they discovered my premium was higher than it should have been.
Letter said a detailed explanation and a refund check would go out in ten business days.
Yesterday I got the letter and this explanation.
5/16- balance of $473.67
6/16- EZ Pay 158.89, balance of $314.78
6/16- Policy Canceled as of 5/26 -$520.
6/16- Excess payments of $204.22
6/16 $204.22 balance transfer
8/17- Refund .01
8/17- check issued -0.01.
The difference between fiction and reality is that fiction is supposed to make sense.
Romes
Romes
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August 30th, 2017 at 12:31:28 PM permalink
It was probably just someone who was 90 years old in the refunds department... and they're also upset that you never call.

p.s. I'd frame it and keep it. Sure as hell ain't worth cashing.
Playing it correctly means you've already won.
ThatDonGuy
ThatDonGuy
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August 30th, 2017 at 1:12:08 PM permalink
The last time I looked, there was a photo of a check for one cent in the Guinness Book of World Records.
DJTeddyBear
DJTeddyBear
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August 30th, 2017 at 1:17:28 PM permalink
Quote: Romes

... I'd frame it and keep it. Sure as hell ain't worth cashing.

And in 6 months, they may send you a replacement!
I invented a few casino games. Info: http://www.DaveMillerGaming.com/ ————————————————————————————————————— Superstitions are silly, childish, irrational rituals, born out of fear of the unknown. But how much does it cost to knock on wood? 😁
billryan
billryan
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August 30th, 2017 at 1:55:44 PM permalink
http://www.funfactz.com/celebrity-facts/spy-magazine-donald-trump-3501.html
The difference between fiction and reality is that fiction is supposed to make sense.
chuckbarry
chuckbarry
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August 30th, 2017 at 3:18:28 PM permalink
A penny saved is a penny earned. Find a penny slot machine, an go wild parlaying wins.
Johnzimbo
Johnzimbo
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August 30th, 2017 at 5:00:22 PM permalink
I closed my Etrade account years ago and for some reason they continue to send me statements showing I have a one penny balance.
Joeman
Joeman
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August 31st, 2017 at 4:53:48 AM permalink
Quote: Johnzimbo

I closed my Etrade account years ago and for some reason they continue to send me statements showing I have a one penny balance.

Had this happen years ago with moving an IRA to a different brokerage. For some reason, they moved all but $1 out of the old account. It may be that the new brokerage couldn't "close out" my old account, and I'd have had to go down to the old brokerage (actually a bank) and close it out myself. For $1, it was never worth my time to go there. I wasn't very happy with the bank at that time anyway, which was why I moved my accounts. So, I wasn't going to do them any favors.

The bank still sent me statements quarterly, and it turned out that the $1 was still earning interest in a money market account! About 4 years ago, they finally got fed up, closed the account on their own, and sent me a check... for $1.43.
"Dealer has 'rock'... Pay 'paper!'"
odiousgambit
odiousgambit
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August 31st, 2017 at 5:29:38 AM permalink
If you can get old bank records from parents or grandparents who were writing checks in the 50s or earlier, you see a lot written for about a dollar
the next time Dame Fortune toys with your heart, your soul and your wallet, raise your glass and praise her thus: “Thanks for nothing, you cold-hearted, evil, damnable, nefarious, low-life, malicious monster from Hell!”   She is, after all, stone deaf. ... Arnold Snyder
ThatDonGuy
ThatDonGuy
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August 31st, 2017 at 6:08:07 AM permalink
Quote: odiousgambit

If you can get old bank records from parents or grandparents who were writing checks in the 50s or earlier, you see a lot written for about a dollar


In business class in high school (late 1970s), I was taught how to write a check for an amount less than $1.

To write a check for 69 cents, put "69c" as the number, circle it, and put "Only Sixty-Nine Cents" as the written amount.

There is also an episode of The Simpsons where Bart writes checks for amounts like 25 cents, mainly to get other people's signatures.
Ibeatyouraces
Ibeatyouraces
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August 31st, 2017 at 7:39:25 AM permalink
"Zero dollars and sixty nine cents"
DUHHIIIIIIIII HEARD THAT!
billryan
billryan
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August 31st, 2017 at 10:21:48 AM permalink
As my father was in the Army, we moved a lot. A school I went to in fifth and sixth grade used to send a banker to the school on Wednesdays. Class by class would go out to the table he set up in the hall and make our deposits. Most were for around a quarter, except at Christmas and birthday weeks. If you made deposits x amount of weeks, you got a certificate indicating you were a dedicated saver, and the class with the most participants got a party at the end of the year. I don't know about the rest of the class, but this turned me into a lifetime saver. I was amazed that kids in fifth grade had balances of a hundred dollars or more. One kid had almost four hundred dollars saved. I had nothing when I started.
The difference between fiction and reality is that fiction is supposed to make sense.
Paradigm
Paradigm
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September 1st, 2017 at 11:02:37 AM permalink
Bill, that program was brilliant...we need more basic financial education in K-12 Public Education. No one advocates out for it, but it is the stuff that every American needs to be more fiscally educated and therefore able to be financially responsible.

Instead the media clamors over losing art, music, drama class and other "cultural education" programs in our public schools...meh.
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