Dear Kimberly Haman, wrote the bank. We regret to inform you that we are unable to proceed with you loan as of today June 20, 2013. The reason for your denial is that your status from Equifax is reporting you as deceased.
She then contacted Equifax about her predicament. Equifax won't budge. They know she's dead.
So she's suing Heartland Bank and Equifax for ruining her credit rating. The lawsuit alleges that Heartland and Equifax violated the Fair Credit Reporting Act by failing to properly look into the problem. The statute governs the accuracy of credit information circulated about consumers and establishes a process to investigate consumer disputes. Legal scholars are concerned that the tricky part of the lawsuit will be finding a medical expert to convince the court that she's not dead.
Heartlands slogan, by the way, is Real Life. Banking.
Quote: renoLegal scholars are concerned that the tricky part of the lawsuit will be finding a medical expert to convince the court that she's not dead.
Ah, yes, isn't this the old "you can't prove a negative"?
Quote: BuzzardAs long as she has income and a good credit score, being a zombie should not be held against her. Talk about discrimination !
Totally agree, zombies should have the same rights as humans.
Quote: BuzzardAnd ditto-heads too, maybe.
Mega dildos
they also frequently have a DOD for Date of Death.
Some clerks see DOD and a list of prescriptions to get filled....
and think its Date of Death and the prescribed drugs are to be taken by a corpse.
Whoa... watch the crazy talk.Quote: KickassTotally agree, zombies should have the same rights as humans.
Next you're gonna insist that zombies have a right to get married.
Quote: DJTeddyBearWhoa... watch the crazy talk.
Next you're gonna insist that zombies have a right to get married.
Or vote. This is crazy talk.
No, really, that's one of the saddest stories around, that no one she knew missed her for 6 years.
Quote: renoThen there's this other woman, who had the exact opposite problem: she'd been dead for 6 years, no one knew it, and the bank kept automatically withdrawing her monthly mortgage payment from her savings account. Eventually the $54,000 savings account was depleted, the house went into foreclosure, the bank sent a contractor to evaluate the house, and the contractor discovered the corpse in the garage. Yes, the corpse had been in the garage since 2008, which is what makes the story so interesting because the corpse had voted in the 2010 election.
The thing that sticks out to me the most is - who keeps that much money in a savings account?!
Deploy your capital, people!
" I'll lay 6 to 1 he don't wake up by tomorrow" !
Quote: AcesAndEightsThe thing that sticks out to me the most is - who keeps that much money in a savings account?!
Deploy your capital, people!
That's the part that jumps out at you? That her interest earnings were only 0.001% (or whatever pathetic rate banks pay on savings accounts)?
Apparently, she had recieved a large sum (severence?) from her employer (Chrysler) just before she died, so she hadn't had a chance to invest it wisely.
Quote: renoThat's the part that jumps out at you? That her interest earnings were only 0.001% (or whatever pathetic rate banks pay on savings accounts)?
Yes I know, I'm cold
Quote:Apparently, she had recieved a large sum (severence?) from her employer (Chrysler) just before she died, so she hadn't had a chance to invest it wisely.
Okay, well that's an acceptable excuse.