CURSED!!!!!

After 1.5 years out of the Full Time workforce; I finally land an interview scheduled for this afternoon for a potentially lucrative full-time consulting position.

I woke up 2 hours ago with the most excruciating back pain ever....I can hardly move my back; may have to postpone the interview. Why am I so freaking cursed???

At one point in your life did you play for the Cubs?

As an HR director, I hate to tell you this, but you're in trouble. Postponing an interview is a red flag for me. Since it's consulting, it's not as big of a deal, but hypothetically if someone called me and said they had a bad back, and then want to go on my health insurance in 3 months... I wouldn't discriminate of course...

Quote: FinsRule

As an HR director, I hate to tell you this, but you're in trouble. Postponing an interview is a red flag for me. Since it's consulting, it's not as big of a deal, but hypothetically if someone called me and said they had a bad back, and then want to go on my health insurance in 3 months... I wouldn't discriminate of course...

I know......postponing an interview is Suicide. Just got a massage from two masseuses and took some Naproxen.....feel a bit better. Heading out to the interview within the hour.

Quote: FinsRule

if someone called me and said they had a bad back, and then want to go on my health insurance in 3 months... I wouldn't discriminate of course...

Are you saying your health insurance premiums actually depend on the claims submitted by employees?
Or are you just watching for the insurance company not to get bankrupted by all the bad-back fraudsters out there?

Quote: CrapsForever

I know......postponing an interview is Suicide. Just got a massage from two masseuses and took some Naproxen.....feel a bit better. Heading out to the interview within the hour.

Good idea, you've got to get to the interview, especially for a lucrative job where the opportunity might not come around again for a while. Maybe the bad back is just karma for calling out people who bring chairs to the craps table. Only kidding. Best of luck with the interview!

Premiums depend on claims.

Quote: CrapsForever

I know......postponing an interview is Suicide. Just got a massage from two masseuses and took some Naproxen.....feel a bit better. Heading out to the interview within the hour.

Way to go. Good luck!

Quote: CrapsForever

I know......postponing an interview is Suicide. Just got a massage from two masseuses and took some Naproxen.....feel a bit better. Heading out to the interview within the hour.

Sometimes in life things happen that just make a story worth telling. Hopefully this is one of those times. REALLY !

Good luck!

Quote: buzzpaff

Sometimes in life things happen that just make a story worth telling. Hopefully this is one of those times. REALLY !

I was one of about 60 students interviewing for 10 internships with a Big 4 accounting firm. It had rained the previous day and then it froze overnight, so on my walk across campus to the interview I took a nasty fall, hurting my knee, ripping the knee in my suit and completely scraping up my kneecap and leg to the point that I really should have gotten stiches. I knew that I couldn't go to the interview looking like this, so I took of my shoes (they had no traction whatsoever) and sprinted back to my dorm room to put on my other suit. I had planned to arrive 20 minutes early, but now I would be lucky to be on time. I put on the other suit, but I didn't have any bandaids big enough to cover the wounds. I got to the interview drenched in sweat with my face beat red. I walk into the room at 9:01 and the recruiter says, "Steve, are you okay?" I look down at my leg and it is covered in blood like I just got in a horrific car accident, bleeding right through this second suit. I just said, "Oh I just slipped on the ice, I'm really sorry I'm late". Of course when I went in for my interview with the partner I had to tell him the whole story of what happened, and after he asked if I was okay he started laughing as I told the story. This was the best ice breaker (pun intended) that I ever could have asked for as I then felt so comfortable answering questions like, "Why are you interested in this firm", "Tell me about yourself", "What are your strengths and weaknesses", "Why accounting". The recruiter called me that night and offered me the 2nd round interview, which only 25 of 60 got. She said that the partner was really impressed with the way I handled myself in the face of adversity and couldn't believe how well I stayed calm and performed even while my leg was gushing blood and my heart was pumping. She said I stood out in more than one way and that she was really impressed with my composure. Sure enough when I had my second round interview the partner had heard the whole story from my first round and made a comment when I walked in the room. This again broke the ice and I had a great interview. I was offered the position and I start on Monday. When I interviewed with another firm the partner was a stiff and I couldn't connect with him at all on a personal level as he just asked general questions and appeared very bored. Sure enough I didn't get an offer from them. It certinaly wasn't the way I had chalked things up at 8am on the day of that interview, but the unfortunate sequence of events actually worked to my favor. Whenever I see the recruiter at events she always makes mention of the ripped suit. For the record I was able to get it fixed for $60 when I thought that there was no chance of repairs and I had just lost a $600 suit that I had worn twice.

Lets hope the OP's story has a happy ending also.

Good luck. It sucks but you just have to tough out the back and collapse when you get home. Our insurance is based on the census of our workers, not on claims. Claims related premiums are what workmans comp is for.

Quote: FinsRule

Premiums depend on claims.

Wow!
Can you tell me which provider you are using and in what state if it is not a secret? And what exactly is the rule for premiums that ties them to the claims? Is it just a number of claims or the total/average amount or something else? Is it just the insured's claims, or dependents as well? Perhaps, you could point me to a document or a prospectus explaining the details?
I just have never heard of a medical insurance policy premium, group or individual, depending on the actual claim, and am very interested in finding out the details.

I'm not comfortable giving out too many details besides the fact that I'm in Illinois. But this applied when I worked in Missouri as well.

But I'm surprised that you're surprised. What insurance have you heard of that doesn't use "experience" in determining premiums? It would be insured and dependent claims.

I don't know if there is an exact formula that is used. But if there are several big money claims, the insurance rates will go up. Last year we had a good year and our medical insurance stayed pretty much flat.

Now, I guess the caveat would be that I do not work for a huge corporation. I'm sure experience matters a lot less if there are more employees in the group.

Thanks for the well wishes!

Just concluded 3 hours of interviews with 6 directors. Hopefully, I get an offer. Need to get back to working full-time and seeing co-workers everyday. It's been a struggle the past 1.5 years.....

Will add you to my prayer list. No atheists in economic foxholes, that's for sure !

Quote: buzzpaff

Will add you to my prayer list. No atheists in economic foxholes, that's for sure !

Thx buzzpaff!

Quote: weaselman

what exactly is the rule for premiums that ties them to the claims?

I think I have it right that the insurance companies are allowed to discriminate on the basis of the composition of your group, and generally one company = one group. So if you are in a small group with a lot of sick people, the group's premiums go up like crazy. I was in a very small group in the 80s that happened to, and we wound up losing our health insurance due to one person's kidney disease. Up till then it was free, company paid it all, but with developments finally they just dropped it, couldnt afford it.

You might imagine we are all in one giant pool. No.

Quote: CrapsForever

Thanks for the well wishes!

Just concluded 3 hours of interviews with 6 directors. Hopefully, I get an offer. Need to get back to working full-time and seeing co-workers everyday. It's been a struggle the past 1.5 years.....

Got a phone call stating Senior Leadership wants to meet with me next week. Earlier, I was told a decision would be made by the end of this week. Hopefully it's not another 3 hours of interviewing.....seems a bit excessive!

Can't wait to fly out to Washington DC later tonight:

Lauriol Plaza (Mexican Food)
Soul Food
Ethiopian Food

And 3 days playing CRAPS in several casinos in the Washington DC area!

Good luck, have fun and please let us know about the new Maryland Live Casino!

Harrington & Dover Downs (6/7)

Played for 2 hours
Made 9 points in 12 Attempts
Everybody else were 7out FOOLS!
Lost $500 because I can't stop betting on IDIOTS and nobody wants to pass me the dice back even though I am the only person making points!!!!

I'm beginning to hate Craps!

Quote: CrapsForever

Harrington & Dover Downs (6/7)

Played for 2 hours
Made 9 points in 12 Attempts
Everybody else were 7out FOOLS!
Lost $500 because I can't stop betting on IDIOTS and nobody wants to pass me the dice back even though I am the only person making points!!!!

I'm beginning to hate Craps!

Play some blackjack!

Back to the original subject of this post....

I went through THREE separate interviews on 3 different days over 3 weeks with over 13 different people including the President and Vice President of the company. (FYI, most candidates only go through 1 interview). During my last interview (Tuesday) the President of the company tells me "As long as you are not an Axe Murderer, the position is yours". I took this statement with a grain of salt because ever since moving to this Hell Hole of a state called Florida two years ago, NOTHING works out well for me! I got a phone call from HR later that afternoon stating that they have decided to go another direction with other candidates....so I guess this makes me an Axe Murderer???

Stunned and confused....that I got rejected for a position that was basically entry level and was paying a Base Salary LESS than 60% of my last Full Time salary consulting in Washington D.C. (The Florida position "supposedly" pays ridiculously high commissions starting the 2nd year); I decided to try my best not to go CRAZY.

Akin to an insane episode of "Curb your Enthusiasm", I got a phone call from the same company yesterday afternoon requesting that I show up for a FOURTH interview even though they told me the day before they were not planning to hire me. I "politely" refused the request for a 4th interview and I have decided to try my best to relocate back to Washington D.C. ASAP (Wife will join me there later down the road), start making some real money again and have real casinos to play craps in.

Good Riddance to Florida; no real jobs for true professionals and driving hundreds of miles to play craps on their freaking Casino Boats!!!

I am sorry to here of this ridiculous turn of events. I wish you well in your future endeavors.