Nice easy offer from Wells Fargo
You don't even need to set up direct deposit. If anyone sees anything to look out for(besides the scandals), comment. The bank must clearly be desperate, probably a good defense not to set up direct deposit in case of disaster.
Imma gonna do it.
Quote: onenickelmiraclewww.wellsfargo.com/250offer
You don't even need to set up direct deposit. If anyone sees anything to look out for(besides the scandals), comment. The bank must clearly be desperate, probably a good defense not to set up direct deposit in case of disaster.
Imma gonna do it.
They also just announced they will be closing 400 branches. But they are only regrouping, not going out of business. It's a good offer if you use it properly. They are basically paying for new customers who they hope will stick with them and their high fees.
Thanks for the info!
Quote: onenickelmiraclewww.wellsfargo.com/250offer
You don't even need to set up direct deposit. If anyone sees anything to look out for(besides the scandals), comment. The bank must clearly be desperate, probably a good defense not to set up direct deposit in case of disaster.
Imma gonna do it.
Within 60 days of account opening, complete one of these requirements:
◾Make 10 debit card purchases/payments.
◾Set up a qualifying Direct Deposit of $500 to your new checking account.
so u plan on closing your acct within 60days?
will the $250 bonus even arrive within 60days?
Quote: 100xOddsWithin 60 days of account opening, complete one of these requirements:
◾Make 10 debit card purchases/payments.
◾Set up a qualifying Direct Deposit of $500 to your new checking account.
so u plan on closing your acct within 60days?
will the $250 bonus even arrive within 60days?
10 purchases isn't hard to get $250.
No card with a Visa or MasterCard logo can be rejected because of who issued it.
They also have ridiculously easy requirements to avoid their $10 a month account fees. The one month I missed, they waived the fee when I complained.
I don't like that it's always understaffed, but they are closing some branches so the staff might get moved around.
Quote: billryanThey also have ridiculously easy requirements to avoid their $10 a month account fees. The one month I missed, they waived the fee when I complained.
You're lucky - the one time I was charged a fee (a $10 fee for having more than five electronic transfers - including two to my Wells Fargo checking account - in 35 days) and complained (the 35 days included the start of two different months), they took the fee off - then added it right back.
The only other time I have had a problem with WF was when I had a box of checks stolen (they had the wrong apartment number on them, and, apparently, the person who got them by mistake left them in the apartment complex's common mail room, where anyone could have stolen them) and changed account numbers, the switch included moving all electronic transfers to the new account as well, including ones made by anyone who had the stolen account number.
I might keep it. Depends on the fees and if it feels like always being scammed. It might begin one way and become another. Actually it can almost be counted on with any kind of account, credit, debit, checking, cell phone, tv. I never kept close tabs with my other account and was kind of angry it had changed at some point drastically and I never knew it. I was jumping through hoops for nothing, not knowing the terms were changed a long time ago. Might close it after 60 days, just don't know it for sure, but it'll definitely be after I get the $250. One big downside, no branches within 100 miles of me. If the daily balance becomes the only way to avoid certain fees, I'll definitely get out. It's good for now, all I gather.Quote: 100xOddsWithin 60 days of account opening, complete one of these requirements:
◾Make 10 debit card purchases/payments.
◾Set up a qualifying Direct Deposit of $500 to your new checking account.
so u plan on closing your acct within 60days?
will the $250 bonus even arrive within 60days?
Quote: billryanAny money deposited into standard accounts at Wells Fargo is covered by FDIC insurance so your chances of losing it is nil.
Unless you are depositing more than $250k. :)
By the way, I have more than that in Wells Fargo and it's all insured. I have my nieces and nephews names on separate accounts, in the event of my death, and each account with a differ name is treated as an independent account for the FDIC. I was surprised they don't go by the SS of the main account holder.
Quote:If the FDIC isn't able to find a bank willing to take over the failed one, however, things will go differently. The FDIC will send you a check in the mail for the loss up to the insured limit. Although this will get done as quickly as possible, you may not have access to funds during the interval, which can last a few days. Also, you'll eventually get instructions on what to do about your safety deposit box.
http://money.howstuffworks.com/personal-finance/banking/bank-closes-down1.htm
Quote: FleaStiffso how desperate are you?
Is this a joke after the Aimee saga?
https://www.capitalone.com/bank/checking-season-16/
We should probably have a thread for stuff like this.
